Civic Intelligence

Wsa Fraternal Life

990 • Fiscal year 2017 • EIN 84-0350916

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 22, 2018

PO Box 351920Westminster, CO 80035-1920

(303) 451-1494

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.83x

Higher debt load relative to assets than 85% of similar nonprofits.

2017 filings • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

92nd percentile

9.39x

Higher debt load relative to revenue than 92% of similar nonprofits.

2017 filings • $50M-$100M nonprofits • Source year 2017

Net Margin

61st percentile

8.6%

Higher net margin than 61% of similar nonprofits.

2017 filings • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

41st percentile

$228,870

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 4.9% of source-year revenue.

2017 filings • $50M-$100M nonprofits • Source year 2017

Asset Growth

36th percentile

2.1%

Faster asset growth than 36% of similar nonprofits.

2017 filings • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

69th percentile

12%

Faster revenue growth than 69% of similar nonprofits.

2017 filings • $50M-$100M nonprofits • Annualized from 2016 to 2017

Assets

Up

$52,364,404

Up $1,085,902 (+2.1%) from 2016

Net Assets

Up

$8,799,065

Up $254,834 (+3.0%) from 2016

Liabilities

Up

$43,565,339

Up $831,068 (+1.9%) from 2016

Revenue

Up

$4,638,693

Up $514,544 (+12%) from 2016

Expenses

Down

$4,241,541

Down $228,290 (-5.1%) from 2016

Net Income

Up

$397,152

Up $742,834 (+215%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $46,909,164Liabilities 2010: $37,159,581Net Assets 2010: $9,749,5832010Assets 2011: $48,567,970Liabilities 2011: $38,818,496Net Assets 2011: $9,749,4742011Assets 2012: $49,616,918Liabilities 2012: $39,216,697Net Assets 2012: $10,400,2212012Assets 2013: $49,906,075Liabilities 2013: $39,880,144Net Assets 2013: $10,025,9312013Assets 2014: $52,052,206Liabilities 2014: $42,362,759Net Assets 2014: $9,689,4472014Assets 2015: $51,347,154Liabilities 2015: $42,429,753Net Assets 2015: $8,917,4012015Assets 2016: $51,278,502Liabilities 2016: $42,734,271Net Assets 2016: $8,544,2312016Assets 2017: $52,364,404Liabilities 2017: $43,565,339Net Assets 2017: $8,799,0652017Assets 2018: $52,052,964Liabilities 2018: $43,793,993Net Assets 2018: $8,258,9712018Assets 2019: $49,449,725Liabilities 2019: $40,996,014Net Assets 2019: $8,453,7112019Assets 2020: $42,091,387Liabilities 2020: $36,564,452Net Assets 2020: $5,526,9352020Assets 2021: $40,518,457Liabilities 2021: $35,510,355Net Assets 2021: $5,008,1022021Assets 2022: $42,542,173Liabilities 2022: $34,174,471Net Assets 2022: $8,367,7022022Assets 2023: $40,802,424Liabilities 2023: $32,438,113Net Assets 2023: $8,364,3112023Assets 2024: $39,916,405Liabilities 2024: $31,694,247Net Assets 2024: $8,222,1582024

Highlighted filing

2017

Assets$52,364,404
Liabilities$43,565,339
Net Assets$8,799,065

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $7,973,1652010Expenses 2011: $5,708,0482011Expenses 2012: $6,387,2522012Revenue 2013: $4,410,565Expenses 2013: $4,766,459Net Income 2013: -$355,8942013Revenue 2014: $5,068,828Expenses 2014: $5,418,960Net Income 2014: -$350,1322014Revenue 2015: $4,021,559Expenses 2015: $4,595,875Net Income 2015: -$574,3162015Revenue 2016: $4,124,149Expenses 2016: $4,469,831Net Income 2016: -$345,6822016Revenue 2017: $4,638,693Expenses 2017: $4,241,541Net Income 2017: $397,1522017Revenue 2018: $3,000,652Expenses 2018: $3,927,343Net Income 2018: -$926,6912018Revenue 2019: $2,355,331Expenses 2019: $2,954,339Net Income 2019: -$599,0082019Revenue 2020: $1,593,934Expenses 2020: $3,296,663Net Income 2020: -$1,702,7292020Revenue 2021: $2,411,043Expenses 2021: $2,944,123Net Income 2021: -$533,0802021Revenue 2022: $3,529,799Expenses 2022: $2,642,959Net Income 2022: $886,8402022Revenue 2023: $2,841,018Expenses 2023: $2,926,151Net Income 2023: -$85,1332023Revenue 2024: $2,356,669Expenses 2024: $2,414,895Net Income 2024: -$58,2262024

