Civic Intelligence

Kings Peak Credit Union

EIN 87-6120660 • 501(c)14 • Roosevelt, UT

View Organization Page

Profile

Natural citizens community credit union providing members with the basic financial services of consumer loans, share accounts (savings) with checking and debit cards.

180 N 300 E 123-12Roosevelt, UT 84066

www.kingspeakcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.91x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

13th percentile

11.69x

Higher debt load relative to revenue than 13% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

73rd percentile

19%

Higher net margin than 73% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

99th percentile

21%

Faster asset growth than 99% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

22%

Faster revenue growth than 79% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$56,140,934

Up $9,829,426 (+21%) from 2023

Liabilities

Up

$51,282,893

Up $8,999,901 (+21%) from 2023

Net Assets

Up

$4,858,041

Up $829,525 (+21%) from 2023

Operations
Liabilities / Revenue13th percentileNet Margin73rd percentile

Revenue

Up

$4,387,217

Up $792,954 (+22%) from 2023

Expenses

Up

$3,557,692

Up $849,367 (+31%) from 2023

Net Income

Down

$829,525

Down $56,413 (-6.4%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth99th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2011: $11,847,369Liabilities 2011: $10,852,811Net Assets 2011: $994,5582011Assets 2012: $14,177,101Liabilities 2012: $13,022,621Net Assets 2012: $1,154,4802012Assets 2013: $14,326,923Liabilities 2013: $13,098,912Net Assets 2013: $1,228,0112013Assets 2014: $14,590,000Liabilities 2014: $13,327,614Net Assets 2014: $1,262,3862014Assets 2015: $12,346,061Liabilities 2015: $11,087,708Net Assets 2015: $1,258,3532015Assets 2016: $10,799,833Liabilities 2016: $9,843,242Net Assets 2016: $956,5912016Assets 2017: $14,397,855Liabilities 2017: $13,399,110Net Assets 2017: $998,7452017Assets 2018: $15,067,633Liabilities 2018: $13,909,064Net Assets 2018: $1,158,5692018Assets 2019: $18,839,101Liabilities 2019: $17,519,723Net Assets 2019: $1,319,3782019Assets 2020: $24,007,889Liabilities 2020: $22,327,241Net Assets 2020: $1,680,6482020Assets 2021: $32,017,343Liabilities 2021: $29,701,412Net Assets 2021: $2,315,9312021Assets 2022: $39,693,245Liabilities 2022: $36,550,667Net Assets 2022: $3,142,5782022Assets 2023: $46,311,508Liabilities 2023: $42,282,992Net Assets 2023: $4,028,5162023Assets 2024: $56,140,934Liabilities 2024: $51,282,893Net Assets 2024: $4,858,0412024

Highlighted filing

2024

Assets$56,140,934
Liabilities$51,282,893
Net Assets$4,858,041
Open 2024 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2011: $488,6852011Revenue 2012: $754,846Expenses 2012: $594,924Net Income 2012: $159,9222012Revenue 2013: $711,952Expenses 2013: $638,421Net Income 2013: $73,5312013Revenue 2014: $681,461Expenses 2014: $647,086Net Income 2014: $34,3752014Revenue 2015: $653,688Expenses 2015: $657,721Net Income 2015: -$4,0332015Revenue 2016: $662,951Expenses 2016: $964,713Net Income 2016: -$301,7622016Revenue 2017: $942,477Expenses 2017: $900,323Net Income 2017: $42,1542017Revenue 2018: $1,291,348Expenses 2018: $1,131,524Net Income 2018: $159,8242018Revenue 2019: $1,506,958Expenses 2019: $1,346,149Net Income 2019: $160,8092019Revenue 2020: $1,787,583Expenses 2020: $1,426,313Net Income 2020: $361,2702020Revenue 2021: $2,208,915Expenses 2021: $1,573,632Net Income 2021: $635,2832021Revenue 2022: $2,666,105Expenses 2022: $1,839,458Net Income 2022: $826,6472022Revenue 2023: $3,594,263Expenses 2023: $2,708,325Net Income 2023: $885,9382023Revenue 2024: $4,387,217Expenses 2024: $3,557,692Net Income 2024: $829,5252024

Highlighted filing

2024

Revenue$4,387,217
Expenses$3,557,692
Net Income$829,525
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$56,140,934
Liabilities
$51,282,893
Net assets
$4,858,041
Revenue
$4,387,217
Expenses
$3,557,692
Net income
$829,525
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.1$51.3$4.86$4.39$3.56$0.83
2023Summary only. Only limited summary data is available for this year.$46.3$42.3$4.03$3.59$2.71$0.89
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.7$36.6$3.14$2.67$1.84$0.83
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.0$29.7$2.32$2.21$1.57$0.64
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.0$22.3$1.68$1.79$1.43$0.36
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.8$17.5$1.32$1.51$1.35$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.1$13.9$1.16$1.29$1.13$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$13.4$1.00$0.94$0.90$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$9.84$0.96$0.66$0.96$0.30
2015Detailed filing. Detailed filing data is available for this year.$12.3$11.1$1.26$0.65$0.66$0.00
2014Detailed filing. Detailed filing data is available for this year.$14.6$13.3$1.26$0.68$0.65$0.03
2013Detailed filing. Detailed filing data is available for this year.$14.3$13.1$1.23$0.71$0.64$0.07
2012Summary only. Only limited summary data is available for this year.$14.2$13.0$1.15$0.75$0.59$0.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.8$10.9$0.99$0.49
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 7, 2025
Return Version
2024v5.1
Gross Receipts
$4,387,217
Mission and Program Overview

Mission

Provide natural citizens a community credit union that provides members with basic financial services of consumer loans, checking and savings accounts, and debit cards.

The credit union provides the following to its members: checking and savings accounts, debit cards, consumer loans and open-end loans, business loans, real estate loans, home equity loans and construction loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,941,741$40,621,097▲ $6,679,356
Savings and Temporary Cash Investments$5,383,302$7,038,760▲ $1,655,458
Cash and Non-Interest-Bearing Accounts$5,518,683$5,816,524▲ $297,841
Rtn Earn Endowment Incm Other Fnds$4,028,516$4,858,041▲ $829,525
Land, Buildings, and Equipment, Net$781,608$1,681,346▲ $899,738
Accounts Receivable$192,618$396,150▲ $203,532
Prepaid Expenses and Deferred Charges$229,446$201,004▼ $28,442
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$46,311,508$56,140,934▲ $9,829,426
Other Assets Total$264,110$386,053▲ $121,943
Liabilities
Other Liabilities$42,251,175$51,087,227▲ $8,836,052
Accounts Payable and Accrued Expenses$31,817$195,666▲ $163,849
Total Liabilities$42,282,992$51,282,893▲ $8,999,901
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,028,516$4,858,041▲ $829,525
Total Liabilities and Net Assets / Fund Balance$46,311,508$56,140,934▲ $9,829,426

Asset Categories

AssetBook ValueDepreciationBasis
Land$1,155,063-$1,155,063
Buildings$455,188$200,349$655,537
Equipment$58,866$97,494$156,360
Other Land Buildings$12,229$24,282$36,511
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
William FausettChairman
Ryan ReynoldsPresident & CEO
Bert PottsVice Chairman
Alawna EldredgeDirector
Ben PughDirector
Denny MechamDirector
Nicholas B OgdenDirector
Adri Ann WoottonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,015,929
Investment Income
$371,288
Other Revenue
$0
Change in Net Assets
$829,525
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,835,147
Salaries, Compensation, and Employee Benefits$722,545
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$470,001--$470,001
Other Salaries and Wages$452,002--$452,002
Occupancy$127,141--$127,141
Comp Disqual Persons-$126,582-$126,582
Other Expenses$102,563--$102,563
Other Employee Benefits$82,856$12,387-$95,243
Advertising$53,797--$53,797
Payroll Taxes$39,035$9,683-$48,718
Travel-$43,292-$43,292
All Other Expenses$-159--$-159
Total Functional Expenses$3,365,748$191,944$0$3,557,692
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member share accounts$50,342,227
Non Member Shares$745,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are credit union account shareholders.”

Form 990, Part VI, Section A, Line 7A

“All Board Members are elected by member/shareholders to their positions.”

Form 990, Part VI, Section A, Line 7B

“The governance decision reserved for members is teh ability to stop credit union operations or merge with another credit union.”

