Civic Intelligence

Homeowners Employment Corporation

EIN 86-1142775 • 501(c)3 • Conyers, GA

Profile

ASSIST INDIVIDUALS IN HOMEBUYING & Emplo

1775 Parker Road SE Bldg C STE 343Conyers, GA 30094

www.homeownerscorp.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

32nd percentile

-8.3%

Higher net margin than 32% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

36th percentile

-14%

Faster asset growth than 36% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

51st percentile

-1.6%

Faster revenue growth than 51% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$83,506

Down $13,664 (-14%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$83,506

Down $13,664 (-14%) from 2024

Revenue

Down

$166,004

Down $2,717 (-1.6%) from 2024

Expenses

Up

$179,827

Up $27,059 (+18%) from 2024

Net Income

Down

-$13,823

Down $29,776 (-187%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2014: $6,367Liabilities 2014: $5,5142014Assets 2015: $5,313Liabilities 2015: $5,7952015Assets 2016: $14,176Liabilities 2016: $5,3322016Assets 2017: $28,810Liabilities 2017: $8,9682017Assets 2018: $19,868Liabilities 2018: $5,107Net Assets 2018: $14,7612018Assets 2019: $37,427Liabilities 2019: $8,417Net Assets 2019: $29,0102019Assets 2020: $28,474Liabilities 2020: $18,643Net Assets 2020: $9,8312020Assets 2021: $56,415Liabilities 2021: $6,362Net Assets 2021: $50,0532021Assets 2022: $26,621Liabilities 2022: $0Net Assets 2022: $26,6212022Assets 2023: $81,217Liabilities 2023: $02023Assets 2024: $97,170Liabilities 2024: $0Net Assets 2024: $97,1702024Assets 2025: $83,506Liabilities 2025: $0Net Assets 2025: $83,5062025

Highlighted filing

2025

Assets$83,506
Liabilities$0
Net Assets$83,506

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2014: $28,243Expenses 2014: $29,132Net Income 2014: -$8892014Revenue 2015: $64,724Expenses 2015: $66,059Net Income 2015: -$1,3352015Revenue 2016: $102,314Expenses 2016: $92,988Net Income 2016: $9,3262016Revenue 2017: $73,987Expenses 2017: $62,989Net Income 2017: $10,9982017Revenue 2018: $59,660Expenses 2018: $66,810Net Income 2018: -$7,1502018Revenue 2019: $67,139Expenses 2019: $52,890Net Income 2019: $14,2492019Revenue 2020: $68,828Expenses 2020: $88,007Net Income 2020: -$19,1792020Revenue 2021: $102,376Expenses 2021: $62,154Net Income 2021: $40,2222021Revenue 2022: $92,399Expenses 2022: $110,974Net Income 2022: -$18,5752022Revenue 2023: $186,895Expenses 2023: $132,299Net Income 2023: $54,5962023Revenue 2024: $168,721Expenses 2024: $152,768Net Income 2024: $15,9532024Revenue 2025: $166,004Expenses 2025: $179,827Net Income 2025: -$13,8232025

Highlighted filing

2025

Revenue$166,004
Expenses$179,827
Net Income-$13,823

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 23, 2026
Return Version
2024v5.2
Gross Receipts
$166,004
Mission and Program Overview

Mission

ASSIST INDIVIDUALS IN HOMEBUYING & Emplo

Program Services

DescriptionGrantsExpenses
Served 562 clients in one year by seamlessly adapting to virtual counseling and leveraging cutting-edge technology to enhance service delivery and accessibility.$82,190$79,902
We continue to exceed our projections for the fiscal year to include loan orgination. Thanks to additional funding from the HAF program we hired 2 loan processors.$56,000$11,735
Under the HAF refinance program we assisted in closing 10 loans totaling over $804,000 in loan volume.$13,572$20,441
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CYNTHIA R BROWNFounderFT$0--
PHILANA SWANNBoard Member-$0--
PHELAN JACKSONVice President-$0--
CIERRA JOHNSONSecretary-$0--
William JacksonBoard Member-$0--
Peter HarrisBoard Member-$0--
Esa HughesTreasur-$0--
Filing and Contact Details

Filer

Filer Name
Homeowners Employment Corporation
EIN
86-1142775
In Care Of
% CYNTHIA R BROWN
Phone
4044926554
Address
1775 Parker Road SE Bldg C STE 343, Conyers, GA 30094

Signing Officer

Name
Cynthia R Brown
Title
Founder
Phone
4044926554
Signed
2026-01-23
Discuss with paid preparer
No

