Civic Intelligence

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990EZ • Fiscal year 2021 • EIN 83-2538110

Jul 01, 2020 to Jun 30, 2021 • Filed on May 16, 2022

Organization ProfileWWW.COVERNOWFUND.ORG
946 Buena Vista WayChula Vista, CA 91910

(619) 231-1977

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

1.94x

Higher debt load relative to assets than 97% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

85th percentile

0.22x

Higher debt load relative to revenue than 85% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

12th percentile

-48%

Higher net margin than 12% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

95th percentile

$66,000

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 107.1% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

5th percentile

-69%

Faster asset growth than 5% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

13th percentile

-60%

Faster revenue growth than 13% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets97th percentile

Assets

Down

$7,100

Down $15,946 (-69%) from 2020

Net Assets

Down

-$6,650

Down $29,696 (-129%) from 2020

Liabilities

Up

$13,750

Up $13,750 from 2020

Revenue And Expenses
Liabilities / Revenue85th percentileNet Margin12th percentile

Revenue

Down

$61,596

Down $94,090 (-60%) from 2020

Expenses

Down

$91,292

Down $42,676 (-32%) from 2020

Net Income

Down

-$29,696

Down $51,414 (-237%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth5th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200KAssets 2020: $23,046Liabilities 2020: $0Net Assets 2020: $23,0462020Assets 2021: $7,100Liabilities 2021: $13,750Net Assets 2021: -$6,6502021Assets 2022: $180,307Liabilities 2022: $267,900Net Assets 2022: -$87,5932022Assets 2023: $69,115Liabilities 2023: $267,900Net Assets 2023: -$198,7852023

Highlighted filing

2021

Assets$7,100
Liabilities$13,750
Net Assets-$6,650
Open 2021 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2020: $155,686Expenses 2020: $133,968Net Income 2020: $21,7182020Revenue 2021: $61,596Expenses 2021: $91,292Net Income 2021: -$29,6962021Revenue 2022: $57,586Expenses 2022: $138,529Net Income 2022: -$80,9432022Revenue 2023: $36,450Expenses 2023: $147,642Net Income 2023: -$111,1922023

Highlighted filing

2021

Revenue$61,596
Expenses$91,292
Net Income-$29,696
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
May 16, 2022
Return Version
2020v4.2
Gross Receipts
$61,596
Mission and Program Overview

Mission

Our mission is to raise funds to distribute to law enforcement officers and their families in their time of need. Furthermore, we collaborate with private companies, national organizations, and grants to provide further benefits and services.

Program Services

DescriptionGrantsExpenses
OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.$0$62,166
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JEFF STINEPresident/CEOFT$66,000-$66,000
FRANCISCO GONZALEZVice PresidentPT$0--
KEVIN POLLAKBoard Member-$0--
CRAIG WHITLOCKBoard Member-$0--
SENATOR BRIAN W JONESBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Cover Now
EIN
83-2538110
Phone
6192311977
Address
946 BUENA VISTA WAY, CHULA VISTA, CA 91910

Signing Officer

Name
Jeff Stine
Title
President
Phone
6192311977
Signed
2022-05-16
Discuss with paid preparer
Yes

Preparer

Firm
Considine & Considine
Address
8989 RIO SAN DIEGO DRIVE SUITE 250, SAN DIEGO, CA 92108-1604
Preparer
Richard Hotz
Phone
6192311977
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: advertisement. Amount: 1,316. Description: office. Amount: 667. Description: support. Amount: 4,540. Description: travel. Amount: 9,221. Description: payroll taxes. Amount: 5,828. Description: payroll fees. Amount: 559. Description: license and permits. Amount: 60. Description: supplies. Amount: 489. Total to form 990-ez, line 16: 22,680.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: ppp loan. Beg. Of year amount: 0. End of year amount: 13,750.”

Raw XML Appendix159 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/PersonNm0BRIAN HENDRY
IRS990EZ/BooksInCareOfDetail/PhoneNum06192311977
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0946 BUENA VISTA WAY
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CHULA VISTA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd091910
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt023046
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt07100
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt061596
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-29696
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01610
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt023046
IRS990EZ/Form990TotalAssetsGrp/EOYAmt07100
IRS990EZ/GrossReceiptsAmt061596
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt023046
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-6650
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt023046
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-6650
IRS990EZ/OccupancyRentUtltsAndMaintAmt01002
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt066000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JEFF STINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1FRANCISCO GONZALEZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KEVIN POLLAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CRAIG WHITLOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SENATOR BRIAN W JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt022680
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OUR MISSION IS TO RAISE FUNDS TO DISTRIBUTE TO LAW ENFORCEMENT OFFICERS AND THEIR FAMILIES IN THEIR TIME OF NEED. FURTHERMORE, WE COLLABORATE WITH PRIVATE COMPANIES, NATIONAL ORGANIZATIONS, AND GRANTS TO PROVIDE FURTHER BENEFITS AND SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt062166
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt066000
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt013750
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt091292
IRS990EZ/TotalProgramServiceExpensesAmt062166
IRS990EZ/TotalRevenueAmt061596
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.COVERNOWFUND.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt046596
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0155589
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt012446
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0214631
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt097
IRS990ScheduleA/OtherIncome170Grp/TotalAmt097
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.97300
IRS990ScheduleA/PublicSupportTotal170Amt0208926
IRS990ScheduleA/SubstantialContributorsTotAmt05705
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt046596
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0155589
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt012446
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0214631
IRS990ScheduleA/TotalSupportAmt0214728
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: ADVERTISEMENT. AMOUNT: 1,316. DESCRIPTION: OFFICE. AMOUNT: 667. DESCRIPTION: SUPPORT. AMOUNT: 4,540. DESCRIPTION: TRAVEL. AMOUNT: 9,221. DESCRIPTION: PAYROLL TAXES. AMOUNT: 5,828. DESCRIPTION: PAYROLL FEES. AMOUNT: 559. DESCRIPTION: LICENSE AND PERMITS. AMOUNT: 60. DESCRIPTION: SUPPLIES. AMOUNT: 489. TOTAL TO FORM 990-EZ, LINE 16: 22,680.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: PPP LOAN. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 13,750.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFF STINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06192311977
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-05-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COVER NOW
ReturnHeader/Filer/BusinessNameControlTxt0COVE
ReturnHeader/Filer/EIN0832538110
ReturnHeader/Filer/PhoneNum06192311977
ReturnHeader/Filer/USAddress/AddressLine1Txt0946 BUENA VISTA WAY
ReturnHeader/Filer/USAddress/CityNm0CHULA VISTA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd091910
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0952694444
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CONSIDINE & CONSIDINE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08989 RIO SAN DIEGO DRIVE SUITE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN DIEGO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0921081604
ReturnHeader/PreparerPersonGrp/PhoneNum06192311977
ReturnHeader/PreparerPersonGrp/PreparationDt02022-05-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICHARD HOTZ
ReturnHeader/ReturnTs02022-05-16T16:18:05-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JEFF
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STINE
ReturnHeader/TaxPeriodBeginDt02020-07-01
ReturnHeader/TaxPeriodEndDt02021-06-30
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,100
Liabilities
$13,750
Net assets
-$6,650
Revenue
$61,596
Expenses
$91,292
Net income
-$29,696
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.69$2.68$1.99$0.36$1.48$1.11
2022Detailed filing. Detailed filing data is available for this year.$1.80$2.68$0.88$0.58$1.39$0.81
2021Detailed filing. Detailed filing data is available for this year.$0.07$0.14$0.07$0.62$0.91$0.30
2020Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$1.56$1.34$0.22