Civic Intelligence

Comprehensive Human Services Foundation

990EZ • Fiscal year 2020 • EIN 81-4104822

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 26, 2021

Organization ProfileN/A
101 21st Street Southeast Suite 1Austin, MN 55912

(507) 437-6389

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

23rd percentile

-17%

Higher net margin than 23% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

30th percentile

-7.7%

Faster asset growth than 30% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

85th percentile

35%

Faster revenue growth than 85% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets55th percentile

Assets

Down

$251,930

Down $20,949 (-7.7%) from 2019

Net Assets

Down

$251,930

Down $20,949 (-7.7%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin23rd percentile

Revenue

Up

$126,084

Up $32,814 (+35%) from 2019

Expenses

Up

$147,033

Up $111,997 (+320%) from 2019

Net Income

Down

-$20,949

Down $79,183 (-136%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2018: $214,645Liabilities 2018: $0Net Assets 2018: $214,6452018Assets 2019: $272,879Liabilities 2019: $0Net Assets 2019: $272,8792019Assets 2020: $251,930Liabilities 2020: $0Net Assets 2020: $251,9302020Assets 2021: $338,071Liabilities 2021: $0Net Assets 2021: $338,0712021Assets 2022: $325,654Liabilities 2022: $0Net Assets 2022: $325,6542022Assets 2023: $325,659Liabilities 2023: $32Net Assets 2023: $325,6272023Assets 2024: $370,618Liabilities 2024: $15Net Assets 2024: $370,6032024

Highlighted filing

2020

Assets$251,930
Liabilities$0
Net Assets$251,930
Open 2020 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2018: $187,060Expenses 2018: $2,155Net Income 2018: $184,9052018Revenue 2019: $93,270Expenses 2019: $35,036Net Income 2019: $58,2342019Revenue 2020: $126,084Expenses 2020: $147,033Net Income 2020: -$20,9492020Revenue 2021: $87,707Expenses 2021: $1,566Net Income 2021: $86,1412021Revenue 2022: $110,103Expenses 2022: $122,520Net Income 2022: -$12,4172022Revenue 2023: $168,028Expenses 2023: $168,055Net Income 2023: -$272023Revenue 2024: $143,244Expenses 2024: $98,268Net Income 2024: $44,9762024

Highlighted filing

2020

Revenue$126,084
Expenses$147,033
Net Income-$20,949
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 26, 2021
Return Version
2020v4.1
Gross Receipts
$126,084
Mission and Program Overview

Mission

Chsf promotes health by facilitating access by poor, distressed, or underprivileged individuals to behavioral and mental health services.

Program Services

DescriptionGrantsExpenses
CHSF HAS PROVIDED ACCESS TO SERVICES FOR 225 INDIVIDUALS FOR BEHAVIORAL HEALTH SERVICES, INCLUDING PSYCHOLOGICAL DIAGNOSTIC ASSESSMENTS, PSYCHOLOGICAL TESTING, INDIVIDUAL THERAPY, GROUP THERAPY, DIALECTICAL BEHAVIORAL THERAPY, CASE MANAGEMENT, AND COMMUNITY MENTAL HEALTH SERVICES. CHSF HAS PROVIDED OVER 2800 HOURS OF SERVICES TO INDIVIDUALS WHO WOULD NOT HAVE OTHERWISE HAD THESE SERVICES. CHSF FUNDING HAS ALSO ASSISTED GRANT RECIPIENTS IN FINDING LONG-TERM CARE SOLUTIONS OUTSIDE OF GRANT FUNDING TO INCREASE SUSTAINABILITY OF VITAL SERVICES.$141,060$141,060
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SHAYLA SOLBERGDirector-$0--
PAMELA RETTERATHDirector-$0--
JEFFREY WISEMANDirector-$0--
STEPHEN THORSONChairmanPT$0--
RYAN THORSONVice ChairmanPT$0--
Filing and Contact Details

Filer

Filer Name
Comprehensive Human Services Foundation
EIN
81-4104822
Phone
5074376389
Address
101 21ST STREET SOUTHEAST SUITE 1, AUSTIN, MN 55912

Signing Officer

Name
Stephen Thorson
Title
Board Chairman
Phone
5074376389
Signed
2021-10-26
Discuss with paid preparer
Yes

Preparer

Firm
Cliftonlarsonallen Llp
Address
201 N RIVERFRONT DR SUITE 300, MANKATO, MN 56001
Preparer
Lisa Rucker
Phone
5073868800
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 76.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: misc income. Amount: 8.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: charitable donations. Amount: 141,060. Description: bank fees. Amount: 140. Description: it expenses. Amount: 176. Description: operations. Amount: 4,481. Total to form 990-ez, line 16: 145,857.”

