Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
EIN 84-0350916 • 501(c)8 • Westminster, CO
Profile
Fraternal benefit society
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
28th percentile
Higher net margin than 28% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
14th percentile
Faster revenue growth than 14% of similar nonprofits.
Assets
Down$39,916,405
Down $886,019 (-2.2%) from 2023
Liabilities
Down$31,694,247
Down $743,866 (-2.3%) from 2023
Net Assets
Down$8,222,158
Down $142,153 (-1.7%) from 2023
Revenue
Down$2,356,669
Down $484,349 (-17%) from 2023
Expenses
Down$2,414,895
Down $511,256 (-17%) from 2023
Net Income
Up-$58,226
Up $26,907 (+32%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Fraternal benefit society
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $19,990,337 | $20,315,559 | ▲ $325,222 |
| Investments in Publicly Traded Securities | $16,176,520 | $13,988,273 | ▼ $2,188,247 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $8,364,311 | $8,222,158 | ▼ $142,153 |
| Land, Buildings, and Equipment, Net | $3,130,096 | $3,511,571 | ▲ $381,475 |
| Savings and Temporary Cash Investments | $1,183,854 | $1,812,067 | ▲ $628,213 |
| Receivables From Officers Etc | $7,818 | $8,423 | ▲ $605 |
| Total Assets | $40,802,424 | $39,916,405 | ▼ $886,019 |
| Other Assets Total | $313,799 | $280,512 | ▼ $33,287 |
| Liabilities | |||
| Other Liabilities | $32,438,113 | $31,694,247 | ▼ $743,866 |
| Total Liabilities | $32,438,113 | $31,694,247 | ▼ $743,866 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $8,364,311 | $8,222,158 | ▼ $142,153 |
| Total Liabilities and Net Assets / Fund Balance | $40,802,424 | $39,916,405 | ▼ $886,019 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $140 | - | $140 |
| Other Land Buildings | $3,511,431 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kristina Scribner | VP Oper. | FT | $97,277 | $11,000 | $108,277 |
| Randy Fuss | Pres/CEO | FT | $94,722 | $11,000 | $105,722 |
| Gary Moore | Sec/treas | - | $10,000 | - | $10,000 |
| John Kogovsek | Chair | - | $7,500 | - | $7,500 |
| Cynthia Conte | Director | - | $3,000 | - | $3,000 |
| Diana Bartolo | Vice Chair | - | $3,000 | - | $3,000 |
| Lisa Povich | Director | - | $3,000 | - | $3,000 |
| Rocco Santangelo | Director | - | $3,000 | - | $3,000 |
| Roger Lewis Thru 123124 | Director | - | $3,000 | - | $3,000 |
| Micheal Osborn Thru 73124 | Director | - | $1,750 | - | $1,750 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $705,086 |
| Other Expenses | $391,872 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | $1,317,937 | - | - | $1,317,937 |
| Other Salaries and Wages | $381,468 | - | - | $381,468 |
| Current Officers, Directors, Trustees, and Key Employees | $248,249 | - | - | $248,249 |
| Fees for Services Other | $127,747 | - | - | $127,747 |
| Occupancy | $100,628 | - | - | $100,628 |
| Payroll Taxes | $42,036 | - | - | $42,036 |
| Office Expenses | $32,617 | - | - | $32,617 |
| Pension Plan Contributions | $18,525 | - | - | $18,525 |
| Other Employee Benefits | $14,808 | - | - | $14,808 |
| Insurance | $13,930 | - | - | $13,930 |
| All Other Expenses | $8,493 | - | - | $8,493 |
| Other Expenses | $7,173 | - | - | $7,173 |
| Depreciation Depletion | $962 | - | - | $962 |
| Advertising | $333 | - | - | $333 |
| Total Functional Expenses | $2,414,895 | $0 | $0 | $2,414,895 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $2,414,895 |
| Expenses per Audited Statements | $2,229,479 |
| Total Expenses per Audited Statements | $2,229,479 |
| Expenses Not Reported on Financial Statements | $185,416 |
| Other Expense Adjustments | $185,416 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Gary Moore | Sec/treasurer | Consulting for Finan | No | $10,000 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $7,818 | $8,423 | ▲ $605 |
| Liability | Amount |
|---|---|
| Aggr. Res. for Life Cert/contr | $27,623,900 |
| Liability for Deposit Type Contracts | $1,659,180 |
| Certificate & Contract Claims | $985,555 |
| Asset Valuation Reserve | $725,528 |
| Trustee and Agency Amounts | $342,171 |
| Accrued Expenses | $252,070 |
| Cert. & Contract Liab. - Imr | $87,068 |
| Advance Pymts-premium Annuity | $9,382 |
| Aggregate Write-ins for Liabilities | $5,893 |
| Provision for Refunds Payable | $3,500 |
“Randy fuss kristina scribner pres/ceo vp oper own re jointly/share residence”
“Anyone purchasing a life insurance or annuity product from wsa fraternal life becomes a member (subject to underwriting).”
