Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Credit Unions Chartered in the State of Colorado
990 • Fiscal year 2020 • EIN 84-0470451
Refreshing map…
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.89x
Liabilities / Revenue
76th percentile
Higher debt load relative to revenue than 76% of similar nonprofits.
Net Margin
33rd percentile
Higher net margin than 33% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 0.5% of source-year revenue.
Asset Growth
9th percentile
Faster asset growth than 9% of similar nonprofits.
Revenue Growth
41st percentile
Faster revenue growth than 41% of similar nonprofits.
Balance Sheet
Assets
Up$7,489,436,406
Up $803,522,395 (+12%) from 2019
Net Assets
Up$830,582,339
Up $36,351,176 (+4.6%) from 2019
Liabilities
Up$6,658,854,067
Up $767,171,219 (+13%) from 2019
Revenue And Expenses
Revenue
Up$285,590,472
Up $18,929 (+0.0%) from 2019
Expenses
Up$253,933,673
Up $37,780,208 (+17%) from 2019
Net Income
Down$31,656,799
Down $37,761,279 (-54%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Nov 11, 2021
- Return Version
- 2020v4.1
- Gross Receipts
- $474,470,074
Mission and Program Overview
Mission
The mission of ent credit union is to improve members' quality of life through education, unbiased financial advice, and access to the highest quality financial products and services.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $4,862,776,132 | $5,871,958,263 | ▲ $1,009,182,131 |
| Rtn Earn Endowment Incm Other Fnds | $794,231,163 | $830,582,339 | ▲ $36,351,176 |
| Investments in Publicly Traded Securities | $712,981,426 | $512,626,261 | ▼ $200,355,165 |
| Savings and Temporary Cash Investments | $225,246,128 | $411,472,427 | ▲ $186,226,299 |
| Land, Buildings, and Equipment, Net | $121,043,048 | $228,788,139 | ▲ $107,745,091 |
| Cash and Non-Interest-Bearing Accounts | $33,169,839 | $35,329,046 | ▲ $2,159,207 |
| Investments Other Securities | $26,357,600 | $10,976,500 | ▼ $15,381,100 |
| Intangible Assets | $9,333,333 | $9,000,000 | ▼ $333,333 |
| Prepaid Expenses and Deferred Charges | $7,595,980 | $7,336,319 | ▼ $259,661 |
| Accounts Receivable | $3,324,351 | $5,811,536 | ▲ $2,487,185 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $6,685,914,011 | $7,489,436,406 | ▲ $803,522,395 |
| Other Assets Total | $684,086,174 | $396,137,915 | ▼ $287,948,259 |
| Liabilities | |||
| Other Liabilities | $5,173,752,730 | $6,369,441,486 | ▲ $1,195,688,756 |
| Accounts Payable and Accrued Expenses | $106,339,599 | $178,261,524 | ▲ $71,921,925 |
| Mortgage Notes Payable Secured by Investment Property | $583,475,243 | $77,289,968 | ▼ $506,185,275 |
| Escrow Account Liability | $28,115,276 | $33,861,089 | ▲ $5,745,813 |
| Total Liabilities | $5,891,682,848 | $6,658,854,067 | ▲ $767,171,219 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $794,231,163 | $830,582,339 | ▲ $36,351,176 |
| Total Liabilities and Net Assets / Fund Balance | $6,685,914,011 | $7,489,436,406 | ▲ $803,522,395 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $173,439,377 | $17,806,390 | $191,245,767 |
| Equipment | $22,174,376 | $19,737,050 | $41,911,426 |
| Land | $30,244,352 | - | $30,244,352 |
| Leasehold Improvements | $2,930,034 | $4,173,104 | $7,103,138 |
| Other Assets Org | $4,702,299 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Dombrowski Stephanie S | Mgr-producing Mlo | FT | $72,771 | $1,463,287 | $1,536,058 |
| Graves Chad M | President / CEO | FT | $685,820 | $597,961 | $1,283,781 |
