Civic Intelligence

Konspicuous Foundation Inc.

990EZ • Fiscal year 2024 • EIN 85-3924552

Jul 01, 2023 to Jun 30, 2024 • Filed on Jun 22, 2025

8405 Conner Ridge LnCharlotte, NC 28269

(704) 681-7550

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2024

Net Margin

52nd percentile

4.3%

Higher net margin than 52% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

3rd percentile

-100%

Faster asset growth than 3% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-53%

Faster revenue growth than 10% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$0

Down $4,478 (-100%) from 2023

Net Assets

Up

$3,815

Up $64,194 (+106%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Down

$88,775

Down $98,972 (-53%) from 2023

Expenses

Down

$84,960

Down $122,606 (-59%) from 2023

Net Income

Up

$3,815

Up $23,634 (+119%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0-$50K-$100KAssets 2021: $6,465Liabilities 2021: $28,709Net Assets 2021: -$22,2442021Assets 2022: $26,415Liabilities 2022: $66,974Net Assets 2022: -$40,5592022Assets 2023: $4,478Liabilities 2023: $64,857Net Assets 2023: -$60,3792023Assets 2024: $0Net Assets 2024: $3,8152024Assets 2025: $0Net Assets 2025: -$2522025

Highlighted filing

2024

Assets$0
Liabilities-
Net Assets$3,815

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2021: $6,613Expenses 2021: $28,857Net Income 2021: -$22,2442021Revenue 2022: $281,695Expenses 2022: $298,919Net Income 2022: -$17,2242022Revenue 2023: $187,747Expenses 2023: $207,566Net Income 2023: -$19,8192023Revenue 2024: $88,775Expenses 2024: $84,960Net Income 2024: $3,8152024Revenue 2025: $101,750Expenses 2025: $102,002Net Income 2025: -$2522025

Highlighted filing

2024

Revenue$88,775
Expenses$84,960
Net Income$3,815
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jun 22, 2025
Return Version
2023v6.0
Gross Receipts
$88,775
Mission and Program Overview

Mission

To increase financial literacy and promote economic empowerment by providing accessible education, resources, and community-based programs that help individuals make informed and confident financial decisions.

Program Services

DescriptionGrantsExpenses
FINANCIAL EDUCATION WORKSHOPS [:AMP:] COMMUNITY SESSIONS. DESCRIPTION: DEVELOPED AND LED A SERIES OF IN-PERSON AND VIRTUAL FINANCIAL LITERACY SESSIONS FOCUSED ON BUDGETING CREDIT BUILDING DEBT MANAGEMENT AND PERSONAL FINANCE DECISION-MAKING. SESSIONS WERE OPEN TO THE PUBLIC AND TAILORED TO ADDRESS THE NEEDS OF UNDERSERVED INDIVIDUALS AND COMMUNITIES. TOPICS ALSO INCLUDED SAVINGS STRATEGIES FINANCIAL GOAL SETTING AND THE BASICS OF BANKING AND CREDIT SCORES.-$38,000
PUBLIC OUTREACH AND EDUCATIONAL CAMPAIGNS. DESCRIPTION: PRODUCED AND DISTRIBUTED FINANCIAL LITERACY CONTENT THROUGH DIGITAL AND PRINT CAMPAIGNS. THIS INCLUDED SOCIAL MEDIA OUTREACH TARGETED EMAIL CAMPAIGNS AND PRINTED MATERIALS TO INCREASE AWARENESS OF FINANCIAL EDUCATION RESOURCES AND UPCOMING WORKSHOPS. THE ORGANIZATION ALSO PROMOTED KEY FINANCIAL LITERACY CONCEPTS TO THE BROADER PUBLIC THROUGH EDUCATIONAL GRAPHICS AND MESSAGING ALIGNED WITH NATIONAL FINANCIAL LITERACY INITIATIVES.-$6,223
CAPACITY BUILDING AND SECTOR ENGAGEMENT. DESCRIPTION: PARTICIPATED IN NONPROFIT SECTOR CONFERENCES AND NETWORKING EVENTS TO STRENGTHEN ORGANIZATIONAL STRATEGY LEARN SECTOR BEST PRACTICES AND CONNECT WITH PARTNERS AND FUNDERS COMMITTED TO FINANCIAL EDUCATION. THESE EFFORTS SUPPORTED LONG-TERM PROGRAM PLANNING AND EXPANDED THE ORGANIZATIONS VISIBILITY WITHIN THE FINANCIAL EMPOWERMENT COMMUNITY.-$2,149
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
RAYMOND WHITEExecutive DirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Konspicuous Foundation Inc
EIN
85-3924552
Phone
7046817550
Address
8405 CONNER RIDGE LN, CHARLOTTE, NC 28269

