Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
76th percentile
Higher net margin than 76% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
95th percentile
Faster asset growth than 95% of similar nonprofits.
Revenue Growth
77th percentile
Faster revenue growth than 77% of similar nonprofits.
Assets
Up$264,466
Up $120,263 (+83%) from 2016
Net Assets
Up$129,444
Up $99,096 (+327%) from 2016
Liabilities
Up$135,022
Up $21,167 (+19%) from 2016
Revenue
Up$1,177,401
Up $233,293 (+25%) from 2016
Expenses
Down$974,327
Down $8,381 (-0.9%) from 2016
Net Income
Up$203,074
Up $241,674 (+626%) from 2016
Our mission is to empower people to transform their financial futures. We do this through our three primary program areas of financial coaching, financial education, and debt management.
Financial education, coaching and debt management services for individuals, families and the general public.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $96,148 | $134,848 | ▲ $38,700 |
| Cash and Non-Interest-Bearing Accounts | $274 | $112,584 | ▲ $112,310 |
| Savings and Temporary Cash Investments | $20,082 | - | - |
| Prepaid Expenses and Deferred Charges | $11,990 | $9,843 | ▼ $2,147 |
| Land, Buildings, and Equipment, Net | $13,344 | $7,191 | ▼ $6,153 |
| Intangible Assets | $2,365 | - | - |
| Total Assets | $144,203 | $264,466 | ▲ $120,263 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $83,192 | $82,000 | ▼ $1,192 |
| Accounts Payable and Accrued Expenses | $30,663 | $53,022 | ▲ $22,359 |
| Total Liabilities | $113,855 | $135,022 | ▲ $21,167 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $30,348 | $69,444 | ▲ $39,096 |
| Temporarily Rstr Net Assets | - | $60,000 | - |
| Total Net Assets Fund Balance | $30,348 | $129,444 | ▲ $99,096 |
| Total Liabilities and Net Assets / Fund Balance | $144,203 | $264,466 | ▲ $120,263 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $0 | $5,429 | - |
| Equipment | $5,896 | $23,025 | - |
| Leasehold Improvements | $1,295 | $16,901 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Chad Gentry | Executive Director | FT | $36,839 | $16,681 | $53,520 |
| Britta Fisher | Executive Director | FT | $20,682 | $813 | $21,495 |
| Name | Title |
|---|---|
| Christina Frantz | Board Chair |
| Nancy a Harvey | Past Chair |
| James Perez Foster | Vice Chair |
| Debbie Kirkpatrick | Director |
| Ken Navarro | Director |
| Sean Koutsakis | Director |
| Marie Peters | Secretary |
| Drew Bauer | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $780,286 |
| Other Expenses | $194,041 |
| Total Fundraising Expense | $149,623 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $471,090 | $51,094 | $101,402 | $623,586 |
| Current Officers, Directors, Trustees, and Key Employees | $56,628 | $6,176 | $12,211 | $75,015 |
| Payroll Taxes | $37,768 | $6,696 | $9,909 | $54,373 |
| Fees for Services Other | $30,221 | $19,803 | $1,489 | $51,513 |
| Travel | $25,535 | $11,111 | $1,300 | $37,946 |
| Office Expenses | $22,615 | $3,761 | $9,766 | $36,142 |
| Occupancy | $22,168 | $3,687 | $5,572 | $31,427 |
| Other Employee Benefits | $13,456 | $2,386 | $3,531 | $19,373 |
| Fees for Services Accounting | - | $11,774 | - | $11,774 |
| Depreciation Depletion | $6,008 | $1,000 | $1,510 | $8,518 |
| Pension Plan Contributions | $5,557 | $952 | $1,430 | $7,939 |
| Insurance | $1,037 | $2,978 | $216 | $4,231 |
| Interest | $235 | $3,123 | - | $3,358 |
| Other Expenses | $37 | $488 | $1,287 | $525 |
| Total Functional Expenses | $697,571 | $127,133 | $149,623 | $974,327 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $975,391 |
| Expenses per Audited Statements | $974,327 |
| Total Expenses per Form 990 | $974,327 |
| Expenses Not Reported on Form 990 | $1,064 |
| Expenses Not Reported on Financial Statements | $0 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $13,170 |
| Fundraising Gross Income | $13,170 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Fundraisers | $33,240 | $13,170 | $13,170 | $0 |
| Total Events | $33,240 | $13,170 | $13,170 | $0 |
“Reviewed in detail and accepted by executive committee of board of directors prior to actual filing.”
