Civic Intelligence

Tinker Federal Credit Union

EIN 81-3996072 • 501(c)3 • Tinker Afb, OK

Profile

Our mission is to support the needs of veterans and first responders by improving the quality of their life through home accessibility and development of community resources.

PO Box 45750Tinker Afb, OK 73145

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.00x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

0.01x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

5th percentile

-69%

Higher net margin than 5% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

21st percentile

-9.6%

Faster asset growth than 21% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

46%

Faster revenue growth than 81% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$792,998

Down $432,609 (-35%) from 2022

Liabilities

Down

$777

Down $601 (-44%) from 2022

Net Assets

Down

$792,221

Down $432,008 (-35%) from 2022

Revenue

Up

$139,234

Up $64,417 (+86%) from 2022

Expenses

Up

$235,879

Up $129,122 (+121%) from 2022

Net Income

Down

-$96,645

Down $64,705 (-203%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2017: $80,222Liabilities 2017: $0Net Assets 2017: $80,2222017Assets 2018: $222,106Liabilities 2018: $0Net Assets 2018: $222,1062018Assets 2020: $261,387Liabilities 2020: $0Net Assets 2020: $261,3872020Assets 2021: $1,256,169Liabilities 2021: $0Net Assets 2021: $1,256,1692021Assets 2022: $1,225,607Liabilities 2022: $1,378Net Assets 2022: $1,224,2292022Assets 2024: $792,998Liabilities 2024: $777Net Assets 2024: $792,2212024

Highlighted filing

2024

Assets$792,998
Liabilities$777
Net Assets$792,221

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2017: $80,237Expenses 2017: $15Net Income 2017: $80,2222017Revenue 2018: $156,605Expenses 2018: $14,721Net Income 2018: $141,8842018Revenue 2020: $70,669Expenses 2020: $24,030Net Income 2020: $46,6392020Revenue 2021: $1,074,491Expenses 2021: $79,709Net Income 2021: $994,7822021Revenue 2022: $74,817Expenses 2022: $106,757Net Income 2022: -$31,9402022Revenue 2024: $139,234Expenses 2024: $235,879Net Income 2024: -$96,6452024

Highlighted filing

2024

Revenue$139,234
Expenses$235,879
Net Income-$96,645

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 28, 2025
Return Version
2024v5.2
Gross Receipts
$150,271
Mission and Program Overview

Mission

The foundation's activities include, but are not limited to, providing charitable support through programs such as disaster relief, humane treatment of animals, medical support and research, education and scholarships, arts and culture, community events, military and veteran support, youth activities, religous and volunteer support, public park and recreational facilities support, family support including police and fire families, school support, providing direct contributions to other qualified charitable organizations, and fund raising for activities such as those above.

The foundation's activities include, but are not limited to, providing charitable support through programs such as disaster relief, humane treatment of animals, medical support and research, education and scholarships, arts and culture, community events, military and veteran support, youth activities, religious and volunteer support, public park and recreational facilities support, family support including police and fire families, school support, providing direct contributions to other qualfied charitable organizations and fundraising for activities such as those above.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$876,820$789,381▼ $87,439
Inventories for Sale or Use$535$3,617▲ $3,082
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$877,355$792,998▼ $84,357
Other Assets Total-$0-
Liabilities
Other Liabilities$2,789$777▼ $2,012
Total Liabilities$2,789$777▼ $2,012
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$874,566$792,221▼ $82,345
Total Net Assets Fund Balance$874,566$792,221▼ $82,345
Total Liabilities and Net Assets / Fund Balance$877,355$792,998▼ $84,357
Compensation and Service Providers

Board Members and Trustees

NameTitle
Davis WillisPresident
Connie WallVice President
Eldon OverstreetDirector
Tiffany BroilesDirector
Joseph JacksonSecretary/Treas
Revenue and Support

Revenue Composition

Contributions and Grants
$111,820
Program Service Revenue
$0
Investment Income
$22,032
Other Revenue
$5,382
All Other Contributions
$48,952
Change in Net Assets
$-96,645

Audited Revenue Reconciliation

Revenue per Audited Statements
$139,234
Revenue Not Reported on Form 990
$20,099
Total Revenue per Audited Statements
$159,333
Total Revenue per Form 990
$139,234
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$194,468
Other Expenses$41,411
Total Fundraising Expense$7,053
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$110,836--$110,836
Grants to Domestic Individuals$83,632--$83,632
Fees for Services Accounting-$12,900-$12,900
Advertising$835$7,771$137$8,743
Fees for Services Other-$3,448$2,286$5,734
All Other Expenses$776$291$443$1,510
Other Expenses$1,052$6,669$840$840
Office Expenses-$616-$616
Total Functional Expenses$197,131$31,695$7,053$235,879

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$237,675
Expenses per Audited Statements$235,879
Total Expenses per Form 990$235,879
Expenses Not Reported on Form 990$1,796
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Dale K Graham Veterans FoundGoldsby, OK-SUPPORT FOR VETERANS' SUCCESS$30,000
Honoring Americas WarriorsEl Reno, OK-Support for Veterans$25,000
Hard Luck AutoChoctaw, OK-Grant for Auto Repairs for Vets$20,000
City of Antlers Fire DeptAntlers, OK-Support for Veterans$17,425
City of Idabel Police DeptIdabel, OK-Support for Veterans$9,360
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$16,419
Fundraising Direct Expenses$11,037
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Special Events$79,287$16,419$11,037$5,382
Total Events$79,287$16,419$11,037$5,382
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Card Payable$777
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

No review was or will be conducted.

