Civic Intelligence

Sooper Credit Union DBA Climb Credit Union

990 • Fiscal year 2019 • EIN 84-0419976

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

Organization ProfileWWW.SOOPERCU.ORG

View Organization Page

5005 W 60th AveArvada, CO 80003

(303) 427-5005

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

50th percentile

0.89x

Higher debt load relative to assets than 50% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

51st percentile

16.28x

Higher debt load relative to revenue than 51% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

55th percentile

15%

Higher net margin than 55% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

96th percentile

$1,213,667

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 5.4% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

51st percentile

6.7%

Faster asset growth than 51% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

70th percentile

12%

Faster revenue growth than 70% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets50th percentile

Assets

Up

$414,152,437

Up $26,075,448 (+6.7%) from 2018

Net Assets

Up

$46,219,395

Up $4,445,281 (+11%) from 2018

Liabilities

Up

$367,933,042

Up $21,630,167 (+6.2%) from 2018

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin55th percentile

Revenue

Up

$22,607,217

Up $2,430,141 (+12%) from 2018

Expenses

Up

$19,268,546

Up $2,391,973 (+14%) from 2018

Net Income

Up

$3,338,671

Up $38,168 (+1.2%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $234,178,498Liabilities 2010: $202,367,930Net Assets 2010: $31,810,5682010Assets 2011: $246,286,685Liabilities 2011: $213,243,055Net Assets 2011: $33,043,6302011Assets 2012: $265,892,604Liabilities 2012: $231,166,316Net Assets 2012: $34,726,2882012Assets 2013: $276,342,272Liabilities 2013: $240,512,341Net Assets 2013: $35,829,9312013Assets 2014: $296,991,500Liabilities 2014: $259,623,725Net Assets 2014: $37,367,7752014Assets 2015: $317,868,185Liabilities 2015: $280,784,889Net Assets 2015: $37,083,2962015Assets 2016: $340,516,624Liabilities 2016: $303,632,080Net Assets 2016: $36,884,5442016Assets 2017: $360,333,288Liabilities 2017: $321,172,249Net Assets 2017: $39,161,0392017Assets 2018: $388,076,989Liabilities 2018: $346,302,875Net Assets 2018: $41,774,1142018Assets 2019: $414,152,437Liabilities 2019: $367,933,042Net Assets 2019: $46,219,3952019Assets 2020: $477,256,074Liabilities 2020: $427,950,957Net Assets 2020: $49,305,1172020Assets 2021: $541,418,878Liabilities 2021: $486,542,139Net Assets 2021: $54,876,7392021Assets 2022: $632,073,960Liabilities 2022: $571,267,579Net Assets 2022: $60,806,3812022Assets 2023: $664,866,439Liabilities 2023: $596,361,879Net Assets 2023: $68,504,5602023Assets 2024: $658,967,972Liabilities 2024: $585,436,659Net Assets 2024: $73,531,3132024

Highlighted filing

2019

Assets$414,152,437
Liabilities$367,933,042
Net Assets$46,219,395
Open 2019 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $13,614,8072010Expenses 2011: $12,778,3432011Expenses 2012: $11,254,3352012Revenue 2013: $13,562,223Expenses 2013: $12,129,052Net Income 2013: $1,433,1712013Revenue 2014: $13,745,001Expenses 2014: $13,157,329Net Income 2014: $587,6722014Revenue 2015: $16,072,400Expenses 2015: $15,370,058Net Income 2015: $702,3422015Revenue 2016: $17,180,833Expenses 2016: $16,740,122Net Income 2016: $440,7112016Revenue 2017: $18,789,276Expenses 2017: $16,369,682Net Income 2017: $2,419,5942017Revenue 2018: $20,177,076Expenses 2018: $16,876,573Net Income 2018: $3,300,5032018Revenue 2019: $22,607,217Expenses 2019: $19,268,546Net Income 2019: $3,338,6712019Revenue 2020: $22,056,098Expenses 2020: $19,628,495Net Income 2020: $2,427,6032020Revenue 2021: $25,522,076Expenses 2021: $19,465,362Net Income 2021: $6,056,7142021Revenue 2022: $32,901,529Expenses 2022: $23,726,735Net Income 2022: $9,174,7942022Revenue 2023: $42,570,734Expenses 2023: $34,756,679Net Income 2023: $7,814,0552023Revenue 2024: $50,557,251Expenses 2024: $45,483,133Net Income 2024: $5,074,1182024

Highlighted filing

2019

Revenue$22,607,217
Expenses$19,268,546
Net Income$3,338,671
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.1
Gross Receipts
$22,607,217
Mission and Program Overview

Mission

To improve our communities' quality of life by enhancing our members'financial well-being.