“Reviewed in detail annually with all directors.”
“Reviewed annually by board of directors using data compiled from survey of over 400 nonprofits within the state as compiled by the colorado non profit association.”
“These documents are made available to the public upon request.”
“Reviewed in detail annually with all directors.”
“Exceutive director - reviewed annually by board of directors using data compiled from survey of over 400 non profits within the state as, compiled by the colorado non-profit association.”
“The board of directors oversees the audit of the financial statements, and is responsible for the selection of an independent accountant to audit their financial statements.”
“This organization is exempt from federal and state income taxes and believes it has complied with all requirements necessary to maintain its status.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 30663 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 53022 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 96148 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 134848 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL EDUCATION, COACHING AND DEBT MANAGEMENT SERVICES FOR INDIVIDUALS, FAMILIES AND THE GENERAL PUBLIC. |
| IRS990/AllOtherContributionsAmt | 0 | 486831 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JANE GALLAGHER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3032332773 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2009 WADSWORTH BLVD STE 200 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LAKEWOOD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 80214 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 274 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 112584 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 12211 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 6176 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 56628 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 75015 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 20070 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 1025838 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 497 |
| IRS990/CYOtherExpensesAmt | 0 | 194041 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 151066 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 203074 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 780286 |
| IRS990/CYTotalExpensesAmt | 0 | 974327 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 149623 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1177401 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | 0 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 1510 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 1000 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 6008 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 8518 |
| IRS990/Desc | 0 | MPOWERED'S FINANCIAL COACHING PROGRAM IS A RELATIONAL PROCESS FOR WORKING TOWARD FINANCIAL GOALS. THROUGH COACHING, INDIVIDUALS BECOME EMPOWERED TO MAKE CHOICES AND TAKE ACTIONS THAT ALIGN WITH THEIR VALUES. IN 2017, OUR FINANCIAL COACHING PROGRAMS SERVED 1,604 CLIENTS THROUGH 2,868 INDIVIDUAL COACHING SESSIONS. CLIENTS ACHIEVED 345 OUTCOMES AROUND IMPORTANT PERSONAL FINANCE AREAS INCLUDING SAFE BANKING, CREDIT, DEBT, SAVINGS, AND BUDGETING. THESE ARE AREAS THAT, WHEN ADDRESSED AND RESOLVED, HELP CLIENTS REACH STABILITY AND ACHIEVE GOALS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DistributionToDonorInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 25 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 418543 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 11774 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 11774 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 1489 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 19803 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 30221 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 51513 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form1098CFiledInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form8899Filedind | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 16681 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 813 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHRISTINA FRANTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARIE PETERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DREW BAUER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DEBBIE KIRKPATRICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEN NAVARRO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | NANCY A HARVEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES PEREZ FOSTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SEAN KOUTSAKIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CHAD GENTRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BRITTA FISHER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 36839 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 20682 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PAST CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | EXECUTIVE DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2001 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 1 |
| IRS990/FundraisingAmt | 0 | 20070 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 13170 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 13170 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GovernmentGrantsAmt | 0 | 518937 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1190571 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 216 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 2978 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 1037 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 4231 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 2365 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 3123 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 235 |
| IRS990/InterestGrp/TotalAmt | 0 | 3358 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 497 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 497 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/JointCostsInd | 0 | X |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 45355 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13344 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 7191 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 52546 |
| IRS990/LegalDomicileStateCd | 0 | CO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO EMPOWER PEOPLE TO TRANSFORM THEIR FINANCIAL FUTURES. WE DO THIS THROUGH OUR THREE PRIMARY PROGRAM AREAS OF FINANCIAL COACHING, FINANCIAL EDUCATION, AND DEBT MANAGEMENT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 30348 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 129444 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 5572 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 3687 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 22168 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 31427 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 9766 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 3761 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 22615 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 36142 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 3531 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 2386 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 13456 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 19373 |
