Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
990 • Fiscal year 2013 • EIN 84-6031137
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
Liabilities / Revenue
16th percentile
Higher debt load relative to revenue than 16% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
60th percentile
Higher top officer pay than 60% of similar nonprofits.
Top officer pay equals 8.5% of source-year revenue.
Asset Growth
4th percentile
Faster asset growth than 4% of similar nonprofits.
Revenue Growth
30th percentile
Faster revenue growth than 30% of similar nonprofits.
Assets
Down$11,563,169
Down $787,803 (-6.4%) from 2012
Net Assets
Down$1,413,773
Down $196,178 (-12%) from 2012
Liabilities
Down$10,149,396
Down $591,625 (-5.5%) from 2012
Revenue
$865,404
No earlier filing loaded for comparison.
Expenses
Up$1,061,582
Up $259,707 (+32%) from 2012
Net Income
-$196,178
No earlier filing loaded for comparison.
The mission of Fellowship Credit Union is to encourage economic stability amoung the membership by providing financial education, affordable financial products and extraordinary service.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $9,197,022 | $8,359,552 | ▼ $837,470 |
| Rtn Earn Endowment Incm Other Fnds | $1,609,951 | $1,413,773 | ▼ $196,178 |
| Savings and Temporary Cash Investments | $1,255,177 | $1,275,247 | ▲ $20,070 |
| Cash and Non-Interest-Bearing Accounts | $96,560 | $81,066 | ▼ $15,494 |
| Land, Buildings, and Equipment, Net | $61,978 | $50,232 | ▼ $11,746 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $12,350,972 | $11,563,169 | ▼ $787,803 |
| Other Assets Total | $1,740,235 | $1,797,072 | ▲ $56,837 |
| Liabilities | |||
| Other Liabilities | $10,729,250 | $10,127,335 | ▼ $601,915 |
| Accounts Payable and Accrued Expenses | $11,771 | $22,061 | ▲ $10,290 |
| Total Liabilities | $10,741,021 | $10,149,396 | ▼ $591,625 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,609,951 | $1,413,773 | ▼ $196,178 |
| Total Liabilities and Net Assets / Fund Balance | $12,350,972 | $11,563,169 | ▼ $787,803 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $20,229 | $131,423 | $151,652 |
| Land | $27,500 | - | $27,500 |
| Other Land Buildings | $2,503 | $21,047 | $23,550 |
| Other Assets Org | $-667 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Steve Pearson | CEO | FT | $66,037 | $7,345 | $73,382 |
| Brian Kane | COO | FT | $50,692 | $6,905 | $57,597 |
| Name | Title |
|---|---|
| Gail Schroeder | Chairperson |
| Linda Wilger | Vice Chair |
| Beatrice Haggard | Director |
| Calvin Melcher | Director |
| Sondra Eberhardt | Sec/Treas |
| Line Item | Amount |
|---|---|
| Other Expenses | $648,975 |
| Salaries, Compensation, and Employee Benefits | $400,607 |
| Grants and Similar Amounts Paid | $12,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $204,521 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $130,979 |
| Fees for Services Other | - | - | - | $44,100 |
| All Other Expenses | - | - | - | $34,564 |
| Other Employee Benefits | - | - | - | $27,176 |
| Occupancy | - | - | - | $26,096 |
| Other Expenses | - | - | - | $24,154 |
| Payroll Taxes | - | - | - | $24,025 |
| Depreciation Depletion | - | - | - | $21,806 |
| Pension Plan Contributions | - | - | - | $13,906 |
| Grants to Domestic Orgs | - | - | - | $12,000 |
| Conferences and Meetings | - | - | - | $3,020 |
| Fees for Services Legal | - | - | - | $2,363 |
| Advertising | - | - | - | $1,647 |
| Total Functional Expenses | $0 | $0 | $0 | $1,061,582 |
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| 26-3671626 | - | 501(c)(3) | Contribution to Foundation for Educational Scholarships | $12,000 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member Shares, Deposits and Certificates | $10,127,335 |
“The field of membership of the Credit Union shall be: (A member of the immediate family of any person who is eligible for membership in the Credit Union may also be admitted to membership therein). Persons who work or reside in the County of Prowers and persons who reside in the counties of Kiowa, Baca and Bent, Colorado and members of their immediate family. Membership may include any small group that has a common bond of employment or association provided that said group has been accepted in accordance with the rules and regulations of the Division of Financial Services.”
“The governing body is elected at the Annual Meeting of the members.”
“Merger - Requires two thirds majority vote of voting members.Charter conversion - Requires two thirds majority vote of voting members.Dissolution and liquidation - Requires majorty vote of entire membership.”
