Civic Intelligence

Cover Now

990EZ • Fiscal year 2022 • EIN 83-2538110

Jul 01, 2021 to Jun 30, 2022 • Filed on May 12, 2023

Organization ProfileWWW.COVERNOWFUND.ORG
9395 Harritt Rd 26Lakeside, CA 92040

(619) 231-1977

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

96th percentile

1.49x

Higher debt load relative to assets than 96% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

98th percentile

4.65x

Higher debt load relative to revenue than 98% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

5th percentile

-141%

Higher net margin than 5% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

94th percentile

$60,168

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 104.5% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

99th percentile

2440%

Faster asset growth than 99% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

34th percentile

-6.5%

Faster revenue growth than 34% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$180,307

Up $173,207 (+2440%) from 2021

Net Assets

Down

-$87,593

Down $80,943 (-1217%) from 2021

Liabilities

Up

$267,900

Up $254,150 (+1848%) from 2021

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin5th percentile

Revenue

Down

$57,586

Down $4,010 (-6.5%) from 2021

Expenses

Up

$138,529

Up $47,237 (+52%) from 2021

Net Income

Down

-$80,943

Down $51,247 (-173%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200KAssets 2020: $23,046Liabilities 2020: $0Net Assets 2020: $23,0462020Assets 2021: $7,100Liabilities 2021: $13,750Net Assets 2021: -$6,6502021Assets 2022: $180,307Liabilities 2022: $267,900Net Assets 2022: -$87,5932022Assets 2023: $69,115Liabilities 2023: $267,900Net Assets 2023: -$198,7852023

Highlighted filing

2022

Assets$180,307
Liabilities$267,900
Net Assets-$87,593
Open 2022 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2020: $155,686Expenses 2020: $133,968Net Income 2020: $21,7182020Revenue 2021: $61,596Expenses 2021: $91,292Net Income 2021: -$29,6962021Revenue 2022: $57,586Expenses 2022: $138,529Net Income 2022: -$80,9432022Revenue 2023: $36,450Expenses 2023: $147,642Net Income 2023: -$111,1922023

Highlighted filing

2022

Revenue$57,586
Expenses$138,529
Net Income-$80,943
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
May 12, 2023
Return Version
2021v4.2
Gross Receipts
$57,586
Mission and Program Overview

Mission

Our mission is to raise funds to distribute to law enforcement officers and their families in their time of need. Furthermore, we collaborate with private companies, national organizations, and grants to provide further benefits and services.

Program Services

DescriptionGrantsExpenses
OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.$0$0
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JEFF STINECEO-$59,064$1,104$60,168
DAVID LEONHARDISecretary/CFO-$0--
BRIAN JONESBoard Member-$0--
CRAIG LALLYBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Cover Now
EIN
83-2538110
Phone
6192311977
Address
9395 HARRITT RD 26, LAKESIDE, CA 92040

Signing Officer

Name
Jeff Stine
Title
President
Phone
6192311977
Signed
2023-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Considine & Considine
Address
8989 RIO SAN DIEGO DRIVE SUITE 250, SAN DIEGO, CA 92108-1604
Preparer
Richard Hotz
Phone
6192311977
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: advertising. Amount: 2,383. Description: office. Amount: 671. Description: support. Amount: 10,360. Description: travel. Amount: 21,084. Description: payroll taxes. Amount: 4,035. Description: license and permits. Amount: 50. Description: supplies. Amount: 1,164. Total to form 990-ez, line 16: 39,747.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: ppp loan. Beg. Of year amount: 13,750. End of year amount: 0. Description: eidl loan. Beg. Of year amount: 0. End of year amount: 267,900.”

Raw XML Appendix155 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/PersonNm0BRIAN HENDRY
IRS990EZ/BooksInCareOfDetail/PhoneNum06192311977
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt09395 HARRITT RD 26
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LAKESIDE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092040
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt07100
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0180307
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt057586
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-80943
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt020628
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt07100
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0180307
IRS990EZ/GrossReceiptsAmt057586
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-6650
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-87593
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-6650
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-87593
IRS990EZ/OccupancyRentUtltsAndMaintAmt017986
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt059064
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt01104
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JEFF STINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAVID LEONHARDI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRIAN JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CRAIG LALLY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY/CFO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt039747
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt060168
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt013750
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0267900
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0138529
IRS990EZ/TotalRevenueAmt057586
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.COVERNOWFUND.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt057586
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt046596
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0155589
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt012446
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0272217
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt097
IRS990ScheduleA/OtherIncome170Grp/TotalAmt097
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98290
IRS990ScheduleA/PublicSupportPY170Pct00.97300
IRS990ScheduleA/PublicSupportTotal170Amt0267663
IRS990ScheduleA/SubstantialContributorsTotAmt04554
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt057586
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt046596
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0155589
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt012446
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0272217
IRS990ScheduleA/TotalSupportAmt0272314
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: ADVERTISING. AMOUNT: 2,383. DESCRIPTION: OFFICE. AMOUNT: 671. DESCRIPTION: SUPPORT. AMOUNT: 10,360. DESCRIPTION: TRAVEL. AMOUNT: 21,084. DESCRIPTION: PAYROLL TAXES. AMOUNT: 4,035. DESCRIPTION: LICENSE AND PERMITS. AMOUNT: 50. DESCRIPTION: SUPPLIES. AMOUNT: 1,164. TOTAL TO FORM 990-EZ, LINE 16: 39,747.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: PPP LOAN. BEG. OF YEAR AMOUNT: 13,750. END OF YEAR AMOUNT: 0. DESCRIPTION: EIDL LOAN. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 267,900.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFF STINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06192311977
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COVER NOW
ReturnHeader/Filer/BusinessNameControlTxt0COVE
ReturnHeader/Filer/EIN0832538110
ReturnHeader/Filer/PhoneNum06192311977
ReturnHeader/Filer/USAddress/AddressLine1Txt09395 HARRITT RD 26
ReturnHeader/Filer/USAddress/CityNm0LAKESIDE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092040
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0952694444
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CONSIDINE & CONSIDINE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08989 RIO SAN DIEGO DRIVE SUITE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN DIEGO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0921081604
ReturnHeader/PreparerPersonGrp/PhoneNum06192311977
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICHARD HOTZ
ReturnHeader/ReturnTs02023-08-01T19:19:50-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JEFF
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STINE
ReturnHeader/TaxPeriodBeginDt02021-07-01
ReturnHeader/TaxPeriodEndDt02022-06-30
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$180,307
Liabilities
$267,900
Net assets
-$87,593
Revenue
$57,586
Expenses
$138,529
Net income
-$80,943
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.69$2.68$1.99$0.36$1.48$1.11
2022Detailed filing. Detailed filing data is available for this year.$1.80$2.68$0.88$0.58$1.39$0.81
2021Detailed filing. Detailed filing data is available for this year.$0.07$0.14$0.07$0.62$0.91$0.30
2020Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$1.56$1.34$0.22
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2022 filings • 501(c)3 • <$500k nonprofits