Liabilities / Assets
3rd percentile
Higher debt load relative to assets than 3% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
3rd percentile
Higher debt load relative to assets than 3% of similar nonprofits.
Liabilities / Revenue
3rd percentile
Higher debt load relative to revenue than 3% of similar nonprofits.
Net Margin
91st percentile
Higher net margin than 91% of similar nonprofits.
Top Officer Pay
70th percentile
Higher top officer pay than 70% of similar nonprofits.
Top officer pay equals 0.7% of source-year revenue.
Asset Growth
99th percentile
Faster asset growth than 99% of similar nonprofits.
Revenue Growth
88th percentile
Faster revenue growth than 88% of similar nonprofits.
Assets
Up$3,538,145,826
Up $727,248,984 (+26%) from 2016
Net Assets
Up$3,193,318,950
Up $473,301,416 (+17%) from 2016
Liabilities
Up$344,826,876
Up $253,947,568 (+279%) from 2016
Revenue
Up$181,730,327
Up $27,946,785 (+18%) from 2016
Expenses
Up$130,368,416
Up $27,613,299 (+27%) from 2016
Net Income
Up$51,361,911
Up $333,486 (+0.7%) from 2016
Credit Union providing financial services to members.
Credit Union providing financial products and services to members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $2,540,433,815 | $3,230,295,285 | ▲ $689,861,470 |
| Cap Stk Tr Prin Current Funds | $2,473,526,584 | $2,895,555,152 | ▲ $422,028,568 |
| Rtn Earn Endowment Incm Other Fnds | $246,490,950 | $297,763,798 | ▲ $51,272,848 |
| Land, Buildings, and Equipment, Net | $110,134,519 | $140,616,303 | ▲ $30,481,784 |
| Savings and Temporary Cash Investments | $74,261,076 | $59,845,208 | ▼ $14,415,868 |
| Prepaid Expenses and Deferred Charges | $12,325,251 | $19,082,239 | ▲ $6,756,988 |
| Investments Program Related | $3,711,157 | $13,724,257 | ▲ $10,013,100 |
| Cash and Non-Interest-Bearing Accounts | $9,096,295 | $3,107,148 | ▼ $5,989,147 |
| Accounts Receivable | $1,279,152 | $1,378,130 | ▲ $98,978 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Total Assets | $2,810,896,842 | $3,538,145,826 | ▲ $727,248,984 |
| Other Assets Total | $59,655,577 | $70,097,256 | ▲ $10,441,679 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $18,750,000 | $256,953,656 | ▲ $238,203,656 |
| Accounts Payable and Accrued Expenses | $67,706,020 | $82,790,268 | ▲ $15,084,248 |
| Other Liabilities | $4,423,288 | $5,082,952 | ▲ $659,664 |
| Total Liabilities | $90,879,308 | $344,826,876 | ▲ $253,947,568 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,720,017,534 | $3,193,318,950 | ▲ $473,301,416 |
| Total Liabilities and Net Assets / Fund Balance | $2,810,896,842 | $3,538,145,826 | ▲ $727,248,984 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $50,873,772 | $6,481,395 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $77,413,848 | - | $0 |
| Equipment | $12,328,683 | $15,253,528 | $0 |
| Leasehold Improvements | $0 | $89,396 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kent Oram | Chief Executive Officer | FT | $654,724 | $529,078 | $1,183,802 |
| Brenda Worrell | Chief Operating Officer | FT | $424,426 | $320,369 | $744,795 |
| Shelli Bardsley | Chief Administrative Officer | FT | $424,425 | $296,796 | $721,221 |
| Sean Palmer | Mortgage Loan Officer | FT | $707,735 | $714,971 | $714,971 |
| Mark Willden | Chief Information Officer | FT | $301,001 | $376,219 | $677,220 |
| Brian Berrett | Chief Financial Officer | FT | $298,400 | $225,750 | $524,150 |
| Edward Tierney | Chief Lending Officer | FT | $271,895 | $206,161 | $478,056 |
| Corey Dahle | Chief Experience Officer | FT | $271,035 | $180,944 | $451,979 |
| Gabe Crum | Mortgage Loan Officer | FT | $3,768 | $406,018 | $409,786 |
| Chris Helbling | Mortgage Loan Officer | FT | $21,620 | $271,137 | $292,757 |
| Ben Davidson | Vice President of Human Resources | FT | $197,436 | $93,539 | $290,975 |
| Amanda Meyers | Vice President of Mortgage Lending | FT | $190,528 | $86,044 | $276,572 |
| Name | Title |
|---|---|
| Judy Harveston | Chairman |
| Cindy Watson | Board Member |
| Debbie Brady | Board Member |
| Dorothy Ricks | Board Member |
| Marv White | Board Member |
| Russ McCoy | Board Member |
| Troy Neu | Board Member |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $60,237,828 |
| Other Expenses | $31,951,126 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Comp Disqual Persons | - | - | - | $42,233,414 |
| Benefits to Members | - | - | - | $38,179,462 |
| Other Employee Benefits | - | - | - | $7,428,537 |
| Information Technology | - | - | - | $6,899,954 |
| Advertising | - | - | - | $6,547,134 |
| Depreciation Depletion | - | - | - | $5,124,004 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $4,538,259 |
| Payroll Taxes | - | - | - | $3,621,395 |
| Travel | - | - | - | $3,489,150 |
| Office Expenses | - | - | - | $3,462,782 |
| Occupancy | - | - | - | $3,246,912 |
| Pension Plan Contributions | - | - | - | $2,416,223 |
| Interest | - | - | - | $1,510,662 |
| Fees for Services Accounting | - | - | - | $587,624 |
| Fees for Services Other | - | - | - | $385,957 |
| Conferences and Meetings | - | - | - | $360,656 |
| Insurance | - | - | - | $267,147 |
| Other Expenses | - | - | - | $42,732 |
| Fees for Services Legal | - | - | - | $26,412 |
| Total Functional Expenses | $0 | $0 | $0 | $130,368,416 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Other Liabilities | $5,082,952 |
“Idaho Central is a member owned, not for profit credit union.”
