Civic Intelligence

Paradigm Biblical Counseling

990EZ • Fiscal year 2020 • EIN 84-2251544

Jan 01, 2020 to Dec 31, 2020 • Filed on May 12, 2021

47 Fenner StProvidence, RI 02903

(508) 431-5181

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.38x

Higher debt load relative to assets than 86% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

68th percentile

0.03x

Higher debt load relative to revenue than 68% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

26th percentile

-13%

Higher net margin than 26% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

96th percentile

$72,819

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 38.8% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

65th percentile

17%

Faster asset growth than 65% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

95th percentile

130%

Faster revenue growth than 95% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Up

$14,954

Up $2,201 (+17%) from 2019

Net Assets

Up

$9,325

Up $3,715 (+66%) from 2019

Liabilities

Down

$5,629

Down $1,514 (-21%) from 2019

Revenue

Up

$187,668

Up $105,907 (+130%) from 2019

Expenses

Up

$211,328

Up $135,177 (+178%) from 2019

Net Income

Down

-$23,660

Down $29,270 (-522%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2019: $12,753Liabilities 2019: $7,143Net Assets 2019: $5,6102019Assets 2020: $14,954Liabilities 2020: $5,629Net Assets 2020: $9,3252020Assets 2021: $104,361Liabilities 2021: $54,651Net Assets 2021: $49,7102021Assets 2022: $96,177Liabilities 2022: $50,0682022Assets 2023: $94,668Liabilities 2023: $51,5692023Assets 2024: $100,815Liabilities 2024: $50,167Net Assets 2024: $50,6482024

Highlighted filing

2020

Assets$14,954
Liabilities$5,629
Net Assets$9,325

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2019: $81,761Expenses 2019: $76,151Net Income 2019: $5,6102019Revenue 2020: $187,668Expenses 2020: $211,328Net Income 2020: -$23,6602020Revenue 2021: $311,691Expenses 2021: $270,956Net Income 2021: $40,7352021Revenue 2022: $193,247Expenses 2022: $197,348Net Income 2022: -$4,1012022Revenue 2023: $162,520Expenses 2023: $165,531Net Income 2023: -$3,0112023Revenue 2024: $188,651Expenses 2024: $181,102Net Income 2024: $7,5492024

Highlighted filing

2020

Revenue$187,668
Expenses$211,328
Net Income-$23,660
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 12, 2021
Return Version
2020v4.1
Gross Receipts
$187,668
Mission and Program Overview

Mission

To showcase Jesus as hope through encouragement and promotion of the work of the spirit in people's lives. This is accomplished by our commitment to our counselor's unconditional positive regard toward the client, a listening and understanding posture, patience in the therapeutic process, and ultimately for the client's sanctification and greater conformity to the image of Jesus Christ.

To showcase jesus as hope through encouragement and promotion of the work of the spirit in people's lives. Our work is accomplished through our counselors' committment to unconditional positive regard toward the client for the client's sanctification and greater conforming to the image of jesus christ.

Program Services

DescriptionGrantsExpenses
PROVIDED ECONOMICAL COUNSELING SERVICES TO THE LOCAL COMMUNITY,LOCAL CHURCHES, LOCAL PASTORS AND STAFF TO PROMOTE HOPEAND ENCOURAGEMENT IN THE LIVES OF OUR CLIENTS$0$108,599
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DEREK LAUGHLINDirectorFT$69,555$3,264$72,819
KEVIN MCKAYDirectorPT$0--
TREY ALCORNDirectorPT$0--
MARK RUSSELLDirectorPT$0--
DEIDRAE THOMPSONDirectorPT$0--
TREY MCDONALDDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Paradigm Biblical Counseling
EIN
84-2251544
Phone
5084315181
Address
47 FENNER ST, PROVIDENCE, RI 02903

Signing Officer

Name
Derek Laughlin
Title
Executive Director
Phone
5084315181
Signed
2021-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Sheila Schroyer CPA Pc
Address
1113 Dunvegan Ln, RAYMORE, MO 64083
Preparer
Sheila Schroyer
Phone
9403123304
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

Bank fees and online merchant fees 840.

Form 990EZ, Part I, Line 16

PROGRAM EXPENSES 3361.

Form 990EZ, Part I, Line 16

INSURANCE 522.

Form 990EZ, Part I, Line 16

MEALS 726.

Form 990EZ, Part I, Line 16

OFFICE EXPENSES 1930.

Form 990EZ, Part I, Line 16

Dues and subscriptions 2374.

Form 990EZ, Part I, Line 16

TAXES AND LICENSES 108.

Form 990EZ, Part I, Line 16

TRAVEL 726.

Form 990EZ, Part I, Line 16

GENERAL ADMIN FEES 3214.

Form 990EZ, Part I, Line 20

Gain on debt extinguishment of paycheck protection program loan 27375.

Form 990EZ, Part II, Line 24

Accounts receivable 3102.

Raw XML Appendix186 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DEREK LAUGHLIN
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TREY ALCORN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MARK RUSSELL
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
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IRS990EZ/OrganizationDissolvedEtcInd0false
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IRS990EZ/OtherChangesInNetAssetsAmt027375
IRS990EZ/OtherExpensesTotalAmt013801
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IRS990EZ/SalariesOtherCompEmplBnftAmt0185172
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IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt07143
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0211328
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IRS990EZ/TotalRevenueAmt0187668
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CollegeOrganizationInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt017857
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt09829
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt027686
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportCY509Pct00
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IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt017857
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt09829
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt027686
IRS990ScheduleA/TotalSupportAmt027686
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BANK FEES AND ONLINE MERCHANT FEES 840.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PROGRAM EXPENSES 3361.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INSURANCE 522.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEALS 726.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICE EXPENSES 1930.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DUES AND SUBSCRIPTIONS 2374.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TAXES AND LICENSES 108.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TRAVEL 726.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GENERAL ADMIN FEES 3214.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9GAIN ON DEBT EXTINGUISHMENT OF PAYCHECK PROTECTION PROGRAM LOAN 27375.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10ACCOUNTS RECEIVABLE 3102.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 24
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05084315181
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-05-12
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ReturnHeader/Filer/EIN0842251544
ReturnHeader/Filer/PhoneNum05084315181
ReturnHeader/Filer/USAddress/AddressLine1Txt047 FENNER ST
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ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd002903
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01113 Dunvegan Ln
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RAYMORE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd064083
ReturnHeader/PreparerPersonGrp/PhoneNum09403123304
ReturnHeader/PreparerPersonGrp/PreparationDt02021-05-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SHEILA SCHROYER
ReturnHeader/ReturnTs02021-05-27T12:29:08-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DEREK
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0LAUGHLIN
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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Filings