Civic Intelligence

Utah Community Reinvestment Corporation

EIN 87-0620659 • 501(c)3 • Salt Lake City, UT

View Organization Page

Profile

Provide capital to serve low and moderate income individuals and underserved communities through enhanced financial services and innovation.

64 E Winchester Street 330Salt Lake City, UT 84107

www.ucrc.biz

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.97x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

99th percentile

21.24x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Net Margin

56th percentile

6.0%

Higher net margin than 56% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

15th percentile

$349,487

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

501(c)3 • $250M-$1B nonprofits • Source year 2024

Asset Growth

81st percentile

15%

Faster asset growth than 81% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

27%

Faster revenue growth than 81% of similar nonprofits.

501(c)3 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Up

$468,815,435

Up $59,410,883 (+15%) from 2023

Liabilities

Up

$455,246,265

Up $58,123,591 (+15%) from 2023

Net Assets

Up

$13,569,170

Up $1,287,292 (+10%) from 2023

Operations
Liabilities / Revenue99th percentileNet Margin56th percentile

Revenue

Up

$21,428,471

Up $4,565,919 (+27%) from 2023

Expenses

Up

$20,141,179

Up $3,993,850 (+25%) from 2023

Net Income

Up

$1,287,292

Up $572,069 (+80%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth81st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $85,699,163Liabilities 2010: $80,942,005Net Assets 2010: $4,757,1582010Assets 2011: $65,479,720Liabilities 2011: $59,064,885Net Assets 2011: $6,414,8352011Assets 2012: $72,278,616Liabilities 2012: $65,541,478Net Assets 2012: $6,737,1382012Assets 2013: $103,022,112Liabilities 2013: $95,846,994Net Assets 2013: $7,175,1182013Assets 2014: $115,661,203Liabilities 2014: $107,596,895Net Assets 2014: $8,064,3082014Assets 2015: $115,524,709Liabilities 2015: $107,198,217Net Assets 2015: $8,326,4922015Assets 2016: $119,787,645Liabilities 2016: $110,845,512Net Assets 2016: $8,942,1332016Assets 2017: $143,197,811Liabilities 2017: $133,682,910Net Assets 2017: $9,514,9012017Assets 2018: $156,571,622Liabilities 2018: $146,668,756Net Assets 2018: $9,902,8662018Assets 2019: $161,195,074Liabilities 2019: $151,033,706Net Assets 2019: $10,161,3682019Assets 2020: $190,630,338Liabilities 2020: $179,697,759Net Assets 2020: $10,932,5792020Assets 2021: $241,166,960Liabilities 2021: $230,355,050Net Assets 2021: $10,811,9102021Assets 2022: $316,858,428Liabilities 2022: $305,291,773Net Assets 2022: $11,566,6552022Assets 2023: $409,404,552Liabilities 2023: $397,122,674Net Assets 2023: $12,281,8782023Assets 2024: $468,815,435Liabilities 2024: $455,246,265Net Assets 2024: $13,569,1702024

Highlighted filing

2024

Assets$468,815,435
Liabilities$455,246,265
Net Assets$13,569,170
Open 2024 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $4,052,6532010Expenses 2011: $4,680,4512011Expenses 2012: $3,858,4032012Revenue 2013: $5,099,832Expenses 2013: $4,666,852Net Income 2013: $432,9802013Revenue 2014: $7,162,840Expenses 2014: $6,273,650Net Income 2014: $889,1902014Revenue 2015: $7,162,845Expenses 2015: $6,900,660Net Income 2015: $262,1852015Revenue 2016: $6,803,257Expenses 2016: $6,187,616Net Income 2016: $615,6412016Revenue 2017: $6,807,608Expenses 2017: $6,234,840Net Income 2017: $572,7682017Revenue 2018: $7,793,692Expenses 2018: $7,405,727Net Income 2018: $387,9652018Revenue 2019: $8,195,932Expenses 2019: $7,937,430Net Income 2019: $258,5022019Revenue 2020: $9,093,346Expenses 2020: $8,322,135Net Income 2020: $771,2112020Revenue 2021: $12,007,635Expenses 2021: $10,947,876Net Income 2021: $1,059,7592021Revenue 2022: $14,309,085Expenses 2022: $13,554,340Net Income 2022: $754,7452022Revenue 2023: $16,862,552Expenses 2023: $16,147,329Net Income 2023: $715,2232023Revenue 2024: $21,428,471Expenses 2024: $20,141,179Net Income 2024: $1,287,2922024

Highlighted filing

2024

Revenue$21,428,471
Expenses$20,141,179
Net Income$1,287,292
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$468,815,435
Liabilities
$455,246,265
Net assets
$13,569,170
Revenue
$21,428,471
Expenses
$20,141,179
Net income
$1,287,292
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$469$455$13.6$21.4$20.1$1.29
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$409$397$12.3$16.9$16.1$0.72
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$317$305$11.6$14.3$13.6$0.75
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$241$230$10.8$12.0$10.9$1.06
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$191$180$10.9$9.09$8.32$0.77
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$161$151$10.2$8.20$7.94$0.26
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$157$147$9.90$7.79$7.41$0.39
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$134$9.51$6.81$6.23$0.57
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$120$111$8.94$6.80$6.19$0.62
2015Summary only. Only limited summary data is available for this year.$116$107$8.33$7.16$6.90$0.26
2014Detailed filing. Detailed filing data is available for this year.$116$108$8.06$7.16$6.27$0.89
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$103$95.8$7.18$5.10$4.67$0.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.3$65.5$6.74$3.86
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$65.5$59.1$6.41$4.68
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.7$80.9$4.76$4.05
Peer Organizations

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