Civic Intelligence

Sooper Credit Union DBA Climb Credit Union

990 • Fiscal year 2020 • EIN 84-0419976

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 12, 2021

Organization ProfileWWW.SOOPERCU.ORG

View Organization Page

5005 W 60th AveArvada, CO 80003

(303) 427-5005

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.90x

Higher debt load relative to assets than 47% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Liabilities / Revenue

47th percentile

19.40x

Higher debt load relative to revenue than 47% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Net Margin

48th percentile

11%

Higher net margin than 48% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Top Officer Pay

60th percentile

$461,750

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2020

Asset Growth

34th percentile

15%

Faster asset growth than 34% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Revenue Growth

40th percentile

-2.4%

Faster revenue growth than 40% of similar nonprofits.

2020 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$477,256,074

Up $63,103,637 (+15%) from 2019

Net Assets

Up

$49,305,117

Up $3,085,722 (+6.7%) from 2019

Liabilities

Up

$427,950,957

Up $60,017,915 (+16%) from 2019

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin48th percentile

Revenue

Down

$22,056,098

Down $551,119 (-2.4%) from 2019

Expenses

Up

$19,628,495

Up $359,949 (+1.9%) from 2019

Net Income

Down

$2,427,603

Down $911,068 (-27%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth34th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $234,178,498Liabilities 2010: $202,367,930Net Assets 2010: $31,810,5682010Assets 2011: $246,286,685Liabilities 2011: $213,243,055Net Assets 2011: $33,043,6302011Assets 2012: $265,892,604Liabilities 2012: $231,166,316Net Assets 2012: $34,726,2882012Assets 2013: $276,342,272Liabilities 2013: $240,512,341Net Assets 2013: $35,829,9312013Assets 2014: $296,991,500Liabilities 2014: $259,623,725Net Assets 2014: $37,367,7752014Assets 2015: $317,868,185Liabilities 2015: $280,784,889Net Assets 2015: $37,083,2962015Assets 2016: $340,516,624Liabilities 2016: $303,632,080Net Assets 2016: $36,884,5442016Assets 2017: $360,333,288Liabilities 2017: $321,172,249Net Assets 2017: $39,161,0392017Assets 2018: $388,076,989Liabilities 2018: $346,302,875Net Assets 2018: $41,774,1142018Assets 2019: $414,152,437Liabilities 2019: $367,933,042Net Assets 2019: $46,219,3952019Assets 2020: $477,256,074Liabilities 2020: $427,950,957Net Assets 2020: $49,305,1172020Assets 2021: $541,418,878Liabilities 2021: $486,542,139Net Assets 2021: $54,876,7392021Assets 2022: $632,073,960Liabilities 2022: $571,267,579Net Assets 2022: $60,806,3812022Assets 2023: $664,866,439Liabilities 2023: $596,361,879Net Assets 2023: $68,504,5602023Assets 2024: $658,967,972Liabilities 2024: $585,436,659Net Assets 2024: $73,531,3132024

Highlighted filing

2020

Assets$477,256,074
Liabilities$427,950,957
Net Assets$49,305,117
Open 2020 Filing

Operations Trend

Revenue Growth40th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $13,614,8072010Expenses 2011: $12,778,3432011Expenses 2012: $11,254,3352012Revenue 2013: $13,562,223Expenses 2013: $12,129,052Net Income 2013: $1,433,1712013Revenue 2014: $13,745,001Expenses 2014: $13,157,329Net Income 2014: $587,6722014Revenue 2015: $16,072,400Expenses 2015: $15,370,058Net Income 2015: $702,3422015Revenue 2016: $17,180,833Expenses 2016: $16,740,122Net Income 2016: $440,7112016Revenue 2017: $18,789,276Expenses 2017: $16,369,682Net Income 2017: $2,419,5942017Revenue 2018: $20,177,076Expenses 2018: $16,876,573Net Income 2018: $3,300,5032018Revenue 2019: $22,607,217Expenses 2019: $19,268,546Net Income 2019: $3,338,6712019Revenue 2020: $22,056,098Expenses 2020: $19,628,495Net Income 2020: $2,427,6032020Revenue 2021: $25,522,076Expenses 2021: $19,465,362Net Income 2021: $6,056,7142021Revenue 2022: $32,901,529Expenses 2022: $23,726,735Net Income 2022: $9,174,7942022Revenue 2023: $42,570,734Expenses 2023: $34,756,679Net Income 2023: $7,814,0552023Revenue 2024: $50,557,251Expenses 2024: $45,483,133Net Income 2024: $5,074,1182024

Highlighted filing

2020

Revenue$22,056,098
Expenses$19,628,495
Net Income$2,427,603
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 12, 2021
Return Version
2020v4.1
Gross Receipts
$22,593,126
Mission and Program Overview

Mission

To improve our communities' quality of life by enhancing our members'financial well-being.