To improve our communities' quality of life by enhancing our members' financial well-being.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$299,083,091$313,897,708▲ $14,814,617
Rtn Earn Endowment Incm Other Fnds$35,539,713$39,984,994▲ $4,445,281
Investments in Publicly Traded Securities$31,287,437$34,826,493▲ $3,539,056
Savings and Temporary Cash Investments$24,391,172$30,834,069▲ $6,442,897
Land, Buildings, and Equipment, Net$9,914,762$9,527,351▼ $387,411
Pd in Cap Srpls Land Bldg Eqp Fund$6,234,401$6,234,401→ $0
Investments Program Related$3,854,626$3,801,011▼ $53,615
Cash and Non-Interest-Bearing Accounts$3,481,534$3,395,761▼ $85,773
Prepaid Expenses and Deferred Charges$727,399$812,852▲ $85,453
Investments Other Securities$410,400$422,000▲ $11,600
Accounts Receivable$1,344,753$317,515▼ $1,027,238
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$388,076,989$414,152,437▲ $26,075,448
Other Assets Total$13,581,815$16,317,677▲ $2,735,862
Liabilities
Other Liabilities$343,452,719$365,096,645▲ $21,643,926
Accounts Payable and Accrued Expenses$2,850,156$2,836,397▼ $13,759
Total Liabilities$346,302,875$367,933,042▲ $21,630,167
Net Assets / Fund Balance
Total Net Assets Fund Balance$41,774,114$46,219,395▲ $4,445,281
Total Liabilities and Net Assets / Fund Balance$388,076,989$414,152,437▲ $26,075,448

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,222,142$4,551,950$11,774,092
Equipment$948,475$2,269,505$3,217,980
Land$1,340,451-$1,340,451
Other Land Buildings$16,283-$16,283
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Daniel KesterCEO/presidentFT$309,551$904,116$1,213,667
Darrell MannEvpFT$162,526$172,235$334,761
Carrie LanggardChief Financial OfficerFT$152,991$32,291$185,282
C Michael LitzauEvp of CorporateFT$130,635$29,982$160,617
Josh HendersonVP ItFT$120,128$18,725$138,853
Gary RobbinsSr VP of LendingFT$116,865$18,686$135,551
Shauna SansottaVP OperationsFT$110,874$11,281$122,155
Amanda KobzaVP FinanceFT$103,003$11,375$114,378
Angela WebbVP MarketingFT$104,369$9,388$113,757
Terri RhoadesVP Business ServicesFT$100,369$12,895$113,264
John PurcellVP LendingFT$85,219$15,218$100,437
Jesse SchadeVP RetailFT$83,432$11,446$94,878
Domenic SansottaDirector of CommunicationsFT$77,069$10,362$87,431

Board Members and Trustees

NameTitle
Donetta DavidsonChairperson
Adam WilliamsonVice Chair
Bob BruhnDirector
Don BleaDirector
FLOSSIE O'LEARYDirector
Lynn Sierras-kroneDirector
Preston BranaughDirector
Sonia AdameDirector
John BodnarSecretary
Tony DaymilTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Coop Financial ServicesCredit Card Processing And Transaction9692 HAVEN AVE, Rancho Cucamonga, CA 91730$981,983
Cu Prodigy-coreData Processor209 E GORDON AVE, Layton, UT 84041$534,521
Q2 Software INCE-banking Services13785 RESEARCH BLVD SUITE 150, Austin, TX 78750$294,773
Output Services INCProvides Statements And Other Reporting6410 ODELL PLACE, Boulder, CO 80301$210,005
Evolve IpTechnology989 OLD EAGLE SCHOOL RD SUITE 815, Wayne, PA 19087$132,650
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$21,195,848
Investment Income
$1,387,829
Other Revenue
$23,540
Change in Net Assets
$3,338,671
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,342,987
Salaries, Compensation, and Employee Benefits$7,925,559
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,838,613
Office Expenses---$3,186,125
Current Officers, Directors, Trustees, and Key Employees---$2,579,031
Occupancy---$1,021,662
Depreciation Depletion---$823,543
Other Employee Benefits---$549,954
Pension Plan Contributions---$506,870
Payroll Taxes---$451,091
Fees for Services Other---$291,470
Other Expenses---$251,151
Advertising---$159,674
Travel---$151,080
Insurance---$117,402
Fees for Services Accounting---$114,381
Fees for Services Legal---$56,875
All Other Expenses---$43,150
Conferences and Meetings---$16,087
Interest---$2
Total Functional Expenses$0$0$0$19,268,546
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Management of the Credit Union Sits on the Board of Directors of the EntityCore ProcessorNo$534,521
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposit Accounts$365,096,645
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Persons eligible for membership inclued employees (and family members) of king soopers, city market, and other businesses and members of associations generally in the denver, colorado springs, and grand junction, colorado areas. Membership also includes persons 55 years or older living within 25 miles of a sooper credit union branch. In 2015, the credit union added persons who live or work in jefferson county, colorado to its field of membership. A $5 minimum deposit is required for membership.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union annually elect the board of directors to serve for multiple-year terms by mailing in ballots or voting at an annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Various decisions made by the board of directors for a credit union are subject to approval by the members of the credit union as set forth in ncua rules and regulations and applicable state regulations. Merger-requires two-thirds majority vote of voting members. Charter conversion-requires two-thirds majority vote of voting members. Dissolution and liquidation-requires majority vote of entire membership.”

Form 990, Part VI, Section B, Line 11B

“The credit union has contracted with a certified public accounting firm for assistance in completion of the form 990/990-t. Currently, the board of directors does not review the tax form 990/990-t prior to submission.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest statements are sent to the directors, supervisory committee and all staff annually. These are completed and returned to the director of corporate.”

Form 990, Part VI, Section B, Line 15

“Ceo compensation-the board of directors use compensation surveys to determine ceo compensation. Ceo compensation is approved by the board of directors. Top management compensation-job descriptions are developed using the compease software portal. Factors and job descriptions are set within the software, which then determines the salary range for the position. Salaries are increased and determined by performance and the employees' comparatio.”

Form 990, Part VI, Section C, Line 19

“The credit union's governing documents and conflict of interest policies are available for review upon request at the credit union. Monthly financial statements are available upon request. Summarized financial information is available on the credit union's website. Quarterly financial date is available to the public at www.ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Sooper Credit Union
EIN
84-0419976
Phone
3034275005
Address
5005 W 60TH AVE, ARVADA, CO 80003

Signing Officer

Name
Amanda Kobza
Title
VP Finance
Phone
3034275005
Signed
2020-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Daniel Kester
Formed
1951
Legal Domicile
Co
Voting Board Members
10
Independent Board Members
10
Employees
113
Volunteers
11

Preparer

Firm
Singerlewak Llp
Address
10960 WILSHIRE BOULEVARD 7TH FLOOR, LOS ANGELES, CA 90024-3783
Preparer
Nazanin Benyamini
Phone
3104773924
Supplemental Narrative

Additional Explanations

Part XII, Line 2

“The credit union receives audited financial statements prepared in accordance with generally accepted accounting principles. The audit is conducted, however, on the credit union's september 30, 2019 and 2018 financial statements. Thus, question 2a is answered "no". The credit union does have a committee that assumes responsibility for oversight of the audit and the selection of an independent accountant, but question 2c is answered no since the 12/31/19 financial statements were not audited.”

Part XII, Line 2C

“Selection of the auditors and oversight of the auditors is done by the audit committee. There were no changes to the selection or oversight practices during 2019.”

