Civic Intelligence

Esperanza Group

990EZ • Fiscal year 2020 • EIN 84-3711795

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 15, 2021

Organization ProfileN/A
64323 Kildare DriveWashington, MI 48095

(586) 707-2662

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.55x

Higher debt load relative to assets than 89% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

95th percentile

1.22x

Higher debt load relative to revenue than 95% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

21st percentile

-22%

Higher net margin than 21% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

28th percentile

-9.0%

Faster asset growth than 28% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

41st percentile

-24%

Faster revenue growth than 41% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$118,167

Down $11,682 (-9.0%) from 2019

Net Assets

Down

$53,299

Down $11,550 (-18%) from 2019

Liabilities

Down

$64,868

Down $132 (-0.2%) from 2019

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin21st percentile

Revenue

Down

$53,172

Down $16,733 (-24%) from 2019

Expenses

Up

$64,722

Up $59,666 (+1180%) from 2019

Net Income

Down

-$11,550

Down $76,399 (-118%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth28th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0-$500KAssets 2019: $129,849Liabilities 2019: $65,000Net Assets 2019: $64,8492019Assets 2020: $118,167Liabilities 2020: $64,868Net Assets 2020: $53,2992020Assets 2021: $220,678Liabilities 2021: $337,500Net Assets 2021: -$116,8222021Assets 2022: $164,144Liabilities 2022: $223,106Net Assets 2022: -$58,9622022Assets 2024: $683,841Liabilities 2024: $768,014Net Assets 2024: -$84,1732024

Highlighted filing

2020

Assets$118,167
Liabilities$64,868
Net Assets$53,299
Open 2020 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2019: $69,905Expenses 2019: $5,056Net Income 2019: $64,8492019Revenue 2020: $53,172Expenses 2020: $64,722Net Income 2020: -$11,5502020Revenue 2021: $91,800Expenses 2021: $63,335Net Income 2021: $28,4652021Revenue 2022: $343,074Expenses 2022: $285,214Net Income 2022: $57,8602022Revenue 2024: $565,154Expenses 2024: $573,674Net Income 2024: -$8,5202024

Highlighted filing

2020

Revenue$53,172
Expenses$64,722
Net Income-$11,550
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 15, 2021
Return Version
2020v4.1
Gross Receipts
$187,743
Mission and Program Overview

Mission

The specific purpose of this corporation is to provide housing for low to moderate income families.

Program Services

DescriptionGrantsExpenses
TO PROVIDE HOUSING FOR LOW TO MODERATE INCOME FAMILIES.$0$64,722
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
NEIL DOCHERTYPresident-$0--
JOSEPHINE DOCHERTYVice President-$0--
Filing and Contact Details

Filer

Filer Name
The Esperanza Group
EIN
84-3711795
Phone
5867072662
Address
64323 KILDARE DRIVE, WASHINGTON, MI 48095

Signing Officer

Name
Neil Docherty
Title
President
Phone
5867072662
Signed
2021-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Anderson Law Group Pllc
Address
3225 MCLEOD DRIVE, LAS VEGAS, NV 89121
Preparer
Karim Hanafy
Phone
8889692677
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: kitchen remodeling revenue. Amount: 5,000. Total to form 990-ez, line 14: 10,755.”

