Civic Intelligence

Copper State Credit Union

990 • Fiscal year 2020 • EIN 86-6050693

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 09, 2021

15458 N 28th AvenuePhoenix, AZ 85027

(623) 580-3000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.92x

Higher debt load relative to assets than 80% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Liabilities / Revenue

53rd percentile

19.95x

Higher debt load relative to revenue than 53% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Net Margin

4th percentile

-1.9%

Higher net margin than 4% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Top Officer Pay

54th percentile

$440,123

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Asset Growth

79th percentile

22%

Faster asset growth than 79% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Revenue Growth

100th percentile

54%

Faster revenue growth than 100% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Assets

Up

$529,568,174

Up $94,301,400 (+22%) from 2019

Net Assets

Up

$44,911,264

Up $1,422,606 (+3.3%) from 2019

Liabilities

Up

$484,656,910

Up $92,878,794 (+24%) from 2019

Revenue

Up

$24,295,678

Up $8,549,939 (+54%) from 2019

Expenses

Up

$24,768,262

Up $11,157,310 (+82%) from 2019

Net Income

Down

-$472,584

Down $2,607,371 (-122%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $129,951,832Liabilities 2010: $120,577,769Net Assets 2010: $9,374,0632010Assets 2011: $128,925,082Liabilities 2011: $116,280,239Net Assets 2011: $12,644,8432011Assets 2012: $131,434,370Liabilities 2012: $116,045,399Net Assets 2012: $15,388,9712012Assets 2013: $137,194,366Liabilities 2013: $121,469,157Net Assets 2013: $15,725,2092013Assets 2014: $137,395,017Liabilities 2014: $120,612,056Net Assets 2014: $16,782,9612014Assets 2015: $176,355,993Liabilities 2015: $159,226,145Net Assets 2015: $17,129,8482015Assets 2016: $186,653,419Liabilities 2016: $169,229,858Net Assets 2016: $17,423,5612016Assets 2017: $194,819,419Liabilities 2017: $177,618,358Net Assets 2017: $17,201,0612017Assets 2018: $193,259,289Liabilities 2018: $175,837,033Net Assets 2018: $17,422,2562018Assets 2019: $435,266,774Liabilities 2019: $391,778,116Net Assets 2019: $43,488,6582019Assets 2020: $529,568,174Liabilities 2020: $484,656,910Net Assets 2020: $44,911,2642020Assets 2021: $599,418,560Liabilities 2021: $555,944,905Net Assets 2021: $43,473,6552021Assets 2022: $609,482,997Liabilities 2022: $576,484,048Net Assets 2022: $32,998,9492022Assets 2023: $600,490,503Liabilities 2023: $562,895,989Net Assets 2023: $37,594,5142023Assets 2024: $592,078,886Liabilities 2024: $555,993,442Net Assets 2024: $36,085,4442024

Highlighted filing

2020

Assets$529,568,174
Liabilities$484,656,910
Net Assets$44,911,264

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $13,781,7562010Expenses 2011: $5,401,7462011Expenses 2012: $4,837,1582012Revenue 2013: $7,334,701Expenses 2013: $6,982,417Net Income 2013: $352,2842013Revenue 2014: $7,502,117Expenses 2014: $6,532,451Net Income 2014: $969,6662014Revenue 2015: $8,520,717Expenses 2015: $7,933,387Net Income 2015: $587,3302015Revenue 2016: $9,621,931Expenses 2016: $9,076,157Net Income 2016: $545,7742016Revenue 2017: $9,898,796Expenses 2017: $9,894,246Net Income 2017: $4,5502017Revenue 2018: $10,968,236Expenses 2018: $10,553,448Net Income 2018: $414,7882018Revenue 2019: $15,745,739Expenses 2019: $13,610,952Net Income 2019: $2,134,7872019Revenue 2020: $24,295,678Expenses 2020: $24,768,262Net Income 2020: -$472,5842020Revenue 2021: $24,147,951Expenses 2021: $23,249,594Net Income 2021: $898,3572021Revenue 2022: $28,591,696Expenses 2022: $24,827,520Net Income 2022: $3,764,1762022Revenue 2023: $33,889,730Expenses 2023: $32,395,591Net Income 2023: $1,494,1392023Revenue 2024: $38,066,785Expenses 2024: $37,232,387Net Income 2024: $834,3982024