| Gendron Matthew J | Chief Engagement Officer | FT | $422,545 | $537,790 | $960,335 |
| Scholes Richard a | Chief Experience Officer | FT | $419,113 | $415,943 | $835,056 |
| Allman Gina L | Mlo | FT | $64,730 | $733,905 | $798,635 |
| Coon Mary J | Chief Financial Officer | FT | $399,741 | $362,124 | $761,865 |
| Vogeney William D | Chief Revenue Officer | FT | $412,092 | $349,634 | $761,726 |
| Marshall Christopher J | Chief Technology Officer | FT | $346,262 | $405,389 | $751,651 |
| Benedetti Brett M | Mgr-producing Mlo | FT | $117,691 | $603,177 | $720,868 |
| Bell Mollie B | Chief Development Officer | FT | $426,701 | $289,341 | $716,042 |
| Stange Shirley D | Mlo | FT | $49,285 | $641,837 | $691,122 |
| Flanagan Sharie K | SVP Human Resources | FT | $315,473 | $367,319 | $682,792 |
| Greenwood Mary a | Mgr-producing Mlo | FT | $54,042 | $614,651 | $668,693 |
| Paukovich Jon a | Chief Lending Officer | FT | $307,144 | $236,525 | $543,669 |
| Sussman Jennifer S | Chief Marketing Officer | FT | $311,669 | $194,741 | $506,410 |
| Kellner Robert C | Chief Risk Officer | FT | $265,656 | $88,192 | $353,848 |
| Schneider Clinton C | Former Chief Risk Officer (11/1/19) | FT | $259,615 | $71,574 | $331,189 |
| Martinez Ron | CFA / Chairman | - | $56,332 | - | $56,332 |
| Ayen William | Board Treasurer | - | $46,831 | - | $46,831 |
| Nicholson Pam | Vice Chairman | - | $46,111 | - | $46,111 |
| Chandler Debbie | Board Member | - | $42,942 | - | $42,942 |
| Vadala Chris | Board Secretary | - | $42,500 | - | $42,500 |
| Kalletta Richard | Board Member | - | $40,605 | - | $40,605 |
| Drummer Tim | Board Member | - | $39,535 | - | $39,535 |
| Vaughan Meredith | Board Member | - | $39,404 | - | $39,404 |
| Glover Walter | Board Member | - | $38,150 | - | $38,150 |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Synergy Appraisal Services | Appraisals For Home Equity And Mortgage | 6551 S REVERE PKWY SUITE 270, Centennial, CO 80111 | $2,520,700 |
| Keys & Laurer Architects | Architectural Planning And Design | 11681 VOYAGER PKWY, Colorado Springs, CO 80921 | $1,940,629 |
| Rightpoint Consulting LLC | Consulting | 29 N WACKER DRIVE 4TH FLOOR, Chicago, IL 60606 | $1,053,787 |
| Davis Partnership Architects | Architects For Exterior Build - Hq | 2901 BLAKE ST 100, Denver, CO 80205 | $514,852 |
| Edward M Mccord PC | Legal Services | 985 PICO POINT, Colorado Springs, CO 80905 | $176,584 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $262,854,803
- Investment Income
- $6,663,401
- Other Revenue
- $16,072,268
- Change in Net Assets
- $31,656,799
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $139,244,661 |
| Salaries, Compensation, and Employee Benefits | $112,721,570 |
| Grants and Similar Amounts Paid | $1,967,442 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $73,633,007 |
| Interest | - | - | - | $41,460,793 |
| Other Employee Benefits | - | - | - | $14,716,712 |
| Advertising | - | - | - | $13,713,935 |
| Office Expenses | - | - | - | $12,481,396 |
| Information Technology | - | - | - | $9,255,148 |
| Pension Plan Contributions | - | - | - | $9,156,633 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $8,880,775 |
| All Other Expenses | - | - | - | $7,249,074 |
| Occupancy | - | - | - | $6,855,061 |
| Depreciation Depletion | - | - | - | $6,748,025 |
| Payroll Taxes | - | - | - | $6,334,443 |
| Fees for Services Other | - | - | - | $5,130,108 |
| Grants to Domestic Orgs | - | - | - | $1,967,442 |
| Insurance | - | - | - | $515,963 |
| Fees for Services Legal | - | - | - | $455,989 |
