Civic Intelligence

City Credit Union

EIN 43-0822402 • 501(c)14 • Independence, MO

View Organization Page

Profile

To serve our members' financial needs in a friendly and responsible way.

2550 S State Route 291Independence, MO 64057-1226

www.city-cu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

44th percentile

0.88x

Higher debt load relative to assets than 44% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

20th percentile

13.41x

Higher debt load relative to revenue than 20% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

73rd percentile

19%

Higher net margin than 73% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

44th percentile

-0.3%

Faster asset growth than 44% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

84th percentile

25%

Faster revenue growth than 84% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$56,391,496

Up $1,260,798 (+2.3%) from 2023

Liabilities

Up

$49,513,371

Up $567,426 (+1.2%) from 2023

Net Assets

Up

$6,878,125

Up $693,372 (+11%) from 2023

Operations
Liabilities / Revenue20th percentileNet Margin73rd percentile

Revenue

Up

$3,692,622

Up $489,191 (+15%) from 2023

Expenses

Up

$2,999,250

Up $459,283 (+18%) from 2023

Net Income

Up

$693,372

Up $29,908 (+4.5%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth44th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $24,392,061Liabilities 2010: $22,014,180Net Assets 2010: $2,377,8812010Assets 2011: $27,439,346Liabilities 2011: $24,724,915Net Assets 2011: $2,714,4312011Assets 2012: $30,109,077Liabilities 2012: $27,337,777Net Assets 2012: $2,771,3002012Assets 2013: $30,760,210Liabilities 2013: $27,958,362Net Assets 2013: $2,801,8482013Assets 2014: $29,951,306Liabilities 2014: $26,876,778Net Assets 2014: $3,074,5282014Assets 2015: $32,188,753Liabilities 2015: $28,847,691Net Assets 2015: $3,341,0622015Assets 2016: $35,492,715Liabilities 2016: $32,225,752Net Assets 2016: $3,266,9632016Assets 2017: $38,018,442Liabilities 2017: $34,442,041Net Assets 2017: $3,576,4012017Assets 2018: $38,497,654Liabilities 2018: $34,314,976Net Assets 2018: $4,182,6782018Assets 2019: $39,675,867Liabilities 2019: $35,075,545Net Assets 2019: $4,600,3222019Assets 2020: $49,606,134Liabilities 2020: $44,460,245Net Assets 2020: $5,145,8892020Assets 2021: $57,882,498Liabilities 2021: $52,492,405Net Assets 2021: $5,390,0932021Assets 2022: $56,740,522Liabilities 2022: $51,200,632Net Assets 2022: $5,539,8902022Assets 2023: $55,130,698Liabilities 2023: $48,945,945Net Assets 2023: $6,184,7532023Assets 2024: $56,391,496Liabilities 2024: $49,513,371Net Assets 2024: $6,878,1252024

Highlighted filing

2024

Assets$56,391,496
Liabilities$49,513,371
Net Assets$6,878,125
Open 2024 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,567,7352010Expenses 2011: $1,298,2922011Expenses 2012: $1,581,9202012Revenue 2013: $1,686,659Expenses 2013: $1,656,111Net Income 2013: $30,5482013Revenue 2014: $1,799,335Expenses 2014: $1,526,655Net Income 2014: $272,6802014Revenue 2015: $1,784,459Expenses 2015: $1,517,925Net Income 2015: $266,5342015Revenue 2016: $1,807,577Expenses 2016: $1,881,676Net Income 2016: -$74,0992016Revenue 2017: $1,864,370Expenses 2017: $1,554,932Net Income 2017: $309,4382017Revenue 2018: $2,149,351Expenses 2018: $1,543,074Net Income 2018: $606,2772018Revenue 2019: $2,298,303Expenses 2019: $1,880,659Net Income 2019: $417,6442019Revenue 2020: $2,142,784Expenses 2020: $1,597,217Net Income 2020: $545,5672020Revenue 2021: $2,065,240Expenses 2021: $1,821,036Net Income 2021: $244,2042021Revenue 2022: $2,361,541Expenses 2022: $2,211,744Net Income 2022: $149,7972022Revenue 2023: $3,203,431Expenses 2023: $2,539,967Net Income 2023: $663,4642023Revenue 2024: $3,692,622Expenses 2024: $2,999,250Net Income 2024: $693,3722024