To improve our communities' quality of life by enhancing our members' financial well-being.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$313,897,708$409,857,833▲ $95,960,125
Rtn Earn Endowment Incm Other Fnds$39,984,994$43,070,716▲ $3,085,722
Investments in Publicly Traded Securities$34,826,493$28,118,933▼ $6,707,560
Savings and Temporary Cash Investments$30,834,069$9,804,950▼ $21,029,119
Land, Buildings, and Equipment, Net$9,527,351$9,401,061▼ $126,290
Pd in Cap Srpls Land Bldg Eqp Fund$6,234,401$6,234,401→ $0
Cash and Non-Interest-Bearing Accounts$3,395,761$3,545,894▲ $150,133
Investments Program Related$3,801,011$3,341,374▼ $459,637
Prepaid Expenses and Deferred Charges$812,852$724,735▼ $88,117
Investments Other Securities$422,000$450,500▲ $28,500
Accounts Receivable$317,515$141,813▼ $175,702
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$414,152,437$477,256,074▲ $63,103,637
Other Assets Total$16,317,677$11,868,981▼ $4,448,696
Liabilities
Other Liabilities$365,096,645$425,048,361▲ $59,951,716
Accounts Payable and Accrued Expenses$2,836,397$2,902,596▲ $66,199
Total Liabilities$367,933,042$427,950,957▲ $60,017,915
Net Assets / Fund Balance
Total Net Assets Fund Balance$46,219,395$49,305,117▲ $3,085,722
Total Liabilities and Net Assets / Fund Balance$414,152,437$477,256,074▲ $63,103,637

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,780,063$4,994,029$11,774,092
Equipment$766,672$2,641,815$3,408,487
Land$1,340,451-$1,340,451
Other Land Buildings$513,875-$513,875
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Daniel KesterCEO/presidentFT$324,877$136,873$461,750
Darrell MannEvpFT$317,856$90,308$408,164
Carrie LanggardChief Financial OfficerFT$195,811$38,970$234,781
Serena GrohLoan OfficerFT$39,181$124,365$163,546
Gary RobbinsChief Lending OfficerFT$116,353$35,047$151,400
Josh HendersonVP ItFT$118,145$24,518$142,663
Amanda KobzaVP FinanceFT$106,492$14,413$120,905
Terri RhoadesVP Business ServicesFT$104,401$15,565$119,966
Michelle RodriguezBranch ManagerFT$109,336$9,375$118,711
Jesse SchadeVP RetailFT$115,932$2,496$118,428
John PurcellVP LendingFT$89,629$19,357$108,986
Angela WebbVP MarketingFT$84,707$9,586$94,293
C Michael LitzauEvp of CorporateFT$12,340$52,043$64,383
Nate RogersChief Strategy OfficerFT$18,406-$18,406
Cherise MeanyVP of MarketingFT$10,577$4,789$15,366

Board Members and Trustees

NameTitle
Donetta DavidsonChairperson/director
Adam WilliamsonVice Chair/director
Bob BruhnDirector
Don BleaDirector
FLOSSIE O'LEARYDirector
Lynn Sierras-kroneDirector
Preston BranaughDirector
Sonia AdameDirector
John BodnarSecretary/director
Tony DaymilTreasurer/director

Highest Paid Contractors

ContractorServicesLocationCompensation
Coop Financial ServicesCredit Card Processing And Transaction9692 HAVEN AVE, Rancho Cucamonga, CA 91730$948,847
Cu Prodigy-coreData Processor209 E GORDON AVE, Layton, UT 84041$569,506
Rand ConstructionBuilding Remodel1700 E 17TH AVE, Denver, CO 80218$367,372
Q2 Software INCE-banking Services13785 RESEARCH BLVD SUITE 150, Austin, TX 78750$310,612
DieboldnixdorfAtm/security Services15761 E CENTRETECH PKWY, Auror, CO 80011$203,129
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,723,615
Investment Income
$1,313,312
Other Revenue
$19,171
Change in Net Assets
$2,427,603
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,718,258
Salaries, Compensation, and Employee Benefits$7,910,237
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,451,611
Office Expenses---$3,260,247
Current Officers, Directors, Trustees, and Key Employees---$2,100,577
Occupancy---$1,099,415
Depreciation Depletion---$820,331
Other Employee Benefits---$639,301
Payroll Taxes---$461,271
Other Expenses---$279,998
Fees for Services Other---$276,273
Pension Plan Contributions---$257,477
Advertising---$220,033
Fees for Services Accounting---$158,462
Insurance---$136,522
Travel---$88,846
All Other Expenses---$43,320
Interest---$13,120
Fees for Services Legal---$5,047
Conferences and Meetings---$412
Total Functional Expenses$0$0$0$19,628,495
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Management of the Credit Union Sits on the Board of Directors of the EntityCore ProcessorNo$569,506
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposit Accounts$414,939,461
Draws Against Lines of Credit$10,000,000
Other Notes$108,900
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Persons eligible for membership inclued employees (and family members) of king soopers, city market, and other businesses and members of associations generally in the denver, colorado springs, and grand junction, colorado areas. Membership also includes persons 55 years or older living within 25 miles of a sooper credit union branch. In 2015, the credit union added persons who live or work in jefferson county, colorado to its field of membership. A $5 minimum deposit is required for membership.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union annually elect the board of directors to serve for multiple-year terms by mailing in ballots or voting at an annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Various decisions made by the board of directors for a credit union are subject to approval by the members of the credit union as set forth in ncua rules and regulations and applicable state regulations. Merger-requires two-thirds majority vote of voting members. Charter conversion-requires two-thirds majority vote of voting members. Dissolution and liquidation-requires majority vote of entire membership.”

