Civic Intelligence

Merchants Exchange Scholarship Fund

990EZ • Fiscal year 2021 • EIN 86-1090663

Oct 01, 2020 to Sep 30, 2021 • Filed on Feb 09, 2022

200 SW Market St Ste 190Portland, OR 97201

(503) 228-4361

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2021

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2021

Net Margin

50th percentile

8.3%

Higher net margin than 50% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

44th percentile

1.5%

Faster asset growth than 44% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

14th percentile

-58%

Faster revenue growth than 14% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Up

$46,049

Up $686 (+1.5%) from 2020

Net Assets

Up

$46,049

Up $686 (+1.5%) from 2020

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Down

$8,234

Down $11,434 (-58%) from 2020

Expenses

Up

$7,548

Up $548 (+7.8%) from 2020

Net Income

Down

$686

Down $11,982 (-95%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2010: $34,903Net Assets 2010: $34,9032010Assets 2011: $32,406Net Assets 2011: $32,4062011Assets 2012: $31,041Net Assets 2012: $31,0412012Assets 2013: $35,275Net Assets 2013: $35,2752013Assets 2014: $36,541Net Assets 2014: $36,5412014Assets 2015: $32,350Liabilities 2015: $02015Assets 2016: $28,642Net Assets 2016: $28,6422016Assets 2017: $25,534Net Assets 2017: $25,5342017Assets 2018: $30,269Net Assets 2018: $30,2692018Assets 2019: $32,695Net Assets 2019: $32,6952019Assets 2020: $45,363Net Assets 2020: $45,3632020Assets 2021: $46,049Net Assets 2021: $46,0492021Assets 2022: $74,094Net Assets 2022: $74,0942022Assets 2023: $78,882Liabilities 2023: $5002023Assets 2025: $81,509Net Assets 2025: $81,5092025

Highlighted filing

2021

Assets$46,049
Liabilities-
Net Assets$46,049

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$20K$0-$20KRevenue 2010: $4,378Expenses 2010: $5,005Net Income 2010: -$6272010Revenue 2011: $3,013Expenses 2011: $5,510Net Income 2011: -$2,4972011Revenue 2012: $3,675Expenses 2012: $5,040Net Income 2012: -$1,3652012Revenue 2013: $7,302Expenses 2013: $3,068Net Income 2013: $4,2342013Revenue 2014: $4,278Expenses 2014: $3,012Net Income 2014: $1,2662014Revenue 2015: $2,845Expenses 2015: $7,036Net Income 2015: -$4,1912015Revenue 2016: $5,792Expenses 2016: $9,500Net Income 2016: -$3,7082016Revenue 2017: $6,392Expenses 2017: $9,500Net Income 2017: -$3,1082017Revenue 2018: $7,735Expenses 2018: $3,000Net Income 2018: $4,7352018Revenue 2019: $6,426Expenses 2019: $4,000Net Income 2019: $2,4262019Revenue 2020: $19,668Expenses 2020: $7,000Net Income 2020: $12,6682020Revenue 2021: $8,234Expenses 2021: $7,548Net Income 2021: $6862021Revenue 2022: $37,160Expenses 2022: $9,115Net Income 2022: $28,0452022Revenue 2023: $12,322Expenses 2023: $8,034Net Income 2023: $4,2882023Revenue 2025: $15,766Expenses 2025: $9,117Net Income 2025: $6,6492025

Highlighted filing

2021

Revenue$8,234
Expenses$7,548
Net Income$686
Jump To
Filing Snapshot
Filing Period
Oct 1, 2020 to Sep 30, 2021
Signed
Feb 9, 2022
Return Version
2020v4.0
Gross Receipts
$8,234
Mission and Program Overview

