Civic Intelligence

Cass Clay Community Land Trust

990 • Fiscal year 2021 • EIN 83-4077611

Jan 01, 2021 to Dec 31, 2021 • Filed on Jan 16, 2023

Organization ProfileWWW.CASSCLAYCLT.ORG
109 12 Broadway N 203Fargo, ND 58102

(701) 234-0756

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.34x

Higher debt load relative to assets than 41% of similar nonprofits.

2021 filings • NTEE L • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

31st percentile

0.33x

Higher debt load relative to revenue than 31% of similar nonprofits.

2021 filings • NTEE L • $1M-$5M nonprofits • Source year 2021

Net Margin

93rd percentile

57%

Higher net margin than 93% of similar nonprofits.

2021 filings • NTEE L • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

59th percentile

$91,718

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

2021 filings • NTEE L • $1M-$5M nonprofits • Source year 2021

Asset Growth

100th percentile

1405%

Faster asset growth than 100% of similar nonprofits.

2021 filings • NTEE L • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

100th percentile

1487%

Faster revenue growth than 100% of similar nonprofits.

2021 filings • NTEE L • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$542,577

Up $472,991 (+680%) from 2020

Net Assets

Up

$188,085

Up $119,756 (+175%) from 2020

Liabilities

Up

$354,492

Up $353,235 (+28101%) from 2020

Revenue And Expenses
Liabilities / Revenue31st percentileNet Margin93rd percentile

Revenue

Up

$579,221

Up $510,892 (+748%) from 2020

Expenses

Up

$459,465

Up $459,465 from 2020

Net Income

Up

$119,756

Up $51,427 (+75%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth100th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2020: $69,586Liabilities 2020: $1,257Net Assets 2020: $68,3292020Assets 2021: $1,047,575Liabilities 2021: $354,492Net Assets 2021: $693,0832021Assets 2021: $542,577Liabilities 2021: $354,492Net Assets 2021: $188,0852021Assets 2022: $2,017,356Liabilities 2022: $591,788Net Assets 2022: $1,425,5682022Assets 2023: $3,319,077Liabilities 2023: $2,269,000Net Assets 2023: $1,050,0772023Assets 2024: $7,940,478Liabilities 2024: $5,969,880Net Assets 2024: $1,970,5982024

Highlighted filing

2021

Assets$542,577
Liabilities$354,492
Net Assets$188,085
Open 2021 Filing

Operations Trend

Revenue Growth100th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2020: $68,329Expenses 2020: $0Net Income 2020: $68,3292020Revenue 2021: $1,084,218Expenses 2021: $464,685Net Income 2021: $619,5332021Revenue 2021: $579,221Expenses 2021: $459,465Net Income 2021: $119,7562021Revenue 2022: $802,632Expenses 2022: $268,244Net Income 2022: $534,3882022Revenue 2023: $288,678Expenses 2023: $664,165Net Income 2023: -$375,4872023Revenue 2024: $1,803,501Expenses 2024: $882,983Net Income 2024: $920,5182024

Highlighted filing

2021

Revenue$579,221
Expenses$459,465
Net Income$119,756
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Jan 16, 2023
Return Version
2021v4.2
Gross Receipts
$579,221
Mission and Program Overview

Mission

Create permanently affordable owner-occupied homes in the region.

Safeguard land/acquire to provide affordable housing

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use-$398,698-
Rtn Earn Endowment Incm Other Fnds$68,329$188,085▲ $119,756
Cash and Non-Interest-Bearing Accounts$69,586$143,879▲ $74,293
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$69,586$542,577▲ $472,991
Liabilities
Unsecured Notes Loans Payable-$354,289-
Accounts Payable and Accrued Expenses$1,257$203▼ $1,054
Total Liabilities$1,257$354,492▲ $353,235
Net Assets / Fund Balance
Total Net Assets Fund Balance$68,329$188,085▲ $119,756
Total Liabilities and Net Assets / Fund Balance$69,586$542,577▲ $472,991
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Trenton GeradsExecutive DirectorFT$80,877$10,841$91,718

Board Members and Trustees

NameTitle
Rocky SchneiderPresident
John GunkelmanVice President
Cindy GrayBoard Secretary
Zach JastramBoard Treasurer
Bill HeegaardDirector
Brad DahlDirector
Jalyssa SorensonDirector
John StrandDirector
Marilyn GuyDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$561,832
Program Service Revenue
$0
Investment Income
$5
Other Revenue
$17,384
All Other Contributions
$561,832
Change in Net Assets
$119,756