| IRS990/OtherExpensesGrp/Desc | 0 | DUES & LICENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK SERVICE CHARGES |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | CONTRIBUTIONS |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 1287 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 852 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 713 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 539 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 488 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 5121 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 54 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 41 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 37 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 7260 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 767 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 580 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 525 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 101402 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 51094 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 471090 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 623586 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 9909 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6696 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 37768 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 54373 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 1430 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 952 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 5557 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7939 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 11990 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 9843 |
| IRS990/PrincipalOfficerNm | 0 | BENJAMIN WEEDA |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | -103978 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 812900 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 812900 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 812900 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | DEBT MANAGEMENT PROGRA |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FINANCIAL EDUCATION PR |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FINANCIAL COACHING PRO |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 92157 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 50999 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 7910 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 92157 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 50999 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 7910 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | IN 2017, OUR FINANCIAL EDUCATION PROGRAM PROVIDED 127 CLASSES TO 1,298 PEOPLE ON TOPICS INCLUDING, FIVE FINANCIAL FOUNDATIONS, BUDGETING AND MONEY MANAGEMENT, CREDIT, DEBT AND TALKING TO KIDS ABOUT MONEY. THESE CLASSES ENCOURAGE PARTICIPANT BEHAVIOR CHANGE BY SUPPORTING ACTION ORIENTED, REAL LIFE APPLICATION, AND DRAWS ON PARTICIPANT'S PERSONAL EXPERIENCE. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 104636 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 50999 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | IN 2017, 167 PEOPLE ENROLLED IN OUR DEBT MANAGEMENT PLAN PROGRAM (DMP) AND A TOTAL OF $800,000 IN UNSECURED DEBT WAS REDUCED. THIS REPAYMENT PLAN, NOT TO BE CONFUSED WITH DEBT SETTLEMENT, HELPS MAKE PAYING DOWN UNSECURED DEBT(S) MORE AFFORDABLE, CAN LOWER INTEREST RATES, AND CAN HELP PEOPLE PAY OFF DEBT QUICKER THAN IF THEY DIDN'T ENROLL IN DMP. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 174392 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 92157 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 734599 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 57 |
| IRS990/PYOtherExpensesAmt | 0 | 191160 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 209452 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -38600 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 791548 |
| IRS990/PYTotalExpensesAmt | 0 | 982708 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 944108 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 203074 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 7910 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 20082 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 1039008 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 734599 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 391365 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 980344 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 450529 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 3595845 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 497 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 57 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 310 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 372 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 490 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 1726 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99450 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.56060 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 3577796 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 18049 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 1039008 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 734599 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 391365 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 980344 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 450529 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 3595845 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 3597571 |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 1064 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 1064 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 5896 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 23025 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 28921 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 1064 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 974327 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 1295 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 16901 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 18196 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 5429 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 5429 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 1064 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1177401 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THIS ORGANIZATION IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES AND BELIEVES IT HAS COMPLIED WITH ALL REQUIREMENTS NECESSARY TO MAINTAIN ITS STATUS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 7191 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 974327 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1177401 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1178465 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 975391 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt | 0 | 20070 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt | 0 | 20070 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 13170 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | FUNDRAISERS |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 33240 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 33240 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 13170 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 13170 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 13170 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 13170 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | REVIEWED IN DETAIL AND ACCEPTED BY EXECUTIVE COMMITTEE OF BOARD OF DIRECTORS PRIOR TO ACTUAL FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | REVIEWED IN DETAIL ANNUALLY WITH ALL DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | REVIEWED ANNUALLY BY BOARD OF DIRECTORS USING DATA COMPILED FROM SURVEY OF OVER 400 NONPROFITS WITHIN THE STATE AS COMPILED BY THE COLORADO NON PROFIT ASSOCIATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THESE DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | REVIEWED IN DETAIL ANNUALLY WITH ALL DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | EXCEUTIVE DIRECTOR - REVIEWED ANNUALLY BY BOARD OF DIRECTORS USING DATA COMPILED FROM SURVEY OF OVER 400 NON PROFITS WITHIN THE STATE AS, COMPILED BY THE COLORADO NON-PROFIT ASSOCIATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS OVERSEES THE AUDIT OF THE FINANCIAL STATEMENTS, AND IS RESPONSIBLE FOR THE SELECTION OF AN INDEPENDENT ACCOUNTANT TO AUDIT THEIR FINANCIAL STATEMENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 15A |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.