Civic Intelligence

The Savings Collaborative

EIN 85-4176243 • 501(c)3 • Carbondale, CO

Profile

The Savings Collaborative helps low income people save through a secure mobile app. It pays rewards & favorable interest rates as incentives to save, issues loans at favorable interest rates, and coaching & education on financial management.

959 Cedar CreekCarbondale, CO 81623

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.52x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

1.04x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

91st percentile

55%

Higher net margin than 91% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

78th percentile

$131,186

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 7.3% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

90th percentile

51%

Faster asset growth than 90% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

96th percentile

217%

Faster revenue growth than 96% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$3,585,549

Up $1,214,785 (+51%) from 2023

Liabilities

Up

$1,866,297

Up $197,814 (+12%) from 2023

Net Assets

Up

$1,719,252

Up $1,016,971 (+145%) from 2023

Operations
Liabilities / Revenue89th percentileNet Margin91st percentile

Revenue

Up

$1,800,395

Up $1,232,419 (+217%) from 2023

Expenses

Up

$807,004

Up $220,594 (+38%) from 2023

Net Income

Up

$993,391

Up $1,011,825 (+5489%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2021: $1,573,171Liabilities 2021: $723,340Net Assets 2021: $849,8312021Assets 2022: $2,049,315Liabilities 2022: $1,328,600Net Assets 2022: $720,7152022Assets 2023: $2,370,764Liabilities 2023: $1,668,483Net Assets 2023: $702,2812023Assets 2024: $3,585,549Liabilities 2024: $1,866,297Net Assets 2024: $1,719,2522024

Highlighted filing

2024

Assets$3,585,549
Liabilities$1,866,297
Net Assets$1,719,252
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2021: $1,156,033Expenses 2021: $306,204Net Income 2021: $849,8292021Revenue 2022: $425,628Expenses 2022: $512,498Net Income 2022: -$86,8702022Revenue 2023: $567,976Expenses 2023: $586,410Net Income 2023: -$18,4342023Revenue 2024: $1,800,395Expenses 2024: $807,004Net Income 2024: $993,3912024

Highlighted filing

2024

Revenue$1,800,395
Expenses$807,004
Net Income$993,391
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$3,585,549
Liabilities
$1,866,297
Net assets
$1,719,252
Revenue
$1,800,395
Expenses
$807,004
Net income
$993,391
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.59$1.87$1.72$1.80$0.81$0.99
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.37$1.67$0.70$0.57$0.59$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.05$1.33$0.72$0.43$0.51$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.57$0.72$0.85$1.16$0.31$0.85
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Mar 27, 2023
Return Version
2022v5.0
Gross Receipts
$425,628
Mission and Program Overview

Mission

The Savings Collaborative helps low income people save through a secure mobile app. It pays rewards & favorable interest rates as incentives to save, issues loans at favorable interest rates, and coaching & education on financial management.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,515,079$2,004,637▲ $489,558
Other Notes and Loans Receivable, Net$56,547$42,246▼ $14,301
Total Assets$1,573,171$2,049,315▲ $476,144
Other Assets Total$1,545$2,432▲ $887
Liabilities
Other Liabilities$723,340$1,324,550▲ $601,210
Accounts Payable and Accrued Expenses-$4,050-
Total Liabilities$723,340$1,328,600▲ $605,260
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$849,831$694,641▼ $155,190
Net Assets With Donor Restrictions-$26,074-
Total Net Assets Fund Balance$849,831$720,715▼ $129,116
Total Liabilities and Net Assets / Fund Balance$1,573,171$2,049,315▲ $476,144
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Barbara FreemanExecutive DirectorFT$25,465$108,000$133,465
Iliana RenteriaDirector-$10,850-$10,850

Board Members and Trustees

NameTitle
Cindy KahnDirector
Jon Fox-RubinDirector
Maria Judith AlvarezDirector
Reginald BerryDirector
Yana RicartDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$422,046
Program Service Revenue
$0
Investment Income
$3,582
Other Revenue
$0
All Other Contributions
$411,546
Change in Net Assets
$-86,870
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$396,236
Salaries, Compensation, and Employee Benefits$116,262
Total Fundraising Expense$1,177
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$95,040$12,960$0$108,000
Other Expenses$93,078$12,692$0$105,770
Information Technology$50,175$5,575$0$55,750
Advertising$46,515$5,168$0$51,683
All Other Expenses$25,228$5,258$1,177$31,663
Interest$24,520$2,724$0$27,244
Occupancy$8,100$900$0$9,000
Payroll Taxes$7,271$991$0$8,262
Fees for Services Legal$6,507$723$0$7,230
Office Expenses$3,890$432$0$4,322
Fees for Services Accounting$2,700$300$0$3,000
Insurance$0$1,390$0$1,390
Fees for Services Management$0$1,023$0$1,023
Conferences and Meetings$599$67$0$666
Travel$572$64$0$636
Total Functional Expenses$451,368$59,953$1,177$512,498
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Savers Deposits (Savings Club)$1,282,304
Savers Loans Receivable$42,246
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
The Savings Collaborative
EIN
85-4176243
Phone
9703794234
Address
959 Cedar Creek, Carbondale, CO 81623

Signing Officer

Name
Barbara Freeman
Title
Executive Director
Phone
9703794234
Signed
2023-03-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbara Freeman
Formed
2021
Legal Domicile
Co
Voting Board Members
7
Independent Board Members
7
Employees
1
Volunteers
12

Preparer

Firm
Ken Ransford Pc
Address
132 MIDLAND AVE STE 3, BASALT, CO 81621
Preparer
Ken Ransford
Phone
9709271200
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“The nonprofit provides a copy of form 990 to board members for their review before filing.”

Pt VI, Line 12C

“Members of the board of directors complete a conflict of interest statement each year.”

Pt VI, Line 19

“The organization provides IRS Form 1023 and the past three tax returns of form 990, available upon request.”

Pt VI, Line 15A

“The organization consults nonprofit salary reviews to determine whether executive director salaries are excessive.”

Pt VI, Line 15B

“The executive director is the only salaried employee.”

Other

“The Savings Collaborative records loans to Savings Club members as a current asset (Loan receivable) and as an offsetting liability which reduces the restricted fund balance. At 12-31-2022, the outstanding loan balance to Savings Club members and corresponding reduction to restricted fund balance is $42,246.”