Signing Officer

Name
Raymond White
Title
Executive director
Phone
7046817550
Signed
2025-06-22
Discuss with paid preparer
Yes

Preparer

Firm
Certifact Taxes
Address
1241 PANOLA RD STE B, STONE MOUNTAIN, GA 30088
Preparer
Raymond White
Phone
6786917275
Supplemental Narrative

Additional Explanations

Part I, Line 16

1) other expenses bank fees amount 168 2) other expenses business registration fees amount 406 3) other expenses insurance amount 1354 4) other expenses it and software expense amount 1477 5) other expenses marketing and advertising amount 1446 6) other expenses office supplies amount 464 7) other expenses travel conferences conventions and meetings amount 201

Other

Executive director compensation disclosure the executive director provided professional services to the organization during the fiscal year as an in-kind contribution. The estimated value of these services, based on fair market value, was usd 6,250 per month, totaling usd 75,000 for the fiscal year. No compensation was paid, and no form w-2 or 1099 was issued. Accordingly, usd 0 is reported on page 2 in part iv.

Raw XML Appendix112 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/PersonNm0SHARED PROSPERITY FINANCIAL INC
IRS990EZ/BooksInCareOfDetail/PhoneNum07044585285
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt08405 CONNER RIDGE LANE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CHARLOTTE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028269
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt088775
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt03815
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04244
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt088775
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LoansToFromOfficersAmt023821
IRS990EZ/MadeLoansToFromOfficersInd01
IRS990EZ/NetAssetsOrFundBalancesEOYAmt03815
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RAYMOND WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherExpensesTotalAmt05516
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PrimaryExemptPurposeTxt0TO INCREASE FINANCIAL LITERACY AND PROMOTE ECONOMIC EMPOWERMENT BY PROVIDING ACCESSIBLE EDUCATION, RESOURCES, AND COMMUNITY-BASED PROGRAMS THAT HELP INDIVIDUALS MAKE INFORMED AND CONFIDENT FINANCIAL DECISIONS.
IRS990EZ/PrintingPublicationsPostageAmt0200
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FINANCIAL EDUCATION WORKSHOPS [:AMP:] COMMUNITY SESSIONS. DESCRIPTION: DEVELOPED AND LED A SERIES OF IN-PERSON AND VIRTUAL FINANCIAL LITERACY SESSIONS FOCUSED ON BUDGETING CREDIT BUILDING DEBT MANAGEMENT AND PERSONAL FINANCE DECISION-MAKING. SESSIONS WERE OPEN TO THE PUBLIC AND TAILORED TO ADDRESS THE NEEDS OF UNDERSERVED INDIVIDUALS AND COMMUNITIES. TOPICS ALSO INCLUDED SAVINGS STRATEGIES FINANCIAL GOAL SETTING AND THE BASICS OF BANKING AND CREDIT SCORES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PUBLIC OUTREACH AND EDUCATIONAL CAMPAIGNS. DESCRIPTION: PRODUCED AND DISTRIBUTED FINANCIAL LITERACY CONTENT THROUGH DIGITAL AND PRINT CAMPAIGNS. THIS INCLUDED SOCIAL MEDIA OUTREACH TARGETED EMAIL CAMPAIGNS AND PRINTED MATERIALS TO INCREASE AWARENESS OF FINANCIAL EDUCATION RESOURCES AND UPCOMING WORKSHOPS. THE ORGANIZATION ALSO PROMOTED KEY FINANCIAL LITERACY CONCEPTS TO THE BROADER PUBLIC THROUGH EDUCATIONAL GRAPHICS AND MESSAGING ALIGNED WITH NATIONAL FINANCIAL LITERACY INITIATIVES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2CAPACITY BUILDING AND SECTOR ENGAGEMENT. DESCRIPTION: PARTICIPATED IN NONPROFIT SECTOR CONFERENCES AND NETWORKING EVENTS TO STRENGTHEN ORGANIZATIONAL STRATEGY LEARN SECTOR BEST PRACTICES AND CONNECT WITH PARTNERS AND FUNDERS COMMITTED TO FINANCIAL EDUCATION. THESE EFFORTS SUPPORTED LONG-TERM PROGRAM PLANNING AND EXPANDED THE ORGANIZATIONS VISIBILITY WITHIN THE FINANCIAL EMPOWERMENT COMMUNITY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt038000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt16223
