Civic Intelligence

Credit Union 1 Educational Development Association Incorporat

990EZ • Fiscal year 2024 • EIN 86-3806457

Jan 01, 2024 to Dec 31, 2024 • Filed on May 11, 2025

Organization ProfileN/A
200 East Champaign AvenueRantoul, IL 61866

(630) 332-0375

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

93rd percentile

59%

Higher net margin than 93% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

75th percentile

24%

Faster asset growth than 75% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

92nd percentile

105%

Faster revenue growth than 92% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$50,016

Up $9,783 (+24%) from 2023

Net Assets

Up

$50,016

Up $9,783 (+24%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin93rd percentile

Revenue

Up

$16,574

Up $8,495 (+105%) from 2023

Expenses

Up

$6,791

Up $2,604 (+62%) from 2023

Net Income

Up

$9,783

Up $5,891 (+151%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth75th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2020: $24,163Liabilities 2020: $02020Assets 2021: $21,326Liabilities 2021: $0Net Assets 2021: $21,3262021Assets 2022: $36,341Liabilities 2022: $0Net Assets 2022: $36,3412022Assets 2023: $40,233Liabilities 2023: $0Net Assets 2023: $40,2332023Assets 2024: $50,016Liabilities 2024: $0Net Assets 2024: $50,0162024

Highlighted filing

2024

Assets$50,016
Liabilities$0
Net Assets$50,016
Open 2024 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2020: $10,306Expenses 2020: $2,450Net Income 2020: $7,8562020Revenue 2021: $9,961Expenses 2021: $12,798Net Income 2021: -$2,8372021Revenue 2022: $17,053Expenses 2022: $2,038Net Income 2022: $15,0152022Revenue 2023: $8,079Expenses 2023: $4,187Net Income 2023: $3,8922023Revenue 2024: $16,574Expenses 2024: $6,791Net Income 2024: $9,7832024

Highlighted filing

2024

Revenue$16,574
Expenses$6,791
Net Income$9,783
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 11, 2025
Return Version
2024v5.1
Gross Receipts
$16,574
Mission and Program Overview

Mission

To raise funds for communities, schools, and individuals primarily to provide education needs including grants, scholarships, school supplies, training, and other qualifying requests the board approves.

Program Services

DescriptionGrantsExpenses
GRANTS AND DONATIONS TO HELP PROVIDE EDUCATIONAL NEEDS$6,421$0
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT MCDONALDTreasurer-$0--
SUE HEYENPresident-$0--
Filing and Contact Details

Filer

Filer Name
Credit Union 1 Educational Development a
EIN
86-3806457
Phone
6303320375
Address
200 EAST CHAMPAIGN AVENUE, RANTOUL, IL 61866

Signing Officer

Name
Scott Mcdonald
Title
Treasurer
Phone
6303320375
Signed
2025-05-11
Discuss with paid preparer
Yes

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD SUITE 400, CINCINNATI, OH 45209
Preparer
Kathleen M Moseley
Phone
5138713033
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: dividends. Amount: 4.”

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

“Activity classification: donations. Grantee name: various small recipients. Property description: monetary. Method used to determine book value: monetary donation. Method used to determine fmv: monetary donation. Amount given: 6,421.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: miscellaneous. Amount: 12.”

Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SUE HEYEN
IRS990EZ/BooksInCareOfDetail/PhoneNum06303320375
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0200 EAST CHAMPAIGN AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RANTOUL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd061866
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt040233
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt050016
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt09783
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0358
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt040233
IRS990EZ/Form990TotalAssetsGrp/EOYAmt050016
IRS990EZ/GrantsAndSimilarAmountsPaidAmt06421
IRS990EZ/GrossReceiptsAmt016574
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt016570
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt040233
IRS990EZ/NetAssetsOrFundBalancesEOYAmt050016
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt040233
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt050016
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT MCDONALD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SUE HEYEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt012
IRS990EZ/OtherRevenueTotalAmt04
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO RAISE FUNDS FOR COMMUNITIES, SCHOOLS, AND INDIVIDUALS PRIMARILY TO PROVIDE EDUCATION NEEDS INCLUDING GRANTS, SCHOLARSHIPS, SCHOOL SUPPLIES, TRAINING, AND OTHER QUALIFYING REQUESTS THE BOARD APPROVES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0GRANTS AND DONATIONS TO HELP PROVIDE EDUCATIONAL NEEDS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt06421
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt06791
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt016574
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt016570
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt08075
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt017050
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt09960
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt010306
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt061961
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt04
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt04
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt011
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99980
IRS990ScheduleA/PublicSupportPY170Pct00.99980
IRS990ScheduleA/PublicSupportTotal170Amt061961
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt016570
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt08075
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt017050
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt09960
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt010306
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt061961
IRS990ScheduleA/TotalSupportAmt061972
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDENDS. AMOUNT: 4.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACTIVITY CLASSIFICATION: DONATIONS. GRANTEE NAME: VARIOUS SMALL RECIPIENTS. PROPERTY DESCRIPTION: MONETARY. METHOD USED TO DETERMINE BOOK VALUE: MONETARY DONATION. METHOD USED TO DETERMINE FMV: MONETARY DONATION. AMOUNT GIVEN: 6,421.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: MISCELLANEOUS. AMOUNT: 12.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SCOTT MCDONALD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06303320375
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT UNION 1 EDUCATIONAL DEVELOPMENT A
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0863806457
ReturnHeader/Filer/PhoneNum06303320375
ReturnHeader/Filer/USAddress/AddressLine1Txt0200 EAST CHAMPAIGN AVENUE
ReturnHeader/Filer/USAddress/CityNm0RANTOUL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061866
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202122306
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GBQ PARTNERS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04030 SMITH ROAD SUITE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CINCINNATI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd045209
ReturnHeader/PreparerPersonGrp/PhoneNum05138713033
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KATHLEEN M MOSELEY
ReturnHeader/ReturnTs02025-05-13T14:30:24-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$50,016
Liabilities
$0
Net assets
$50,016
Revenue
$16,574
Expenses
$6,791
Net income
$9,783
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$50.0$0.00$50.0$16.6$6.79$9.78
2023Detailed filing. Detailed filing data is available for this year.$40.2$0.00$40.2$8.08$4.19$3.89
2022Detailed filing. Detailed filing data is available for this year.$36.3$0.00$36.3$17.1$2.04$15.0
2021Detailed filing. Detailed filing data is available for this year.$21.3$0.00$21.3$9.96$12.8$2.84
2020Summary only. Only limited summary data is available for this year.$24.2$0.00$10.3$2.45$7.86
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2024 filings • 501(c)3 • <$500k nonprofits