Civic Intelligence

Finability

990 • Fiscal year 2024 • EIN 85-3874734

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 11, 2025

5331 S Macadam Ave Ste 258Portland, OR 97239

(503) 208-4752

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

36th percentile

0.00x

Higher debt load relative to assets than 36% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

35th percentile

0.00x

Higher debt load relative to revenue than 35% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

97th percentile

83%

Higher net margin than 97% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2024

Asset Growth

99th percentile

1055%

Faster asset growth than 99% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

99th percentile

527%

Faster revenue growth than 99% of similar nonprofits.

2024 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Up

$827,660

Up $756,000 (+1055%) from 2023

Net Assets

Up

$826,660

Up $755,000 (+1054%) from 2023

Liabilities

$1,000

No earlier filing loaded for comparison.

Revenue

Up

$909,129

Up $764,183 (+527%) from 2023

Expenses

Up

$154,129

Up $60,145 (+64%) from 2023

Net Income

Up

$755,000

Up $704,038 (+1381%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2023: $71,660Net Assets 2023: $71,6602023Assets 2024: $827,660Liabilities 2024: $1,000Net Assets 2024: $826,6602024

Highlighted filing

2024

Assets$827,660
Liabilities$1,000
Net Assets$826,660

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0Revenue 2023: $144,946Expenses 2023: $93,984Net Income 2023: $50,9622023Revenue 2024: $909,129Expenses 2024: $154,129Net Income 2024: $755,0002024

Highlighted filing

2024

Revenue$909,129
Expenses$154,129
Net Income$755,000
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.2
Gross Receipts
$909,129
Mission and Program Overview

Mission

To empower survivors of domestic abuse to build financial security and autonomy.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$5$703,518▲ $703,513
Cash and Non-Interest-Bearing Accounts$60,228$112,442▲ $52,214
Accounts Receivable$11,427$11,700▲ $273
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$71,660$827,660▲ $756,000
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses-$1,000-
Total Liabilities$0$1,000▲ $1,000
Net Assets / Fund Balance
Net Assets With Donor Restrictions-$506,897-
Net Assets Without Donor Restrictions$71,660$319,763▲ $248,103
Total Net Assets Fund Balance$71,660$826,660▲ $755,000
Total Liabilities and Net Assets / Fund Balance$71,660$827,660▲ $756,000

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$500,000-▲ $6,961-$506,961
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Stacy SawinExecutive DirectorFT$87,999$87,999

Board Members and Trustees

NameTitle
Ekundayo OjumuChair
Allison MorrisVice Chair
Damika HowardDirector
David StockDirector
Fred Wen Jie TanDirector
Linda NavarroDirector
Merideth ThompsonDirector
Scott BuchholzSecretary
Erik LehrTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$901,596
Program Service Revenue
$0
Investment Income
$7,533
Other Revenue
$0
All Other Contributions
$901,596
Change in Net Assets
$755,000
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$108,694
Other Expenses$45,435
Total Fundraising Expense$16,687
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$65,438$10,347$12,215$88,000
Fees for Services Accounting$975$11,371-$12,346
Other Salaries and Wages$7,980$1,262$1,490$10,732
Fees for Services Other$6,000$3,596-$9,596
Payroll Taxes$6,768$1,070$1,263$9,101
Information Technology$5,523$280$426$6,229
Insurance$267$5,780$50$6,097
Travel$2,893$4$2$2,899
Office Expenses$944$-49$121$1,016
Other Employee Benefits$640$101$120$861
All Other Expenses$384$302$29$715
Advertising$440$38$45$523
Other Expenses$361$57$67$485
Occupancy$292$22$26$340
Interest$6$1$1$8
Total Functional Expenses$103,013$34,429$16,687$154,129
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Finabilitys finance committee, chaired by the treasurer, conducts a formal review of the organizations form 990 each year. Following this review, the full board of directors receives the form 990 and votes to approve it prior to submission.

Form 990, Part VI, Section B, Line 12C

Finabilitys governance committee oversees the implementation of the organizations conflict of interest policy. All board members are required to sign a conflict of interest disclosure statement at the start of each board term. The policy includes a commitment to disclose any actual or potential conflicts as they arise. These disclosures are reviewed annually, and board members are reminded of their obligation to promptly report any new conflicts during the term.

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
FinAbility
EIN
85-3874734
Phone
5032084752
Address
5331 S Macadam Ave Ste 258, Portland, OR 97239

Signing Officer

Name
Erik Lehr
Title
Treasurer
Signed
2025-11-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacy Sawin
Formed
2020
Legal Domicile
Or
Voting Board Members
9
Independent Board Members
9
Employees
1
Volunteers
40