Form 990, Part VI, Section B, Line 12C

The directors are required to complete annual disclosures of potential conflicts of interest.

Form 990, Part VI, Section C, Line 19

Documents provided upon request.

Filing and Contact Details

Filer

Filer Name
Tinker Federal Credit Union
EIN
81-3996072
Phone
4053192226
Address
PO BOX 45750, TINKER AFB, OK 73145

Signing Officer

Name
Joseph Jackson
Title
Treasurer
Signed
2025-10-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joseph Jackson
Formed
2017
Legal Domicile
Ok
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
80

Preparer

Firm
HBC CPAs & Advisors
Address
9905 N May Avenue, Oklahoma City, OK 73120
Preparer
Marty Chisum CPA
Phone
4058487797
Supplemental Narrative

Financial Statement Notes

Part XI, Line 2D: Other revenue amounts included in F/S but not included on form 990

INTEREST RECEIVABLE $-354 Accrual to cash conversion contributions $6153

Part XII, Line 2D: Other expenses and losses per audited F/S

Accrual to cash converions $1796

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IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/FactsAndCircumstancesTestTxt0Prior Year Facts and Circumstances: Part II, Section C, line 17a, Facts and Circumstances Test:The organization solicit funds from credit union employees through payroll deductions and holds fundraisers that solicit funds from the general public. Since its inception the organization has received two substanstial donations from single donor; however, donations from employees and general public for the current year accounted for over 85% of the organization's support. The organization provides support to military and veterans within the general public and the oranization's board consists of persons that represent the broad interest of the general public.
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt063252
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt092918
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt074817
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01066022
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt070669
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01367678
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.27260
IRS990ScheduleA/PublicSupportPY170Pct00.30810
IRS990ScheduleA/PublicSupportTotal170Amt0372886
IRS990ScheduleA/SubstantialContributorsTotAmt0994792
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TenPctFactsCrcmstncsTestCYInd0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt063252
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt092918
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt074817
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01066022
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt070669
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01367678
IRS990ScheduleA/TotalSupportAmt01367678
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt014300
IRS990ScheduleD/ExpensesNotReportedAmt01796
IRS990ScheduleD/ExpensesSubtotalAmt0235879
IRS990ScheduleD/OtherExpensesIncludedAmt01796
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0777
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CREDIT CARD PAYABLE
IRS990ScheduleD/OtherRevenueAmt05799
IRS990ScheduleD/RevenueNotReportedAmt020099
IRS990ScheduleD/RevenueSubtotalAmt0139234
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0INTEREST RECEIVABLE $-354 Accrual to cash conversion contributions $6153
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1ACCRUAL TO CASH CONVERIONS $1796
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part XI, Line 2d: Other revenue amounts included in F/S but not included on form 990
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part XII, Line 2d: Other expenses and losses per audited F/S
IRS990ScheduleD/TotalExpensesPerForm990Amt0235879
IRS990ScheduleD/TotalLiabilityAmt0777
IRS990ScheduleD/TotalRevenuePerForm990Amt0139234
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0159333
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0237675
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt062868
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt062868
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt011037
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SPECIAL EVENTS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt079287
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt079287
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016419
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt016419
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt05382
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt011037
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt011037
IRS990ScheduleI/GrantRecordsMaintainedInd0false
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt083632
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0MILITARY, VETERAN, AND FAMILY SUPP
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/NonCashAssistanceDesc0HOME REPAIRS FOR VETERANS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt014
IRS990ScheduleI/RecipientTable/CashGrantAmt017425
IRS990ScheduleI/RecipientTable/CashGrantAmt19360
IRS990ScheduleI/RecipientTable/CashGrantAmt230000
IRS990ScheduleI/RecipientTable/CashGrantAmt320000
IRS990ScheduleI/RecipientTable/CashGrantAmt425000
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt10
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt20
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt30
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt40
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0SUPPORT FOR VETERANS
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1SUPPORT FOR VETERANS
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2SUPPORT FOR VETERANS' SUCCESS
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3GRANT FOR AUTO REPAIRS FOR VETS
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt4SUPPORT FOR VETERANS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0CITY OF ANTLERS FIRE DEPT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1CITY OF IDABEL POLICE DEPT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2DALE K GRAHAM VETERANS FOUND
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3HARD LUCK AUTO
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt4HONORING AMERICAS WARRIORS
IRS990ScheduleI/RecipientTable/RecipientEIN0475518844
IRS990ScheduleI/RecipientTable/RecipientEIN1833318265
IRS990ScheduleI/RecipientTable/RecipientEIN2471637199
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0121 S HIGH
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt1207 S CENTRAL
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt22119 SOUTH MAIN
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt3161 MURRAY DRIVE
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt4518 MEMORIAL ROAD
IRS990ScheduleI/RecipientTable/USAddress/CityNm0ANTLERS
IRS990ScheduleI/RecipientTable/USAddress/CityNm1IDABEL
IRS990ScheduleI/RecipientTable/USAddress/CityNm2GOLDSBY
IRS990ScheduleI/RecipientTable/USAddress/CityNm3CHOCTAW
IRS990ScheduleI/RecipientTable/USAddress/CityNm4EL RENO
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0OK
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd1OK
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd2OK
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd3OK
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd4OK
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd074523
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd174745
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd273093
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd373020
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd473036
IRS990ScheduleI/Total501c3OrgCnt00
IRS990ScheduleI/TotalOtherOrgCnt05
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE DIRECTORS ARE REQUIRED TO COMPLETE ANNUAL DISCLOSURES OF POTENTIAL CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DOCUMENTS PROVIDED UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false

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