Raw XML Appendix166 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0RYAN THORSON
IRS990EZ/BooksInCareOfDetail/PhoneNum05074376389
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0101 21ST STREET SOUTHEAST SUITE 1
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0AUSTIN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055912
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0272879
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0246422
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0126000
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-20949
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01176
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0272879
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0251930
IRS990EZ/GrossReceiptsAmt0126084
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt076
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt05508
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0272879
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0251930
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0272879
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0251930
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt46.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SHAYLA SOLBERG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PAMELA RETTERATH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEFFREY WISEMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3STEPHEN THORSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RYAN THORSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE CHAIRMAN
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0145857
IRS990EZ/OtherRevenueTotalAmt08
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0CHSF PROMOTES HEALTH BY FACILITATING ACCESS BY POOR, DISTRESSED, OR UNDERPRIVILEGED INDIVIDUALS TO BEHAVIORAL AND MENTAL HEALTH SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0CHSF HAS PROVIDED ACCESS TO SERVICES FOR 225 INDIVIDUALS FOR BEHAVIORAL HEALTH SERVICES, INCLUDING PSYCHOLOGICAL DIAGNOSTIC ASSESSMENTS, PSYCHOLOGICAL TESTING, INDIVIDUAL THERAPY, GROUP THERAPY, DIALECTICAL BEHAVIORAL THERAPY, CASE MANAGEMENT, AND COMMUNITY MENTAL HEALTH SERVICES. CHSF HAS PROVIDED OVER 2800 HOURS OF SERVICES TO INDIVIDUALS WHO WOULD NOT HAVE OTHERWISE HAD THESE SERVICES. CHSF FUNDING HAS ALSO ASSISTED GRANT RECIPIENTS IN FINDING LONG-TERM CARE SOLUTIONS OUTSIDE OF GRANT FUNDING TO INCREASE SUSTAINABILITY OF VITAL SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0141060
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0141060
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0147033
IRS990EZ/TotalProgramServiceExpensesAmt0141060
IRS990EZ/TotalRevenueAmt0126084
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0126000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt093125
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0187013
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0406138
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt076
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0124
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt047
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0247
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt08
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt021
IRS990ScheduleA/OtherIncome170Grp/TotalAmt029
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0406138
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0126000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt093125
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0187013
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0406138
IRS990ScheduleA/TotalSupportAmt0406414
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 76.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: MISC INCOME. AMOUNT: 8.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: CHARITABLE DONATIONS. AMOUNT: 141,060. DESCRIPTION: BANK FEES. AMOUNT: 140. DESCRIPTION: IT EXPENSES. AMOUNT: 176. DESCRIPTION: OPERATIONS. AMOUNT: 4,481. TOTAL TO FORM 990-EZ, LINE 16: 145,857.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0STEPHEN THORSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum05074376389
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMPREHENSIVE HUMAN SERVICES FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0COMP
ReturnHeader/Filer/EIN0814104822
ReturnHeader/Filer/PhoneNum05074376389
ReturnHeader/Filer/USAddress/AddressLine1Txt0101 21ST STREET SOUTHEAST SUITE 1
ReturnHeader/Filer/USAddress/CityNm0AUSTIN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055912
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0201 N RIVERFRONT DR SUITE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MANKATO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd056001
ReturnHeader/PreparerPersonGrp/PhoneNum05073868800
ReturnHeader/PreparerPersonGrp/PreparationDt02021-10-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LISA RUCKER
ReturnHeader/ReturnTs02021-11-12T15:55:26-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0STEPHEN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0THORSON
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$251,930
Liabilities
$0
Net assets
$251,930
Revenue
$126,084
Expenses
$147,033
Net income
-$20,949
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.71$0.00$3.71$1.43$0.98$0.45
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.26$0.00$3.26$1.68$1.68$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.26$0.00$3.26$1.10$1.23$0.12
2021Detailed filing. Detailed filing data is available for this year.$3.38$0.00$3.38$0.88$0.02$0.86
2020Detailed filing. Detailed filing data is available for this year.$2.52$0.00$2.52$1.26$1.47$0.21
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.73$0.00$2.73$0.93$0.35$0.58
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.15$0.00$2.15$1.87$0.02$1.85