Civic Intelligence

Consumer Credit Association of Pa

EIN 84-3083917 • 501(c)6 • New Braunfels, TX

Profile

Provide financial services education and outreach, state regulatory advocacy and state legislative advocacy.

PO Box 310269New Braunfels, TX 78131

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

29th percentile

-12%

Higher net margin than 29% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

13th percentile

-57%

Faster asset growth than 13% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

71st percentile

13%

Faster revenue growth than 71% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$6,336

Up $6,336 from 2022

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$6,336

Up $6,336 from 2022

Operations
Liabilities / RevenueScore unavailableNet Margin29th percentile

Revenue

Down

$68,000

Down $52,000 (-43%) from 2022

Expenses

Down

$76,293

Down $33,660 (-31%) from 2022

Net Income

Down

-$8,293

Down $18,340 (-183%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0K$6.0K$4.0K$2.0K$0Assets 2022: $0Net Assets 2022: $02022Assets 2025: $6,336Net Assets 2025: $6,3362025

Highlighted filing

2025

Assets$6,336
Liabilities-
Net Assets$6,336
Open 2025 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2022: $120,000Expenses 2022: $109,953Net Income 2022: $10,0472022Revenue 2025: $68,000Expenses 2025: $76,293Net Income 2025: -$8,2932025

Highlighted filing

2025

Revenue$68,000
Expenses$76,293
Net Income-$8,293
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,336
Liabilities
-
Net assets
$6,336
Revenue
$68,000
Expenses
$76,293
Net income
-$8,293
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.06$0.06$0.68$0.76$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$1.20$1.10$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 13, 2026
Return Version
2025v4.0
Gross Receipts
$68,000
Mission and Program Overview

Mission

Provide financial services education and outreach, state regulatory advocacy and state legislative advocacy.

Program Services

DescriptionGrantsExpenses
PROVIDE FINANCIAL SERVICES EDUCATION AND OUTREACH, STATE REGULATORY ADVOCACY AND STATE LEGISLATIVE ADVOCACY.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RYAN BLACKDirectorPT$0--
SEIF AL-ZAINDirectorPT$0--
AMANDA JABLONSKIExecutive DirectorPT$0--
RYAN BLACKPresident-$0--
SEIF AL-ZAINVice President-$0--
AMANDA JABLONSKISecretary/Treas-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$54,672
Total Nondeductible Lobbying and Political Cost$54,672
Filing and Contact Details

Filer

Filer Name
Consumer Credit Association of Pa
EIN
84-3083917
Phone
5124150502
Address
PO BOX 310269, NEW BRAUNFELS, TX 78131

Signing Officer

Name
Amanda Jablonski
Title
Executive Director
Signed
2026-02-13
Discuss with paid preparer
Yes

Preparer

Firm
B D Sewell CPA Pc
Address
6016 RICHARD CARLTON BLVD, AUSTIN, TX 78727
Preparer
Bobby D Sewell
Phone
5125541800
Supplemental Narrative

Additional Explanations

Other Expenses.1

“OUTSIDE SERVICES $12500”

Other Expenses.2

“License and registration fees $736”

Other Expenses.3

“Dues. Subscriptions, reference $531”

Raw XML Appendix121 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0AMANDA JABLONSKI
IRS990EZ/BooksInCareOfDetail/PhoneNum05124150502
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0126 SUMMER HILL
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NEW BRAUNFELS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078132
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt014629
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt06336
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-8293
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt062511
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt014629
IRS990EZ/Form990TotalAssetsGrp/EOYAmt06336
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt068000
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt068000
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt014629
IRS990EZ/NetAssetsOrFundBalancesEOYAmt06336
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt014629
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt06336
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RYAN BLACK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SEIF AL-ZAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2AMANDA JABLONSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RYAN BLACK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SEIF AL-ZAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5AMANDA JABLONSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Executive Dir.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Secretary/Treas
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt013767
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE FINANCIAL SERVICES EDUCATION AND OUTREACH, STATE REGULATORY ADVOCACY AND STATE LEGISLATIVE ADVOCACY.
IRS990EZ/PrintingPublicationsPostageAmt015
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE FINANCIAL SERVICES EDUCATION AND OUTREACH, STATE REGULATORY ADVOCACY AND STATE LEGISLATIVE ADVOCACY.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt076293
IRS990EZ/TotalRevenueAmt068000
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleC/AggregateReportedDuesNtcAmt054672
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt068000
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt054672
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt054672
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OUTSIDE SERVICES $12500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1LICENSE AND REGISTRATION FEES $736
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DUES. SUBSCRIPTIONS, REFERENCE $531
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.3
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0AMANDA JABLONSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONSUMER CREDIT ASSOCIATION OF PA
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0843083917
ReturnHeader/Filer/PhoneNum05124150502
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 310269
ReturnHeader/Filer/USAddress/CityNm0NEW BRAUNFELS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078131
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461887896
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0B D SEWELL CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06016 RICHARD CARLTON BLVD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0AUSTIN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd078727
ReturnHeader/PreparerPersonGrp/PhoneNum05125541800
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Bobby D Sewell
ReturnHeader/ReturnTs02026-02-13T09:56:50-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits