Liabilities / Assets
13th percentile
Higher debt load relative to assets than 13% of similar nonprofits.
Credit Unions Chartered in the State of Colorado
990 • Fiscal year 2016 • EIN 84-0470451
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.87x
Liabilities / Revenue
72nd percentile
Higher debt load relative to revenue than 72% of similar nonprofits.
Net Margin
90th percentile
Higher net margin than 90% of similar nonprofits.
Top Officer Pay
88th percentile
Higher top officer pay than 88% of similar nonprofits.
Top officer pay equals 0.8% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
$4,739,287,724
No earlier filing loaded for comparison.
Net Assets
$593,981,412
No earlier filing loaded for comparison.
Liabilities
$4,145,306,312
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
$185,714,412
No earlier filing loaded for comparison.
Expenses
$129,303,917
No earlier filing loaded for comparison.
Net Income
$56,410,495
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2016 to Dec 31, 2016
- Signed
- Nov 7, 2017
- Return Version
- 2016v3.0
- Gross Receipts
- $244,197,775
Mission and Program Overview
Mission
The mission of ent credit union is to improve members' quality of life through education, unbiased financial advice, and access to the highest quality financial products and services.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,171,530,514 | $3,586,895,741 | ▲ $415,365,227 |
| Rtn Earn Endowment Incm Other Fnds | $535,853,017 | $593,981,412 | ▲ $58,128,395 |
| Investments in Publicly Traded Securities | $599,816,198 | $431,530,710 | ▼ $168,285,488 |
| Savings and Temporary Cash Investments | $277,664,749 | $292,678,827 | ▲ $15,014,078 |
| Land, Buildings, and Equipment, Net | $40,787,402 | $42,705,994 | ▲ $1,918,592 |
| Cash and Non-Interest-Bearing Accounts | $26,827,143 | $27,232,714 | ▲ $405,571 |
| Intangible Assets | - | $10,000,000 | - |
| Investments Other Securities | $7,582,200 | $4,618,200 | ▼ $2,964,000 |
| Accounts Receivable | $3,476,443 | $3,560,248 | ▲ $83,805 |
| Prepaid Expenses and Deferred Charges | $2,286,482 | $2,339,487 | ▲ $53,005 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $4,389,713,766 | $4,739,287,724 | ▲ $349,573,958 |
| Other Assets Total | $259,742,635 | $337,725,803 | ▲ $77,983,168 |
| Liabilities | |||
| Other Liabilities | $3,520,384,128 | $3,923,596,575 | ▲ $403,212,447 |
| Accounts Payable and Accrued Expenses | $333,476,621 | $221,709,737 | ▼ $111,766,884 |
| Total Liabilities | $3,853,860,749 | $4,145,306,312 | ▲ $291,445,563 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $535,853,017 | $593,981,412 | ▲ $58,128,395 |
| Total Liabilities and Net Assets / Fund Balance | $4,389,713,766 | $4,739,287,724 | ▲ $349,573,958 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $22,447,833 | $12,005,019 | $34,452,852 |
| Equipment | $7,260,830 | $26,666,914 | $33,927,744 |
| Land | $12,408,496 | - | $12,408,496 |
| Leasehold Improvements | $588,835 | $3,613,142 | $4,201,977 |
| Other Assets Org | $1,048,252 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Randy Bernstein | President/CEO | FT | $463,320 | $937,287 | $1,400,607 |
| William Vogeney | Srevp Fin/loans | FT | $312,813 | $289,923 | $602,736 |
| Chad Graves | Srevp Ops/tech | FT | $316,999 | $246,738 | $563,737 |
| Mary Coon | Evp/CFO | FT | $280,820 | $266,404 | $547,224 |
| Stephanie Dombrowski | Mlo | FT | $18,679 | $496,029 | $514,708 |
| Jon Paukovich | SVP/CLO | FT | $221,311 | $134,667 | $355,978 |
| Matthew Gendron | Evp/ops | FT | $235,378 | $106,701 | $342,079 |
| Barbara Winter | Evp/org Resources | FT | $222,773 | $109,508 | $332,281 |
| Chris Marshall | SVP/CIO | FT | $214,467 | $92,446 | $306,913 |
| Clinton Schneider | SVP/chief Audit/risk Officer | FT | $213,619 | $84,916 | $298,535 |
| Thomas Bechtel | Mlo | FT | $22,469 | $272,216 | $294,685 |
| Keri Gass | Mlo | FT | $20,479 | $273,396 | $293,875 |
| Gina Allman | Mlo | FT | $20,715 | $270,064 | $290,779 |
| Ron Martinez | Board Treasurer | - | $10,479 | - | $10,479 |
| Walter Glover | Board Member | - | $9,369 | - | $9,369 |
| Steven Ducoff | Board Secretary | - | $8,219 | - | $8,219 |
| Richard Kalletta | Board Member | - | $7,017 | - | $7,017 |
| Stephen Fuscher | Board Vice Chair | - | $4,955 | - | $4,955 |
| William Ayen | Board Member | - | $4,153 | - | $4,153 |
| Luis Velez | Board Member | - | $4,044 | - | $4,044 |
| Lori Kurtz | Board Chair | - | $2,497 | - | $2,497 |
| Meredith Vaughan | Board Member | - | $1,354 | - | $1,354 |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Cu Cooperative System INC | Debit Card Processing And Atm Network Se | 9692 HAVEN AVENUE, Cucamonga, CA 91730 | $2,236,887 |
| Real Estate Appraisal Solutions LLC | Dba: Synergy Appraisal Services | 3150 LIVERNOIS SUITE 310, Troy, MI 48083 | $1,586,020 |
| Jack Henry & Associates | Core It Systems And Applications | PO BOX 609, Monett, MO 65708 | $1,501,803 |
| Visa USA INC | Payment Card Association Branding & Card | PO BOX 8999, San Francisco, CA 94128 | $1,410,082 |
| Graham Oleson | Marketing Media Buying And Placement Age | 525 COMMUNICATION CIRCLE, Colordado Springs, CO 80905-1736 | $1,296,649 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $167,763,824
- Investment Income
- $10,072,510
- Other Revenue
- $7,878,078
- Change in Net Assets
- $56,410,495
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $73,871,040 |
| Salaries, Compensation, and Employee Benefits | $54,908,352 |
| Grants and Similar Amounts Paid | $524,525 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $36,993,740 |
| Interest | - | - | - | $23,022,644 |
| Other Employee Benefits | - | - | - | $8,085,577 |
| Office Expenses | - | - | - | $6,507,367 |
| All Other Expenses | - | - | - | $4,517,043 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $4,503,642 |
| Other Expenses | - | - | - | $4,501,912 |
| Depreciation Depletion | - | - | - | $4,341,223 |
| Advertising | - | - | - | $3,645,664 |
| Payroll Taxes | - | - | - | $3,194,690 |
| Information Technology | - | - | - | $3,006,999 |
| Fees for Services Other | - | - | - | $2,802,921 |
| Occupancy | - | - | - | $2,724,162 |
| Pension Plan Contributions | - | - | - | $2,130,703 |
| Travel | - | - | - | $561,029 |
| Grants to Domestic Orgs | - | - | - | $524,525 |
| Insurance | - | - | - | $500,456 |
| Payments to Affiliates | - | - | - | $383,478 |
| Fees for Services Accounting | - | - | - | $172,200 |
| Fees for Services Legal | - | - | - | $86,150 |
| Total Functional Expenses | $0 | $0 | $0 | $129,303,917 |
International Activity
Grant and Assistance Recipients
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| University of Colorado Foundation | Colorado Springs, CO | 501(c)(3) | Sponsorship Support Agreement | $140,000 |
| Junior Achievement (payment1 - 100000 Commitment) | Colorado Springs, CO | - | Donation (ent Donor Fund for Program Support) | $50,000 |
| Penrose-st Francis Foundation | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $33,500 |
| City of Woodland Park Payment 2 of 3 | Woodland Park, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $25,000 |
| Pikes Peak United Way | Colorado Springs, CO | 501(c)(3) | 2015-2016 Cornerstone Campaign | $16,500 |
| American Red Cross | Colorado Springs, CO | 501(c)(3) | 2017 HOMETOWN HEROES PUBLO $7,500 + COS$5,000 | $12,500 |
| Colorado Springs Conservatory 2 of 2 Paid in Full | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $12,500 |
| Junior Achievement | Colorado Springs, CO | 501(c)(3) | OPERATING PROGRAMS $10,00 COS / $2,000 PUEBLO | $12,000 |
| Mountain West Credit Union Foundation | Casper, WY | 501(c)(3) | Foundation Gala 2016 | $12,000 |
| 2018 US Senior Open (finances Run Through Broadmoor) | Colorado Springs, CO | 501(c)(3) | Charitable/philanthropic Donation | $11,667 |
| American Red Cross | Colorado Springs, CO | 501(c)(3) | Hometown Heroes Cos & Pueblo | $10,000 |
| Innovations in Aging Collaborative | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $10,000 |
| Pikes Peak Council - Boy Scouts of America | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $10,000 |
| Police Foundation of Colorado Springs | Colorado Springs, CO | 501(c)(3) | Medal of Honor Luncheon | $10,000 |
| Ymca of the Pikes Peak Region | Colorado Springs, CO | 501(c)(3) | Camp Shady Brook | $10,000 |
| Springs Rescue Mission | Colorado Springs, CO | 501(c)(3) | Logged Against Philanthropy / Employees Contributions 33,942.36 | $8,358 |
| Colorado Springs Utilities Foundation - Project Cope | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $7,500 |
| Greccio Housing | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $7,500 |
| Pueblo Police Department | Pueblo, CO | 501(c)(3) | Pueblo Police Dept Awards | $7,500 |
| Discover Goodwill Foundation | Colorado Springs, CO | 501(c)(3) | Annual Dinner / Enchanted Evening | $6,000 |
| Indy Give | Colorado Springs, CO | - | Category Home Safe a Hand Up | $6,000 |
| Mountain West Credit Union Foundation | Phoenix, AZ | 501(c)(3) | Broadmoor Golf in April | $6,000 |
| A Precious Child | Broomfield, CO | 501(c)(3) | Yes Grant | $5,000 |
| ALZHEIMER'S ASSOCIATION (EIN SAME FOR COS PUEBLO & DEN) | Colorado Springs, CO | 501(c)(3) | Lunch Sponsor | $5,000 |
| ALZHEIMER'S ASSOCIATION DENVER | Denver, CO | 501(c)(3) | 2016 Denver Walk P/randy B | $5,000 |
| Boys and Girls Clubs of Pueblo County (ein Same for Cos & Pueblo) | Pueblo, CO | 501(c)(3) | Yes Grant | $5,000 |
| CHILDREN'S ADVOCACY CENTER (SAFE PASSAGE) | Colorado Springs, CO | 501(c)(3) | Yes Grant | $5,000 |
| Care and Share Inc Pueblo Region (ein Same for Cos & Pueblo) | Pueblo, CO | 501(c)(3) | Yes Grant | $5,000 |
| Catholic Charities | Colorado Springs, CO | 501(c)(3) | ST. PATRICK'S DAY GALA | $5,000 |
| Colorado Springs Conservatory | Colorado Springs, CO | 501(c)(3) | 2017 Wine Festival | $5,000 |
| Court Care of the Pikes Peak Region | Colorado Springs, CO | 501(c)(3) | Yes Grant | $5,000 |
| DENVER CHILDREN'S ADVOCACY CENTER | Denver, CO | 501(c)(3) | Yes Grant | $5,000 |
| Dale House Project | Colorado Springs, CO | 501(c)(3) | Yes Grant | $5,000 |
| Depression and Bipolar Support Alliance of Cos | Colorado Springs, CO | 501(c)(3) | Yes Grant | $5,000 |
| Festival of Lights Parade | Colorado Springs, CO | 501(c)(3) | 2016 Festival of Lights Parade | $5,000 |
| Penrose St Francis Foundation | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $5,000 |
| Pikes Peak Prep -21st Century Charter School at Colorado Springs (dba Pikes | Colorado Springs, CO | - | Program Support | $5,000 |
| Prospect Home Care & Hospice | Woodland Park, CO | 501(c)(3) | Program Support | $5,000 |