| Travel | - | - | - | $426,153 |
| Other Expenses | - | - | - | $412,428 |
| Fees for Services Accounting | - | - | - | $232,606 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $127,736 |
| Total Functional Expenses | $0 | $0 | $0 | $253,933,673 |
International Activity
Grant and Assistance Recipients
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| CHILDREN'S HOSPITAL COLORADO FOUNDATION | Colorado Springs, CO | 501(c)(3) | Donation/support | $500,000 |
| Pikes Peak Community Foundation | Colorado Springs, CO | 501(c)(3) | Ent Donor Fund | $306,000 |
| University of Colorado Foundation | Colorado Springs, CO | 501(c)(3) | Agreement 2016 -2031 Colorado Springs | $146,591 |
| Care and Share | Colorado Springs, CO | 501(c)(3) | Covid Relief/yes Grant South Region/donation Program Support/heart Forward Campaign | $105,975 |
| Mile High United Way Help Colorado Now Covid Relief Fund | Denver, CO | 501(c)(3) | Covid Relief Fund | $100,000 |
| Downtown Denver Events Inc | Denver, CO | 501(c)(3) | Denver Parade of Lights - Event Sponsor | $85,000 |
| Springs Rescue Mission | Colorado Springs, CO | 501(c)(3) | Payment 2 of 3 Capital Campaign/heart Forward Campaign | $77,000 |
| Penrose St Francis Foundation | Colorado Springs, CO | 501(c)(3) | Payment 1 of 3 Guest House at St. Francis | $75,000 |
| Pikes Peak United Way | Colorado Springs, CO | 501(c)(3) | 211 Program/proceeds From Heart Forward Campaign/2020 Community Luncheon | $72,580 |
| Rocky Mountain Public Media (pbs) | Denver, CO | 501(c)(3) | Corporate Foundation Partnership / Colorado Classroom/simple Gift Series | $30,000 |
| Front Range Community College Foundation | Westminster, CO | 501(c)(3) | 2020 Kick Start Scholarships for Front Range | $25,000 |
| The National Credit Union Foundation | Madison, WI | 501(c)(3) | 2020 Impact Renewal | $25,000 |
| Discover Goodwill Foundation | Colorado Springs, CO | 501(c)(3) | Annual Luncheon, Goodwill Welcome You Home Raise the Paddle, Aew on the Patio | $20,000 |
| Mountain West Credit Union Association | Phoenix, AZ | 501(c)(3) | Gala Diamond Sponsorship | $20,000 |
| Castle Rock Chamber of Commerce | Castle Rock, CO | 501(c)(6) | Chairman Circle & Winefest Sponsorship | $15,500 |
| Special Olympics | Centennial, CO | 501(c)(3) | 2021 Athlete Leadership Program University/heart Forward Campaign | $15,300 |
| Nascu | Arlington, VA | 501(c)(3) | Credit Union Donation | $15,000 |
| United Way Larimer County | Fort Collins, CO | 501(c)(3) | Sponsorship | $15,000 |
| Peterson Afb - 21st Force Support Squadron | Peterson Afb, CO | 115 | 2020 Events Sponsor/2020 Adult Bowling League/junior Golf Sponsor/silver Spruce Tournament | $12,550 |
| Police Foundation of Colorado Springs | Colorado Springs, CO | 501(c)(3) | 2020 Medal of Valor | $12,500 |
| ANGELS OF AMERICA'S FALLEN | Colorado Springs, CO | 501(c)(3) | 2021 Angel Gala Support/2020 Angel Golf Tournament | $10,500 |
| Make a Wish Foundation of Colorado Inc | Greenwood Village, CO | 501(c)(3) | Wish Granting Program Across Front Range/heart Forward Campaign | $10,050 |
| Careers in Construction Colorado | Colorado Springs, CO | 501(c)(3) | Program Support | $10,000 |
| Hopekids Inc | Denver, CO | 501(c)(3) | Yes Grant Colorado Wide Region | $10,000 |
| Kids Mobility Network | Centennial, CO | 501(c)(3) | Yes Grant Colorado Wide Region | $10,000 |
| ROCKY MOUNTAIN CHILDREN'S LAW CENTER | Denver, CO | 501(c)(3) | Yes Grant Colorado Wide Region | $10,000 |