Form 990-ez, Part I, Line 14

“Description: depreciation/amortization. Amount: 3,862. Description: other expenses. Amount: 6,893.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank charges. Amount: 595. Description: office expense. Amount: 1,273. Description: educational fees. Amount: 364. Description: auto expense. Amount: 3,777. Description: interest expense. Amount: 1,053. Description: property rehab fairway. Amount: 25,356. Description: property utilities fairway. Amount: 26. Description: lauren property- taxes. Amount: 1,686. Description: interest on notes. Amount: 4,900. Description: lauren property insurance. Amount: 850. Description: lauren property repairs. Amount: 845. Total to form 990-ez, line 16: 40,725.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: other depreciable assets. Beg. Of year amount: 3,862. End of year amount: 0.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: loan. Beg. Of year amount: 50,000. End of year amount: 50,000. Description: note. Beg. Of year amount: 15,000. End of year amount: 14,868.”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ESPERANZA GROUP
IRS990EZ/BooksInCareOfDetail/PhoneNum05867072662
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt064323 KILDARE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WASHINGTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048095
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt060104
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt06777
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt057854
IRS990EZ/CostOrOtherBasisExpenseSaleAmt0134571
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-11550
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt013242
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0129849
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0118167
IRS990EZ/GainOrLossFromSaleOfAssetsAmt0-9682
IRS990EZ/GrossReceiptsAmt0187743
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt065883
IRS990EZ/LandAndBuildingsGrp/EOYAmt0111390
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt064849
IRS990EZ/NetAssetsOrFundBalancesEOYAmt053299
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt064849
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt053299
IRS990EZ/OccupancyRentUtltsAndMaintAmt010755
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NEIL DOCHERTY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOSEPHINE DOCHERTY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt03862
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt040725
IRS990EZ/OtherRevenueTotalAmt05000
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE SPECIFIC PURPOSE OF THIS CORPORATION IS TO PROVIDE HOUSING FOR LOW TO MODERATE INCOME FAMILIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE HOUSING FOR LOW TO MODERATE INCOME FAMILIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt064722
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SaleOfAssetsGrossAmt0124889
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt065000
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt064868
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt064722
IRS990EZ/TotalProgramServiceExpensesAmt064722
IRS990EZ/TotalRevenueAmt053172
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt057854
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt069905
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0127759
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt02556
IRS990ScheduleA/SubstantialContributorsTotAmt0125203
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt057854
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt069905
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0127759
IRS990ScheduleA/TotalSupportAmt0127759
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: KITCHEN REMODELING REVENUE. AMOUNT: 5,000. TOTAL TO FORM 990-EZ, LINE 14: 10,755.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: DEPRECIATION/AMORTIZATION. AMOUNT: 3,862. DESCRIPTION: OTHER EXPENSES. AMOUNT: 6,893.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: BANK CHARGES. AMOUNT: 595. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 1,273. DESCRIPTION: EDUCATIONAL FEES. AMOUNT: 364. DESCRIPTION: AUTO EXPENSE. AMOUNT: 3,777. DESCRIPTION: INTEREST EXPENSE. AMOUNT: 1,053. DESCRIPTION: PROPERTY REHAB FAIRWAY. AMOUNT: 25,356. DESCRIPTION: PROPERTY UTILITIES FAIRWAY. AMOUNT: 26. DESCRIPTION: LAUREN PROPERTY- TAXES. AMOUNT: 1,686. DESCRIPTION: INTEREST ON NOTES. AMOUNT: 4,900. DESCRIPTION: LAUREN PROPERTY INSURANCE. AMOUNT: 850. DESCRIPTION: LAUREN PROPERTY REPAIRS. AMOUNT: 845. TOTAL TO FORM 990-EZ, LINE 16: 40,725.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 3,862. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: LOAN. BEG. OF YEAR AMOUNT: 50,000. END OF YEAR AMOUNT: 50,000. DESCRIPTION: NOTE. BEG. OF YEAR AMOUNT: 15,000. END OF YEAR AMOUNT: 14,868.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0NEIL DOCHERTY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05867072662
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE ESPERANZA GROUP
ReturnHeader/Filer/BusinessNameControlTxt0ESPE
ReturnHeader/Filer/EIN0843711795
ReturnHeader/Filer/PhoneNum05867072662
ReturnHeader/Filer/USAddress/AddressLine1Txt064323 KILDARE DRIVE
ReturnHeader/Filer/USAddress/CityNm0WASHINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048095
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0911956265
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANDERSON LAW GROUP PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03225 MCLEOD DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LAS VEGAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NV
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd089121
ReturnHeader/PreparerPersonGrp/PhoneNum08889692677
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KARIM HANAFY
ReturnHeader/ReturnTs02021-11-15T17:38:33-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0NEIL
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DOCHERTY
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$118,167
Liabilities
$64,868
Net assets
$53,299
Revenue
$53,172
Expenses
$64,722
Net income
-$11,550
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.84$7.68$0.84$5.65$5.74$0.09
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.64$2.23$0.59$3.43$2.85$0.58
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.21$3.38$1.17$0.92$0.63$0.28
2020Detailed filing. Detailed filing data is available for this year.$1.18$0.65$0.53$0.53$0.65$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.65$0.65$0.70$0.05$0.65
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)3 • <$500k nonprofits