Mission

PUBLIC CHARITY

Program Services

DescriptionGrantsExpenses
PROVIDE COLLEGE SCHOLARSHIPS FOR STUDY OF INTERNATIONAL TRADE AND TRANSPORTATION. DURING 2020 FISCAL YEAR THE ORGANIZATION AWARDED FIVE SCHOLARSHIPS TOTALING 7,500.$7,500$7,548
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRENDA BARNESPresident-$0--
REBECCA HENDERSONVice Preside-$0--
DAVID BOYAJIANSecretary/Tr-$0--
GREG ZANAVICHDirector-$0--
ALEX SCOTTDirector-$0--
RANDY FISHERDirector-$0--
ELIZABETH WAINWRIGHTExecutive Di-$0--
Filing and Contact Details

Filer

Filer Name
Merchants Exchange Scholarship Fund
EIN
86-1090663
Phone
5032284361
Address
200 SW MARKET ST STE 190, PORTLAND, OR 97201

Signing Officer

Name
Elizabeth Wainwright
Title
Executive Director
Phone
5032284361
Signed
2022-02-09
Discuss with paid preparer
Yes

Preparer

Firm
ROSTAD & ENGLISH CPA'S PC
Address
8405 SW BARBUR BLVD, PORTLAND, OR 97219
Preparer
Michael W English
Phone
5039772266
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I

Name & address class of activity date of gift desc. Of property cash contribution texas a&m university at galveston po box 1675 galveston, tx 77553 scholarships 07/26/2021 cash 1,000 maine maritime academy 1 pleasant st. Castine, me 04420 scholarships 07/26/2021 cash 2,500 suny maritime college scholarships 07/26/2021 6 pennyfield avenue cash throgs neck, ny 10465 1,500 california stte university-maritime academy 200 maritime academy drive scholarships 07/26/21 vallejo, ca 94590 cash 1,000 northeastern university scholarships 07/31/21 360 huntington ave. Cash boston, ma 02115 1,500