Highlighted filing

2024

Revenue$3,692,622
Expenses$2,999,250
Net Income$693,372
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$56,391,496
Liabilities
$49,513,371
Net assets
$6,878,125
Revenue
$3,692,622
Expenses
$2,999,250
Net income
$693,372
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$56.4$49.5$6.88$3.69$3.00$0.69
2023Detailed filing. Detailed filing data is available for this year.$55.1$48.9$6.18$3.20$2.54$0.66
2022Detailed filing. Detailed filing data is available for this year.$56.7$51.2$5.54$2.36$2.21$0.15
2021Detailed filing. Detailed filing data is available for this year.$57.9$52.5$5.39$2.07$1.82$0.24
2020Detailed filing. Detailed filing data is available for this year.$49.6$44.5$5.15$2.14$1.60$0.55
2019Detailed filing. Detailed filing data is available for this year.$39.7$35.1$4.60$2.30$1.88$0.42
2018Detailed filing. Detailed filing data is available for this year.$38.5$34.3$4.18$2.15$1.54$0.61
2017Detailed filing. Detailed filing data is available for this year.$38.0$34.4$3.58$1.86$1.55$0.31
2016Detailed filing. Detailed filing data is available for this year.$35.5$32.2$3.27$1.81$1.88$0.07
2015Detailed filing. Detailed filing data is available for this year.$32.2$28.8$3.34$1.78$1.52$0.27
2014Detailed filing. Detailed filing data is available for this year.$30.0$26.9$3.07$1.80$1.53$0.27
2013Detailed filing. Detailed filing data is available for this year.$30.8$28.0$2.80$1.69$1.66$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.1$27.3$2.77$1.58
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.4$24.7$2.71$1.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.4$22.0$2.38$1.57
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 4, 2025
Return Version
2024v5.1
Gross Receipts
$3,923,188
Mission and Program Overview

Mission

To serve our members' financial needs in a friendly and responsible way.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$35,775,915$36,768,239▲ $992,324
Savings and Temporary Cash Investments$15,550,725$15,727,720▲ $176,995
Rtn Earn Endowment Incm Other Fnds$6,184,753$6,878,125▲ $693,372
Cash and Non-Interest-Bearing Accounts$669,042$763,583▲ $94,541
Land, Buildings, and Equipment, Net$682,693$671,164▼ $11,529
Prepaid Expenses and Deferred Charges$318,465$344,943▲ $26,478
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$55,130,698$56,391,496▲ $1,260,798
Other Assets Total$2,133,858$2,115,847▼ $18,011
Liabilities
Other Liabilities$47,949,413$48,665,719▲ $716,306
Accounts Payable and Accrued Expenses$996,532$847,652▼ $148,880
Total Liabilities$48,945,945$49,513,371▲ $567,426
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,184,753$6,878,125▲ $693,372
Total Liabilities and Net Assets / Fund Balance$55,130,698$56,391,496▲ $1,260,798

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$355,156$316,688$671,844
Equipment$136,197$179,643$315,840
Land$179,811-$179,811
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa AutryPresidentFT$134,280$16,278$150,558
Jennifer GrissomVice President - LendingFT$78,996$32,077$111,073

Board Members and Trustees

NameTitle
Larry HorneChairman
Dayla Bishop SchwartzVice Chairman
Jerry HunterDirector
Michael HirstDirector
Sean TitusDirector
Timothy HermanDirector
Mary ThompsonSecretary / Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$10,325
Program Service Revenue
$2,982,960
Investment Income
$692,991
Other Revenue
$6,346
All Other Contributions
$10,325
Change in Net Assets
$693,372
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,173,421
Salaries, Compensation, and Employee Benefits$823,829
Grants and Similar Amounts Paid$2,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$450,482
Other Salaries and Wages---$423,286
Information Technology---$296,217
Current Officers, Directors, Trustees, and Key Employees---$261,630
Occupancy---$107,866
Other Employee Benefits---$53,174
Payroll Taxes---$48,339
Advertising---$42,371
Depreciation Depletion---$39,700
Pension Plan Contributions---$37,400
Insurance---$30,378
Fees for Services Accounting---$30,193
Conferences and Meetings---$18,065
Other Expenses---$14,258
Fees for Services Other---$6,008
Grants to Domestic Individuals---$2,000
All Other Expenses---$-1,053
Total Functional Expenses$0$0$0$2,999,250
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$48,665,719
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by management and presented to the board of directors at a regular board meeting before submission.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all officers, directors and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The board of directors evaluates the president's performance and sets compensation using comparability data and pursuant to a written employment contract. All other management compensation is determined by the president and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
City Credit Union
EIN
43-0822402
Phone
8162522415
Address
2550 S STATE ROUTE 291, INDEPENDENCE, MO 64057-1226