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Real Estate Residential4$335,903Assessed Value
Total Noncash Contributions4$335,903-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$328,580
Salaries, Compensation, and Employee Benefits$130,885
Total Fundraising Expense$33,022
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$66,801$8,263$5,813$80,877
Other Salaries and Wages$25,137$3,109$2,187$30,433
Other Employee Benefits$8,954$1,108$779$10,841
Payroll Taxes$7,214$892$628$8,734
Information Technology$7,017$868$611$8,496
Fees for Services Legal$5,359$663$466$6,488
Insurance$5,204$644$453$6,301
Office Expenses$2,231$276$194$2,701
Travel$603$75$52$730
Conferences and Meetings$454$56$40$550
Other Expenses$444$55$39$538
Advertising$429$53$37$519
Total Functional Expenses$379,499$46,944$33,022$459,465
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“All directors and executive staff received the prepared form 990 before filed with the irs. All individuals received the form via email with 10 days to review and submit written questions or feedback to the president and executive director via email.”

Form 990, Part VI, Section B, Line 12C

“We annually explain and collect a conflict of interest form from all board members and staff.”

Form 990, Part VI, Section B, Line 15A

“The board of directors meets independently of the executive director to rate their performance based on stated goals. Based on prior year's achievements, the board of directors suggest an annual merit increase. The board president and executive director meet to go over the annual review and merit increase. In 2021 a merit increase of 3% was offered. The executive director declined to take the increase citing budget concerns.”

Form 990, Part VI, Section C, Line 19

“The organization's most recent three annual form 990s are available to anyone who requests them. These documents are available during regular business hours at the organization's principal office, and at any regional or district offices with three or more emloyees. If any of the three most recent annual form 990s are not readily available online to the public, written requests are provided within 30 days. Fees for copying and mailing costs (if sent by mail;if sent by email, there are no fees or costs) are changed per current irs rates for copying and actual postage cost. Advance payment for such copies is required. Payment may be made by cash, money order, or credit card.”

Filing and Contact Details

Filer

Filer Name
Cass Clay Community Land Trust
EIN
83-4077611
Phone
7012340756
Address
109 12 BROADWAY N 203, FARGO, ND 58102

Signing Officer

Name
Trenton Gerads
Title
Executive Director
Phone
7015408028
Signed
2023-01-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Trenton Gerads
Formed
2018
Legal Domicile
Nd
Voting Board Members
9
Independent Board Members
9
Employees
3
Volunteers
18

Preparer

Firm
Widmer Roel Pc
Address
4220 31ST AVE S, FARGO, ND 58104
Preparer
Randy Heller CPA
Phone
7012376022
Supplemental Narrative

Additional Explanations

FORM 990, PAGE 1, LINE A:

“The return is being amended to remove contingent contributions that were improperly included on the original filing.”