Form 990, Part VI, Section B, Line 11B

“President/CEO reviews 990 prior to submittal.”

Form 990, Part VI, Section B, Line 12C

“Key employees review conflict of interest policy. Only Board of Directors approve CEO loans. A supervisory committee reviews Board Member loans.”

Form 990, Part VI, Section B, Line 15A

“Board Members approve CEO and key employee wages.”

Form 990, Part VI, Section B, Line 15B

“The Board of Directors regularly reviews wages and compares key employee wages to similar entities in the region.”

Form 990, Part VI, Section C, Line 19

“Financial statements are made available upon request at the Credit Union office. Financial statements are presented at the annual meeting.”

Filing and Contact Details

Filer

Filer Name
Kings Peak Credit Union
EIN
87-6120660
Phone
4357223795
Address
180 N 300 E 123-12, Roosevelt, UT 84066

Signing Officer

Name
Ryan Reynolds
Title
President & CEO
Signed
2025-05-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ryan Reynolds
Formed
1960
Legal Domicile
Ut
Voting Board Members
7
Independent Board Members
7
Employees
10

Preparer

Firm
Aycock Miles & Assoc CPAs
Address
58 East 100 North 83-13, Roosevelt, UT 84066
Preparer
Michael J Miles
Phone
4357225153
Raw XML AppendixShowing 400 of 437 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt031817
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0195666
IRS990/AccountsReceivableGrp/BOYAmt0192618
IRS990/AccountsReceivableGrp/EOYAmt0396150
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0The credit union provides the following to its members: checking and savings accounts, debit cards, consumer loans and open-end loans, business loans, real estate loans, home equity loans and construction loans.
IRS990/AdvertisingGrp/ProgramServicesAmt053797
IRS990/AdvertisingGrp/TotalAmt053797
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0-159
IRS990/AllOtherExpensesGrp/TotalAmt0-159
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Ryan Reynolds
IRS990/BooksInCareOfDetail/PhoneNum04357223795
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0180 N 300 E 123-12
IRS990/BooksInCareOfDetail/USAddress/CityNm0Roosevelt
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0UT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd084066
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt05518683
IRS990/CashNonInterestBearingGrp/EOYAmt05816524
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt0126582
IRS990/CompDisqualPersonsGrp/TotalAmt0126582
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0371288
IRS990/CYOtherExpensesAmt02835147
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt04015929
IRS990/CYRevenuesLessExpensesAmt0829525
IRS990/CYSalariesCompEmpBnftPaidAmt0722545
IRS990/CYTotalExpensesAmt03557692
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt04387217
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0The credit union provides the following to its members: checking and savings accounts, debit cards, consumer loans and open-end loans, business loans, real estate loans, home equity loans and construction loans.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt010
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Alawna Eldredge
IRS990/Form990PartVIISectionAGrp/PersonNm1Denny Mecham
IRS990/Form990PartVIISectionAGrp/PersonNm2William Fausett
IRS990/Form990PartVIISectionAGrp/PersonNm3Adri Ann Wootton
IRS990/Form990PartVIISectionAGrp/PersonNm4Ben Pugh
IRS990/Form990PartVIISectionAGrp/PersonNm5Bert Potts
IRS990/Form990PartVIISectionAGrp/PersonNm6Nicholas B Ogden
IRS990/Form990PartVIISectionAGrp/PersonNm7Ryan Reynolds
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President & CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01960
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt04387217
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0371288
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0371288
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt0483
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0322125
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0781608
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01681346
IRS990/LandBldgEquipCostOrOtherBssAmt02003471
IRS990/LegalDomicileStateCd0UT
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Provide natural citizens a community credit union that provides members with basic financial services of consumer loans, checking and savings accounts, and debit cards.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04028516
IRS990/NetAssetsOrFundBalancesEOYAmt04858041
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0127141
IRS990/OccupancyGrp/TotalAmt0127141
IRS990/OfficeExpensesGrp/ProgramServicesAmt0470001
IRS990/OfficeExpensesGrp/TotalAmt0470001
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0264110
IRS990/OtherAssetsTotalGrp/EOYAmt0386053
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt012387
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt082856
IRS990/OtherEmployeeBenefitsGrp/TotalAmt095243
IRS990/OtherExpensesGrp/Desc0Dividend
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2Provision for loan losses
IRS990/OtherExpensesGrp/Desc3Professional & outside service
IRS990/OtherExpensesGrp/ProgramServicesAmt01661396
IRS990/OtherExpensesGrp/ProgramServicesAmt1197116
IRS990/OtherExpensesGrp/ProgramServicesAmt2180000
IRS990/OtherExpensesGrp/ProgramServicesAmt3102563
IRS990/OtherExpensesGrp/TotalAmt01661396
IRS990/OtherExpensesGrp/TotalAmt1197116
IRS990/OtherExpensesGrp/TotalAmt2180000
IRS990/OtherExpensesGrp/TotalAmt3102563
IRS990/OtherLiabilitiesGrp/BOYAmt042251175
IRS990/OtherLiabilitiesGrp/EOYAmt051087227
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0452002
IRS990/OtherSalariesAndWagesGrp/TotalAmt0452002
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033941741
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt040621097