“Gail Schroeder - 10 Scott Place, Lamar, CO 81052Linda Wilger - 18021 Rd LL, Bristol, CO 81047Sondra Eberhardt - 711 South 10th Street, Lamar, CO 81052Beatrice Haggard - 8255 County Road NN, Lamar, CO 81502Calvin Melcher - 300 North Main, Holly, CO 81047”
“The Form 990 is prepared by an independent CPA Firm, reviewed by the Credit Union's CEO, and a draft copy is provided to the Board for their review before it is electronically filed with the IRS.”
“The conflict of interest disclosure is done annually and is also included in periodic policy reviews.”
“The CEO and other Officer compensation is determined by reviewing comparable job descriptions and the pay scale is determined by comparable salaries being paid for the same position. The comparables are provided by the Credit Union Association of Colorado and the Credit Union National Association. This is done on an annual basis.”
“Upon Request.”
“Number of employees is reported as zero as the credit union does not file form w-3. Adp total source, as common paymaster, files form w-3 under their own fein to report the compensation of all credit union employees.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 11771 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 22061 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | The mission of Fellowship Credit Union is to encourage economic stability amoung the membership by providing financial education, affordable financial products and extraordinary service. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1647 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 34564 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Fellowship Credit Union |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7193365511 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | PO Box 876 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Lamar |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | CO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 81052 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 96560 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 81066 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 130979 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3020 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 12000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 10047 |
| IRS990/CYOtherExpensesAmt | 0 | 648975 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 855357 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -196178 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 400607 |
| IRS990/CYTotalExpensesAmt | 0 | 1061582 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 865404 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 21806 |
| IRS990/Desc | 0 | a. Operated Fellowship Credit Union - Suposs Youth Financial Education Foundation, Inc. - The Foundation was established to provide scholarship funds for area students to assist them in college expenses and also to help funds for local high schools to implement Financial Education Programs in their schools.b. Financial Education and Training in the local middle schools and high schools.c. Fraud Identify Theft Prevention Education for Senior Citizens and the elderly in the local communities. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | false |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExcessBusinessHoldingsInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2363 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 44100 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 7345 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 6905 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GAIL SCHROEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LINDA WILGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SONDRA EBERHARDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BEATRICE HAGGARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CALVIN MELCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | STEVE PEARSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | BRIAN KANE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 66037 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 50692 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Sec/Treas |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | COO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1959 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 12000 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | true |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 865404 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 10047 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 10047 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 460 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 152470 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 61978 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 50232 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 202702 |
| IRS990/LegalDomicileStateCd | 0 | CO |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | The mission of Fellowship Credit Union is to encourage economic stability amoung the membership by providing financial education, affordable financial products and extraordinary service. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1609951 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1413773 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26096 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1740235 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1797072 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 27176 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/Desc | 1 | Office Operations |
| IRS990/OtherExpensesGrp/Desc | 2 | Dividends & Interest -Members |
| IRS990/OtherExpensesGrp/Desc | 3 | Member Insurance |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 343144 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 91120 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 56961 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24154 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 10729250 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10127335 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 204521 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9197022 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8359552 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 24025 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13906 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfcrBusinessAddress/BusinessNameLine1 | 0 | STEVE PEARSON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Fees Member Service |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Interest Member Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Operating Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 75812 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 779545 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 75812 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 779545 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 10000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 14012 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 450168 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 928882 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 141019 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 341707 |
| IRS990/PYTotalExpensesAmt | 0 | 801875 |