Highlighted filing

2020

Revenue$24,295,678
Expenses$24,768,262
Net Income-$472,584
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 9, 2021
Return Version
2020v4.1
Gross Receipts
$24,684,898
Mission and Program Overview

Mission

Provide credit to members, promote thrift to members and provide financial services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$289,618,481$332,540,405▲ $42,921,924
Investments in Publicly Traded Securities$63,972,754$99,150,766▲ $35,178,012
Rtn Earn Endowment Incm Other Fnds$43,488,658$44,911,264▲ $1,422,606
Savings and Temporary Cash Investments$34,327,769$42,798,585▲ $8,470,816
Land, Buildings, and Equipment, Net$20,054,018$21,819,547▲ $1,765,529
Receivables From Officers Etc$2,700,000$7,638,000▲ $4,938,000
Investments Other Securities$3,479,020$2,920,593▼ $558,427
Cash and Non-Interest-Bearing Accounts$3,042,057$2,708,456▼ $333,601
Intangible Assets$2,278,579$2,105,783▼ $172,796
Accounts Receivable$5,153,808$1,199,023▼ $3,954,785
Prepaid Expenses and Deferred Charges$535,089$579,761▲ $44,672
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$435,266,774$529,568,174▲ $94,301,400
Other Assets Total$10,105,199$16,107,255▲ $6,002,056
Liabilities
Other Liabilities$376,962,233$459,794,694▲ $82,832,461
Accounts Payable and Accrued Expenses$4,815,883$14,862,216▲ $10,046,333
Mortgage Notes Payable Secured by Investment Property$10,000,000$10,000,000→ $0
Total Liabilities$391,778,116$484,656,910▲ $92,878,794
Net Assets / Fund Balance
Total Net Assets Fund Balance$43,488,658$44,911,264▲ $1,422,606
Total Liabilities and Net Assets / Fund Balance$435,266,774$529,568,174▲ $94,301,400

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,589,235$654,461$12,243,696
Equipment$2,984,380$4,521,237$7,505,617
Land$7,137,173-$7,137,173
Leasehold Improvements$108,759$151,007$259,766
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert ScottPresident/CEOFT$343,756$96,367$440,123
Jaclyn MarquezMortgage Loan OriginatorFT$44,862$163,214$208,076
Anthony RochaFinancial AdvisorFT$31,710$166,677$198,387
Greg AlbanoChief Info Technology OffiFT$148,835$40,303$189,138
David SkiltonChief Financial Officer/svFT$150,143$26,690$176,833
Shelley VanceVP Mortgage LendingFT$94,655$73,667$168,322
Teresa TrostelChief Risk OfficerFT$123,477$41,388$164,865

Board Members and Trustees

NameTitle
Janet Burgett MartinChairperson
Andrew RobertsVice Chairperson
Chris UrnessDirector
Dennis McdonaldDirector
Jerry HartrimDirector
Lorenzo SierraDirector
Melanie MerrillDirector
Paul WatermanDirector
Rae KinsmanDirector
Roger ZollingerDirector
Thomas PhalenDirector
Tillie JonesDirector
Erica GibbonsSecretary
Steve WolfeTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
ElementBuild And Design Firm155 BREWERY LANE SUITE 1, Portsmouth, NH 03801$4,566,712
FiservCore Data System ServicesPO BOX 208457, Dallas, TX 75320-8457$967,269
Alkami Technology INCOnline/mobile Banking ProviderPO BOX 670397, Dallas, TX 75267$545,168
Sentinel Technologies INCTechnology ServicesPO BOX 85080, Chicago, IL 60680$434,661
Cubus Solutions INCDigital Banking3049A INDEPENDENCE DRIVE STE A, Livemore, CA 94551$337,077
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$22,638,356
Investment Income
$1,657,322
Other Revenue
$0
Change in Net Assets
$-472,584

