Civic Intelligence

Utah Nurses Association

990EZ • Fiscal year 2024 • EIN 87-0189030

Jan 01, 2024 to Dec 31, 2024 • Filed on Apr 15, 2025

434 Ascension Way APT 500Salt Lake City, UT 84123

(801) 272-4510

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.01x

Higher debt load relative to assets than 55% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.02x

Higher debt load relative to revenue than 62% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

38th percentile

-3.1%

Higher net margin than 38% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

43rd percentile

-1.7%

Faster asset growth than 43% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

38th percentile

-2.7%

Faster revenue growth than 38% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$189,219

Down $3,318 (-1.7%) from 2023

Net Assets

$187,157

No earlier filing loaded for comparison.

Liabilities

Flat

$2,062

Flat from 2023

Revenue

Down

$89,368

Down $2,468 (-2.7%) from 2023

Expenses

Up

$92,142

Up $7,446 (+8.8%) from 2023

Net Income

Down

-$2,774

Down $9,914 (-139%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $142,238Liabilities 2011: $1,725Net Assets 2011: $140,5132011Assets 2012: $177,194Liabilities 2012: $1,217Net Assets 2012: $175,9772012Assets 2013: $178,840Liabilities 2013: $2,545Net Assets 2013: $176,2952013Assets 2014: $197,143Liabilities 2014: $1,252Net Assets 2014: $195,8912014Assets 2015: $201,789Liabilities 2015: $02015Assets 2016: $251,990Liabilities 2016: $4,642Net Assets 2016: $247,3482016Assets 2017: $260,908Liabilities 2017: $19,341Net Assets 2017: $241,5672017Assets 2018: $203,085Net Assets 2018: $203,0852018Assets 2019: $190,860Net Assets 2019: $190,8602019Assets 2020: $196,966Liabilities 2020: $5,843Net Assets 2020: $191,1232020Assets 2022: $178,860Liabilities 2022: $562Net Assets 2022: $178,2982022Assets 2023: $192,537Liabilities 2023: $2,0622023Assets 2024: $189,219Liabilities 2024: $2,062Net Assets 2024: $187,1572024

Highlighted filing

2024

Assets$189,219
Liabilities$2,062
Net Assets$187,157

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $78,929Expenses 2011: $59,312Net Income 2011: $19,6172011Revenue 2012: $95,110Expenses 2012: $59,646Net Income 2012: $35,4642012Revenue 2013: $68,031Expenses 2013: $67,713Net Income 2013: $3182013Revenue 2014: $121,545Expenses 2014: $101,949Net Income 2014: $19,5962014Revenue 2015: $70,150Expenses 2015: $67,732Net Income 2015: $2,4182015Revenue 2016: $100,881Expenses 2016: $67,720Net Income 2016: $33,1612016Revenue 2017: $78,444Expenses 2017: $98,858Net Income 2017: -$20,4142017Revenue 2018: $70,434Expenses 2018: $82,947Net Income 2018: -$12,5132018Revenue 2019: $72,176Expenses 2019: $94,236Net Income 2019: -$22,0602019Revenue 2020: $71,212Expenses 2020: $76,035Net Income 2020: -$4,8232020Revenue 2022: $79,412Expenses 2022: $81,768Net Income 2022: -$2,3562022Revenue 2023: $91,836Expenses 2023: $84,696Net Income 2023: $7,1402023Revenue 2024: $89,368Expenses 2024: $92,142Net Income 2024: -$2,7742024

Highlighted filing

2024

Revenue$89,368
Expenses$92,142
Net Income-$2,774
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 15, 2025
Return Version
2024v5.1
Gross Receipts
$89,368
Mission and Program Overview

Mission

See Schedule O, Statement 1

Program Services

DescriptionGrantsExpenses
The mission of the UNA is to advocate, educate and be a voice for all nurses in Utah-$10,692
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrew NydeggerPresident-$0--
Brittania Doxstader1st VP-$0--
Rachel Ardern2nd VP-$0--
Nicole de la VegaTreasurer-$0--
Heather PanekSecretary-$0--
Elizabeth CloseExecutive DirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Utah Nurses Association
EIN
87-0189030
Address
434 Ascension Way APT 500, Salt Lake City, UT 84123

Signing Officer

Name
Elizabeth Close
Title
Executive Director
Signed
2025-04-15
Discuss with paid preparer
Yes

Preparer

Firm
Cottonwood Asset Management
Address
4505 Wasatch Blvd Suite 300, Salt Lake City, UT 84124
Preparer
David E Kaplan
Phone
8015201353
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

Refunds 597

Form 990-EZ, Part I, Line 16, Other Expenses

Conferences, conventions, and meetings 11,304

Form 990-EZ, Part I, Line 16, Other Expenses

Supplies 210

Form 990-EZ, Part I, Line 16, Other Expenses

Telephone 680

Form 990-EZ, Part I, Line 16, Other Expenses

Bank Charges 60

Form 990-EZ, Part I, Line 16, Other Expenses

Business License 10

Form 990-EZ, Part I, Line 16, Other Expenses

Insurance 1,766

Form 990-EZ, Part I, Line 16, Other Expenses

Advertising 2,808

Form 990-EZ, Part I, Line 16, Other Expenses

Website costs 3,014

Form 990-EZ, Part I, Line 16, Other Expenses

Computer and Internet 1,872

Form 990-EZ, Part I, Line 16, Other Expenses

Mailing list 1,763

Form 990-EZ, Part I, Line 20, Net Assets

Unrealized gain/loss on investments -544

Form 990-EZ, Part II, Line 24, Other Assets

Furniture and Equipment net of depreciation Beginning of year 603, End of year 603

