Civic Intelligence

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990EZ • Fiscal year 2023 • EIN 83-2538110

Jul 01, 2022 to Jun 30, 2023 • Filed on Jun 14, 2024

Organization ProfileWWW.COVERNOWFUND.ORG
946 Buena Vista Way 26Chula Vista, CA 91910

(619) 231-1977

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

3.88x

Higher debt load relative to assets than 98% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

99th percentile

7.35x

Higher debt load relative to revenue than 99% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

3rd percentile

-305%

Higher net margin than 3% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

89th percentile

$36,000

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 98.8% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

8th percentile

-62%

Faster asset growth than 8% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

16th percentile

-37%

Faster revenue growth than 16% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$69,115

Down $111,192 (-62%) from 2022

Net Assets

Down

-$198,785

Down $111,192 (-127%) from 2022

Liabilities

Flat

$267,900

Flat from 2022

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin3rd percentile

Revenue

Down

$36,450

Down $21,136 (-37%) from 2022

Expenses

Up

$147,642

Up $9,113 (+6.6%) from 2022

Net Income

Down

-$111,192

Down $30,249 (-37%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200KAssets 2020: $23,046Liabilities 2020: $0Net Assets 2020: $23,0462020Assets 2021: $7,100Liabilities 2021: $13,750Net Assets 2021: -$6,6502021Assets 2022: $180,307Liabilities 2022: $267,900Net Assets 2022: -$87,5932022Assets 2023: $69,115Liabilities 2023: $267,900Net Assets 2023: -$198,7852023

Highlighted filing

2023

Assets$69,115
Liabilities$267,900
Net Assets-$198,785
Open 2023 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2020: $155,686Expenses 2020: $133,968Net Income 2020: $21,7182020Revenue 2021: $61,596Expenses 2021: $91,292Net Income 2021: -$29,6962021Revenue 2022: $57,586Expenses 2022: $138,529Net Income 2022: -$80,9432022Revenue 2023: $36,450Expenses 2023: $147,642Net Income 2023: -$111,1922023

Highlighted filing

2023

Revenue$36,450
Expenses$147,642
Net Income-$111,192
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2022 to Jun 30, 2023
Signed
Jun 14, 2024
Return Version
2022v5.0
Gross Receipts
$36,450
Mission and Program Overview

Mission

Our mission is to raise funds to distribute to law enforcement officers and their families in their time of need. Furthermore, we collaborate with private companies, national organizations, and grants to provide further benefits and services.

Program Services

DescriptionGrantsExpenses
OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.$0$88,585
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JEFF STINECEO-$36,000-$36,000
DAVID LEONHARDISecretary/CFO-$0--
BRIAN JONESBoard Member-$0--
CRAIG LALLYBoard Member-$0--
KEVIN POLLAKBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Cover Now
EIN
83-2538110
Phone
6192311977
Address
946 BUENA VISTA WAY 26, CHULA VISTA, CA 91910

Signing Officer

Name
Jeff Stine
Title
President
Phone
6192311977
Signed
2024-06-14
Discuss with paid preparer
Yes

Preparer

Firm
Considine & Considine
Address
8989 RIO SAN DIEGO DRIVE SUITE 250, SAN DIEGO, CA 92108-1604
Preparer
Lukas Davis
Phone
6192311977
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: outside services. Amount: 912. Description: office. Amount: 1,761. Description: support. Amount: 21,574. Description: travel. Amount: 14,882. Description: payroll taxes. Amount: 9,308. Description: license and permits. Amount: 25. Description: supplies. Amount: 247. Total to form 990-ez, line 16: 48,709.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: eidl loan. Beg. Of year amount: 267,900. End of year amount: 267,900.”

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CHULA VISTA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd091910
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IRS990EZ/GrossReceiptsAmt036450
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
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IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-87593
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-198785
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-87593
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-198785
IRS990EZ/OccupancyRentUtltsAndMaintAmt072642
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt036000
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JEFF STINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAVID LEONHARDI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRIAN JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CRAIG LALLY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KEVIN POLLAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY/CFO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt048709
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt088585
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0267900
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0267900
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0147642
IRS990EZ/TotalProgramServiceExpensesAmt088585
IRS990EZ/TotalRevenueAmt036450
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.COVERNOWFUND.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt036450
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt057586
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt046596
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0155589
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt012446
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0308667
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt097
IRS990ScheduleA/OtherIncome170Grp/TotalAmt097
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98730
IRS990ScheduleA/PublicSupportPY170Pct00.98290
IRS990ScheduleA/PublicSupportTotal170Amt0304842
IRS990ScheduleA/SubstantialContributorsTotAmt03825
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt036450
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt057586
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt046596
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0155589
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt012446
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0308667
IRS990ScheduleA/TotalSupportAmt0308764
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: OUTSIDE SERVICES. AMOUNT: 912. DESCRIPTION: OFFICE. AMOUNT: 1,761. DESCRIPTION: SUPPORT. AMOUNT: 21,574. DESCRIPTION: TRAVEL. AMOUNT: 14,882. DESCRIPTION: PAYROLL TAXES. AMOUNT: 9,308. DESCRIPTION: LICENSE AND PERMITS. AMOUNT: 25. DESCRIPTION: SUPPLIES. AMOUNT: 247. TOTAL TO FORM 990-EZ, LINE 16: 48,709.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: EIDL LOAN. BEG. OF YEAR AMOUNT: 267,900. END OF YEAR AMOUNT: 267,900.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFF STINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06192311977
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-06-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COVER NOW
ReturnHeader/Filer/BusinessNameControlTxt0COVE
ReturnHeader/Filer/EIN0832538110
ReturnHeader/Filer/PhoneNum06192311977
ReturnHeader/Filer/USAddress/AddressLine1Txt0946 BUENA VISTA WAY 26
ReturnHeader/Filer/USAddress/CityNm0CHULA VISTA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd091910
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0952694444
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CONSIDINE & CONSIDINE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08989 RIO SAN DIEGO DRIVE SUITE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN DIEGO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0921081604
ReturnHeader/PreparerPersonGrp/PhoneNum06192311977
ReturnHeader/PreparerPersonGrp/PreparationDt02024-06-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LUKAS DAVIS
ReturnHeader/ReturnTs02024-06-17T15:47:53-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JEFF
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STINE
ReturnHeader/TaxPeriodBeginDt02022-07-01
ReturnHeader/TaxPeriodEndDt02023-06-30
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$69,115
Liabilities
$267,900
Net assets
-$198,785
Revenue
$36,450
Expenses
$147,642
Net income
-$111,192
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.69$2.68$1.99$0.36$1.48$1.11
2022Detailed filing. Detailed filing data is available for this year.$1.80$2.68$0.88$0.58$1.39$0.81
2021Detailed filing. Detailed filing data is available for this year.$0.07$0.14$0.07$0.62$0.91$0.30
2020Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$1.56$1.34$0.22