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt09683
IRS990/PayrollTaxesGrp/ProgramServicesAmt039035
IRS990/PayrollTaxesGrp/TotalAmt048718
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0229446
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0201004
IRS990/PrincipalOfficerNm0Ryan Reynolds
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Commissions on insurances
IRS990/ProgramServiceRevenueGrp/Desc1Interest from loans
IRS990/ProgramServiceRevenueGrp/Desc2Miscellaneous
IRS990/ProgramServiceRevenueGrp/Desc3Service fees & charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0297373
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13346236
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt280
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3372240
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0297373
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13346236
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt280
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3372240
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0248927
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02146065
IRS990/PYProgramServiceRevenueAmt03345336
IRS990/PYRevenuesLessExpensesAmt0885938
IRS990/PYSalariesCompEmpBnftPaidAmt0562260
IRS990/PYTotalExpensesAmt02708325
IRS990/PYTotalRevenueAmt03594263
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0829525
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04028516
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04858041
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05383302
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07038760
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0455188
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0200349
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0655537
IRS990ScheduleD/EquipmentGrp/BookValueAmt058866
IRS990ScheduleD/EquipmentGrp/DepreciationAmt097494
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0156360
IRS990ScheduleD/LandGrp/BookValueAmt01155063
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01155063
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt012229
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt024282
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt036511
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt050342227
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1745000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member share accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Non Member Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01681346
IRS990ScheduleD/TotalLiabilityAmt051087227
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0112805
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt139480
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt246274
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Home loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Home loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Loan
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0131798
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1194189
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt260000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt371908
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Adri Wootton
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Bert Potts
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Nicholas Ogden
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Brett Larsen
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/TotalBalanceDueAmt0198559
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Members are credit union account shareholders.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All Board Members are elected by member/shareholders to their positions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The governance decision reserved for members is teh ability to stop credit union operations or merge with another credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3President/CEO reviews 990 prior to submittal.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Key employees review conflict of interest policy. Only Board of Directors approve CEO loans. A supervisory committee reviews Board Member loans.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Board Members approve CEO and key employee wages.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The Board of Directors regularly reviews wages and compares key employee wages to similar entities in the region.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Financial statements are made available upon request at the Credit Union office. Financial statements are presented at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0UT
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt046311508
IRS990/TotalAssetsEOYAmt056140934
IRS990/TotalAssetsGrp/BOYAmt046311508
IRS990/TotalAssetsGrp/EOYAmt056140934
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0191944
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03365748
IRS990/TotalFunctionalExpensesGrp/TotalAmt03557692
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt042282992
IRS990/TotalLiabilitiesEOYAmt051282893
IRS990/TotalLiabilitiesGrp/BOYAmt042282992
IRS990/TotalLiabilitiesGrp/EOYAmt051282893
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04028516
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04858041
IRS990/TotalProgramServiceRevenueAmt04015929
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04387217
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04387217
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt046311508
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt056140934
IRS990/TravelGrp/ManagementAndGeneralAmt043292
IRS990/TravelGrp/TotalAmt043292
IRS990/TypeOfOrganizationCorpInd0X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $50M-$100M nonprofits