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt22149
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt075000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt084960
IRS990EZ/TotalProgramServiceExpensesAmt044223
IRS990EZ/TotalRevenueAmt088775
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/DistributableAmountGrp/CYAdjNetIncomeDistributableAmt00
IRS990ScheduleA/DistributableAmountGrp/CYDistributableAsAdjustedAmt00
IRS990ScheduleA/DistributableAmountGrp/CYGreaterAdjustedMinimumAmt00
IRS990ScheduleA/DistributableAmountGrp/CYIncomeTaxImposedPYAmt00
IRS990ScheduleA/DistributableAmountGrp/CYPct85AdjustedNetIncomeAmt00
IRS990ScheduleA/DistributableAmountGrp/CYTotalMinAstDistributableAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt088775
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0187747
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0276522
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportPY170Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0276522
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt088775
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0187747
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0276522
IRS990ScheduleA/TotalSupportAmt0276522
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt023821
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt0RAYMOND WHITE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0TO SUPPORT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt024442
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0EXECUTIVE DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt01) OTHER EXPENSES BANK FEES AMOUNT 168 2) OTHER EXPENSES BUSINESS REGISTRATION FEES AMOUNT 406 3) OTHER EXPENSES INSURANCE AMOUNT 1354 4) OTHER EXPENSES IT AND SOFTWARE EXPENSE AMOUNT 1477 5) OTHER EXPENSES MARKETING AND ADVERTISING AMOUNT 1446 6) OTHER EXPENSES OFFICE SUPPLIES AMOUNT 464 7) OTHER EXPENSES TRAVEL CONFERENCES CONVENTIONS AND MEETINGS AMOUNT 201
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXECUTIVE DIRECTOR COMPENSATION DISCLOSURE THE EXECUTIVE DIRECTOR PROVIDED PROFESSIONAL SERVICES TO THE ORGANIZATION DURING THE FISCAL YEAR AS AN IN-KIND CONTRIBUTION. THE ESTIMATED VALUE OF THESE SERVICES, BASED ON FAIR MARKET VALUE, WAS USD 6,250 PER MONTH, TOTALING USD 75,000 FOR THE FISCAL YEAR. NO COMPENSATION WAS PAID, AND NO FORM W-2 OR 1099 WAS ISSUED. ACCORDINGLY, USD 0 IS REPORTED ON PAGE 2 IN PART IV.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1OTHER
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RAYMOND WHITE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive director
ReturnHeader/BusinessOfficerGrp/PhoneNum07046817550
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KONSPICUOUS FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0KONS
ReturnHeader/Filer/EIN0853924552
ReturnHeader/Filer/PhoneNum07046817550
ReturnHeader/Filer/USAddress/AddressLine1Txt08405 CONNER RIDGE LN
ReturnHeader/Filer/USAddress/CityNm0CHARLOTTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028269
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461280292
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CERTIFACT TAXES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01241 PANOLA RD STE B
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0STONE MOUNTAIN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030088
ReturnHeader/PreparerPersonGrp/PhoneNum06786917275
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RAYMOND WHITE
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-07-12T15:10:48-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings