Civic Intelligence

Mpowered

990 • Fiscal year 2015 • EIN 84-1610093

Jan 01, 2015 to Dec 31, 2015 • Filed on May 12, 2016

Organization Profilewww.mpoweredcolorado.org

View Organization Page

2009 Wadsworth Blvd Ste 100Lakewood, CO 80214

(303) 233-2773

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.36x

Higher debt load relative to assets than 78% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

56th percentile

0.06x

Higher debt load relative to revenue than 56% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Net Margin

4th percentile

-75%

Higher net margin than 4% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

1st percentile

-82%

Faster asset growth than 1% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

6th percentile

-49%

Faster revenue growth than 6% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$107,598

Down $505,028 (-82%) from 2014

Net Assets

Down

$68,948

Down $466,966 (-87%) from 2014

Liabilities

Down

$38,650

Down $38,062 (-50%) from 2014

Revenue And Expenses
Liabilities / Revenue56th percentileNet Margin4th percentile

Revenue

Down

$625,644

Down $609,842 (-49%) from 2014

Expenses

Up

$1,092,610

Up $75,217 (+7.4%) from 2014

Net Income

Down

-$466,966

Down $685,059 (-314%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $122,678Liabilities 2010: $16,249Net Assets 2010: $106,4292010Assets 2011: $132,499Liabilities 2011: $24,337Net Assets 2011: $108,1622011Assets 2012: $586,070Liabilities 2012: $56,251Net Assets 2012: $529,8192012Assets 2013: $381,099Liabilities 2013: $63,278Net Assets 2013: $317,8212013Assets 2014: $612,626Liabilities 2014: $76,712Net Assets 2014: $535,9142014Assets 2015: $107,598Liabilities 2015: $38,650Net Assets 2015: $68,9482015Assets 2016: $144,203Liabilities 2016: $113,855Net Assets 2016: $30,3482016Assets 2017: $264,466Liabilities 2017: $135,022Net Assets 2017: $129,4442017Assets 2018: $168,792Liabilities 2018: $105,396Net Assets 2018: $63,3962018Assets 2019: $506,295Liabilities 2019: $314,236Net Assets 2019: $192,0592019Assets 2020: $94,883Liabilities 2020: $17Net Assets 2020: $94,8662020

Highlighted filing

2015

Assets$107,598
Liabilities$38,650
Net Assets$68,948
Open 2015 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $547,2542010Expenses 2011: $528,8012011Revenue 2012: $1,063,922Expenses 2012: $642,265Net Income 2012: $421,6572012Revenue 2013: $778,591Expenses 2013: $990,589Net Income 2013: -$211,9982013Revenue 2014: $1,235,486Expenses 2014: $1,017,393Net Income 2014: $218,0932014Revenue 2015: $625,644Expenses 2015: $1,092,610Net Income 2015: -$466,9662015Revenue 2016: $944,108Expenses 2016: $982,708Net Income 2016: -$38,6002016Revenue 2017: $1,177,401Expenses 2017: $974,327Net Income 2017: $203,0742017Revenue 2018: $1,052,543Expenses 2018: $1,118,589Net Income 2018: -$66,0462018Revenue 2019: $1,269,505Expenses 2019: $1,140,842Net Income 2019: $128,6632019Revenue 2020: $437,117Expenses 2020: $530,241Net Income 2020: -$93,1242020

Highlighted filing

2015

Revenue$625,644
Expenses$1,092,610
Net Income-$466,966
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 12, 2016
Return Version
2015v2.0
Gross Receipts
$625,644
Mission and Program Overview

Mission

Our mission is to empower people to transform their financial futures. We do this through our three primary program areas of financial coaching, financial education, and debt management.

Financial education, coaching and debt management services for individuals, families, and the general public.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$31,804$43,868▲ $12,064
Savings and Temporary Cash Investments$538,538$20,218▼ $518,320
Land, Buildings, and Equipment, Net$21,216$19,770▼ $1,446
Prepaid Expenses and Deferred Charges$8,145$17,723▲ $9,578
Intangible Assets$12,623$5,619▼ $7,004
Cash and Non-Interest-Bearing Accounts$300$400▲ $100
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Inventories for Sale or Use-$0-
Total Assets$612,626$107,598▼ $505,028
Other Assets Total-$0-
Liabilities
Deferred Revenue$43,033--
Other Liabilities$27,933$25,305▼ $2,628
Accounts Payable and Accrued Expenses$5,746$13,345▲ $7,599
Total Liabilities$76,712$38,650▼ $38,062
Net Assets / Fund Balance
Unrestricted Net Assets$137,856$38,742▼ $99,114
Temporarily Rstr Net Assets$398,058$30,206▼ $367,852
Total Net Assets Fund Balance$535,914$68,948▼ $466,966
Total Liabilities and Net Assets / Fund Balance$612,626$107,598▼ $505,028