Highlighted filing

2017

Revenue$4,638,693
Expenses$4,241,541
Net Income$397,152
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 22, 2018
Return Version
2017v2.3
Gross Receipts
$7,910,618
Mission and Program Overview

Mission

Fraternal benefit society

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,362,099$26,618,273▲ $2,256,174
Investments in Publicly Traded Securities$15,033,150$15,737,300▲ $704,150
Pd in Cap Srpls Land Bldg Eqp Fund$8,544,231$8,799,065▲ $254,834
Land, Buildings, and Equipment, Net$5,519,655$4,869,361▼ $650,294
Savings and Temporary Cash Investments$4,744,937$3,811,732▼ $933,205
Investments Other Securities$975,758$876,122▼ $99,636
Receivables From Officers Etc$264,793$105,911▼ $158,882
Cash and Non-Interest-Bearing Accounts$100--
Total Assets$51,278,502$52,364,404▲ $1,085,902
Other Assets Total$378,010$345,705▼ $32,305
Liabilities
Other Liabilities$42,734,271$43,565,339▲ $831,068
Total Liabilities$42,734,271$43,565,339▲ $831,068
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,544,231$8,799,065▲ $254,834
Total Liabilities and Net Assets / Fund Balance$51,278,502$52,364,404▲ $1,085,902

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,578-$1,578
Other Land Buildings$4,867,783--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Randy FussPres/CEOFT$182,000$56,870$228,870
Kristina ScribnerVP Oper.FT$173,465$42,713$206,178
John J HallAsset Admin.FT$117,500$30,451$157,951
Tammy KanaryControllerFT$115,000$25,718$150,718
David SkeltonIt Sys. AdmiFT$110,000$23,478$133,478
John KogovsekChair-$75,000-$75,000
Gary MooreSec/treas-$40,000-$40,000
Roger LewisDirector-$20,000-$20,000
Diana BartoloVice Chair-$17,500-$17,500
Cynthia ConteDirector-$10,000-$10,000
Lisa PovichDirector-$10,000-$10,000
Micheal OsbornDirector-$10,000-$10,000
Rocco SantangeloDirector-$10,000-$10,000
Ann MobiliaHonorary Director-$3,362-$3,362
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,005,788
Investment Income
$3,642,139
Other Revenue
$-9,234
Change in Net Assets
$397,152

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,418,643
Revenue Not Reported on Financial Statements
$220,050
Revenue Not Reported on Form 990
$-363,153
Other Revenue Adjustments
$220,050
Total Revenue per Audited Statements
$4,055,490
Total Revenue per Form 990
$4,638,693
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,249,003
Other Expenses$509,647
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$2,482,891--$2,482,891
Current Officers, Directors, Trustees, and Key Employees$632,445--$632,445
Other Salaries and Wages$465,538--$465,538
Occupancy$77,510--$77,510
Pension Plan Contributions$65,475--$65,475
Fees for Services Accounting$60,431--$60,431
Payroll Taxes$54,301--$54,301
Office Expenses$41,502--$41,502
Other Employee Benefits$31,244--$31,244
Other Expenses$18,056--$18,056
All Other Expenses$13,027--$13,027
Depreciation Depletion$2,700--$2,700
Travel$817--$817
Advertising$330--$330
Conferences and Meetings$-200--$-200
Total Functional Expenses$4,241,541$0$0$4,241,541

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$4,241,541
Expenses per Audited Statements$3,800,656
Total Expenses per Audited Statements$3,800,656
Expenses Not Reported on Financial Statements$440,885
Other Expense Adjustments$440,885
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$264,793$105,911▼ $158,882
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Aggr. Res. for Life Cert/contr$39,620,512
Liability for Deposit Type Contracts$2,243,565
Asset Valuation Reserve$924,667
Trustee and Agency Amounts$366,467
Cert. & Contract Liab. - Imr$187,265
Accrued Expenses$153,483
Provision for Refunds Payable$31,000
Certificate & Contract Claims$18,000
Advance Pymts-premium Annuity$11,767
Aggregate Write-ins for Liabilities$8,613
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

Randy fuss kristina scribner pres/ceo vp oper own re jointly/share residence

Form 990, Page 6, Part VI, Line 6

Anyone purchasing a life insurance or annuity product from wsa fraternal life becomes a member (subject to underwriting).

Form 990, Page 6, Part VI, Line 7A

Election of the members of the governing body is by referendum. All certificate holders over age 18 are eligible to vote for members of the governing body

Form 990, Page 6, Part VI, Line 11B

A copy of form 990 is provided to the finance committee for review prior to filing.