Raw XML AppendixShowing 400 of 598 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02850156
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02836397
IRS990/AccountsReceivableGrp/BOYAmt01344753
IRS990/AccountsReceivableGrp/EOYAmt0317515
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO IMPROVE OUR COMMUNITIES' QUALITY OF LIFE BY ENHANCING OUR MEMBERS' FINANCIAL WELL-BEING.
IRS990/AdvertisingGrp/TotalAmt0159674
IRS990/AllOtherExpensesGrp/TotalAmt043150
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/PersonNm0CARRIE LANGGARD
IRS990/BooksInCareOfDetail/PhoneNum03034275005
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05005 W 60TH AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0ARVADA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd080003
IRS990/BusinessRlnWith35CtrlEntInd01
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt03481534
IRS990/CashNonInterestBearingGrp/EOYAmt03395761
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt07
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02579031
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt016087
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0981983
IRS990/ContractorCompensationGrp/CompensationAmt1534521
IRS990/ContractorCompensationGrp/CompensationAmt2294773
IRS990/ContractorCompensationGrp/CompensationAmt3210005
IRS990/ContractorCompensationGrp/CompensationAmt4132650
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt09692 HAVEN AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1209 E GORDON AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt213785 RESEARCH BLVD SUITE 150
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt36410 ODELL PLACE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4989 OLD EAGLE SCHOOL RD SUITE 815
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0RANCHO CUCAMONGA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1LAYTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2AUSTIN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3BOULDER
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4WAYNE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1UT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3CO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4PA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd091730
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd184041
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd278750
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd380301
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd419087
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0COOP FINANCIAL SERVICES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1CU PRODIGY-CORE
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Q2 SOFTWARE INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3OUTPUT SERVICES INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4EVOLVE IP
IRS990/ContractorCompensationGrp/ServicesDesc0CREDIT CARD PROCESSING AND TRANSACTION
IRS990/ContractorCompensationGrp/ServicesDesc1DATA PROCESSOR
IRS990/ContractorCompensationGrp/ServicesDesc2E-BANKING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc3PROVIDES STATEMENTS AND OTHER REPORTING
IRS990/ContractorCompensationGrp/ServicesDesc4TECHNOLOGY
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01387829
IRS990/CYOtherExpensesAmt011342987
IRS990/CYOtherRevenueAmt023540
IRS990/CYProgramServiceRevenueAmt021195848
IRS990/CYRevenuesLessExpensesAmt03338671
IRS990/CYSalariesCompEmpBnftPaidAmt07925559
IRS990/CYTotalExpensesAmt019268546
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt022607217
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0823543
IRS990/Desc0THE CREDIT UNION IS OWNED BY APPROXIMATELY 35,500 MEMBERS. THE CREDITUNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS. SOME OF THESESERVICES INCLUDE CONSUMER LENDING, MORTGAGE LENDING, CHECKING ANDSAVINGS ACCOUNTS, AND SHARE CERTIFICATES. THE CREDIT UNION ALSO OFFERSATM, DEBIT AND CREDIT CARDS, IN ADDITION TO OTHER FINANCIAL SERVICES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0113
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0114381
IRS990/FeesForServicesLegalGrp/TotalAmt056875
IRS990/FeesForServicesOtherGrp/TotalAmt0291470
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt03.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt63.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt73.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt83.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt93.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd12X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10217712
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt11151643
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1214801
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1315792
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1415218
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1511281
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1612895
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1710362
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1818686
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1918725
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2011375
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2111446
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt229388
IRS990/Form990PartVIISectionAGrp/PersonNm0DONETTA DAVIDSON
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN BODNAR
IRS990/Form990PartVIISectionAGrp/PersonNm2TONY DAYMIL
IRS990/Form990PartVIISectionAGrp/PersonNm3FLOSSIE O'LEARY
IRS990/Form990PartVIISectionAGrp/PersonNm4BOB BRUHN
IRS990/Form990PartVIISectionAGrp/PersonNm5ADAM WILLIAMSON
IRS990/Form990PartVIISectionAGrp/PersonNm6SONIA ADAME
IRS990/Form990PartVIISectionAGrp/PersonNm7PRESTON BRANAUGH
IRS990/Form990PartVIISectionAGrp/PersonNm8LYNN SIERRAS-KRONE
IRS990/Form990PartVIISectionAGrp/PersonNm9DON BLEA
IRS990/Form990PartVIISectionAGrp/PersonNm10DANIEL KESTER
IRS990/Form990PartVIISectionAGrp/PersonNm11DARRELL MANN
IRS990/Form990PartVIISectionAGrp/PersonNm12CARRIE LANGGARD
IRS990/Form990PartVIISectionAGrp/PersonNm13C MICHAEL LITZAU
IRS990/Form990PartVIISectionAGrp/PersonNm14JOHN PURCELL
IRS990/Form990PartVIISectionAGrp/PersonNm15SHAUNA SANSOTTA
IRS990/Form990PartVIISectionAGrp/PersonNm16TERRI RHOADES
IRS990/Form990PartVIISectionAGrp/PersonNm17DOMENIC SANSOTTA
IRS990/Form990PartVIISectionAGrp/PersonNm18GARY ROBBINS
IRS990/Form990PartVIISectionAGrp/PersonNm19JOSH HENDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm20AMANDA KOBZA
IRS990/Form990PartVIISectionAGrp/PersonNm21JESSE SCHADE
IRS990/Form990PartVIISectionAGrp/PersonNm22ANGELA WEBB
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10995955
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11183118
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12170481
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13144825
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1485219
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15110874
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16100369
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1777069
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18116865
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19120128
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20103003
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2183432
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22104369
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13EVP OF CORPORATE
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP BUSINESS SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR OF COMMUNICATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt18SR VP OF LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP RETAIL
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP MARKETING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt024602
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt024602
IRS990/GrossReceiptsAmt022607217
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt010
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt0117402
IRS990/InterestGrp/TotalAmt02
IRS990/InvestmentIncomeGrp/ExclusionAmt01363227
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01363227
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0410400
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0422000
IRS990/InvestmentsProgramRelatedGrp/BOYAmt03854626
IRS990/InvestmentsProgramRelatedGrp/EOYAmt03801011
IRS990/InvestmentsPubTradedSecGrp/BOYAmt031287437
IRS990/InvestmentsPubTradedSecGrp/EOYAmt034826493
IRS990/IRPDocumentCnt07933
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06821455
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09914762
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09527351
IRS990/LandBldgEquipCostOrOtherBssAmt016348806
IRS990/LegalDomicileStateCd0CO
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO IMPROVE OUR COMMUNITIES' QUALITY OF LIFE BY ENHANCING OUR MEMBERS'FINANCIAL WELL-BEING.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt041774114
IRS990/NetAssetsOrFundBalancesEOYAmt046219395
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt024602
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt024602
IRS990/NetUnrelatedBusTxblIncmAmt0-1431
IRS990/NetUnrlzdGainsLossesInvstAmt01106610
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01021662
IRS990/OfficeExpensesGrp/TotalAmt03186125
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt013581815
IRS990/OtherAssetsTotalGrp/EOYAmt016317677
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0549954
IRS990/OtherExpensesGrp/Desc0INTEREST AND DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS OTHER EXP
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/TotalAmt03168813
IRS990/OtherExpensesGrp/TotalAmt11632972
IRS990/OtherExpensesGrp/TotalAmt2308600
IRS990/OtherExpensesGrp/TotalAmt3251151
IRS990/OtherLiabilitiesGrp/BOYAmt0343452719
IRS990/OtherLiabilitiesGrp/EOYAmt0365096645
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0NON-MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt023540
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt023540
IRS990/OtherRevenueTotalAmt023540
IRS990/OtherSalariesAndWagesGrp/TotalAmt03838613
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0299083091
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0313897708
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0451091
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt06234401
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt06234401
IRS990/PensionPlanContributionsGrp/TotalAmt0506870
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0727399
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0812852
IRS990/PrincipalOfficerNm0DANIEL KESTER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt015465734
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13493312
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22236802
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt015465734
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13493312
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22236802
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0860236
IRS990/PYOtherExpensesAmt09980356
IRS990/PYOtherRevenueAmt026178
IRS990/PYProgramServiceRevenueAmt019290662
IRS990/PYRevenuesLessExpensesAmt03300503
IRS990/PYSalariesCompEmpBnftPaidAmt06896217
IRS990/PYTotalExpensesAmt016876573
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt020177076
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt03338671
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt035539713