| Ronald Mcdonald House Charities | Colorado Springs, CO | 501(c)(3) | Yes Grant | $5,000 |
| Salvation Army | Colorado Springs, CO | 501(c)(3) | Donation (ent Donor Fund for Program Support) | $5,000 |
| The Home Front Cares | Colorado Springs, CO | 501(c)(3) | Yes Grant | $5,000 |
| The National Credit Union Foundation | Madison, WI | 501(c)(3) | Bronze Supporter | $5,000 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Money Market | $1,229,548,559 |
| Shares | $1,000,101,256 |
| Share Draft | $838,607,597 |
| CD'S | $805,421,356 |
| Ira | $49,917,807 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- Yes
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The organization has members.”
Form 990, Part VI, Section A, Line 7A
“Our 280,861 members each are allowed one vote during each board election.”
Form 990, Part VI, Section A, Line 7B
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur such as potential charter conversions and certain merger opportunities.”
Form 990, Part VI, Section B, Line 11B
“The 990 is prepared by an outside accounting firm hired for such purpose. Data and other information is supplied to that firm to use in preparation of the document. A copy of form 990 will be provided to the board of directors for review after filing.”
Form 990, Part VI, Section B, Line 12C
“The internal audit department performs annual testing on employee and official accounts for rates, terms and conditions consistent with what would be offered to the general membership outside of the allowed employee discount. Annually a board monitoring report is completed to attest for purchases where normally prudent protection has not been given against conflict of interest. This was last completed in september 2016. Testing of new hire process during 2017 hr audit found no relatives of employees or officials were hired during scope period. This is tested with each hr/payroll audit which is typically on a third year rotation.”
Form 990, Part VI, Section B, Line 15
“Ent credit union participates in multiple, periodic (typically annual), industry salary surveys, for all levels of the organization, in order to assess market pay practices and provide supporting data for internal recommendations and decisions regarding pay structures and increases based on strategic goals and initiatives.”
Form 990, Part VI, Section C, Line 19
“The credit union's governing documents are not made available to the public. The credit union's conflict of interest policy is not made available to the public. The credit union's financial statements are available for public viewing on ncua.gov via the quarterly 5300 filing.”
Filing and Contact Details
Filer
- Filer Name
- Credit Unions Chartered in the State of
- EIN
- 84-0470451
- Phone
- 7195741100
- Address
- 7250 CAMPUS DRIVE, COLORADO SPRINGS, CO 80920-6517
- Doing Business As
- Ent Credit Union
Signing Officer
- Name
- Mary Coon
- Title
- CFO
- Phone
- 7195506760
- Signed
- 2017-11-07
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Chad Graves
- Formed
- 1991
- Legal Domicile
- Co
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 800
- Volunteers
- 16
Preparer
- Firm
- Doeren Mayhew
- Address
- 12060 S W 129TH COURT STE 201, MIAMI, FL 33186-4582
- Preparer
- Douglas J Orth
- Phone
- 3052328272
Supplemental Narrative
Additional Explanations
FORM 990, PART XI, LINE 9:
“Reclassification adjust for net investment gains -331,146. Reclassification adjust for net hedge losses 6,273,562. Net pension loss -389,133. Unrealized holding losses on hedging activity -1,903,289.”