Form 990, Page 6, Part VI, Line 12C

Conflict of interest statements are completed and reviewed annually. In addition, potential conflicts of interest are required to be disclosed to the board for review as they arise. Conflict of interest disclosures are handled on a case by case basis.

Form 990, Page 6, Part VI, Line 15A

Top management compensation is determined by the compensation committee using salary survey data.

Form 990, Page 6, Part VI, Line 15B

Office and key employee compensation is determined by the compensation committee using salary survey data.

Form 990, Page 6, Part VI, Line 19

The governing documents, conflict of interest policy and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Wsa Fraternal Life
EIN
84-0350916
Phone
3034511494
Address
PO BOX 351920, WESTMINSTER, CO 80035-1920

Signing Officer

Name
Randy Fuss
Title
Pres/CEO
Phone
3034511494
Signed
2018-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Randy Fuss
Formed
1908
Legal Domicile
Co
Voting Board Members
9
Independent Board Members
8
Employees
6
Volunteers
105

Preparer

Firm
Jds Professional Group
Address
10303 E DRY CREEK RD STE 400, ENGLEWOOD, CO 80112
Preparer
Lori B Bauer CPA
Phone
3037710123
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Aggregate write-ins for gains and losses in surplus -87,767 change in avr -432,487 change in non-admitted assets and related items 157,101 reclass between revenue/expense-investment expenses -440,886 book/tax diff write down loss 220,836 reclass between revenue/expense-investment expenses 440,885 total -142,318

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 2D

Aggregate write-ins for gains and losses in surplus -87,767 change in avr -432,487 change in non-admitted assets and related items 157,101

Schedule D, Page 4, Part XI, Line 4B

Reclass between revenue/expense-investment expenses 440,886 book/tax diff write down loss -220,836