| Sweet Dream in a Bag Inc | Centennial, CO | 501(c)(3) | Yes Grant North Region/yes Grant South Region | $10,000 |
| Catholic Charities | Colorado Springs, CO | 501(c)(3) | 2021 Program Support/heart Forward Campaign | $7,780 |
| A Precious Child | Broomfield, CO | 501(c)(3) | Yes Grant North Region | $7,500 |
| Casa of Adams & Broomfield | Westminster, CO | 501(c)(3) | Yes Grant North Region | $7,500 |
| Colorado Center for the Blind | Littleton, CO | 501(c)(3) | Yes Grant North Region | $7,500 |
| Community Partnership for Child Development | Colorado Springs, CO | 501(c)(3) | Yes Grant Pikes Peak South Central Region/2020 Community Giving Event | $7,500 |
| Harvest Mountain Ministries | Lakewood, CO | 501(c)(3) | Yes Grant North Region | $7,500 |
| Jeffco Action Center Inc | Lakewood, CO | 501(c)(3) | Yes Grant North Region | $7,500 |
| Kidpower of Colorado Inc | Colorado Springs, CO | 501(c)(3) | Yes Grant Pikes Peak South Central Region | $7,500 |
| Pueblo Police Department | Pueblo, CO | 115 | Awards Banquet | $7,500 |
| Restore Innocence | Colorado Springs, CO | 501(c)(3) | Yes Grant Pikes Peak South Central Region | $7,500 |
| There With Care | Boulder, CO | 501(c)(3) | Yes Grant North Region/a Red Carpet Adventure | $7,500 |
| Schriever Afb - 50th Force Support Squadron | Schriever Afb, CO | 115 | Sponsorship Agreement Snofest/2020 Events Sponsor | $7,375 |
| Buckley Afb - 460th Force Support Squadron | Buckley Afb, CO | 115 | 460TH FORCE SUPPORT SQUADRON 2020 EVENTS/COLONEL PEPPER'S "BUCKLEY TEAM CONNECTS" | $7,000 |
| Casa of Pueblo | Pueblo, CO | 501(c)(3) | Yes Grant South Region/2021 Community Outreach Events | $7,000 |
| Give Campaign | Colorado Springs, CO | 501(c)(3) | Inspired Learning Category | $6,500 |
| Silver Key | Colorado Springs, CO | 501(c)(3) | 50th Anniversary Gala | $6,500 |
| Marian House | Colorado Springs, CO | 501(c)(3) | 2020 Heart Forward Match Campaign | $6,025 |
| The Place (formerly Urban Peak) | Colorado Springs, CO | 501(c)(3) | Yes Grant Pikes Peak South Central Region/heart Forward Campaign | $6,000 |
| Tessa | Colorado Springs, CO | 501(c)(3) | Yes Grant Pikes Peak South Central Region/heart Forward Campaign | $5,416 |
| Denver Dumb Friends League | Denver, CO | 501(c)(3) | Yes Grant North Region/heart Forward Campaign | $5,400 |
| Denver Rescue Mission | Denver, CO | 501(c)(3) | Two Months Meal Service to Help Ft. Collins Blue Spruce Shelter/heart Forward Campaign | $5,400 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Money Market | $2,085,777,901 |
| Shares | $1,666,700,677 |
| Share Draft | $1,466,527,255 |
| Cd | $1,092,954,901 |
| Ira | $57,480,752 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- Yes
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The organization has members and the field of membership of this credit union shall be limited to those having the following common bond: a. Persons who live, work, worship within adams, arapahoe, boulder, broomfield, denver, douglas, elbert, el paso, fremont, jefferson, larimer, pueblo, teller and weld counties, colorado; b. Members of record of this credit union as of the date of its conversion to a community charter; c. Employees of this credit union; d. Members of their immediate families or households; and e. Organizations of such persons. F. As a result of mergers: former members of mountain bell credit union, buckley federal credit union, first charter federal credit union, decibel community credit union, and us alliance federal credit union.”