Signing Officer

Name
Lisa Autry
Title
President
Phone
8162522415
Signed
2025-06-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Autry
Formed
1960
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
15
Volunteers
10

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Raw XML Appendix396 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherLiabilitiesGrp/BOYAmt047949413
IRS990/OtherLiabilitiesGrp/EOYAmt048665719
IRS990/OtherSalariesAndWagesGrp/TotalAmt0423286
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt035775915
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt036768239
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt048339
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt037400
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0318465
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0344943
IRS990/PrincipalOfficerNm0LISA AUTRY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02473323
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1505737
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02473323
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1505737
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23900
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt03900
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $33,202,910, INCLUDING PARTICIPATION LOANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS AND INTEREST ON MEMBER SHARES AND DEPOSITS TOTALING $392,032 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt053610
IRS990/PYGrantsAndSimilarPaidAmt02000
IRS990/PYInvestmentIncomeAmt0523187
IRS990/PYOtherExpensesAmt01762980
IRS990/PYOtherRevenueAmt06148
IRS990/PYProgramServiceRevenueAmt02620486
IRS990/PYRevenuesLessExpensesAmt0663464
IRS990/PYSalariesCompEmpBnftPaidAmt0774987
IRS990/PYTotalExpensesAmt02539967
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03203431
IRS990/ReconcilationRevenueExpnssAmt0693372
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt06346
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt06346
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06184753
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06878125
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015550725
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015727720
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt0355156
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0316688
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0671844
IRS990ScheduleD/EquipmentGrp/BookValueAmt0136197
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0179643
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0315840
IRS990ScheduleD/LandGrp/BookValueAmt0179811
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0179811
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt048665719
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0671164
IRS990ScheduleD/TotalLiabilityAmt048665719
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0134280
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount01186
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt012092
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt03000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LISA AUTRY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0150558
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS EVALUATES THE PRESIDENT'S PERFORMANCE AND SETS COMPENSATION USING COMPARABILITY DATA AND PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT. THEIR DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1PRESIDENT, LISA AUTRY IS A PARTICIPANT IN A 457(F) DEFERRED COMPENSATION PLAN. DURING THE YEAR, THE CREDIT UNION RECORDED $12,737 EXPENSE RELATED TO THE PLAN, AND THERE WERE NO DISTRIBUTIONS.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 4B
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY MANAGEMENT AND PRESENTED TO THE BOARD OF DIRECTORS AT A REGULAR BOARD MEETING BEFORE SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS EVALUATES THE PRESIDENT'S PERFORMANCE AND SETS COMPENSATION USING COMPARABILITY DATA AND PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt055130698
IRS990/TotalAssetsEOYAmt056391496
IRS990/TotalAssetsGrp/BOYAmt055130698
IRS990/TotalAssetsGrp/EOYAmt056391496
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt010325
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/TotalAmt02999250
IRS990/TotalGrossUBIAmt03900
IRS990/TotalLiabilitiesBOYAmt048945945
IRS990/TotalLiabilitiesEOYAmt049513371
IRS990/TotalLiabilitiesGrp/BOYAmt048945945
IRS990/TotalLiabilitiesGrp/EOYAmt049513371
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06184753
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06878125
IRS990/TotalOtherCompensationAmt047169
IRS990/TotalProgramServiceRevenueAmt02982960
IRS990/TotalReportableCompFromOrgAmt0214462
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03678397
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03692622
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03900
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt055130698
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt056391496
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02550 S STATE ROUTE 291
IRS990/USAddress/CityNm0INDEPENDENCE
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0640571226
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.CITY-CU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA AUTRY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08162522415
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CITY
ReturnHeader/Filer/EIN0430822402
ReturnHeader/Filer/PhoneNum08162522415
ReturnHeader/Filer/USAddress/AddressLine1Txt02550 S STATE ROUTE 291
ReturnHeader/Filer/USAddress/CityNm0INDEPENDENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0640571226
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-06-04T05:09:59-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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