Form 990, Part VI, Section B, Line 11B

“The credit union has contracted with a certified public accounting firm for assistance in completion of the form 990/990-t. Currently, the board of directors does not review the tax form 990/990-t prior to submission.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest statements are sent to the directors, supervisory committee and all staff annually. These are completed and returned to the director of corporate.”

Form 990, Part VI, Section B, Line 15

“Ceo compensation-the board of directors use compensation surveys to determine ceo compensation. Ceo compensation is approved by the board of directors. Top management compensation-job descriptions are developed using the compease software portal. Factors and job descriptions are set within the software, which then determines the salary range for the position. Salaries are increased and determined by performance and the employees' comparatio.”

Form 990, Part VI, Section C, Line 19

“The credit union's governing documents and conflict of interest policies are available for review upon request at the credit union. Monthly financial statements are available upon request. Summarized financial information is available on the credit union's website. Quarterly financial date is available to the public at www.ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Sooper Credit Union
EIN
84-0419976
Phone
3034275005
Address
5005 W 60TH AVE, ARVADA, CO 80003

Signing Officer

Name
Amanda Kobza
Title
VP Finance
Phone
3034275005
Signed
2021-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Daniel Kester
Formed
1951
Legal Domicile
Co
Voting Board Members
10
Independent Board Members
10
Employees
119
Volunteers
12

Preparer

Firm
Singerlewak Llp
Address
10960 WILSHIRE BOULEVARD 7TH FLOOR, LOS ANGELES, CA 90024-3783
Preparer
Lior Temkin
Phone
3104773924
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“Selection of the auditors and oversight of the auditors is done by the audit committee. There were no changes to the selection or oversight practices during 2020.”