Preparer

Firm
Lord Accounting & Tax Inc
Address
PO Box 226, Rex, GA 30273
Preparer
Raymon Lester CPA
Phone
4048514338
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

Description AmountDepreciation from 4562 1,113Bank Charges 1,679Marketing 1,503Software 16,102Supplies 1,326Telecommunications 16,363Federal Tax 12Meals and Entertainment 81Training & Education 2,837Registration 1,076

Other changes in net assets or fund balances Part I line 20

Description AmountTiming Difference on depreciation 159

Description of other assets Part II line 24

Category Beginning of Year End of YearEpson Copier 4,730 4,134Employee Advance 0 10,000

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CYNTHIA R BROWN
IRS990EZ/BooksInCareOfDetail/PhoneNum04044926554
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01775 Parker Road SE Bldg C Ste 343
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Conyers
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd030094
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt092440
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt069372
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0151762
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-13823
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03050
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt097170
IRS990EZ/Form990TotalAssetsGrp/EOYAmt083506
IRS990EZ/GrossReceiptsAmt0166004
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt097170
IRS990EZ/NetAssetsOrFundBalancesEOYAmt083506
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt097170
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt083506
IRS990EZ/OccupancyRentUtltsAndMaintAmt016001
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt070.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.07
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.07
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.07
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.07
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CYNTHIA R BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PHILANA SWANN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PHELAN JACKSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CIERRA JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4William Jackson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Peter Harris
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Esa Hughes
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0FOUNDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Treasur
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt04730
IRS990EZ/OtherAssetsTotalDetail/EOYAmt014134
IRS990EZ/OtherChangesInNetAssetsAmt0159
IRS990EZ/OtherExpensesTotalAmt042092
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0ASSIST INDIVIDUALS IN HOMEBUYING & Emplo
IRS990EZ/PrintingPublicationsPostageAmt028
IRS990EZ/ProgramServiceRevenueAmt014242
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Served 562 clients in one year by seamlessly adapting to virtual counseling and leveraging cutting-edge technology to enhance service delivery and accessibility.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1We continue to exceed our projections for the fiscal year to include loan orgination. Thanks to additional funding from the HAF program we hired 2 loan processors.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Under the HAF refinance program we assisted in closing 10 loans totaling over $804,000 in loan volume.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt082190
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt156000
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt213572
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt079902
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt111735
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt220441
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0118656
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0GA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0179827
IRS990EZ/TotalProgramServiceExpensesAmt0112078
IRS990EZ/TotalRevenueAmt0166004
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.homeownerscorp.com
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0151762
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0167402
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0182950
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt087151
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt090290
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0679555
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt014242
IRS990ScheduleA/OtherIncome170Grp/TotalAmt014242
IRS990ScheduleA/PrivateFoundation170Ind0X
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.03550
IRS990ScheduleA/PublicSupportPY170Pct00.01470
IRS990ScheduleA/PublicSupportTotal170Amt024613
IRS990ScheduleA/SubstantialContributorsTotAmt0654942
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0151762
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0167402
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0182950
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt087151
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt090290
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0679555
IRS990ScheduleA/TotalSupportAmt0693797
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountDepreciation from 4562 1,113Bank Charges 1,679Marketing 1,503Software 16,102Supplies 1,326Telecommunications 16,363Federal Tax 12Meals and Entertainment 81Training & Education 2,837Registration 1,076
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountTiming Difference on depreciation 159
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearEpson Copier 4,730 4,134Employee Advance 0 10,000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CYNTHIA R BROWN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0FOUNDER
ReturnHeader/BusinessOfficerGrp/PhoneNum04044926554
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOMEOWNERS EMPLOYMENT CORPORATION
ReturnHeader/Filer/BusinessNameControlTxt0HOME
ReturnHeader/Filer/EIN0861142775
ReturnHeader/Filer/InCareOfNm0% CYNTHIA R BROWN
ReturnHeader/Filer/PhoneNum04044926554
ReturnHeader/Filer/USAddress/AddressLine1Txt01775 Parker Road SE Bldg C STE 343
ReturnHeader/Filer/USAddress/CityNm0Conyers
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030094
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0204471761
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Lord Accounting & Tax Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 226
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Rex
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030273
ReturnHeader/PreparerPersonGrp/PhoneNum04048514338
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RAYMON LESTER CPA
ReturnHeader/ReturnTs02026-01-23T12:10:20-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits