Civic Intelligence

Associated Collection Agencies Inc

990EZ • Fiscal year 2015 • EIN 84-8029781

Jan 01, 2015 to Dec 31, 2015 • Filed on May 04, 2016

Organization ProfileWWW.ACACOWY.ORG
11160 West Tennessee CourtLakewood, CO 80226

(303) 942-0099

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.02x

Higher debt load relative to assets than 60% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

64th percentile

0.02x

Higher debt load relative to revenue than 64% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

89th percentile

25%

Higher net margin than 89% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

85th percentile

33%

Faster asset growth than 85% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

36th percentile

-5.1%

Faster revenue growth than 36% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$156,998

Up $39,100 (+33%) from 2014

Net Assets

Up

$153,587

Up $35,689 (+30%) from 2014

Liabilities

Up

$3,411

Up $3,411 from 2014

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin89th percentile

Revenue

Down

$140,720

Down $7,508 (-5.1%) from 2014

Expenses

Down

$105,031

Down $29,801 (-22%) from 2014

Net Income

Up

$35,689

Up $22,293 (+166%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2011: $75,007Liabilities 2011: $2412011Assets 2012: $72,780Liabilities 2012: $0Net Assets 2012: $72,7802012Assets 2013: $106,533Liabilities 2013: $2,031Net Assets 2013: $104,5022013Assets 2014: $117,898Liabilities 2014: $0Net Assets 2014: $117,8982014Assets 2015: $156,998Liabilities 2015: $3,411Net Assets 2015: $153,5872015Assets 2016: $138,320Liabilities 2016: $0Net Assets 2016: $138,3202016Assets 2017: $147,821Liabilities 2017: $0Net Assets 2017: $147,8212017Assets 2018: $142,071Liabilities 2018: $4,300Net Assets 2018: $137,7712018Assets 2019: $157,093Liabilities 2019: $3,465Net Assets 2019: $153,6282019Assets 2020: $176,392Liabilities 2020: $3,359Net Assets 2020: $173,0332020Assets 2021: $193,826Liabilities 2021: $3,000Net Assets 2021: $190,8262021Assets 2022: $159,481Liabilities 2022: $2,700Net Assets 2022: $156,7812022Assets 2023: $161,177Liabilities 2023: $2,578Net Assets 2023: $158,5992023Assets 2024: $165,495Liabilities 2024: $2,119Net Assets 2024: $163,3762024

Highlighted filing

2015

Assets$156,998
Liabilities$3,411
Net Assets$153,587
Open 2015 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $92,557Expenses 2011: $88,733Net Income 2011: $3,8242011Revenue 2012: $100,965Expenses 2012: $102,951Net Income 2012: -$1,9862012Revenue 2013: $123,682Expenses 2013: $91,960Net Income 2013: $31,7222013Revenue 2014: $148,228Expenses 2014: $134,832Net Income 2014: $13,3962014Revenue 2015: $140,720Expenses 2015: $105,031Net Income 2015: $35,6892015Revenue 2016: $133,956Expenses 2016: $149,223Net Income 2016: -$15,2672016Revenue 2017: $148,391Expenses 2017: $136,922Net Income 2017: $11,4692017Revenue 2018: $79,731Expenses 2018: $89,781Net Income 2018: -$10,0502018Revenue 2019: $165,953Expenses 2019: $150,096Net Income 2019: $15,8572019Revenue 2020: $162,075Expenses 2020: $142,670Net Income 2020: $19,4052020Revenue 2021: $171,173Expenses 2021: $153,380Net Income 2021: $17,7932021Revenue 2022: $169,744Expenses 2022: $203,789Net Income 2022: -$34,0452022Revenue 2023: $165,001Expenses 2023: $163,223Net Income 2023: $1,7782023Revenue 2024: $164,258Expenses 2024: $159,220Net Income 2024: $5,0382024

Highlighted filing

2015

Revenue$140,720
Expenses$105,031
Net Income$35,689
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 4, 2016
Return Version
2015v2.1
Gross Receipts
$140,720
Mission and Program Overview

Mission

Gather and disseminate information

Program Services

DescriptionGrantsExpenses
TO INFORM AND EDUCATE PEOPLE IN THE COLLECTION BUSINESS--
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
STEVE JOHNSONPresidentPT$0--
KIM GAUGERVice President-$0--
TERRY CATLINSecretarytreasurerPT$0--
KATHY SMALDONEExecutive Vice PresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Associated Collection Agencies Inc
EIN
84-8029781
Address
11160 WEST TENNESSEE COURT, LAKEWOOD, CO 80226

Signing Officer

Name
Kathy Smaldone
Title
Executive Vice
Phone
3039420099
Signed
2016-05-04
Discuss with paid preparer
Yes

Preparer

Firm
Erwin Ettelman - CPA
Address
5881 SO KINGSTON WAY, ENGLEWOOD, CO 80111
Preparer
Erwin Ettelman
Phone
7202145020
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountNEWSLETTER ADVERTISING 725SERVICE FEES FOR STATE OFFICE 59,820”