Audited Revenue Reconciliation

Revenue per Audited Statements
$24,295,678
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$24,295,678
Total Revenue per Form 990
$24,295,678
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,134,061
Salaries, Compensation, and Employee Benefits$10,634,201
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,277,798
Office Expenses---$2,652,403
Interest---$1,396,579
All Other Expenses---$1,092,433
Advertising---$1,000,190
Other Expenses---$997,034
Occupancy---$923,342
Other Employee Benefits---$893,608
Depreciation Depletion---$771,360
Information Technology---$758,384
Payroll Taxes---$626,121
Current Officers, Directors, Trustees, and Key Employees---$616,956
Pension Plan Contributions---$219,718
Conferences and Meetings---$135,595
Fees for Services Accounting---$115,600
Payments to Affiliates---$102,514
Insurance---$86,277
Fees for Services Legal---$46,859
Travel---$24,741
Total Functional Expenses$0$0$0$24,768,262

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$24,768,262
Total Expenses per Audited Statements$24,768,262
Total Expenses per Form 990$24,768,262
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,700,000$7,638,000▲ $4,938,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$459,794,694
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Employees of arizona state government, safeway and their families, and people who live, work or worship near the credit union's branches.

Form 990, Part VI, Section A, Line 7A

Members elect a board of directors to govern the credit union.

Form 990, Part VI, Section A, Line 7B

Bylaw changes must be approved at a meeting of members.

Form 990, Part VI, Section B, Line 11B

The 990 will be posted electronically on the board's portal for them to review.

Form 990, Part VI, Section B, Line 12C

Each employee must disclose any relationship or association that could be a conflict of interest. We require this be disclosed in an annual questionnaire that is submitted to and signed by each employee.

Form 990, Part VI, Section B, Line 15

All employees are given an annual review and their compensation is measured against trade organizations that gather and compile such data.

Form 990, Part VI, Section C, Line 19

Financial statements are posted in our lobbies and quarterly are available on the ncua website, other documents would be provided upon request.

Filing and Contact Details

Filer

Filer Name
Copper State Credit Union
EIN
86-6050693
Phone
6235803000
Address
15458 N 28TH AVENUE, PHOENIX, AZ 85027

Signing Officer

Name
David Skilton
Title
CFO
Phone
6235806000
Signed
2021-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Scott
Formed
1951
Legal Domicile
Az
Voting Board Members
15
Independent Board Members
15
Employees
136
Volunteers
22

Preparer

Firm
Doeren Mayhew
Address
12060 S W 129TH COURT STE 201, MIAMI, FL 33186-4582
Preparer
Douglas J Orth
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Merger expense 663,108. Collections 197,308. Miscellaneous 135,746. Other losses/fraud 79,760. Education and promotion 16,458. Ubit exp 53.

FORM 990, PART XI, LINE 9:

Equity acquired in merger 792,682.