Form 990-EZ, Part II, Line 24, Other Assets

Deposit from the UNF in transit Beginning of year 1,500, End of year 0

Form 990-EZ, Part II, Line 26, Liabilities

Kathleen Kufman Memorial Fund Beginning of year 562, End of year 562

Form 990-EZ, Part II, Line 26, Liabilities

Restricted contribution from the UNF in transit Beginning of year 1,500, End of year 1,500

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0Andrew Nydegger
CompensationExplanation/CompensationExplanationGrp/PersonNm1Brittania Doxstader
CompensationExplanation/CompensationExplanationGrp/PersonNm2Rachel Ardern
CompensationExplanation/CompensationExplanationGrp/PersonNm3Nicole de la Vega
CompensationExplanation/CompensationExplanationGrp/PersonNm4Heather Panek
CompensationExplanation/CompensationExplanationGrp/PersonNm5Elizabeth Close
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0volunteer position
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt1volunteer position
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt2volunteer position
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt3volunteer position
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt4volunteer position
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt5Contractor
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Elizabeth Close
IRS990EZ/BooksInCareOfDetail/PhoneNum08012724510
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0434 Ascension Way Suite 500
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Salt Lake City
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0UT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd084123
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0190434
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0188616
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-2774
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05530
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0192537
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0189219
IRS990EZ/GrossReceiptsAmt089368
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt08331
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt073939
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0190475
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0187157
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0190475
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0187157
IRS990EZ/OccupancyRentUtltsAndMaintAmt02400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5026.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Andrew Nydegger
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Brittania Doxstader
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Rachel Ardern
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Nicole de la Vega
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Heather Panek
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Elizabeth Close
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11st VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt22nd VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Executive Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02103
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0603
IRS990EZ/OtherChangesInNetAssetsAmt0-544
IRS990EZ/OtherExpensesTotalAmt023487
IRS990EZ/OtherRevenueTotalAmt0597
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0See Schedule O, Statement 1
IRS990EZ/PrintingPublicationsPostageAmt073
IRS990EZ/ProgramServiceRevenueAmt06501
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The mission of the UNA is to advocate, educate and be a voice for all nurses in Utah
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt010692
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt060652
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0UT
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02062
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02062
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt092142
IRS990EZ/TotalProgramServiceExpensesAmt010692
IRS990EZ/TotalRevenueAmt089368
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.utnurse.org
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Refunds 597
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Conferences, conventions, and meetings 11,304
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Supplies 210
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Telephone 680
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Bank Charges 60
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Business License 10
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Insurance 1,766
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Advertising 2,808
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Website costs 3,014
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Computer and Internet 1,872
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Mailing list 1,763
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Unrealized gain/loss on investments -544
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Furniture and Equipment net of depreciation Beginning of year 603, End of year 603
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Deposit from the UNF in transit Beginning of year 1,500, End of year 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Kathleen Kufman Memorial Fund Beginning of year 562, End of year 562
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Restricted contribution from the UNF in transit Beginning of year 1,500, End of year 1,500
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 20, Net Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Elizabeth Close
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Utah Nurses Association
ReturnHeader/Filer/BusinessNameControlTxt0UTAH
ReturnHeader/Filer/EIN0870189030
ReturnHeader/Filer/USAddress/AddressLine1Txt0434 Ascension Way APT 500
ReturnHeader/Filer/USAddress/CityNm0Salt Lake City
ReturnHeader/Filer/USAddress/StateAbbreviationCd0UT
ReturnHeader/Filer/USAddress/ZIPCd084123
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0272048097
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Cottonwood Asset Management
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04505 Wasatch Blvd Suite 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Salt Lake City
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0UT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd084124
ReturnHeader/PreparerPersonGrp/PhoneNum08015201353
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0David E Kaplan
ReturnHeader/ReturnTs02025-04-15T09:55:49-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.89$0.02$1.87$0.89$0.92$0.03
2023Summary only. Only limited summary data is available for this year.$1.93$0.02$0.92$0.85$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.79$0.01$1.78$0.79$0.82$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.97$0.06$1.91$0.71$0.76$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.91$1.91$0.72$0.94$0.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.03$2.03$0.70$0.83$0.13
2017Detailed filing. Detailed filing data is available for this year.$2.61$0.19$2.42$0.78$0.99$0.20
2016Detailed filing. Detailed filing data is available for this year.$2.52$0.05$2.47$1.01$0.68$0.33
2015Summary only. Only limited summary data is available for this year.$2.02$0.00$0.70$0.68$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.97$0.01$1.96$1.22$1.02$0.20
2013Detailed filing. Detailed filing data is available for this year.$1.79$0.03$1.76$0.68$0.68$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.77$0.01$1.76$0.95$0.60$0.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.42$0.02$1.41$0.79$0.59$0.20