| IRS990/PYTotalRevenueAmt | 0 | 942894 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -196178 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1609951 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1413773 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1255177 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1275247 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 20229 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 131423 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 151652 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 27500 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 27500 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 68049 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 107293 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | -667 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Accrued Interest Receivable |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF Deposit |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Other Assets |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 2503 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 21047 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 23550 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10127335 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares, Deposits and Certificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 50232 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 1797072 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10127335 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | true |
| IRS990ScheduleI/RecipientTable/CashGrantAmt | 0 | 12000 |
| IRS990ScheduleI/RecipientTable/IRCSectionDesc | 0 | 501(c)(3) |
| IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt | 0 | 0 |
| IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt | 0 | Contribution to Foundation for Educational Scholarships |
| IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1 | 0 | Fellowship CU-Suposs Youth Fin Ed Found |
| IRS990ScheduleI/RecipientTable/RecipientEIN | 0 | 263671626 |
| IRS990ScheduleI/RecipientTable/USAddress/AddressLine1 | 0 | 803 E Olive St |
| IRS990ScheduleI/RecipientTable/USAddress/City | 0 | Lamar |
| IRS990ScheduleI/RecipientTable/USAddress/State | 0 | CO |
| IRS990ScheduleI/RecipientTable/USAddress/ZIPCode | 0 | 81052 |
| IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt | 0 | The funds contributed to the Foundation from Fellowship Credit Union are perpetual funds that remain with the Foundation and are not disbursed as grants or scholarships. Scholarships are awarded from revenues generated on investments that the Foundation invests in.The Board of Directors of Fellowship Credit Union also serves as Board members of the Foundation. They hold regular meetings and make the decisions of how the funds are disbursed and monitored. |
| IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Grantmaker's Description of How Grants are Used |
| IRS990ScheduleI/Total501c3OrgCnt | 0 | 1 |
| IRS990ScheduleI/TotalOtherOrgCnt | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The field of membership of the Credit Union shall be: (A member of the immediate family of any person who is eligible for membership in the Credit Union may also be admitted to membership therein). Persons who work or reside in the County of Prowers and persons who reside in the counties of Kiowa, Baca and Bent, Colorado and members of their immediate family. Membership may include any small group that has a common bond of employment or association provided that said group has been accepted in accordance with the rules and regulations of the Division of Financial Services. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The governing body is elected at the Annual Meeting of the members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Merger - Requires two thirds majority vote of voting members.Charter conversion - Requires two thirds majority vote of voting members.Dissolution and liquidation - Requires majorty vote of entire membership. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Gail Schroeder - 10 Scott Place, Lamar, CO 81052Linda Wilger - 18021 Rd LL, Bristol, CO 81047Sondra Eberhardt - 711 South 10th Street, Lamar, CO 81052Beatrice Haggard - 8255 County Road NN, Lamar, CO 81502Calvin Melcher - 300 North Main, Holly, CO 81047 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Form 990 is prepared by an independent CPA Firm, reviewed by the Credit Union's CEO, and a draft copy is provided to the Board for their review before it is electronically filed with the IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The conflict of interest disclosure is done annually and is also included in periodic policy reviews. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | The CEO and other Officer compensation is determined by reviewing comparable job descriptions and the pay scale is determined by comparable salaries being paid for the same position. The comparables are provided by the Credit Union Association of Colorado and the Credit Union National Association. This is done on an annual basis. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Upon Request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | NUMBER OF EMPLOYEES IS REPORTED AS ZERO AS THE CREDIT UNION DOES NOT FILE FORM W-3. ADP TOTAL SOURCE, AS COMMON PAYMASTER, FILES FORM W-3 UNDER THEIR OWN FEIN TO REPORT THE COMPENSATION OF ALL CREDIT UNION EMPLOYEES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 9: Officer, Director, Trustee, Key Employee Mailing Address |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART 1,LINE 5 &PART V, LINE 2a |
| IRS990ScheduleR/AssetExchangeInd | 0 | false |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | true |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd | 0 | false |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1 | 0 | Suposs Youth Financial Ed Foundation Inc |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN | 0 | 263671626 |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt | 0 | 501(c)(3) |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd | 0 | CO |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt | 0 | Education Foundation |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt | 0 | PF |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1 | 0 | 803 E Olive St |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/City | 0 | Lamar |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/State | 0 | CO |
| IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCode | 0 | 81052 |
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| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | false |
| IRS990ScheduleR/PaidEmployeesSharingInd | 0 | false |
| IRS990ScheduleR/PerformOfServicesByOtherOrgInd | 0 | false |
| IRS990ScheduleR/PerformOfServicesForOthOrgInd | 0 | false |
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| IRS990ScheduleR/ReimbursementPaidByOtherOrgInd | 0 | false |
| IRS990ScheduleR/ReimbursementPaidToOtherOrgInd | 0 | false |
| IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd | 0 | false |
| IRS990ScheduleR/RentalOfFcltsFromOthOrgInd | 0 | false |
| IRS990ScheduleR/SharingOfFacilitiesInd | 0 | false |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt | 0 | 12000 |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1 | 0 | Suposs Youth Financial Ed Foundation Inc |
| IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt | 0 | b |
| IRS990ScheduleR/TransferFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/TransferToOtherOrgInd | 0 | false |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 12350972 |
| IRS990/TotalAssetsEOYAmt | 0 | 11563169 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 12350972 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 11563169 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1061582 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 10741021 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10149396 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 10741021 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10149396 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1609951 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1413773 |
| IRS990/TotalOtherCompensationAmt | 0 | 14250 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 855357 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 116729 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 10047 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 855357 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 865404 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 12350972 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 11563169 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 0 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | PO BOX 876 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.