Civic Intelligence

Ripple Foundation

990PF • Fiscal year 2024 • EIN 83-2529371

Jan 01, 2024 to Dec 31, 2024 • Filed on Jul 23, 2025

PO Box 23924Eugene, OR 97402-0433

(541) 343-1694

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • $500k-$1M nonprofits • Source year 2024

Net Margin

99th percentile

98%

Higher net margin than 99% of similar nonprofits.

2024 filings • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

58th percentile

$0

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • $500k-$1M nonprofits • Source year 2024

Asset Growth

91st percentile

54%

Faster asset growth than 91% of similar nonprofits.

2024 filings • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

56%

Faster revenue growth than 81% of similar nonprofits.

2024 filings • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Up

$679,909

Up $237,788 (+54%) from 2023

Net Assets

Up

$679,909

Up $237,788 (+54%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue

Up

$372,007

Up $133,464 (+56%) from 2023

Expenses

Up

$6,566

Up $2,733 (+71%) from 2023

Net Income

Up

$365,441

Up $130,731 (+56%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2019: $50,306Liabilities 2019: $0Net Assets 2019: $50,3062019Assets 2020: $39,751Liabilities 2020: $0Net Assets 2020: $39,7512020Assets 2021: $40,931Liabilities 2021: $0Net Assets 2021: $40,9312021Assets 2022: $208,755Liabilities 2022: $0Net Assets 2022: $208,7552022Assets 2023: $442,121Liabilities 2023: $0Net Assets 2023: $442,1212023Assets 2024: $679,909Liabilities 2024: $0Net Assets 2024: $679,9092024

Highlighted filing

2024

Assets$679,909
Liabilities$0
Net Assets$679,909

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2019: $97,686Expenses 2019: $17,307Net Income 2019: $80,3792019Revenue 2020: $881Expenses 2020: $13,509Net Income 2020: -$12,6282020Revenue 2021: $2,270Expenses 2021: $1,681Net Income 2021: $5892021Revenue 2022: $188,382Expenses 2022: $2,476Net Income 2022: $185,9062022Revenue 2023: $238,543Expenses 2023: $3,833Net Income 2023: $234,7102023Revenue 2024: $372,007Expenses 2024: $6,566Net Income 2024: $365,4412024

Highlighted filing

2024

Revenue$372,007
Expenses$6,566
Net Income$365,441
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 23, 2025
Return Version
2024v5.0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CAROLINE LAFFERTYSecretary-$0--
PAULA LAFFERTYPresident An-$0--
DAVID LAFFERTYDirector-$0--
SAMUEL LAFFERTYDirector-$0--
ISABELLE LAFFERTYDirector-$0--
JASON LAFFERTYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ripple Foundation
EIN
83-2529371
Phone
5413431694
Address
PO BOX 23924, EUGENE, OR 97402-0433

Signing Officer

Name
Paula Lafferty
Title
President and Treasu
Phone
5413431694
Signed
2025-07-23
Discuss with paid preparer
Yes

Preparer

Firm
Jones & Roth Pc
Address
PO BOX 10086, EUGENE, OR 97440
Preparer
Michael B Bergland
Phone
5416872320
Raw XML Appendix377 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm4EUGENE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm5EUGENE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd0OR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd1OR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd2OR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd3OR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd4OR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd5OR
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd097405
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd197401
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd2974469717
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd397405
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd497405
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd597405
IRS990PF/Organization501c3ExemptPFInd0X
IRS990PF/PFQualifyingDistributionsGrp/ExpensesAndContributionsAmt0925
IRS990PF/PFQualifyingDistributionsGrp/QualifyingDistributionsAmt0925
IRS990PF/StatementsRegardingActy4720Grp/BrrwOrLendDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/BusinessHoldingsInd0false
IRS990PF/StatementsRegardingActy4720Grp/FurnGoodsDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToIndividualsInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceElectionInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
IRS990PF/StatementsRegardingActy4720Grp/JeopardyInvestmentsInd0false
IRS990PF/StatementsRegardingActy4720Grp/NoncharitablePurposeInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/PaymentToGovernmentOfficialInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd0false
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0PO BOX 2066
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0EUGENE
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0OR
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd097402
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0OR
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PersonsWithBooksName/BusinessNameLine1Txt0CUGINI MANAGEMENT COMPANY
IRS990PF/StatementsRegardingActyGrp/PhoneNum05413431694
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm0DAVID LAFFERTY
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm1CAROLINE LAFFERTY
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm2PAULA LAFFERTY
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm3SAMUEL LAFFERTY
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm4ISABELLE LAFFERTY
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm5JASON LAFFERTY
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt0925
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt024825
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovAppCYAmt04041
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr4Amt04041
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovAppCYCorpusAmt04041
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt0925
IRS990PF/UndistributedIncomeGrp/TotalExcessDistributionCyovAmt04041
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt019859
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt0EUGENE FREEZING & STORAGE
IRS990ScheduleB/ContributorInformationGrp/ContributorNum01
IRS990ScheduleB/ContributorInformationGrp/ContributorNum12
IRS990ScheduleB/ContributorInformationGrp/ContributorPersonNm0PETE LAFFERTY
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt08465 GLACIER POINT ST
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt1PO BOX 2066
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm0LAS VEGAS
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm1EUGENE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd0NV
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd1OR
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd089131
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd197402
IRS990ScheduleB/ContributorInformationGrp/NoncashContributionInd0X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd0X
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt07251
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt176000
IRS990ScheduleB/GeneralRuleInd0X
IRS990ScheduleB/NonCashPropertyContributionGrp/ContributorNum01
IRS990ScheduleB/NonCashPropertyContributionGrp/FairMarketValueAmt0124635
IRS990ScheduleB/NonCashPropertyContributionGrp/NoncashPropertyDesc0500 SHARES OF UNION PAC CUSIP: XXX-XX-XXXX
IRS990ScheduleB/NonCashPropertyContributionGrp/ReceivedDt02024-02-01
IRS990ScheduleB/Organization501c3ExemptPFInd0X
LegalFeesSchedule/LegalFeesGrp/CategoryTxt0LEGAL FEES
LegalFeesSchedule/LegalFeesGrp/DisbursementsCharitablePrpsAmt050
LegalFeesSchedule/LegalFeesGrp/LegalFeesAmt0100
LegalFeesSchedule/LegalFeesGrp/NetInvestmentIncomeAmt050
OtherDecreasesSchedule/OtherDecreasesDetail/Amt0117384
OtherDecreasesSchedule/OtherDecreasesDetail/Amt110269
OtherDecreasesSchedule/OtherDecreasesDetail/Desc0GIFTED STOCK ADJUSTMENT
OtherDecreasesSchedule/OtherDecreasesDetail/Desc1UNREALIZED GAINS
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1ACCOUNT FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt04478
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt04478
TaxesSchedule/TaxesDetail/Amt0238
TaxesSchedule/TaxesDetail/CategoryTxt0FOREIGN TAXES
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt0238
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAULA LAFFERTY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT AND TREASU
ReturnHeader/BusinessOfficerGrp/PhoneNum05413431694
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIPPLE FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0RIPP
ReturnHeader/Filer/EIN0832529371
ReturnHeader/Filer/PhoneNum05413431694
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 23924
ReturnHeader/Filer/USAddress/CityNm0EUGENE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd0974020433
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0930819646
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JONES & ROTH PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 10086
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EUGENE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097440
ReturnHeader/PreparerPersonGrp/PhoneNum05416872320
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL B BERGLAND
ReturnHeader/ReturnTs02025-08-20T12:17:54-04:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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