Civic Intelligence

Gemach Chessed Inc.

990EZ • Fiscal year 2019 • EIN 83-3315577

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 15, 2020

Organization ProfileN/A
401 Yeshiva laneBaltimore, MD 21208

(443) 929-8705

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

1.06x

Higher debt load relative to assets than 95% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

78th percentile

0.05x

Higher debt load relative to revenue than 78% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

39th percentile

-0.3%

Higher net margin than 39% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Balance Sheet
Liabilities / Assets95th percentile

Assets

$9,248

No earlier filing loaded for comparison.

Net Assets

-$588

No earlier filing loaded for comparison.

Liabilities

$9,836

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue78th percentileNet Margin39th percentile

Revenue

$180,961

No earlier filing loaded for comparison.

Expenses

$181,549

No earlier filing loaded for comparison.

Net Income

-$588

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0-$500KAssets 2019: $9,248Liabilities 2019: $9,836Net Assets 2019: -$5882019Assets 2021: $65,739Liabilities 2021: $444,096Net Assets 2021: -$378,3572021Assets 2022: $240,364Liabilities 2022: $470,098Net Assets 2022: -$229,7342022Assets 2023: $134,479Liabilities 2023: $503,398Net Assets 2023: -$368,9192023Assets 2024: $232,945Liabilities 2024: $345,098Net Assets 2024: -$112,1532024

Highlighted filing

2019

Assets$9,248
Liabilities$9,836
Net Assets-$588
Open 2019 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2019: $180,961Expenses 2019: $181,549Net Income 2019: -$5882019Revenue 2021: $1,085,017Expenses 2021: $1,087,034Net Income 2021: -$2,0172021Revenue 2022: $1,630,094Expenses 2022: $1,481,422Net Income 2022: $148,6722022Revenue 2023: $1,454,356Expenses 2023: $1,593,541Net Income 2023: -$139,1852023Revenue 2024: $2,112,196Expenses 2024: $1,855,430Net Income 2024: $256,7662024

Highlighted filing

2019

Revenue$180,961
Expenses$181,549
Net Income-$588
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 15, 2020
Return Version
2019v5.1
Gross Receipts
$180,961
Mission and Program Overview

Mission

To provide pastoral counseling, financial support and interest free loans to help individuals get and stay married.

Helping individuals get and stay married

Program Services

DescriptionGrantsExpenses
To provide pastoral counseling, financial support and interest free loans to help individuals.-$180,316
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Shrago NeubergerPresidentPT$0--
Yosef NeubergerTreasurer-$0--
David CynamonSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Gemach Chessed Inc
EIN
83-3315577
Address
401 Yeshiva lane, Baltimore, MD 21208

Signing Officer

Name
Yosef Neuberger
Title
Treasurer
Phone
4439298705
Signed
2020-11-15
Supplemental Narrative

Additional Explanations

List of grants and similar amounts paid Part I line 10

“Activity Support of individuals Relationship none Amount 161,040Activity Support of other 501c3 Relationship none Amount 19,276”

Description of other expenses Part I line 16

“Description AmountBank fees 549IRS registration 600Supplies 84”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearLoans 0 9,836”

Raw XML Appendix124 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Yosef Neuberger
IRS990EZ/BooksInCareOfDetail/PhoneNum04439298705
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0401 yeshiva lane
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Pikesville
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021208
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt00
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt09248
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0180961
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-588
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt09248
IRS990EZ/GrantsAndSimilarAmountsPaidAmt0180316
IRS990EZ/GrossReceiptsAmt0180961
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitialReturnInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-588
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-588
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Shrago Neuberger
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Yosef Neuberger
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2David Cynamon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt01233
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Helping individuals get and stay married
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To provide pastoral counseling, financial support and interest free loans to help individuals.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0180316
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt09836
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0181549
IRS990EZ/TotalProgramServiceExpensesAmt0180316
IRS990EZ/TotalRevenueAmt0180961
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0180961
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0180961
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0120001
IRS990ScheduleA/SubstantialContributorsTotAmt060960
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0180961
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0180961
IRS990ScheduleA/TotalSupportAmt0180961
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Activity Support of individuals Relationship none Amount 161,040Activity Support of other 501c3 Relationship none Amount 19,276
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountBank fees 549IRS registration 600Supplies 84
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearLoans 0 9,836
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0List of grants and similar amounts paid Part I line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Yosef Neuberger
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04439298705
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Gemach Chessed Inc
ReturnHeader/Filer/BusinessNameControlTxt0GEMA
ReturnHeader/Filer/EIN0833315577
ReturnHeader/Filer/USAddress/AddressLine1Txt0401 Yeshiva lane
ReturnHeader/Filer/USAddress/CityNm0Baltimore
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021208
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId09D47E4A749C1F0D9341AEA23760B7B1F87CC4F74
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09D47E4A749C1F0D9341AEA23760B7B1F87CC4F74
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId02723412020321ftxumhq
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02020-11-16
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt096.244.221.129
ReturnHeader/FilingSecurityInformation/IPDt02020-11-16
ReturnHeader/FilingSecurityInformation/IPTm021:15:42
ReturnHeader/ReturnTs02020-11-16T21:15:06-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,248
Liabilities
$9,836
Net assets
-$588
Revenue
$180,961
Expenses
$181,549
Net income
-$588
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.23$0.35$0.11$2.11$1.86$0.26
2023Detailed filing. Detailed filing data is available for this year.$0.13$0.50$0.37$1.45$1.59$0.14
2022Detailed filing. Detailed filing data is available for this year.$0.24$0.47$0.23$1.63$1.48$0.15
2021Detailed filing. Detailed filing data is available for this year.$0.07$0.44$0.38$1.09$1.09$0.00
2019Detailed filing. Detailed filing data is available for this year.$0.01$0.01$0.00$0.18$0.18$0.00