Form 990, Part XII, Line 2C
“There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”
Financial Statement Notes
PART X, LINE 2:
“The credit union is exempt from most federal and state income taxes; however, the credit union's wholly owned cuso is subject to federal and state income taxes. The income taxes topic of the fasb asc clarifies accounting for uncertainty in income taxes reported in the consolidated financial statements. The interpretation provides criteria for assessment of individual tax positions and a process for recognition and measurement of uncertain tax positions. Tax positions are evaluated on whether they meet the "more likely than not" standard for sustainability upon examination by tax authorities. The credit union is a state-chartered credit union as defined in the internal revenue code (irc) section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities directly related to its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (ubi) derived by state-chartered credit unions. Ubi may also be subject to tax in certain states. Management has assessed the credit union's activities and any potential federal or state income tax liability and determined that the credit union has no uncertain tax positions that qualify for either recognition or disclosure in the consolidated financial statements. Additionally, no interest and penalties have been recorded in the accompanying consolidated financial statements related to uncertain tax positions. Currently, the 2015, 2014, and 2013 federal income tax returns are open for examination by the irs. The filing years open for examination by the state, if applicable, may be different than the years open for examination by the irs.”
Raw XML AppendixShowing 400 of 1,189 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 333476621 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 221709737 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 3476443 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 3560248 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' QUALITY OF LIFE THROUGH EDUCATION, UNBIASED FINANCIAL ADVICE, AND ACCESS TO THE HIGHEST QUALITY FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3645664 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 4517043 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MARY COON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7195741100 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 7250 CAMPUS DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | COLORADO SPRINGS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 809206517 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 26827143 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 27232714 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 85 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 4503642 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 2236887 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 1586020 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 1501803 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 1410082 |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 9692 HAVEN AVENUE |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 609 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 8999 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 525 COMMUNICATION CIRCLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CUCAMONGA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | TROY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | MONETT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | SAN FRANCISCO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | COLORDADO SPRINGS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | CO |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 48083 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 65708 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 94128 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 809051736 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | CU COOPERATIVE SYSTEM INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | REAL ESTATE APPRAISAL SOLUTIONS LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | JACK HENRY & ASSOCIATES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | VISA USA INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | GRAHAM OLESON |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DEBIT CARD PROCESSING AND ATM NETWORK SE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DBA: SYNERGY APPRAISAL SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CORE IT SYSTEMS AND APPLICATIONS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | PAYMENT CARD ASSOCIATION BRANDING & CARD |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | MARKETING MEDIA BUYING AND PLACEMENT AGE |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 524525 |
| IRS990/CYInvestmentIncomeAmt | 0 | 10072510 |
| IRS990/CYOtherExpensesAmt | 0 | 73871040 |
| IRS990/CYOtherRevenueAmt | 0 | 7878078 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 167763824 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 56410495 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 54908352 |
| IRS990/CYTotalExpensesAmt | 0 | 129303917 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 185714412 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4341223 |
| IRS990/Desc | 0 | ENT CREDIT UNION SERVES FREMONT, PUEBLO, EL PASO, TELLER, DOUGLAS, ARAPAHOE, DENVER AND JEFFERSON COUNTIES. THE CREDIT UNION IMPROVES OUR MEMBER'S QUALITY OF LIFE BY OFFERING A FULL ARRAY OF PRODUCTS AND SERVICES INCLUDING DEPOSITORY AND LOAN PRODUCTS, ATM/DEBIT PROGRAM, FINANCIAL EDUCATION, INSURANCE AND INVESTMENT SALES. WE ENDED THE YEAR WITH 280,861 MEMBERS AND 310,253 SHARE ACCOUNTS. THERE WERE 68,045 LOANS GRANTED TOTALING $1,773,630,844. ENT CREDIT UNION CURRENTLY OFFERS 26 BRANCH LOCATIONS WITH A WIDE ARRAY OF REMOTE OPTIONS THROUGH OUR COOPERATION WITH THE COOP ATM NETWORK, SHARED BRANCH NETWORK AND ONLINE/MOBILE BANKING SOLUTIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | ENT CREDIT UNION |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 800 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 172200 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 86150 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 2802921 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 299625 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 111571 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 150963 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 106257 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 29660 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 34015 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 80973 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 39660 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 20284 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 14118 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 19497 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 21532 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 28458 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LORI KURTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEPHEN FUSCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STEVEN DUCOFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | RON MARTINEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | WILLIAM AYEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | WALTER GLOVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RICHARD KALLETTA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MEREDITH VAUGHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LUIS VELEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | RANDY BERNSTEIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | WILLIAM VOGENEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CHAD GRAVES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MARY