Form 990-ez, Part I, Line 16

Expenses bank service charges 48 total 48

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0BRENDA BARNES
CompensationExplanation/CompensationExplanationGrp/PersonNm1REBECCA HENDERSON
CompensationExplanation/CompensationExplanationGrp/PersonNm2DAVID BOYAJIAN
CompensationExplanation/CompensationExplanationGrp/PersonNm3GREG ZANAVICH
CompensationExplanation/CompensationExplanationGrp/PersonNm4ALEX SCOTT
CompensationExplanation/CompensationExplanationGrp/PersonNm5RANDY FISHER
CompensationExplanation/CompensationExplanationGrp/PersonNm6ELIZABETH WAINWRIGHT
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CHANN NOUN
IRS990EZ/BooksInCareOfDetail/PhoneNum05032202041
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0200 SW MARKET STREET STE 190
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PORTLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097201
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt045363
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt046049
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt08229
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0686
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt045363
IRS990EZ/Form990TotalAssetsGrp/EOYAmt046049
IRS990EZ/GrantsAndSimilarAmountsPaidAmt07500
IRS990EZ/GrossReceiptsAmt08234
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt045363
IRS990EZ/NetAssetsOrFundBalancesEOYAmt046049
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt045363
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt046049
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRENDA BARNES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1REBECCA HENDERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVID BOYAJIAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3GREG ZANAVICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ALEX SCOTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5RANDY FISHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ELIZABETH WAINWRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EXECUTIVE DI
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt048
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PUBLIC CHARITY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE COLLEGE SCHOLARSHIPS FOR STUDY OF INTERNATIONAL TRADE AND TRANSPORTATION. DURING 2020 FISCAL YEAR THE ORGANIZATION AWARDED FIVE SCHOLARSHIPS TOTALING 7,500.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt07500
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt07548
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OR
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt07548
IRS990EZ/TotalProgramServiceExpensesAmt07548
IRS990EZ/TotalRevenueAmt08234
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0INFORMATION CONTAINED @ WWW.PDXMEX.COM
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt08229
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt019175
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt06173
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt07572
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt06271
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt047420
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt05
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0493
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0253
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0163
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0121
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01035
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt05
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0493
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0253
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0163
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0121
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01035
IRS990ScheduleA/InvestmentIncomeCYPct00.02000
IRS990ScheduleA/InvestmentIncomePYPct00.03000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97860
IRS990ScheduleA/PublicSupportPY509Pct00.97420
IRS990ScheduleA/PublicSupportTotal509Amt047420
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt08229
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt019175
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt06173
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt07572
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt06271
IRS990ScheduleA/Total509Grp/TotalAmt047420
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt08234
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt019668
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt06426
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt07735
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt06392
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt048455
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NAME & ADDRESS CLASS OF ACTIVITY DATE OF GIFT DESC. OF PROPERTY CASH CONTRIBUTION TEXAS A&M UNIVERSITY AT GALVESTON PO BOX 1675 GALVESTON, TX 77553 SCHOLARSHIPS 07/26/2021 CASH 1,000 MAINE MARITIME ACADEMY 1 PLEASANT ST. CASTINE, ME 04420 SCHOLARSHIPS 07/26/2021 CASH 2,500 SUNY MARITIME COLLEGE SCHOLARSHIPS 07/26/2021 6 PENNYFIELD AVENUE CASH THROGS NECK, NY 10465 1,500 CALIFORNIA STTE UNIVERSITY-MARITIME ACADEMY 200 MARITIME ACADEMY DRIVE SCHOLARSHIPS 07/26/21 VALLEJO, CA 94590 CASH 1,000 NORTHEASTERN UNIVERSITY SCHOLARSHIPS 07/31/21 360 HUNTINGTON AVE. CASH BOSTON, MA 02115 1,500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES BANK SERVICE CHARGES 48 TOTAL 48
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ELIZABETH WAINWRIGHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05032284361
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-02-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MERCHANTS EXCHANGE SCHOLARSHIP FUND
ReturnHeader/Filer/BusinessNameControlTxt0MERC
ReturnHeader/Filer/EIN0861090663
ReturnHeader/Filer/PhoneNum05032284361
ReturnHeader/Filer/USAddress/AddressLine1Txt0200 SW MARKET ST STE 190
ReturnHeader/Filer/USAddress/CityNm0PORTLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097201
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200260950
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROSTAD & ENGLISH CPA'S PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08405 SW BARBUR BLVD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PORTLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097219
ReturnHeader/PreparerPersonGrp/PhoneNum05039772266
ReturnHeader/PreparerPersonGrp/PreparationDt02022-02-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL W ENGLISH
ReturnHeader/ReturnTs02022-02-09T14:23:40-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ELIZABETH
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WAINWRIGHT
ReturnHeader/TaxPeriodBeginDt02020-10-01
ReturnHeader/TaxPeriodEndDt02021-09-30
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$81.5$81.5$15.8$9.12$6.65
2023Summary only. Only limited summary data is available for this year.$78.9$0.50$12.3$8.03$4.29
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.1$74.1$37.2$9.12$28.0
2021Detailed filing. Detailed filing data is available for this year.$46.0$46.0$8.23$7.55$0.69
2020Detailed filing. Detailed filing data is available for this year.$45.4$45.4$19.7$7.00$12.7
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.7$32.7$6.43$4.00$2.43
2018Detailed filing. Detailed filing data is available for this year.$30.3$30.3$7.74$3.00$4.74
2017Detailed filing. Detailed filing data is available for this year.$25.5$25.5$6.39$9.50$3.11
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.6$28.6$5.79$9.50$3.71
2015Summary only. Only limited summary data is available for this year.$32.4$0.00$2.85$7.04$4.19
2014Detailed filing. Detailed filing data is available for this year.$36.5$36.5$4.28$3.01$1.27
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.3$35.3$7.30$3.07$4.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.0$31.0$3.68$5.04$1.37
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.4$32.4$3.01$5.51$2.50
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.9$34.9$4.38$5.01$0.63