Raw XML AppendixShowing 400 of 679 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt39330
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt424683
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt524518
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt62496
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt79375
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt814413
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt915565
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1019357
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt119586
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt134789
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1452043
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
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IRS990/Form990PartVIISectionAGrp/PersonNm1DANIEL KESTER
IRS990/Form990PartVIISectionAGrp/PersonNm2CARRIE LANGGARD
IRS990/Form990PartVIISectionAGrp/PersonNm3SERENA GROH
IRS990/Form990PartVIISectionAGrp/PersonNm4GARY ROBBINS
IRS990/Form990PartVIISectionAGrp/PersonNm5JOSH HENDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm6JESSE SCHADE
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHELLE RODRIGUEZ
IRS990/Form990PartVIISectionAGrp/PersonNm8AMANDA KOBZA
IRS990/Form990PartVIISectionAGrp/PersonNm9TERRI RHOADES
IRS990/Form990PartVIISectionAGrp/PersonNm10JOHN PURCELL
IRS990/Form990PartVIISectionAGrp/PersonNm11ANGELA WEBB
IRS990/Form990PartVIISectionAGrp/PersonNm12NATE ROGERS
IRS990/Form990PartVIISectionAGrp/PersonNm13CHERISE MEANY
IRS990/Form990PartVIISectionAGrp/PersonNm14C MICHAEL LITZAU
IRS990/Form990PartVIISectionAGrp/PersonNm15DONETTA DAVIDSON
IRS990/Form990PartVIISectionAGrp/PersonNm16JOHN BODNAR
IRS990/Form990PartVIISectionAGrp/PersonNm17TONY DAYMIL
IRS990/Form990PartVIISectionAGrp/PersonNm18FLOSSIE O'LEARY
IRS990/Form990PartVIISectionAGrp/PersonNm19BOB BRUHN
IRS990/Form990PartVIISectionAGrp/PersonNm20ADAM WILLIAMSON
IRS990/Form990PartVIISectionAGrp/PersonNm21SONIA ADAME
IRS990/Form990PartVIISectionAGrp/PersonNm22PRESTON BRANAUGH
IRS990/Form990PartVIISectionAGrp/PersonNm23LYNN SIERRAS-KRONE
IRS990/Form990PartVIISectionAGrp/PersonNm24DON BLEA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0317856
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1368050
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2215001
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3154216
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4126717
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5118145
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6115932
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7109336
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8106492
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9104401
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1089629
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1184707
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1218406
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1310577
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1412340
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/TitleTxt0EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt1CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt3LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP RETAIL
IRS990/Form990PartVIISectionAGrp/TitleTxt7BRANCH MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP BUSINESS SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF STRATEGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt14EVP OF CORPORATE
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHAIRPERSON/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16SECRETARY/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17TREASURER/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20VICE CHAIR/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt03693
IRS990/GainOrLossGrp/SecuritiesAmt0408026
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0323000
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0625747
IRS990/GrossReceiptsAmt022593126
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt010
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt0136522
IRS990/InterestGrp/TotalAmt013120
IRS990/InvestmentIncomeGrp/ExclusionAmt0901593
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0901593
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0422000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0450500
IRS990/InvestmentsProgramRelatedGrp/BOYAmt03801011
IRS990/InvestmentsProgramRelatedGrp/EOYAmt03341374
IRS990/InvestmentsPubTradedSecGrp/BOYAmt034826493
IRS990/InvestmentsPubTradedSecGrp/EOYAmt028118933
IRS990/IRPDocumentCnt07681
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt07635844
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09527351
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09401061
IRS990/LandBldgEquipCostOrOtherBssAmt017036905
IRS990/LegalDomicileStateCd0CO
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0319307
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0217721
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO IMPROVE OUR COMMUNITIES' QUALITY OF LIFE BY ENHANCING OUR MEMBERS'FINANCIAL WELL-BEING.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt046219395
IRS990/NetAssetsOrFundBalancesEOYAmt049305117
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0411719
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0411719
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0658119
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01099415
IRS990/OfficeExpensesGrp/TotalAmt03260247
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016317677
IRS990/OtherAssetsTotalGrp/EOYAmt011868981
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0639301
IRS990/OtherExpensesGrp/Desc0INTEREST AND DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS OTHER EXP
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/TotalAmt02763025
IRS990/OtherExpensesGrp/TotalAmt12215093
IRS990/OtherExpensesGrp/TotalAmt2338114
IRS990/OtherExpensesGrp/TotalAmt3279998
IRS990/OtherLiabilitiesGrp/BOYAmt0365096645
IRS990/OtherLiabilitiesGrp/EOYAmt0425048361
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0NON-MEMBER ATM FEES
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IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt019171
IRS990/OtherRevenueTotalAmt019171
IRS990/OtherSalariesAndWagesGrp/TotalAmt04451611
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0313897708
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0409857833
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0461271
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt06234401
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt06234401
IRS990/PensionPlanContributionsGrp/TotalAmt0257477
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0812852
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0724735
IRS990/PrincipalOfficerNm0DANIEL KESTER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016459601
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12413325
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21850689
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016459601
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12413325
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21850689
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01387829

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$477,256,074
Liabilities
$427,950,957
Net assets
$49,305,117
Revenue
$22,056,098
Expenses
$19,628,495
Net income
$2,427,603
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$659$585$73.5$50.6$45.5$5.07
2023Detailed filing. Detailed filing data is available for this year.$665$596$68.5$42.6$34.8$7.81
2022Detailed filing. Detailed filing data is available for this year.$632$571$60.8$32.9$23.7$9.17
2021Detailed filing. Detailed filing data is available for this year.$541$487$54.9$25.5$19.5$6.06
2020Detailed filing. Detailed filing data is available for this year.$477$428$49.3$22.1$19.6$2.43
2019Detailed filing. Detailed filing data is available for this year.$414$368$46.2$22.6$19.3$3.34
2018Detailed filing. Detailed filing data is available for this year.$388$346$41.8$20.2$16.9$3.30
2017Detailed filing. Detailed filing data is available for this year.$360$321$39.2$18.8$16.4$2.42
2016Detailed filing. Detailed filing data is available for this year.$341$304$36.9$17.2$16.7$0.44
2015Detailed filing. Detailed filing data is available for this year.$318$281$37.1$16.1$15.4$0.70
2014Detailed filing. Detailed filing data is available for this year.$297$260$37.4$13.7$13.2$0.59
2013Detailed filing. Detailed filing data is available for this year.$276$241$35.8$13.6$12.1$1.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$266$231$34.7$11.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$246$213$33.0$12.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$234$202$31.8$13.6