Civic Intelligence

Bkbnk Inc.

990EZ • Fiscal year 2024 • EIN 82-1420342

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 14, 2025

896 Dekalb AvenueBrooklyn, NY 11221

(917) 309-4571

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.84x

Higher debt load relative to assets than 92% of similar nonprofits.

2024 filings • NTEE P • <$500k nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

0.42x

Higher debt load relative to revenue than 91% of similar nonprofits.

2024 filings • NTEE P • <$500k nonprofits • Source year 2024

Net Margin

9th percentile

-55%

Higher net margin than 9% of similar nonprofits.

2024 filings • NTEE P • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • NTEE P • <$500k nonprofits • Source year 2024

Asset Growth

15th percentile

-46%

Faster asset growth than 15% of similar nonprofits.

2024 filings • NTEE P • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

38%

Faster revenue growth than 75% of similar nonprofits.

2024 filings • NTEE P • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$34,308

Down $29,635 (-46%) from 2023

Net Assets

Down

$5,499

Down $50,747 (-90%) from 2023

Liabilities

Up

$28,809

Up $21,112 (+274%) from 2023

Revenue

Up

$68,321

Up $18,890 (+38%) from 2023

Expenses

Down

$105,655

Down $75,869 (-42%) from 2023

Net Income

Up

-$37,334

Up $94,759 (+72%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2017: $100,000Liabilities 2017: $0Net Assets 2017: $100,0002017Assets 2018: $19,655Liabilities 2018: $0Net Assets 2018: $19,6552018Assets 2019: $73,151Liabilities 2019: $0Net Assets 2019: $73,1512019Assets 2020: $74,086Liabilities 2020: $0Net Assets 2020: $74,0862020Assets 2021: $169,480Liabilities 2021: $0Net Assets 2021: $169,4802021Assets 2022: $188,339Liabilities 2022: $0Net Assets 2022: $188,3392022Assets 2023: $63,943Liabilities 2023: $7,697Net Assets 2023: $56,2462023Assets 2024: $34,308Liabilities 2024: $28,809Net Assets 2024: $5,4992024

Highlighted filing

2024

Assets$34,308
Liabilities$28,809
Net Assets$5,499

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2017: $100,0002017Revenue 2018: $2,575Expenses 2018: $82,920Net Income 2018: -$80,3452018Revenue 2019: $96,972Expenses 2019: $43,476Net Income 2019: $53,4962019Revenue 2020: $118,274Expenses 2020: $117,339Net Income 2020: $9352020Revenue 2021: $448,790Expenses 2021: $352,538Net Income 2021: $96,2522021Revenue 2022: $239,356Expenses 2022: $220,497Net Income 2022: $18,8592022Revenue 2023: $49,431Expenses 2023: $181,524Net Income 2023: -$132,0932023Revenue 2024: $68,321Expenses 2024: $105,655Net Income 2024: -$37,3342024

Highlighted filing

2024

Revenue$68,321
Expenses$105,655
Net Income-$37,334
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$68,321
Mission and Program Overview

Mission

To promote financial literacy

Promote financial literacy

Program Services

DescriptionGrantsExpenses
WEALTH BUILDING MEETINGS-$40,828
HOLIDAY EVENTTS$36,452$22,491
MLK SEMINARS$15,399$3,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JUDE BERNARDPresidentFT$0--
SAM ESAGHOFFChair-$0--
GENEVIEVE SAPPTreasurer-$0--
CASTENZIO VENEGASSecretary-$0--
DATU FAISONBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Bkbnk Inc
EIN
82-1420342
In Care Of
% JUDE BERNARD
Phone
9173094571
Address
896 DEKALB AVENUE, BROOKLYN, NY 11221

Signing Officer

Name
Jude Bernard
Title
President
Phone
9173094571
Signed
2025-11-14
Discuss with paid preparer
No

Preparer

Firm
Ideal Tax Solutions LLC
Address
4304 State Road, Drexel Hill, PA 19026
Preparer
Mark Brown
Phone
9172252656
Supplemental Narrative

Additional Explanations

List of grants and similar amounts paid Part I line 10

Activity wealth builders grantee various amount 3,000

Description of other expenses Part I line 16

Description amountconferences and meetings 32,471miscellaneous 617depreciation 4,104insurance 675office expense 643travel 250

Other changes in net assets or fund balances Part I line 20

Description amountrounding 2loan from director (28,809)

Description of other assets Part II line 24

Category beginning of year end of yearloan from founder 7,697 0

Description of total liabilities Part II line 26

Category beginning of year end of yearloan from director 0 28,809

Raw XML Appendix192 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OrganizationDissolvedEtcInd0false
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IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt0-28807
IRS990EZ/OtherExpensesTotalAmt038760
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IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE FINANCIAL LITERACY
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt036452
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt122491
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt23000
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TanningServicesProvidedInd0false
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IRS990EZ/TotalRevenueAmt068321
IRS990EZ/TransactionWithControlEntInd0false
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IRS990EZ/TypeOfOrganizationCorpInd0X
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IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
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IRS990ScheduleA/PublicSupportTotal509Amt0924056
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IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
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IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0924172
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IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0GENERAL BUSINESS EXP
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JUDE BERNARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0false
IRS990ScheduleL/TotalBalanceDueAmt028809
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY WEALTH BUILDERS GRANTEE VARIOUS AMOUNT 3,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTCONFERENCES AND MEETINGS 32,471MISCELLANEOUS 617DEPRECIATION 4,104INSURANCE 675OFFICE EXPENSE 643TRAVEL 250
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION AMOUNTROUNDING 2LOAN FROM DIRECTOR (28,809)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CATEGORY BEGINNING OF YEAR END OF YEARLOAN FROM FOUNDER 7,697 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CATEGORY BEGINNING OF YEAR END OF YEARLOAN FROM DIRECTOR 0 28,809
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0List of grants and similar amounts paid Part I line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JUDE BERNARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09173094571
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BKBNK INC
ReturnHeader/Filer/BusinessNameControlTxt0BKBN
ReturnHeader/Filer/EIN0821420342
ReturnHeader/Filer/InCareOfNm0% JUDE BERNARD
ReturnHeader/Filer/PhoneNum09173094571
ReturnHeader/Filer/USAddress/AddressLine1Txt0896 DEKALB AVENUE
ReturnHeader/Filer/USAddress/CityNm0BROOKLYN
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0203031736
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Ideal Tax Solutions LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04304 State Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Drexel Hill
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019026
ReturnHeader/PreparerPersonGrp/PhoneNum09172252656
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARK BROWN
ReturnHeader/ReturnTs02025-11-14T14:50:56-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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