Form 990, Part VI, Section A, Line 7A
“Our 410,606 members each are allowed one vote during each board election.”
Form 990, Part VI, Section A, Line 7B
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur, such as certain merger opportunities and potential charter conversions.”
Form 990, Part VI, Section B, Line 11B
“The 990 is prepared by an outside accounting firm hired for such purpose. Data and other information is supplied to that firm to use in preparation of the document. A copy of form 990 will be provided to the board of directors for review after filing.”
Form 990, Part VI, Section B, Line 12C
“The internal audit department performs annual testing on employee and official accounts for rates, terms & conditions consistent with what would be offered to the general membership outside of the allowed employee discount. Annually a board monitoring report is complete to attest for purchases where normally prudent protections have been been given against conflict of interest. This was last completed in 2020.”
Form 990, Part VI, Section B, Line 15
“Ent credit union participates in multiple, periodic (typically annual) industry salary surveys, for all levels of the organization, in order to assess market pay practices and provide supporting data for internal recommendations and decisions regarding pay structures and increases based on strategic goals and initiatives. The last compensation review was done in 2020.”
Form 990, Part VI, Section C, Line 19
“The credit union's governing documents are not made available to the public. The credit union's conflict of interest policy is not made available to the public. The credit union's financial statements are available for public viewing on ncua.gov via the quarterly 5300 filing.”
Filing and Contact Details
Filer
- Filer Name
- Ent Credit Union
- EIN
- 84-0470451
- Phone
- 7195741100
- Address
- 11550 ENT PARKWAY, COLORADO SPRINGS, CO 80921
Signing Officer
- Name
- Chad Graves
- Title
- President/CEO
- Phone
- 7195741100
- Signed
- 2021-11-11
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Chad Graves
- Formed
- 1991
- Legal Domicile
- Co
- Voting Board Members
- 9
- Independent Board Members
- 0
- Employees
- 1,367
- Volunteers
- 4
Preparer
- Firm
- Moss Adams Llp
- Address
- 6565 AMERICAS PARKWAY NE STE 600, ALBUQUERQUE, NM 87110
- Preparer
- Pamela Alexanderson
- Phone
- 5058787200
Supplemental Narrative
Additional Explanations
FORM 990, PART XI, LINE 9:
“Reclassification adjustment for net hedging losses 1,062,999. Net change in post retirement benefits -712,283.”
Financial Statement Notes
PART IV, LINE 1B:
“Ent credit union services loans for third-party entities that are not shown on form 990, part x. The loans are serviced for the federal national mortgage association (fnma); the federal home loan bank (fhlb); and the government national mortgage association (gnma).”
PART IV, LINE 2B:
“An escrow account is maintained for the taxes and insurance payable on the real estate securing the credit union's mortgage loans. The escrows maintained at the credit union for taxes and insurance payable include loans to the federal national mortgage association (fnma), the federal home loan bank (fhlb), and the government national mortgage association (gnma) for which ent credit union retains servicing.”