990, Part XII, Line 2C

The credit union has a committee that assumes responsibility for the oversight of the audit of its financial statements and the selection of an independent accountant.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt, under internal revenue code 501(c)(14), from federal and state income taxes. The credit union has filed tax returns in the past for activities it has deemed taxable and has minimalnet operating loss carryforward as of the 2019 calendar year. The taxing authorities have the ability to assess taxes, penalties, and interest for any years for which no tax return was filed. In the opinion of management, any liability resulting from taxing authorities imposing income taxes on the net taxable income from activities potentially deemed to be unrelated to the credit union's exempt pupose is not expected to have a material effect on the credit union's financial position or results of operations. The credit union evaluated its tax positions and determined no uncertain tax positions exist as of september 30, 2020 and 2019. The credit union's 2017 through 2019 tax years are open for examination by federal and state taxing authorities.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1512295
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1614551
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1714893
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1823284
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1922997
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2018129
IRS990/Form990PartVIISectionAGrp/PersonNm0JERRY HARTRIM
IRS990/Form990PartVIISectionAGrp/PersonNm1RAE KINSMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2PAUL WATERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm3ANDREW ROBERTS
IRS990/Form990PartVIISectionAGrp/PersonNm4LORENZO SIERRA
IRS990/Form990PartVIISectionAGrp/PersonNm5ERICA GIBBONS
IRS990/Form990PartVIISectionAGrp/PersonNm6ROGER ZOLLINGER
IRS990/Form990PartVIISectionAGrp/PersonNm7CHRIS URNESS
IRS990/Form990PartVIISectionAGrp/PersonNm8JANET BURGETT MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm9MELANIE MERRILL
IRS990/Form990PartVIISectionAGrp/PersonNm10DENNIS MCDONALD
IRS990/Form990PartVIISectionAGrp/PersonNm11TILLIE JONES
IRS990/Form990PartVIISectionAGrp/PersonNm12STEVE WOLFE
IRS990/Form990PartVIISectionAGrp/PersonNm13THOMAS PHALEN
IRS990/Form990PartVIISectionAGrp/PersonNm14ROBERT SCOTT
IRS990/Form990PartVIISectionAGrp/PersonNm15DAVID SKILTON
IRS990/Form990PartVIISectionAGrp/PersonNm16ANTHONY ROCHA
IRS990/Form990PartVIISectionAGrp/PersonNm17JACLYN MARQUEZ
IRS990/Form990PartVIISectionAGrp/PersonNm18GREG ALBANO
IRS990/Form990PartVIISectionAGrp/PersonNm19SHELLEY VANCE
IRS990/Form990PartVIISectionAGrp/PersonNm20TERESA TROSTEL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14404896
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15164538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16183836
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17193183
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18165854
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19145325
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20146736
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHIEF FINANCIAL OFFICER/SV
IRS990/Form990PartVIISectionAGrp/TitleTxt16FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17MORTGAGE LOAN ORIGINATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18CHIEF INFO TECHNOLOGY OFFI
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP MORTGAGE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt20CHIEF RISK OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0251703
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0640923
IRS990/GrossReceiptsAmt024684898
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt019
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0758384
IRS990/InsuranceGrp/TotalAmt086277
IRS990/IntangibleAssetsGrp/BOYAmt02278579
IRS990/IntangibleAssetsGrp/EOYAmt02105783
IRS990/InterestGrp/TotalAmt01396579
IRS990/InvestmentIncomeGrp/ExclusionAmt01405619
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01405619
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03479020
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02920593
IRS990/InvestmentsPubTradedSecGrp/BOYAmt063972754
IRS990/InvestmentsPubTradedSecGrp/EOYAmt099150766
IRS990/IRPDocumentCnt07144
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05326705
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020054018
IRS990/LandBldgEquipBasisNetGrp/EOYAmt021819547
IRS990/LandBldgEquipCostOrOtherBssAmt027146252
IRS990/LegalDomicileStateCd0AZ
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0389220
