Civic Intelligence

Credit Union 1 Educational Development Association Incorporat

990EZ • Fiscal year 2023 • EIN 86-3806457

Jan 01, 2023 to Dec 31, 2023 • Filed on May 23, 2024

200 East Champaign AvenueRantoul, IL 61866

(630) 332-0375

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

90th percentile

48%

Higher net margin than 90% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

64th percentile

11%

Faster asset growth than 64% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

10th percentile

-53%

Faster revenue growth than 10% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Up

$40,233

Up $3,892 (+11%) from 2022

Net Assets

Up

$40,233

Up $3,892 (+11%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue

Down

$8,079

Down $8,974 (-53%) from 2022

Expenses

Up

$4,187

Up $2,149 (+105%) from 2022

Net Income

Down

$3,892

Down $11,123 (-74%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2020: $24,163Liabilities 2020: $02020Assets 2021: $21,326Liabilities 2021: $0Net Assets 2021: $21,3262021Assets 2022: $36,341Liabilities 2022: $0Net Assets 2022: $36,3412022Assets 2023: $40,233Liabilities 2023: $0Net Assets 2023: $40,2332023Assets 2024: $50,016Liabilities 2024: $0Net Assets 2024: $50,0162024

Highlighted filing

2023

Assets$40,233
Liabilities$0
Net Assets$40,233

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$15K$10K$5.0K$0-$5.0KRevenue 2020: $10,306Expenses 2020: $2,450Net Income 2020: $7,8562020Revenue 2021: $9,961Expenses 2021: $12,798Net Income 2021: -$2,8372021Revenue 2022: $17,053Expenses 2022: $2,038Net Income 2022: $15,0152022Revenue 2023: $8,079Expenses 2023: $4,187Net Income 2023: $3,8922023Revenue 2024: $16,574Expenses 2024: $6,791Net Income 2024: $9,7832024

Highlighted filing

2023

Revenue$8,079
Expenses$4,187
Net Income$3,892
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 23, 2024
Return Version
2023v5.0
Gross Receipts
$8,079
Mission and Program Overview

Mission

To raise funds for communities, schools, and individuals primarily to provide education needs including grants, scholarships, school supplies, training, and other qualifying requests the board approves.

Program Services

DescriptionGrantsExpenses
GRANTS AND DONATIONS TO HELP PROVIDE EDUCATIONAL NEEDS$3,077$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT MCDONALDTreasurer-$0--
SUE HEYENPresident-$0--
Filing and Contact Details

Filer

Filer Name
Credit Union 1 Educational Development a
EIN
86-3806457
Phone
6303320375
Address
200 EAST CHAMPAIGN AVENUE, RANTOUL, IL 61866

Signing Officer

Name
Scott Mcdonald
Title
Treasurer
Phone
6303320375
Signed
2024-05-23
Discuss with paid preparer
Yes

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD SUITE 400, CINCINNATI, OH 45209
Preparer
Kathy M Moseley
Phone
5138713033
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

Description: dividends. Amount: 4.

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

Activity classification: donations. Grantee name: various small recipients. Property description: monetary. Method used to determine book value: monetary donation. Method used to determine fmv: monetary donation. Amount given: 3,077.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: miscellaneous. Amount: 10.

Raw XML Appendix133 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SUE HEYEN
IRS990EZ/BooksInCareOfDetail/PhoneNum06303320375
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0200 EAST CHAMPAIGN AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RANTOUL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd061866
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036341
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt040233
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt03892
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01100
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt036341
IRS990EZ/Form990TotalAssetsGrp/EOYAmt040233
IRS990EZ/GrantsAndSimilarAmountsPaidAmt03077
IRS990EZ/GrossReceiptsAmt08079
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt08075
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt036341
IRS990EZ/NetAssetsOrFundBalancesEOYAmt040233
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt036341
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt040233
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT MCDONALD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SUE HEYEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt010
IRS990EZ/OtherRevenueTotalAmt04
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO RAISE FUNDS FOR COMMUNITIES, SCHOOLS, AND INDIVIDUALS PRIMARILY TO PROVIDE EDUCATION NEEDS INCLUDING GRANTS, SCHOLARSHIPS, SCHOOL SUPPLIES, TRAINING, AND OTHER QUALIFYING REQUESTS THE BOARD APPROVES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0GRANTS AND DONATIONS TO HELP PROVIDE EDUCATIONAL NEEDS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt03077
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt04187
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt08079
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt08075
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt017050
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt09960
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt010306
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt045391
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt04
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt07
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99980
IRS990ScheduleA/PublicSupportPY170Pct00.99990
IRS990ScheduleA/PublicSupportTotal170Amt045391
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt08075
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt017050
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt09960
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt010306
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt045391
IRS990ScheduleA/TotalSupportAmt045398
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDENDS. AMOUNT: 4.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACTIVITY CLASSIFICATION: DONATIONS. GRANTEE NAME: VARIOUS SMALL RECIPIENTS. PROPERTY DESCRIPTION: MONETARY. METHOD USED TO DETERMINE BOOK VALUE: MONETARY DONATION. METHOD USED TO DETERMINE FMV: MONETARY DONATION. AMOUNT GIVEN: 3,077.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: MISCELLANEOUS. AMOUNT: 10.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02024-08-08 14:25:15Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SCOTT MCDONALD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06303320375
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-05-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT UNION 1 EDUCATIONAL DEVELOPMENT A
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0863806457
ReturnHeader/Filer/PhoneNum06303320375
ReturnHeader/Filer/USAddress/AddressLine1Txt0200 EAST CHAMPAIGN AVENUE
ReturnHeader/Filer/USAddress/CityNm0RANTOUL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061866
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202122306
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GBQ PARTNERS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04030 SMITH ROAD SUITE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CINCINNATI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd045209
ReturnHeader/PreparerPersonGrp/PhoneNum05138713033
ReturnHeader/PreparerPersonGrp/PreparationDt02024-05-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KATHY M MOSELEY
ReturnHeader/ReturnTs02024-08-19T07:11:09-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

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