PART X, LINE 2:
“The credit union is exempt from most federal and state income taxes; however, the credit union's wholly owned cuso is subject to federal and state income taxes. The income taxes topic of the financial accounting standards board (fasb) accounting standards codification (asc) clarifies accounting for uncertainty in income taxes reported in the consolidated financial statements. The interpretation provides criteria for assessment of individual tax positions and a process for recognition and measurement of uncertain tax positions. Tax positions are evaluated on whether they meet the "more likely than not" standard for sustainability upon examination by tax authorities. The credit union is a state-chartered credit union as defined in the internal revenue code (irc) section 501(c)(14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities directly related to its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (ubi) derived by state-chartered credit unions. Ubi may also be subject to tax in certain states. Management has assessed the credit union's activities and any potential federal or state income tax liability and determined that the credit union has no uncertain tax positions that qualify for either recognition or disclosure in the consolidated financial statements. Additionally, no interest and penalties have been recorded in the accompanying consolidated financial statements related to uncertain tax positions.”
Raw XML AppendixShowing 400 of 1,333 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 106339599 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 178261524 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 3324351 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 5811536 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' QUALITY OF LIFE THROUGH EDUCATION, UNBIASED FINANCIAL ADVICE, AND ACCESS TO THE HIGHEST QUALITY FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 13713935 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 7249074 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CHAD GRAVES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7195741100 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 11550 ENT PARKWAY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | COLORADO SPRINGS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 80921 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 33169839 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 35329046 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 8 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 8880775 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 2520700 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 1940629 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 1053787 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 514852 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 176584 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 6551 S REVERE PKWY SUITE 270 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 11681 VOYAGER PKWY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 29 N WACKER DRIVE 4TH FLOOR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 2901 BLAKE ST 100 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 985 PICO POINT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CENTENNIAL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | COLORADO SPRINGS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | DENVER |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | COLORADO SPRINGS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | CO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | CO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 80111 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 80921 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 60606 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 80205 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 80905 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | SYNERGY APPRAISAL SERVICES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | KEYS & LAURER ARCHITECTS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | RIGHTPOINT CONSULTING LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | DAVIS PARTNERSHIP ARCHITECTS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | EDWARD M MCCORD PC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | APPRAISALS FOR HOME EQUITY AND MORTGAGE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ARCHITECTURAL PLANNING AND DESIGN |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CONSULTING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | ARCHITECTS FOR EXTERIOR BUILD - HQ |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | LEGAL SERVICES |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 1967442 |
| IRS990/CYInvestmentIncomeAmt | 0 | 6663401 |
| IRS990/CYOtherExpensesAmt | 0 | 139244661 |
| IRS990/CYOtherRevenueAmt | 0 | 16072268 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 262854803 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 31656799 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 112721570 |
| IRS990/CYTotalExpensesAmt | 0 | 253933673 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 285590472 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 6748025 |
| IRS990/Desc | 0 | ENT CREDIT UNION SERVES ADAMS, ARAPAHOE, BOULDER, BROOMFIELD, DENVER, DOUGLAS, ELBERT, EL PASO, FREMONT, JEFFERSON, LARIMAR, PUEBLO, TELLER AND WELD COUNTIES. THE CREDIT UNION IMPROVES OUR MEMBERS' QUALITY OF LIFE BY OFFERING A FULL ARRAY OF PRODUCTS AND SERVICES, INCLUDING DEPOSITORY AND LOAN PRODUCTS, ATM/DEBIT PROGRAM, FINANCIAL EDUCATION, INSURANCE, AND INVESTMENT SALES. WE ENDED THE YEAR WITH 410,606 MEMBERS. THERE WERE 94,421 LOANS GRANTED TOTALING $3,525,108,505. ENT CREDIT UNION CURRENT OFFERS 40 BRANCH LOCATIONS WITH A WIDE ARRAY OF REMOTE OPTIONS THROUGH OUR COOPERATION WITH THE COOP ATM NETWORK, SHARED BRANCH NETWORK, AND ONLINE/MOBILE BANKING SOLUTIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 1367 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 28115276 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 33861089 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 232606 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 455989 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 5130108 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 127736 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 24 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 25 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 55484 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 47770 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 51740 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 52052 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 33028 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 35984 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 46697 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 24801 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 27685 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 48290 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 16241 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 32368 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 28699 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 30277 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 26715 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 24 | 31948 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 25 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARTINEZ RON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | AYEN WILLIAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | NICHOLSON PAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | VADALA CHRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CHANDLER DEBBIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GLOVER WALTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KALLETTA RICHARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | VAUGHAN MEREDITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DRUMMER TIM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | GRAVES CHAD M |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | COON MARY J |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | VOGENEY WILLIAM D |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | GENDRON MATTHEW J |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | PAUKOVICH JON A |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | SCHOLES RICHARD A |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | MARSHALL CHRISTOPHER J |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | BELL MOLLIE B |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | KELLNER ROBERT C |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | FLANAGAN SHARIE K |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | SUSSMAN JENNIFER S |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | DOMBROWSKI STEPHANIE S |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | STANGE SHIRLEY D |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | BENEDETTI BRETT M |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | GREENWOOD MARY A |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 24 | ALLMAN GINA L |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 25 | SCHNEIDER CLINTON C |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 56332 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 46831 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 46111 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 42500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 42942 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 38150 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 40605 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 39404 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 39535 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 1228297 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 714095 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 709986 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 908283 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 510641 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 799072 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 704954 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 691241 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 326163 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 634502 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 490169 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 1503690 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 662423 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 690591 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 641978 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 24 | 766687 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 25 | 331189 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 25 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CFA / CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT / CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CHIEF REVENUE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CHIEF ENGAGEMENT OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CHIEF LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | CHIEF EXPERIENCE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | CHIEF TECHNOLOGY OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | CHIEF DEVELOPMENT OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | CHIEF RISK OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | SVP HUMAN RESOURCES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | CHIEF MARKETING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | MGR-PRODUCING MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | MGR-PRODUCING MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | MGR-PRODUCING MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 24 | MLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 25 | FORMER CHIEF RISK OFFICER (11/1/19) |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1991 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 1 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -129075 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -155546 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 1967442 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 188594981 |
| IRS990/GrossReceiptsAmt | 0 | 474470074 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 63859 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 224 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 9255148 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 515963 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 9333333 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 9000000 |
| IRS990/InterestGrp/TotalAmt | 0 | 41460793 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6948022 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 6948022 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 26357600 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 10976500 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 712981426 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 512626261 |
| IRS990/IRPDocumentCnt | 0 | 216147 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 41716544 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 121043048 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 228788139 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 270504683 |
| IRS990/LegalDomicileStateCd | 0 | CO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 129075 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 188750527 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 612466 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 612466 |
| IRS990/MissionDesc | 0 | THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' QUALITY OF LIFE THROUGH EDUCATION, UNBIASED FINANCIAL ADVICE, AND ACCESS TO THE HIGHEST QUALITY FINANCIAL PRODUCTS AND SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 583475243 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 77289968 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 794231163 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 830582339 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -284621 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -284621 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 63859 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 63859 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 4343661 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 6855061 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 12481396 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 684086174 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 396137915 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 350716 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14716712 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBIT CARD SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | TRAINING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 16668980 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 9078596 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 8432670 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 412428 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 5173752730 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6369441486 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 900099 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | GAIN ON SALE OF LOANS |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NON-MEMBER ATM |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | NON-OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 13788468 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 558108 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 13788468 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 621236 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 558108 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 621236 |
| IRS990/OtherRevenueTotalAmt | 0 | 15580278 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 73633007 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4862776132 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5871958263 |
| IRS990/PartialLiquidationInd | 0 | 0 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $7,489,436,406
- Liabilities
- $6,658,854,067
- Net assets
- $830,582,339
- Revenue
- $285,590,472
- Expenses
- $253,933,673
- Net income
- $31,656,799
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