Schedule D, Page 4, Part XII, Line 4B

Reclass between revenue/expense-investment expenses 440,885

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IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0975758
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0876122
IRS990/InvestmentsPubTradedSecGrp/BOYAmt015033150
IRS990/InvestmentsPubTradedSecGrp/EOYAmt015737300
IRS990/IRPDocumentCnt0714
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt04869361
IRS990/LandBldgEquipCostOrOtherBssAmt04869361
IRS990/LegalDomicileStateCd0CO
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt03209270
IRS990/LessRentalExpensesGrp/RealAmt062655
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FRATERNAL BENEFIT SOCIETY
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt08544231
IRS990/NetAssetsOrFundBalancesEOYAmt08799065
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt01457980
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01457980
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0195457
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0195457
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IRS990/OfficeExpensesGrp/ProgramServicesAmt041502
IRS990/OfficeExpensesGrp/TotalAmt041502
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0378010
IRS990/OtherAssetsTotalGrp/EOYAmt0345705
IRS990/OtherChangesInNetAssetsAmt0-142318
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt031244
IRS990/OtherEmployeeBenefitsGrp/TotalAmt031244
IRS990/OtherExpensesGrp/Desc0REAL ESTATE EXPENSES
IRS990/OtherExpensesGrp/Desc1FRATERNAL ACTIVITIES
IRS990/OtherExpensesGrp/Desc2STATE INS DEPT TAXES
IRS990/OtherExpensesGrp/Desc3OTHER INVESTMENT EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt0189307
IRS990/OtherExpensesGrp/ProgramServicesAmt173083
IRS990/OtherExpensesGrp/ProgramServicesAmt233084
IRS990/OtherExpensesGrp/ProgramServicesAmt318056
IRS990/OtherExpensesGrp/TotalAmt0189307
IRS990/OtherExpensesGrp/TotalAmt173083
IRS990/OtherExpensesGrp/TotalAmt233084
IRS990/OtherExpensesGrp/TotalAmt318056
IRS990/OtherLiabilitiesGrp/BOYAmt042734271
IRS990/OtherLiabilitiesGrp/EOYAmt043565339
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0AMORTIZATION OF IMR
IRS990/OtherRevenueMiscGrp/Desc1GRANBY MESA, LLC
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt016145
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt016145
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1-220836
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0-220836
IRS990/OtherRevenueTotalAmt0-204691
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0465538
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt08544231
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt08799065
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt065475
IRS990/PensionPlanContributionsGrp/TotalAmt065475
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0RANDY FUSS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0PREMIUMS AND ANNUITY
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01005788
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01005788
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt02878056
IRS990/PYInvestmentIncomeAmt02249739
IRS990/PYOtherExpensesAmt0353213
IRS990/PYOtherRevenueAmt0618670
IRS990/PYProgramServiceRevenueAmt01255740
IRS990/PYRevenuesLessExpensesAmt0-345682
IRS990/PYSalariesCompEmpBnftPaidAmt01238562
IRS990/PYTotalExpensesAmt04469831
IRS990/PYTotalRevenueAmt04124149
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0264793
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0105911
IRS990/ReconcilationRevenueExpnssAmt0397152
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0195457
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04744937
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03811732
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt01578
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01578
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0440885
IRS990ScheduleD/ExpensesSubtotalAmt03800656
IRS990ScheduleD/OtherExpensesNotIncludedAmt0440885
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt04867783
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt04867783
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039620512
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12243565
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2924667
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3366467
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4187265
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5153483
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt631000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt718000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt811767
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt98613
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0AGGR. RES. FOR LIFE CERT/CONTR
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LIABILITY FOR DEPOSIT TYPE CONTRACTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ASSET VALUATION RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3TRUSTEE AND AGENCY AMOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4CERT. & CONTRACT LIAB. - IMR
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ACCRUED EXPENSES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6PROVISION FOR REFUNDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7CERTIFICATE & CONTRACT CLAIMS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8ADVANCE PYMTS-PREMIUM ANNUITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9AGGREGATE WRITE-INS FOR LIABILITIES
IRS990ScheduleD/OtherRevenueAmt0-363153
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0220050
IRS990ScheduleD/RevenueNotReportedAmt0-363153
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0220050
IRS990ScheduleD/RevenueSubtotalAmt04418643
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0AGGREGATE WRITE-INS FOR GAINS AND LOSSES IN SURPLUS -87,767 CHANGE IN AVR -432,487 CHANGE IN NON-ADMITTED ASSETS AND RELATED ITEMS 157,101
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1RECLASS BETWEEN REVENUE/EXPENSE-INVESTMENT EXPENSES 440,886 BOOK/TAX DIFF WRITE DOWN LOSS -220,836
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2RECLASS BETWEEN REVENUE/EXPENSE-INVESTMENT EXPENSES 440,885
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XI, LINE 4B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2SCHEDULE D, PAGE 4, PART XII, LINE 4B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04869361
IRS990ScheduleD/TotalExpensesPerForm990Amt04241541
IRS990ScheduleD/TotalLiabilityAmt043565339
IRS990ScheduleD/TotalRevenuePerForm990Amt04638693
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04055490
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03800656
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0182000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1173465
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2117500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3115000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount010000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount110000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt027300
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt126250
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt219125
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt318750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt09570
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt16463
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt211326
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt36968
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt010000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RANDY FUSS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1KRISTINA SCRIBNER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2JOHN J HALL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3TAMMY KANARY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRES/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP OPER.
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2ASSET ADMIN.
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3CONTROLLER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0228870
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1206178
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2157951
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3150718
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0100300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12364
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt22211
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt31036
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0RESIDENTIAL MORTGAGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1CONTRACT LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2CONTRACT LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3CONTRACT LOAN

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$39.9$31.7$8.22$2.36$2.41$0.06
2023Detailed filing. Detailed filing data is available for this year.$40.8$32.4$8.36$2.84$2.93$0.09
2022Detailed filing. Detailed filing data is available for this year.$42.5$34.2$8.37$3.53$2.64$0.89
2021Detailed filing. Detailed filing data is available for this year.$40.5$35.5$5.01$2.41$2.94$0.53
2020Detailed filing. Detailed filing data is available for this year.$42.1$36.6$5.53$1.59$3.30$1.70
2019Detailed filing. Detailed filing data is available for this year.$49.4$41.0$8.45$2.36$2.95$0.60
2018Detailed filing. Detailed filing data is available for this year.$52.1$43.8$8.26$3.00$3.93$0.93
2017Detailed filing. Detailed filing data is available for this year.$52.4$43.6$8.80$4.64$4.24$0.40
2016Detailed filing. Detailed filing data is available for this year.$51.3$42.7$8.54$4.12$4.47$0.35
2015Detailed filing. Detailed filing data is available for this year.$51.3$42.4$8.92$4.02$4.60$0.57
2014Detailed filing. Detailed filing data is available for this year.$52.1$42.4$9.69$5.07$5.42$0.35
2013Detailed filing. Detailed filing data is available for this year.$49.9$39.9$10.0$4.41$4.77$0.36
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.6$39.2$10.4$6.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.6$38.8$9.75$5.71
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.9$37.2$9.75$7.97