Preparer

Firm
Kern & Thompson LLC
Address
1800 SW FIRST AVE STE 410, PORTLAND, OR 97201
Preparer
Jonna Vercellini CPA
Phone
5032223338
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IRS990/PayrollTaxesGrp/FundraisingAmt01263
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01070
IRS990/PayrollTaxesGrp/ProgramServicesAmt06768
IRS990/PayrollTaxesGrp/TotalAmt09101
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0STACY SAWIN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY PARTNERSHIPS: IN 2024, FINABILITYS SURVIVOR ADVISORY COMMITTEE CONTINUED TO SHAPE STRATEGIC PRIORITIES, DESIGN PROGRAMS, AND LEAD PUBLIC EDUCATION EFFORTS. THEY LAUNCHED QUARTERLY WEBINARS ATTENDED BY OVER 125 COMMUNITY MEMBERS AND RAN ADVOCACY CAMPAIGNS TO RAISE AWARENESS OF FINANCIAL ABUSE. FINABILITY ALSO SUPPORTED SYSTEMS CHANGE BY JOINING A NATIONAL WORKING GROUP LED BY THE CENTER FOR SURVIVOR AGENCY & JUSTICE AND COLLABORATING WITH 12+ CRISIS SUPPORT ORGANIZATIONS ACROSS OREGON TO BUILD MORE SURVIVOR-CENTERED FINANCIAL SERVICES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt026100
IRS990/ProgSrvcAccomActy3Grp/Desc0WEBSITE PRODUCT: IN 2024, FINABILITYS WEBSITE AND ONLINE TOOLS PROVIDED LIFESAVING INFORMATION TO OVER 24,000 USERS. OUR DIGITAL FINANCIAL TOOLKIT INCLUDES 25+ SURVIVOR-INFORMED MODULES AND BLOG POSTS ANSWERING URGENT SAFETY AND FINANCIAL QUESTIONS LIKE HOW DO I SAFELY OPEN A BANK ACCOUNT?, HOW DO I HEAL FROM FINANCIAL TRAUMA AND ABUSE?, AND HOW DO I SEPARATE MY FINANCES FROM MY HARM DOER? THE TOOLKIT IS NOW AVAILABLE IN FIVE LANGUAGES, AND WE COMPLETED 30,952 TRANSLATION REQUESTS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt022701
IRS990/ProgSrvcAccomActyOtherGrp/Desc0OUR OUTREACH AND COMMUNICATIONS WORK IN 2024 INCLUDED OUR SECOND ANNUAL #SPEAKOUT EVENT, WHERE SURVIVORS SHARED THEIR STORIES IN PORTLANDS 13TH AVENUE PLAZA TO AN AUDIENCE OF 80+ ATTENDEES. THE EVENT FEATURED 12 NONPROFIT PARTNERS (UP FROM 2 LAST YEAR) AND EARNED A NET PROMOTER SCORE OF 9.6/10, SIGNALING HIGH IMPACT. IN ADDITION TO #SPEAKOUT, THESE FUNDS SUPPORTED AWARENESS CAMPAIGNS ON DOMESTIC AND FINANCIAL ABUSE, A SERIES OF EDUCATIONAL LUNCH-AND-LEARNS WITH FINANCIAL INSTITUTIONS, AND A DOMESTIC VIOLENCE SIMULATION EXPERIENCE TO HELP BANK STAFF AND COMMUNITY MEMBERS BETTER UNDERSTAND THE COMPLEX BARRIERS SURVIVORS FACE.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt022435
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0755000
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0703518
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0401596
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0144946
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt042081
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt022221
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0611344
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt07533
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt07533
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt0485497
IRS990ScheduleA/SubstantialContributorsTotAmt0125847
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0401596
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0144946
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt042081
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt022221
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0500
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0611344
IRS990ScheduleA/TotalSupportAmt0618877
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/CYEndwmtFundGrp/BeginningYearBalanceAmt0500000
IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt0506961
IRS990ScheduleD/CYEndwmtFundGrp/InvestmentEarningsOrLossesAmt06961
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/PrmnntEndowmentBalanceEOYPct01.00000
IRS990ScheduleD/RelatedOrgListSchRInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FINABILITYS FINANCE COMMITTEE, CHAIRED BY THE TREASURER, CONDUCTS A FORMAL REVIEW OF THE ORGANIZATIONS FORM 990 EACH YEAR. FOLLOWING THIS REVIEW, THE FULL BOARD OF DIRECTORS RECEIVES THE FORM 990 AND VOTES TO APPROVE IT PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FINABILITYS GOVERNANCE COMMITTEE OVERSEES THE IMPLEMENTATION OF THE ORGANIZATIONS CONFLICT OF INTEREST POLICY. ALL BOARD MEMBERS ARE REQUIRED TO SIGN A CONFLICT OF INTEREST DISCLOSURE STATEMENT AT THE START OF EACH BOARD TERM. THE POLICY INCLUDES A COMMITMENT TO DISCLOSE ANY ACTUAL OR POTENTIAL CONFLICTS AS THEY ARISE. THESE DISCLOSURES ARE REVIEWED ANNUALLY, AND BOARD MEMBERS ARE REMINDED OF THEIR OBLIGATION TO PROMPTLY REPORT ANY NEW CONFLICTS DURING THE TERM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OR
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt071660
IRS990/TotalAssetsEOYAmt0827660
IRS990/TotalAssetsGrp/BOYAmt071660
IRS990/TotalAssetsGrp/EOYAmt0827660
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0901596
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt016687
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt034429
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0103013
IRS990/TotalFunctionalExpensesGrp/TotalAmt0154129
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt01000
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt01000
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt071660
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0826660
IRS990/TotalOtherProgSrvcExpenseAmt022435

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