COON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MATTHEW GENDRON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | BARBARA WINTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | JON PAUKOVICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | CHRIS MARSHALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | STEPHANIE DOMBROWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | GINA ALLMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | THOMAS BECHTEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | KERI GASS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | CLINTON SCHNEIDER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 2497 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 4955 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 8219 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 10479 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 4153 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 9369 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 7017 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1354 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 4044 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 1100982 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 491165 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 412774 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 440967 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 312419 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 298266 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 275005 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 267253 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 494424 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 276661 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 275188 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 272343 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 270077 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SREVP FIN/LOANS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SREVP OPS/TECH |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | EVP/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | EVP/OPS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | EVP/ORG RESOURCES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP/CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SVP/CIO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | SVP/CHIEF AUDIT/RISK OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1991 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 331146 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 524525 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 58814509 |
| IRS990/GrossReceiptsAmt | 0 | 244197775 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 156633 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 85 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 3006999 |
| IRS990/InitialReturnInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 500456 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 10000000 |
| IRS990/InterestGrp/TotalAmt | 0 | 23022644 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9741364 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 9741364 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 7582200 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4618200 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 599816198 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 431530710 |
| IRS990/IRPDocumentCnt | 0 | 182536 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 42285075 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 40787402 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 42705994 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 84991069 |
| IRS990/LegalDomicileStateCd | 0 | CO |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 58483363 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' QUALITY OF LIFE THROUGH EDUCATION, UNBIASED FINANCIAL ADVICE, AND ACCESS TO THE HIGHEST QUALITY FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 535853017 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 593981412 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 331146 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 331146 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 156633 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 156633 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -541831 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -1932094 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 2724162 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 6507367 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 259742635 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 337725803 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 3649994 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 8085577 |
| IRS990/OtherExpensesGrp/Desc | 0 | DERIVATIVES |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 6340600 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6122746 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4634446 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4501912 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 3520384128 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 3923596575 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | GAIN ON SALE OF LOANS |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NON-OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5499830 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2221615 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 5499830 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 2221615 |
| IRS990/OtherRevenueTotalAmt | 0 | 7721445 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 36993740 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3171530514 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3586895741 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 383478 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 3194690 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 2130703 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 2286482 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2339487 |
| IRS990/PrincipalOfficerNm | 0 | CHAD GRAVES |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES/CHARGE/OTHER |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBERSHIP ATM |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | AUTO WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | SHARED BRANCHING |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 126349569 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 40152809 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 126349569 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 40152809 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 726390 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 197775 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 181681 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 726390 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 197775 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 181681 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 787883 |
| IRS990/PYInvestmentIncomeAmt | 0 | 10404352 |
| IRS990/PYOtherExpensesAmt | 0 | 65465199 |
| IRS990/PYOtherRevenueAmt | 0 | 2087406 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 150714131 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 47365583 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 49587224 |
| IRS990/PYTotalExpensesAmt | 0 | 115840306 |
| IRS990/PYTotalRevenueAmt | 0 | 163205889 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 56410495 |
Document Assets
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Filings
Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $4,739,287,724
- Liabilities
- $4,145,306,312
- Net assets
- $593,981,412
- Revenue
- $185,714,412
- Expenses
- $129,303,917
- Net income
- $56,410,495