Raw XML AppendixShowing 400 of 412 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0The Savings Collaborative helps low income people save through a secure mobile app. It pays rewards & favorable interest rates as incentives to save, issues loans at favorable interest rates, and coaching & education on financial management.
IRS990/AdvertisingGrp/FundraisingAmt00
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IRS990/AllOtherExpensesGrp/TotalAmt031663
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IRS990/BooksInCareOfDetail/PersonNm0Lea Tyler
IRS990/BooksInCareOfDetail/PhoneNum09703559058
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0300 Sunlight Dr
IRS990/BooksInCareOfDetail/USAddress/CityNm0Carbondale
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd081623
IRS990/BusinessRlnWith35CtrlEntInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt01515079
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IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
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IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0422046
IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYTotalExpensesAmt0512498
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0425628
IRS990/DAFExcessBusinessHoldingsInd0false
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IRS990/DeductibleNonCashContriInd0false
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IRS990/Desc0The Bell Policy Project helps educate and promote economic mobility within our community, helping individuals and families improve their economic well-being over time.
IRS990/DescribedInSection501c3Ind0true
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IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt01
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IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExcsTaxSect4951Or4952Or4953Ind0false
IRS990/ExpenseAmt029650
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IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt01023
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
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IRS990/Form1098CFiledInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt060.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.50
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.50
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0Barbara Freeman
IRS990/Form990PartVIISectionAGrp/PersonNm1Maria Judith Alvarez
IRS990/Form990PartVIISectionAGrp/PersonNm2Reginald Berry
IRS990/Form990PartVIISectionAGrp/PersonNm3Cindy Kahn
IRS990/Form990PartVIISectionAGrp/PersonNm4Iliana Renteria
IRS990/Form990PartVIISectionAGrp/PersonNm5Yana Ricart
IRS990/Form990PartVIISectionAGrp/PersonNm6Jon Fox-Rubin
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt025465
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0108000
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02021
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GovernmentGrantsAmt010500
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0425628
IRS990/GroupReturnForAffiliatesInd0false
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IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
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IRS990/IRPDocumentCnt00
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IRS990/MoreThan5000KToIndividualsInd0false
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IRS990/OtherExpensesGrp/Desc0Consulting & Management
IRS990/OtherExpensesGrp/Desc1Bell Policy Project
IRS990/OtherExpensesGrp/Desc2Merchant Services Fee
IRS990/OtherExpensesGrp/Desc3Program ambassadors
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IRS990/OtherExpensesGrp/TotalAmt131296
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Barbara Freeman
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0The Savings Collaborative has empowered hundreds of lower-income families across Colorado to start saving and become financially literate. It provides loans for unexpected expenses and emergencies. It provides educational programs to develop the habit of saving and financial management skills
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IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
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IRS990/PYTotalRevenueAmt01156033
IRS990/QuidProQuoContributionsInd0false
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IRS990/ReconcilationRevenueExpnssAmt0-86870
IRS990/RegularMonitoringEnfrcInd0true
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IRS990/ReportLandBuildingEquipmentInd0false
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IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt029650
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0422046
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0261033
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0683079
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0683079
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0422046
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0261033
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0683079
IRS990ScheduleA/TotalSupportAmt0683079
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01282304
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt142246
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Savers Deposits (Savings Club)
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Savers Loans Receivable
IRS990ScheduleD/TotalLiabilityAmt01324550
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The nonprofit provides a copy of form 990 to board members for their review before filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the board of directors complete a conflict of interest statement each year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The organization provides IRS Form 1023 and the past three tax returns of form 990, available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization consults nonprofit salary reviews to determine whether executive director salaries are excessive.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The executive director is the only salaried employee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The Savings Collaborative records loans to Savings Club members as a current asset (Loan receivable) and as an offsetting liability which reduces the restricted fund balance. At 12-31-2022, the outstanding loan balance to Savings Club members and corresponding reduction to restricted fund balance is $42,246.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01573171
IRS990/TotalAssetsEOYAmt02049315
IRS990/TotalAssetsGrp/BOYAmt01573171
IRS990/TotalAssetsGrp/EOYAmt02049315
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0422046
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt01177
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt059953
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0451368
IRS990/TotalFunctionalExpensesGrp/TotalAmt0512498
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0723340
IRS990/TotalLiabilitiesEOYAmt01328600
IRS990/TotalLiabilitiesGrp/BOYAmt0723340
IRS990/TotalLiabilitiesGrp/EOYAmt01328600
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0849831
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0720715
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0451368
IRS990/TotalReportableCompFromOrgAmt036315
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03582
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0425628
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01573171
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02049315
IRS990/TotReportableCompRltdOrgAmt0108000
IRS990/TravelGrp/FundraisingAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt064
IRS990/TravelGrp/ProgramServicesAmt0572
IRS990/TravelGrp/TotalAmt0636
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt0959 Cedar Creek
IRS990/USAddress/CityNm0Carbondale
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081623
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Barbara Freeman
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum09703794234
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-03-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0The Savings Collaborative
ReturnHeader/Filer/BusinessNameControlTxt0SAVI
ReturnHeader/Filer/EIN0854176243
ReturnHeader/Filer/PhoneNum09703794234
ReturnHeader/Filer/USAddress/AddressLine1Txt0959 Cedar Creek
ReturnHeader/Filer/USAddress/CityNm0Carbondale
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd081623
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0841233526
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KEN RANSFORD PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0132 MIDLAND AVE STE 3
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BASALT

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