“Election of the members of the governing body is by referendum. All certificate holders over age 18 are eligible to vote for members of the governing body”
“A copy of form 990 is provided to the finance committee for review prior to filing.”
“Conflict of interest statements are completed and reviewed annually. In addition, potential conflicts of interest are required to be disclosed to the board for review as they arise. Conflict of interest disclosures are handled on a case by case basis.”
“Top management compensation is determined by the administrative committee using salary survey data.”
“Office and key employee compensation is determined by the administrative committee using salary survey data.”
“The governing documents, conflict of interest policy and financial statements are made available to the public upon request.”
“Change in avr -139,163 change in non-admitted assets and related items 129,838 change in deferred income tax -74,602 reclass between revenue/expense-investment expenses -185,416 reclass between revenue/expense-investment expenses 185,416 total -83,927”
“Change in avr -139,163 change in non-admitted assets and related items 129,838 change in deferred income tax -74,602”
“Reclass between revenue/expense-investment expenses 185,416”
“Reclass between revenue/expense-investment expenses 185,416”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | FRATERNAL BENEFIT SOCIETY |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 333 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 333 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 8493 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 8493 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 1317937 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1317937 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3034511494 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 351920 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WESTMINSTER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 800351920 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | true |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 248249 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 248249 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1317937 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1986142 |
| IRS990/CYOtherExpensesAmt | 0 | 391872 |
| IRS990/CYOtherRevenueAmt | 0 | 198478 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 172049 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -58226 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 705086 |
| IRS990/CYTotalExpensesAmt | 0 | 2414895 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2356669 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 962 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 962 |
| IRS990/Desc | 0 | PROVIDERS OF LIFE INSURANCE TO MEMBERS. W.S.A. FRATERNAL LIFE HAS BEEN OPERATED SOLELY FOR THE MUTUAL BENEFIT OF ITS MEMBERS AND THEIR BENEFICIARIES AND NOT FOR PROFIT THROUGH SUBORDINATE LODGES. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 127747 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 127747 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 11000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 11000 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOHN KOGOVSEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DIANA BARTOLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | GARY MOORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ROGER LEWIS THRU 123124 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CYNTHIA CONTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LISA POVICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MICHEAL OSBORN THRU 73124 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROCCO SANTANGELO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RANDY FUSS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KRISTINA SCRIBNER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 7500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 10000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 3000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 94722 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 97277 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SEC/TREAS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRES/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VP OPER. |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1908 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2454661 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 284866 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 13930 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13930 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1986142 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1986142 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 16176520 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 13988273 |
| IRS990/IRPDocumentCnt | 0 | 517 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3130096 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3511571 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3511571 |
| IRS990/LegalDomicileStateCd | 0 | CO |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 97992 |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | FRATERNAL BENEFIT SOCIETY |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 8364311 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8222158 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 186874 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 186874 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 100628 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 100628 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 32617 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 32617 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 313799 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 280512 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -83927 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 14808 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14808 |
| IRS990/OtherExpensesGrp/Desc | 0 | AGGREGATE WRITE INS |
| IRS990/OtherExpensesGrp/Desc | 1 | STATE INS DEPT FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | REAL ESTATE EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER INVESTMENT EXPENSE |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 48970 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 33491 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 17528 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 7173 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 48970 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 33491 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 17528 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 7173 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 32438113 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 31694247 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | AMORTIZATION OF IMR |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11604 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 11604 |
| IRS990/OtherRevenueTotalAmt | 0 | 11604 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 381468 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 381468 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 19990337 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 20315559 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 42036 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42036 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 8364311 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 8222158 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 18525 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 18525 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | RANDY FUSS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | PREMIUMS AND ANNUITY |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 172049 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 172049 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1437979 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2394005 |
| IRS990/PYOtherExpensesAmt | 0 | 631268 |