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0VALUE STATEMENTS: VISION - OUR VISION IS TO ELEVATE THE FINANCIAL STRENGTH OF ARIZONA FAMILIES THROUGH EVERY SEASON OF LIFE. MISSION - OUR MISSION IS TO ENABLE OUR MEMBER-FAMILIES TO ACHIEVE FINANCIAL PROSPERITY. VALUE PROPOSITION - STRENGTHENING ARIZONA FAMILIES THROUGH FINANCIAL EMPOWERMENT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt010000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt010000000
IRS990/NameChangeInd0X
IRS990/NetAssetsOrFundBalancesBOYAmt043488658
IRS990/NetAssetsOrFundBalancesEOYAmt044911264
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0251703
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0251703
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt01102508
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0923342
IRS990/OfficeExpensesGrp/TotalAmt02652403
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt010105199
IRS990/OtherAssetsTotalGrp/EOYAmt016107255
IRS990/OtherChangesInNetAssetsAmt0792682
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0893608
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT/CREDIT CARD EXPEN
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MAINTENANCE AND REPAIRS
IRS990/OtherExpensesGrp/TotalAmt01509950
IRS990/OtherExpensesGrp/TotalAmt11503383
IRS990/OtherExpensesGrp/TotalAmt21017417
IRS990/OtherExpensesGrp/TotalAmt3997034
IRS990/OtherLiabilitiesGrp/BOYAmt0376962233
IRS990/OtherLiabilitiesGrp/EOYAmt0459794694
IRS990/OtherSalariesAndWagesGrp/TotalAmt08277798
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0289618481
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0332540405
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0102514
IRS990/PayrollTaxesGrp/TotalAmt0626121
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0219718
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0535089
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0579761
IRS990/PrincipalOfficerNm0ROBERT SCOTT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES, CHARGES, & OTHER
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE & INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt013011614
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19438202
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt013011614
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19438202
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2188540
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0188540
IRS990/ProgSrvcAccomActy2Grp/Desc0PROMOTE THRIFT TO 39,343 MEMBER WITH TOTAL DEPOSITS OF $459,794,694 AS OF DECEMBER 31, 2020.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDE FINANCIAL SERVICES, INCLUDING CHECKING ACCOUNTS, ATM/DEBIT CARDS, CREDIT CARDS, SAVINGS ACCOUNTS, CERTIFICATES OF DEPOSIT AND MONEY MARKET ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt011400
IRS990/PYInvestmentIncomeAmt01829740
IRS990/PYOtherExpensesAmt07989757
IRS990/PYOtherRevenueAmt02181188
IRS990/PYProgramServiceRevenueAmt011734811
IRS990/PYRevenuesLessExpensesAmt02134787
IRS990/PYSalariesCompEmpBnftPaidAmt05609795
IRS990/PYTotalExpensesAmt013610952
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt015745739
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02700000
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt07638000
IRS990/ReconcilationRevenueExpnssAmt0-472584
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt043488658
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt044911264
IRS990/SavingsAndTempCashInvstGrp/BOYAmt034327769
IRS990/SavingsAndTempCashInvstGrp/EOYAmt042798585
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt011589235
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0654461

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$592$556$36.1$38.1$37.2$0.83
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$600$563$37.6$33.9$32.4$1.49
2022Detailed filing. Detailed filing data is available for this year.$609$576$33.0$28.6$24.8$3.76
2021Detailed filing. Detailed filing data is available for this year.$599$556$43.5$24.1$23.2$0.90
2020Detailed filing. Detailed filing data is available for this year.$530$485$44.9$24.3$24.8$0.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$435$392$43.5$15.7$13.6$2.13
2018Detailed filing. Detailed filing data is available for this year.$193$176$17.4$11.0$10.6$0.41
2017Detailed filing. Detailed filing data is available for this year.$195$178$17.2$9.90$9.89$0.00
2016Detailed filing. Detailed filing data is available for this year.$187$169$17.4$9.62$9.08$0.55
2015Detailed filing. Detailed filing data is available for this year.$176$159$17.1$8.52$7.93$0.59
2014Detailed filing. Detailed filing data is available for this year.$137$121$16.8$7.50$6.53$0.97
2013Detailed filing. Detailed filing data is available for this year.$137$121$15.7$7.33$6.98$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$131$116$15.4$4.84
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$116$12.6$5.40
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$121$9.37$13.8