Raw XML AppendixShowing 400 of 429 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYRevenuesLessExpensesAmt068329
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt00
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt068329
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0119756
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt017384
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt068329
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0188085
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME - 2021 AMOUNT: $ 17,384.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME:
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0924703
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt068329
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0993032
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt05
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt05
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0203000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0203000
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt05
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt05
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt017384
IRS990ScheduleA/OtherIncome509Grp/TotalAmt017384
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportTotal509Amt0994757
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt0201275
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0201275
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt0201275
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt0201275
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01127703
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt068329
IRS990ScheduleA/Total509Grp/TotalAmt01196032
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01145092
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt068329
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01213421
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990/ScheduleJRequiredInd00
IRS990ScheduleM/AnyPropertyThatMustBeHeldInd00
IRS990ScheduleM/RealEstateResidentialGrp/ContributionCnt04
IRS990ScheduleM/RealEstateResidentialGrp/MethodOfDeterminingRevenuesTxt0ASSESSED VALUE
IRS990ScheduleM/RealEstateResidentialGrp/NonCashCheckboxInd0X
IRS990ScheduleM/RealEstateResidentialGrp/NoncashContributionsRptF990Amt0335903
IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd00
IRS990ScheduleM/ThirdPartiesUsedInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE RETURN IS BEING AMENDED TO REMOVE CONTINGENT CONTRIBUTIONS THAT WERE IMPROPERLY INCLUDED ON THE ORIGINAL FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DIRECTORS AND EXECUTIVE STAFF RECEIVED THE PREPARED FORM 990 BEFORE FILED WITH THE IRS. ALL INDIVIDUALS RECEIVED THE FORM VIA EMAIL WITH 10 DAYS TO REVIEW AND SUBMIT WRITTEN QUESTIONS OR FEEDBACK TO THE PRESIDENT AND EXECUTIVE DIRECTOR VIA EMAIL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WE ANNUALLY EXPLAIN AND COLLECT A CONFLICT OF INTEREST FORM FROM ALL BOARD MEMBERS AND STAFF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS MEETS INDEPENDENTLY OF THE EXECUTIVE DIRECTOR TO RATE THEIR PERFORMANCE BASED ON STATED GOALS. BASED ON PRIOR YEAR'S ACHIEVEMENTS, THE BOARD OF DIRECTORS SUGGEST AN ANNUAL MERIT INCREASE. THE BOARD PRESIDENT AND EXECUTIVE DIRECTOR MEET TO GO OVER THE ANNUAL REVIEW AND MERIT INCREASE. IN 2021 A MERIT INCREASE OF 3% WAS OFFERED. THE EXECUTIVE DIRECTOR DECLINED TO TAKE THE INCREASE CITING BUDGET CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION'S MOST RECENT THREE ANNUAL FORM 990S ARE AVAILABLE TO ANYONE WHO REQUESTS THEM. THESE DOCUMENTS ARE AVAILABLE DURING REGULAR BUSINESS HOURS AT THE ORGANIZATION'S PRINCIPAL OFFICE, AND AT ANY REGIONAL OR DISTRICT OFFICES WITH THREE OR MORE EMLOYEES. IF ANY OF THE THREE MOST RECENT ANNUAL FORM 990S ARE NOT READILY AVAILABLE ONLINE TO THE PUBLIC, WRITTEN REQUESTS ARE PROVIDED WITHIN 30 DAYS. FEES FOR COPYING AND MAILING COSTS (IF SENT BY MAIL;IF SENT BY EMAIL, THERE ARE NO FEES OR COSTS) ARE CHANGED PER CURRENT IRS RATES FOR COPYING AND ACTUAL POSTAGE COST. ADVANCE PAYMENT FOR SUCH COPIES IS REQUIRED. PAYMENT MAY BE MADE BY CASH, MONEY ORDER, OR CREDIT CARD.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, LINE A:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt069586
IRS990/TotalAssetsEOYAmt0542577
IRS990/TotalAssetsGrp/BOYAmt069586
IRS990/TotalAssetsGrp/EOYAmt0542577
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0561832
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt033022
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt046944
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0379499
IRS990/TotalFunctionalExpensesGrp/TotalAmt0459465
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01257
IRS990/TotalLiabilitiesEOYAmt0354492
IRS990/TotalLiabilitiesGrp/BOYAmt01257
IRS990/TotalLiabilitiesGrp/EOYAmt0354492
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt068329
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0188085
IRS990/TotalOtherCompensationAmt010841
IRS990/TotalProgramServiceExpensesAmt0379499
IRS990/TotalReportableCompFromOrgAmt080877
IRS990/TotalRevenueGrp/ExclusionAmt05
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt017384
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0579221
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt018
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt069586
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0542577
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/FundraisingAmt052
IRS990/TravelGrp/ManagementAndGeneralAmt075
IRS990/TravelGrp/ProgramServicesAmt0603
IRS990/TravelGrp/TotalAmt0730
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0354289
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0109 1/2 BROADWAY N 203
IRS990/USAddress/CityNm0FARGO
IRS990/USAddress/StateAbbreviationCd0ND
IRS990/USAddress/ZIPCd058102
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CASSCLAYCLT.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$542,577
Liabilities
$354,492
Net assets
$188,085
Revenue
$579,221
Expenses
$459,465
Net income
$119,756
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.94$5.97$1.97$1.80$0.88$0.92
2023Detailed filing. Detailed filing data is available for this year.$3.32$2.27$1.05$0.29$0.66$0.38
2022Detailed filing. Detailed filing data is available for this year.$2.02$0.59$1.43$0.80$0.27$0.53
2021Detailed filing. Detailed filing data is available for this year.$1.05$0.35$0.69$1.08$0.46$0.62
2021Detailed filing. Detailed filing data is available for this year.$0.54$0.35$0.19$0.58$0.46$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.07$0.00$0.07$0.07$0.00$0.07