| IRS990/PYOtherRevenueAmt | 0 | 223097 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 223916 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -85133 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 856904 |
| IRS990/PYTotalExpensesAmt | 0 | 2926151 |
| IRS990/PYTotalRevenueAmt | 0 | 2841018 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 7818 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 8423 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -58226 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 186874 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1183854 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1812067 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 140 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 140 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 185416 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2229479 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 185416 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 3511431 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 3511431 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27623900 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1659180 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 985555 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 725528 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 342171 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 252070 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 87068 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 9382 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 5893 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 9 | 3500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | AGGR. RES. FOR LIFE CERT/CONTR |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | LIABILITY FOR DEPOSIT TYPE CONTRACTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CERTIFICATE & CONTRACT CLAIMS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | ASSET VALUATION RESERVE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | TRUSTEE AND AGENCY AMOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | ACCRUED EXPENSES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | CERT. & CONTRACT LIAB. - IMR |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | ADVANCE PYMTS-PREMIUM ANNUITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 8 | AGGREGATE WRITE-INS FOR LIABILITIES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 9 | PROVISION FOR REFUNDS PAYABLE |
| IRS990ScheduleD/OtherRevenueAmt | 0 | -83927 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 185416 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | -83927 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 185416 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2171253 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | CHANGE IN AVR -139,163 CHANGE IN NON-ADMITTED ASSETS AND RELATED ITEMS 129,838 CHANGE IN DEFERRED INCOME TAX -74,602 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | RECLASS BETWEEN REVENUE/EXPENSE-INVESTMENT EXPENSES 185,416 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | RECLASS BETWEEN REVENUE/EXPENSE-INVESTMENT EXPENSES 185,416 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 4, PART XI, LINE 2D |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XI, LINE 4B |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | SCHEDULE D, PAGE 4, PART XII, LINE 4B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3511571 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2414895 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 31694247 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2356669 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2087326 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2229479 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 0 | GARY MOORE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | SEC/TREASURER |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 0 | 10000 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | CONSULTING FOR FINAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 3787 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 3431 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 1205 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | CONTRACT LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | CONTRACT LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | CONTRACT LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | MARY JOY KOGOVSEK |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | GARY ROBERT POVICH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | LISA POVICH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | RELATED BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | RELATED BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | BOARD MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt | 0 | LOANS TO GARY POVICH, LISA POVICH & MARY JOY KOGOVSEK ARE AVAILABLE PER THEIR CERTIFICATE CONTRACTS. GARY MOORE (SECRETARY-TREASURER) IS PAID A BASE COMPENSATION AS DIRECTOR FOR THE ORGANIZATION OF 3,000. HE PAID AN ADDITIONAL 7,000 FOR HIS ROLE ON THE FINANCE COMMITTEE. |
| IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE L, PART V |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 8423 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | RANDY FUSS KRISTINA SCRIBNER PRES/CEO VP OPER OWN RE JOINTLY/SHARE RESIDENCE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ANYONE PURCHASING A LIFE INSURANCE OR ANNUITY PRODUCT FROM WSA FRATERNAL LIFE BECOMES A MEMBER (SUBJECT TO UNDERWRITING). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ELECTION OF THE MEMBERS OF THE GOVERNING BODY IS BY REFERENDUM. ALL CERTIFICATE HOLDERS OVER AGE 18 ARE ELIGIBLE TO VOTE FOR MEMBERS OF THE GOVERNING BODY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF FORM 990 IS PROVIDED TO THE FINANCE COMMITTEE FOR REVIEW PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CONFLICT OF INTEREST STATEMENTS ARE COMPLETED AND REVIEWED ANNUALLY. IN ADDITION, POTENTIAL CONFLICTS OF INTEREST ARE REQUIRED TO BE DISCLOSED TO THE BOARD FOR REVIEW AS THEY ARISE. CONFLICT OF INTEREST DISCLOSURES ARE HANDLED ON A CASE BY CASE BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TOP MANAGEMENT COMPENSATION IS DETERMINED BY THE ADMINISTRATIVE COMMITTEE USING SALARY SURVEY DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | OFFICE AND KEY EMPLOYEE COMPENSATION IS DETERMINED BY THE ADMINISTRATIVE COMMITTEE USING SALARY SURVEY DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | CHANGE IN AVR -139,163 CHANGE IN NON-ADMITTED ASSETS AND RELATED ITEMS 129,838 CHANGE IN DEFERRED INCOME TAX -74,602 RECLASS BETWEEN REVENUE/EXPENSE-INVESTMENT EXPENSES -185,416 RECLASS BETWEEN REVENUE/EXPENSE-INVESTMENT EXPENSES 185,416 TOTAL -83,927 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 40802424 |
| IRS990/TotalAssetsEOYAmt | 0 | 39916405 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 40802424 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 39916405 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2414895 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2414895 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 32438113 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 31694247 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 32438113 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 31694247 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 8364311 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 8222158 |
| IRS990/TotalOtherCompensationAmt | 0 | 22000 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 172049 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 226249 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 2173016 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 183653 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2356669 |
| IRS990/TotalVolunteersCnt | 0 | 50 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 40802424 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 39916405 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 351920 |
| IRS990/USAddress/CityNm | 0 | WESTMINSTER |
| IRS990/USAddress/StateAbbreviationCd | 0 | CO |
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