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$414,152,437
Liabilities
$367,933,042
Net assets
$46,219,395
Revenue
$22,607,217
Expenses
$19,268,546
Net income
$3,338,671
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$659$585$73.5$50.6$45.5$5.07
2023Detailed filing. Detailed filing data is available for this year.$665$596$68.5$42.6$34.8$7.81
2022Detailed filing. Detailed filing data is available for this year.$632$571$60.8$32.9$23.7$9.17
2021Detailed filing. Detailed filing data is available for this year.$541$487$54.9$25.5$19.5$6.06
2020Detailed filing. Detailed filing data is available for this year.$477$428$49.3$22.1$19.6$2.43
2019Detailed filing. Detailed filing data is available for this year.$414$368$46.2$22.6$19.3$3.34
2018Detailed filing. Detailed filing data is available for this year.$388$346$41.8$20.2$16.9$3.30
2017Detailed filing. Detailed filing data is available for this year.$360$321$39.2$18.8$16.4$2.42
2016Detailed filing. Detailed filing data is available for this year.$341$304$36.9$17.2$16.7$0.44
2015Detailed filing. Detailed filing data is available for this year.$318$281$37.1$16.1$15.4$0.70
2014Detailed filing. Detailed filing data is available for this year.$297$260$37.4$13.7$13.2$0.59
2013Detailed filing. Detailed filing data is available for this year.$276$241$35.8$13.6$12.1$1.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$266$231$34.7$11.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$246$213$33.0$12.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$234$202$31.8$13.6