Civic Intelligence

Unchartered Waters

990 • Fiscal year 2025 • EIN 84-1369489

Oct 01, 2024 to Sep 30, 2025 • Filed on Dec 15, 2025

4026 Wards Rd Unit G1 STE 104Lynchburg, VA 24502

(434) 841-3221

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

1st percentile

-0.00x

Higher debt load relative to assets than 1% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

1st percentile

-0.00x

Higher debt load relative to revenue than 1% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

25th percentile

-10%

Higher net margin than 25% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

11th percentile

-44%

Faster asset growth than 11% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

44th percentile

-1.7%

Faster revenue growth than 44% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$47,289

Down $36,704 (-44%) from 2024

Net Assets

Down

$47,381

Down $38,333 (-45%) from 2024

Liabilities

Up

-$92

Up $1,629 (+95%) from 2024

Revenue

Down

$367,166

Down $6,204 (-1.7%) from 2024

Expenses

Up

$405,499

Up $34,210 (+9.2%) from 2024

Net Income

Down

-$38,333

Down $40,414 (-1942%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100K-$200KAssets 2010: $82,661Liabilities 2010: $118,550Net Assets 2010: -$35,8892010Assets 2011: $63,917Liabilities 2011: $41,178Net Assets 2011: $22,7392011Assets 2012: $64,975Liabilities 2012: $69,243Net Assets 2012: -$4,2682012Assets 2013: $136,761Liabilities 2013: $40,072Net Assets 2013: $96,6892013Assets 2014: $173,726Liabilities 2014: $11,347Net Assets 2014: $162,3792014Assets 2015: $182,432Liabilities 2015: $15,088Net Assets 2015: $167,3442015Assets 2016: $88,319Liabilities 2016: $78,264Net Assets 2016: $10,0552016Assets 2017: $90,955Liabilities 2017: $86,794Net Assets 2017: $4,1612017Assets 2018: $52,305Liabilities 2018: $102,884Net Assets 2018: -$50,5792018Assets 2019: $40,911Liabilities 2019: $102,923Net Assets 2019: -$62,0122019Assets 2020: $8,021Liabilities 2020: $153,330Net Assets 2020: -$145,3092020Assets 2021: $26,469Liabilities 2021: $16,667Net Assets 2021: $9,8022021Assets 2022: $50,353Liabilities 2022: $1,570Net Assets 2022: $48,7832022Assets 2023: $82,951Liabilities 2023: $77Net Assets 2023: $82,8742023Assets 2024: $83,993Liabilities 2024: -$1,721Net Assets 2024: $85,7142024Assets 2025: $47,289Liabilities 2025: -$92Net Assets 2025: $47,3812025

Highlighted filing

2025

Assets$47,289
Liabilities-$92
Net Assets$47,381

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,226,8402010Revenue 2011: $1,276,909Expenses 2011: $1,218,281Net Income 2011: $58,6282011Expenses 2012: $1,274,5492012Expenses 2013: $1,128,4012013Revenue 2014: $1,223,176Expenses 2014: $1,171,575Net Income 2014: $51,6012014Revenue 2015: $1,300,282Expenses 2015: $1,285,717Net Income 2015: $14,5652015Revenue 2016: $1,179,609Expenses 2016: $1,336,898Net Income 2016: -$157,2892016Revenue 2017: $863,991Expenses 2017: $869,885Net Income 2017: -$5,8942017Revenue 2018: $850,328Expenses 2018: $905,068Net Income 2018: -$54,7402018Revenue 2019: $597,094Expenses 2019: $608,527Net Income 2019: -$11,4332019Revenue 2020: $221,313Expenses 2020: $304,578Net Income 2020: -$83,2652020Revenue 2021: $438,573Expenses 2021: $283,462Net Income 2021: $155,1112021Revenue 2022: $389,931Expenses 2022: $349,463Net Income 2022: $40,4682022Revenue 2023: $394,692Expenses 2023: $360,601Net Income 2023: $34,0912023Revenue 2024: $373,370Expenses 2024: $371,289Net Income 2024: $2,0812024Revenue 2025: $367,166Expenses 2025: $405,499Net Income 2025: -$38,3332025

Highlighted filing

2025

Revenue$367,166
Expenses$405,499
Net Income-$38,333
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Dec 15, 2025
Return Version
2024v5.2
Gross Receipts
$367,166
Mission and Program Overview

Mission

The organization is an equipping ministry that enhances the vision of the church by providing sports-related resources for the effective communication of the Gospel

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$83,993$48,389▼ $35,604
Accounts Receivable-$-1,100-
Total Assets$83,993$47,289▼ $36,704
Liabilities
Other Liabilities$-1,721$-92▲ $1,629
Total Liabilities$-1,721$-92▲ $1,629
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$85,714$47,381▼ $38,333
Total Net Assets Fund Balance$85,714$47,381▼ $38,333
Total Liabilities and Net Assets / Fund Balance$83,993$47,289▼ $36,704

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$78,272$78,272
Leasehold Improvements-$6,167$6,167
Compensation and Service Providers

Board Members and Trustees

NameTitle
Cory BradowPresident
Mike HaganBoard Director
Julia ClarkBoard Member
Jeremy MinorSecretary
Craig AndersonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$233,631
Program Service Revenue
$133,353
Investment Income
$3
Other Revenue
$179
All Other Contributions
$233,631
Change in Net Assets
$-38,333
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$230,480
Salaries, Compensation, and Employee Benefits$174,694
Total Fundraising Expense$10,609
Grants and Similar Amounts Paid$325
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$66,027$13,523-$79,550
Current Officers, Directors, Trustees, and Key Employees$45,174$13,900$10,425$69,499
Office Expenses$5,353$12,920$184$18,457
Other Employee Benefits$13,423$1,491-$14,914
Occupancy$8,771$2,193-$10,964
Payroll Taxes$8,263$2,468-$10,731
Other Expenses$8,093--$8,093
Information Technology$7,153--$7,153
Insurance$2,990$1,221-$4,211
Advertising$2,825--$2,825
Fees for Services Accounting-$1,400-$1,400
Grants to Domestic Orgs$325--$325
All Other Expenses-$52-$52
Total Functional Expenses$345,722$49,168$10,609$405,499
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Card Payable-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Governing body decisions Part VI line 7B

The governing body does not authorize committees to act on their behalf

Form 990 governing body review Part VI line 11

Prior to filing, the board of directors reviews the Form 990 along with its financial statements

Conflict of interest policy compliance Part VI line 12C

The organization has a small number of long standing members on the board of directors and consequent procudures for monitoring compliance with the conflict of interest policy is informal

CEO executive director top management comp Part VI line 15A

The policty is the same as that found in Part VI, Sec b, Line 15b

Other officer or key employee compensation Part VI line 15B

The board of directors developed a tiered compensation scale based on comparable data. The compensation scale covers all employees and all employee compensation and subsequent changes must be approved by the board of directors

Form 990 availability to public Part VI line 18

The organization makes its Form 990 available for public inspection avaiable upon request. Organization Forms 990 are also available on Guide Star website

Governing documents etc available to public Part VI line 19

The organization makes its documents required to be available for public inspection available upon request`

Filing and Contact Details

Filer

Filer Name
Uncharted Waters
EIN
84-1369489
In Care Of
% Cory Bradow
Phone
4348413221
Address
4026 Wards Rd Unit G1 STE 104, Lynchburg, VA 24502

Signing Officer

Name
Cory Bradow
Title
President
Phone
8435403312
Signed
2025-12-15
Discuss with paid preparer
Yes

Organization Details

Formed
1996
Legal Domicile
Va
Voting Board Members
5
Independent Board Members
5
Employees
23

Preparer

Firm
Johnson CPA & Associates PC
Address
104 Homestead Dr Ste A, Forest, VA 24551
Preparer
Bryan Johnson
Phone
4343165214
Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/OtherIncome509Grp/TotalAmt018983
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99030
IRS990ScheduleA/PublicSupportPY509Pct00.98640
IRS990ScheduleA/PublicSupportTotal509Amt01944700
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0366984
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0358487
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0394390
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0386819
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0438020
IRS990ScheduleA/Total509Grp/TotalAmt01944700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0367166
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0373370
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0394692
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0389931
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0438573
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01963732
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/DepreciationAmt078272
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt078272
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt06167
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt06167
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Credit Card Payable
IRS990ScheduleD/TotalLiabilityAmt0-92
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The governing body does not authorize committees to act on their behalf
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Prior to filing, the board of directors reviews the Form 990 along with its financial statements
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The organization has a small number of long standing members on the board of directors and consequent procudures for monitoring compliance with the conflict of interest policy is informal
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The policty is the same as that found in Part VI, Sec b, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The board of directors developed a tiered compensation scale based on comparable data. The compensation scale covers all employees and all employee compensation and subsequent changes must be approved by the board of directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The organization makes its Form 990 available for public inspection avaiable upon request. Organization Forms 990 are also available on Guide Star website
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The organization makes its documents required to be available for public inspection available upon request`
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990 availability to public Part VI line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0VA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt083993
IRS990/TotalAssetsEOYAmt047289
IRS990/TotalAssetsGrp/BOYAmt083993
IRS990/TotalAssetsGrp/EOYAmt047289
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0233631
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt010609
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt049168
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0345722
IRS990/TotalFunctionalExpensesGrp/TotalAmt0405499
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0-1721
IRS990/TotalLiabilitiesEOYAmt0-92
IRS990/TotalLiabilitiesGrp/BOYAmt0-1721
IRS990/TotalLiabilitiesGrp/EOYAmt0-92
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt085714
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt047381
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0345722
IRS990/TotalProgramServiceRevenueAmt0133353
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0133535
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0367166
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt083993
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt047289
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0www.uwsportsministry.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CORY BRADOW
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum08435403312
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Uncharted Waters
ReturnHeader/Filer/BusinessNameControlTxt0UNCH
ReturnHeader/Filer/EIN0841369489
ReturnHeader/Filer/InCareOfNm0% Cory Bradow
ReturnHeader/Filer/PhoneNum04348413221
ReturnHeader/Filer/USAddress/AddressLine1Txt04026 Wards Rd Unit G1 STE 104
ReturnHeader/Filer/USAddress/CityNm0Lynchburg
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd024502
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263614539
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Johnson CPA & Associates PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0104 Homestead Dr Ste A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Forest
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd024551
ReturnHeader/PreparerPersonGrp/PhoneNum04343165214
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRYAN JOHNSON
ReturnHeader/ReturnTs02026-01-27T11:44:27-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$0.37$0.41$0.04
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.08$0.00$0.09$0.37$0.37$0.00
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.08$0.00$0.08$0.39$0.36$0.03
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.05$0.00$0.05$0.39$0.35$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.03$0.02$0.01$0.44$0.28$0.16
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.01$0.15$0.15$0.22$0.30$0.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.04$0.10$0.06$0.60$0.61$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.05$0.10$0.05$0.85$0.91$0.05
2017Summary only. Only limited summary data is available for this year.$0.09$0.09$0.00$0.86$0.87$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.09$0.08$0.01$1.18$1.34$0.16
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.18$0.02$0.17$1.30$1.29$0.01
2014Summary only. Only limited summary data is available for this year.$0.17$0.01$0.16$1.22$1.17$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.04$0.10$1.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.06$0.07$0.00$1.27
2011Summary only. Only limited summary data is available for this year.$0.06$0.04$0.02$1.28$1.22$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.12$0.04$1.23