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$12,603$12,867$25,470
Leasehold Improvements$5,991$12,205$18,196
Other Land Buildings$1,176$4,253$5,429
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Chad GentryExecutive DirectorFT$88,971$88,971

Board Members and Trustees

NameTitle
Angela PithaChairman
Christina FrantzVice Chair
Angela SassevilleDirector
Christopher BrunsonDirector
Debbie KirkpatrickDirector
Evelyn Cartagena-MeyerDirector
Jacob HymesDirector
Marie PetersDirector
Tony CerroneDirector
Nancy A HarveySecretary
Drew BauerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$391,365
Program Service Revenue
$233,969
Investment Income
$310
Other Revenue
$0
All Other Contributions
$391,365
Change in Net Assets
$-466,966

Audited Revenue Reconciliation

Revenue per Audited Statements
$625,644
Total Revenue per Audited Statements
$625,644
Total Revenue per Form 990
$625,644
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$823,940
Other Expenses$268,670
Total Fundraising Expense$99,282
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$543,463$47,678$14,727$605,868
Current Officers, Directors, Trustees, and Key Employees$22,242$22,242$44,485$88,969
Payroll Taxes$49,243$6,042$5,136$60,421
Pension Plan Contributions$41,737$5,121$4,353$51,211
Fees for Services Other$45,476--$45,476
Occupancy$33,419$4,125$3,713$41,257
Fees for Services Management$21,630$6,446$5,524$33,600
Advertising$22,461$2,773$7,901$33,135
Office Expenses$19,043$2,351$2,115$23,509
Conferences and Meetings$17,564$2,177$2,025$21,766
Other Employee Benefits$14,239$1,747$1,485$17,471
Depreciation Depletion$13,117$1,619$1,457$16,193
Travel$10,954$1,344$1,143$13,441
Information Technology$10,611$1,310$1,179$13,100
Fees for Services Accounting$7,543$2,770$2,770$13,083
Insurance$6,339$782$704$7,825
Other Expenses$5,092$628$565$6,285
Total Functional Expenses$22,461$2,773$7,901$33,135

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,092,610
Total Expenses per Audited Statements$1,092,610
Total Expenses per Form 990$1,092,610
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued compensated absences$16,627
Deferred rent charges$8,678
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“Reviewed in detail and accepted by Executive Committee of Board of Directors prior to actual filing.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Reviewed in detail annually with all directors.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Executive Director - Reviewed annually by Board of Directors using data compiled from survey of over 400 nonprofits within the state as compiled by the Colorado Non-profit Association.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Furnished upon receipt of writtten request and a nominal fee for the costs of copying, handling and postage.”

Filing and Contact Details

Filer

Filer Name
Mpowered
EIN
84-1610093
Phone
3032332773
Address
2009 Wadsworth Blvd Ste 100, Lakewood, CO 80214

Signing Officer

Name
Chad Gentry
Title
Executive Director
Signed
2016-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marie Peters
Formed
2001
Legal Domicile
Co
Voting Board Members
11
Independent Board Members
11
Employees
23
Volunteers
20

Preparer

Firm
Davis & Co CPAs PC
Address
9457 S University Blvd 410, Highlands Ranch, CO 80126
Preparer
James M Davis
Phone
3037916800
Supplemental Narrative

Additional Explanations

Client Note 1

“Client Note 1 - Schedule A Part Iv-A, lns 27a and 27b Notice Re: Payments from Disqualified Persons and Excess Payments from Nondisqualified PersonsYou are required by the IRS to keep this form in your records in case you are ever audited. However, it is not considered an actual part of your tax return. Therefore, you should keep it separately in your files, and not provide it to anyone who asks for a copy of your Form 990.”

Financial Statement Notes

Part IV, Line 2B: Explanation of escrow account liability

“Client funds held at December 31, 2012 by third party ACH provider under debt management program, not disbursed to applicable creditors until sometime in January of 2013.”

Part X : FIN48 Footnote

“The Organization is exempt from federal and state income taxes and believes it has complied with all requirements necessary to maintain its status.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$107,598
Liabilities
$38,650
Net assets
$68,948
Revenue
$625,644
Expenses
$1,092,610
Net income
-$466,966
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Summary only. Only limited summary data is available for this year.$0.09$0.00$0.09$0.44$0.53$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.51$0.31$0.19$1.27$1.14$0.13
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.17$0.11$0.06$1.05$1.12$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.26$0.14$0.13$1.18$0.97$0.20
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.11$0.03$0.94$0.98$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.11$0.04$0.07$0.63$1.09$0.47
2014Detailed filing. Detailed filing data is available for this year.$0.61$0.08$0.54$1.24$1.02$0.22
2013Detailed filing. Detailed filing data is available for this year.$0.38$0.06$0.32$0.78$0.99$0.21
2012Summary only. Only limited summary data is available for this year.$0.59$0.06$0.53$1.06$0.64$0.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.13$0.02$0.11$0.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.02$0.11$0.55
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)3 • $500k-$1M nonprofits