Civic Intelligence

Pacific Rails Credit Union

990 • Fiscal year 2010 • EIN 87-0212823

Jan 01, 2010 to Dec 31, 2010 • Filed on Aug 28, 2012

7134 S Redwood Road84084
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.92x

Higher debt load relative to assets than 91% of similar nonprofits.

2010 filings • $25M-$50M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$28,376,562

No earlier filing loaded for comparison.

Net Assets

$2,183,195

No earlier filing loaded for comparison.

Liabilities

$26,193,367

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$2,127,293

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $28,376,562Liabilities 2010: $26,193,367Net Assets 2010: $2,183,1952010Assets 2011: $23,269,606Liabilities 2011: $22,587,838Net Assets 2011: $681,7682011

Highlighted filing

2010

Assets$28,376,562
Liabilities$26,193,367
Net Assets$2,183,195

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $2,127,2932010Expenses 2011: $3,297,7862011

Highlighted filing

2010

Revenue-
Expenses$2,127,293
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Aug 28, 2012
Return Version
2010v3.7
Gross Receipts
$2,098,346
Mission and Program Overview

Major Activities

Activity 2
The provision for loan losses funds the allowance for loan losses account. Because the economy has taken a down turn recently the credit union is seeking and experiencing a high volume of losses on its loan portfolio.
Activity 3
The office expenses are our operating expenses for providing the services we do for our members.
Filing and Contact Details

Filer

EIN
87-0212823
Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02016-02-24 21:20:13Z
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