Description of other expenses Part I line 16

“Description AmountINSURANCE 2,202MANAGEMENT FEES 19,137OFFICE SUPPLIES AND EXPENSES 69CONFERENCES CONVENTIONS AND MEETING 18,941BOARD OF DIRECTOR EXPENSES 3,585MISCELLANEOUS 140STATE OFFICE EXPENSES 19,196TECHNOLOGY 640LEGISLATIVE EXPENSES 27,003”

Description of other assets Part II line 24

“Category Beginning of Year End of YearPREPAID DEPOSITS 2,500 2,000UNDEPOSITED FUNDS 0 300”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearOTHER 0 3,411”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KATHY SMALDONE
IRS990EZ/BooksInCareOfDetail/PhoneNum03039420099
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt011160 W TENNESSEE COURT
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LAKEWOOD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd080226
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0115398
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0154698
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt035689
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0695
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0117898
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0156998
IRS990EZ/GrossReceiptsAmt0140720
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0146
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt062980
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0117898
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0153587
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0117898
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0153587
IRS990EZ/OccupancyRentUtltsAndMaintAmt013386
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0STEVE JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KIM GAUGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TERRY CATLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KATHY SMALDONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARYTREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3EXECUTIVE VICE PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02500
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02300
IRS990EZ/OtherExpensesTotalAmt090913
IRS990EZ/OtherRevenueTotalAmt060545
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0GATHER AND DISSEMINATE INFORMATION
IRS990EZ/PrintingPublicationsPostageAmt037
IRS990EZ/ProgramServiceRevenueAmt017049
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO INFORM AND EDUCATE PEOPLE IN THE COLLECTION BUSINESS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03411
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0105031
IRS990EZ/TotalRevenueAmt0140720
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.ACACOWY.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountNEWSLETTER ADVERTISING 725SERVICE FEES FOR STATE OFFICE 59,820
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountINSURANCE 2,202MANAGEMENT FEES 19,137OFFICE SUPPLIES AND EXPENSES 69CONFERENCES CONVENTIONS AND MEETING 18,941BOARD OF DIRECTOR EXPENSES 3,585MISCELLANEOUS 140STATE OFFICE EXPENSES 19,196TECHNOLOGY 640LEGISLATIVE EXPENSES 27,003
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearPREPAID DEPOSITS 2,500 2,000UNDEPOSITED FUNDS 0 300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Category Beginning of Year End of YearOTHER 0 3,411
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KATHY SMALDONE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE VICE
ReturnHeader/BusinessOfficerGrp/PhoneNum03039420099
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ASSOCIATED COLLECTION AGENCIES INC
ReturnHeader/Filer/BusinessNameControlTxt0ASSO
ReturnHeader/Filer/EIN0848029781
ReturnHeader/Filer/USAddress/AddressLine1Txt011160 WEST TENNESSEE COURT
ReturnHeader/Filer/USAddress/CityNm0LAKEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd080226
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0300714677
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ERWIN ETTELMAN - CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05881 SO KINGSTON WAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ENGLEWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd080111
ReturnHeader/PreparerPersonGrp/PhoneNum07202145020
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ERWIN ETTELMAN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-05-05T11:26:40-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$156,998
Liabilities
$3,411
Net assets
$153,587
Revenue
$140,720
Expenses
$105,031
Net income
$35,689
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.65$0.02$1.63$1.64$1.59$0.05
2023Detailed filing. Detailed filing data is available for this year.$1.61$0.03$1.59$1.65$1.63$0.02
2022Detailed filing. Detailed filing data is available for this year.$1.59$0.03$1.57$1.70$2.04$0.34
2021Detailed filing. Detailed filing data is available for this year.$1.94$0.03$1.91$1.71$1.53$0.18
2020Detailed filing. Detailed filing data is available for this year.$1.76$0.03$1.73$1.62$1.43$0.19
2019Detailed filing. Detailed filing data is available for this year.$1.57$0.03$1.54$1.66$1.50$0.16
2018Detailed filing. Detailed filing data is available for this year.$1.42$0.04$1.38$0.80$0.90$0.10
2017Detailed filing. Detailed filing data is available for this year.$1.48$0.00$1.48$1.48$1.37$0.11
2016Detailed filing. Detailed filing data is available for this year.$1.38$0.00$1.38$1.34$1.49$0.15
2015Detailed filing. Detailed filing data is available for this year.$1.57$0.03$1.54$1.41$1.05$0.36
2014Detailed filing. Detailed filing data is available for this year.$1.18$0.00$1.18$1.48$1.35$0.13
2013Detailed filing. Detailed filing data is available for this year.$1.07$0.02$1.05$1.24$0.92$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.73$0.00$0.73$1.01$1.03$0.02
2011Summary only. Only limited summary data is available for this year.$0.75$0.00$0.93$0.89$0.04
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)6 • <$500k nonprofits