“The Chief Financial Officer (also a CPA) prepares the 990. It is then submitted to the Chief Executive Officer for review prior to filing.”
“We consistently monitor and enforce compliance with the conflict of interest policy. It covers Board Members, key staff, and family members. A review is performed at least annually. In addition, auditors and examiners review accounts held by the aforementioned persons.”
“Annually, the Board of Directors reviews salary surveys of similar sized institutions and sets the salary of the Chief Executive Officer according to that and how Idaho Central is performing. The Chief Executive Officer sets the salary of all other employees of the Credit Union. Each employee receives an annual salary review.”
“The financial statements are published in the branch offices and are available upon request. Other documents may also be made available upon request.”
“Change in deposits is $422,028,568. The change in Other Comprehensive Income is ($89,063).”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 67706020 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 82790268 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1279152 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1378130 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Credit Union providing financial products and services to members. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6547134 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 38179462 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Idaho Central Credit Union |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2084783300 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 2469 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Pocatello |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | ID |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 83206 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 2473526584 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 2895555152 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 9096295 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3107148 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 4538259 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 42233414 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 360656 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 38179462 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 31951126 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 181730327 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 51361911 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 60237828 |
| IRS990/CYTotalExpensesAmt | 0 | 130368416 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 181730327 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 5124004 |
| IRS990/Desc | 0 | Idaho Central serves 298,350 members through 32 locations in Idaho. We provide a full range of financial products and services to our members. We pool member funds and loan them to members. All expenses are either related to having funds available to lend or operating costs. We provided loans to 142,211 of our members. Total loans outstanding at the end of the year were $3,245,544,009. All 298,350 of our members participate in our deposit products. During the year we spent $23,053,739 in interest expense to have funds available to lend to members. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 1158 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 130368416 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 587624 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 26412 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 385957 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 72839 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 115336 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 44061 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 74669 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 168456 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 69520 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 59678 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 21500 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 20653 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 7236 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 12898 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 10200 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Debbie Brady |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Russ McCoy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Troy Neu |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Marv White |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Judy Harveston |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Cindy Watson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Dorothy Ricks |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Kent Oram |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Brian Berrett |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Shelli Bardsley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Brenda Worrell |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Mark Willden |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Edward Tierney |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Corey Dahle |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Ben Davidson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | Amanda Meyers |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | Sean Palmer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | Gabe Crum |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | Chris Helbling |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1110963 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 408814 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 677160 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 670126 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 409064 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 408536 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 392301 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 269475 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 255919 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 707735 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 396888 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 282557 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Chief Executive Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Chief Financial Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Chief Administrative Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Chief Operating Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Chief Information Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Chief Lending Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | Chief Experience Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | Vice President of Human Resources |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | Vice President of Mortgage Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | Mortgage Loan Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | Mortgage Loan Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | Mortgage Loan Officer |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 181730327 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 55 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 6899954 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 267147 |
| IRS990/InterestGrp/TotalAmt | 0 | 1510662 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 3711157 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 13724257 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 21824319 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 110134519 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 140616303 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 162440622 |
| IRS990/LegalDomicileStateCd | 0 | ID |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Credit Union providing financial services to members. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 18750000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 256953656 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2720017534 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3193318950 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 3246912 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 3462782 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 59655577 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 70097256 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 421939505 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 7428537 |
| IRS990/OtherExpensesGrp/Desc | 0 | Miscellaneous Expenses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 42732 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 4423288 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 5082952 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 2540433815 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3230295285 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 3621395 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 2416223 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 12325251 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 19082239 |
| IRS990/PrincipalOfficerNm | 0 | Kent Oram |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans to Members |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Other Member Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Income from Member Fees and Charges |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Investment Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 108124528 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 53489779 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 19709179 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 406841 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 108124528 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 53489779 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 19709179 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 406841 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 27363368 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 25803339 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 153783542 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 51028425 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 49588410 |
| IRS990/PYTotalExpensesAmt | 0 | 102755117 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 153783542 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 51361911 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 181730326 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 246490950 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 297763798 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 74261076 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 59845208 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 50873772 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 6481395 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 57355167 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12328683 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 15253528 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 27582211 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 77413848 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 77413848 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 89396 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 89396 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 5082952 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Other Liabilities |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 140616303 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 5082952 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/ClubDuesOrFeesInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/FirstClassOrCharterTravelInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 654724 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 298400 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 424425 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 424426 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 301001 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 271895 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 6 | 271035 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
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