Civic Intelligence

Insuring MI Future

990EZ • Fiscal year 2025 • EIN 81-3300743

Jan 01, 2025 to Dec 31, 2025

416 S Cedar St Suite HLansing, MI 48912

(517) 228-2035

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • NTEE B82 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

88th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2025 filings • NTEE B82 • <$500k nonprofits • Source year 2025

Net Margin

19th percentile

-37%

Higher net margin than 19% of similar nonprofits.

2025 filings • NTEE B82 • <$500k nonprofits • Source year 2025

Top Officer Pay

93rd percentile

$0

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • NTEE B82 • <$500k nonprofits • Source year 2025

Asset Growth

23rd percentile

-13%

Faster asset growth than 23% of similar nonprofits.

2025 filings • NTEE B82 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

21st percentile

-33%

Faster revenue growth than 21% of similar nonprofits.

2025 filings • NTEE B82 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$79,732

Down $12,382 (-13%) from 2024

Net Assets

Down

$79,732

Down $12,382 (-13%) from 2024

Liabilities

Flat

$0

Flat from 2024

Revenue

Down

$33,638

Down $16,863 (-33%) from 2024

Expenses

Up

$46,020

Up $4,645 (+11%) from 2024

Net Income

Down

-$12,382

Down $21,508 (-236%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2023: $86,229Liabilities 2023: $3,241Net Assets 2023: $82,9882023Assets 2024: $92,114Liabilities 2024: $0Net Assets 2024: $92,1142024Assets 2025: $79,732Liabilities 2025: $0Net Assets 2025: $79,7322025

Highlighted filing

2025

Assets$79,732
Liabilities$0
Net Assets$79,732

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0-$20KRevenue 2023: $20,008Expenses 2023: $11,643Net Income 2023: $8,3652023Revenue 2024: $50,501Expenses 2024: $41,375Net Income 2024: $9,1262024Revenue 2025: $33,638Expenses 2025: $46,020Net Income 2025: -$12,3822025

Highlighted filing

2025

Revenue$33,638
Expenses$46,020
Net Income-$12,382
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 14, 2026
Return Version
2025v4.1
Gross Receipts
$33,638
Mission and Program Overview

Mission

See schedule o - 02 part iii

Program Services

DescriptionGrantsExpenses
SEE SCHEDULE O - 02 PART III LINE 28-$46,020
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MIKE MAURERChair-$0--
TIM DONNELLONTreasurer-$0--
NICHOLAS JORDANSecretary-$0--
PAM EMMENDORFERBoard Of Directors-$0--
SUSAN GISHOLTBoard Of Directors-$0--
DAVID VERINGBoard Of Directors-$0--
NICK JONESBoard Of Directors-$0--
GRETCHEN CROSSVice Chair-$0--
RYAN HUNDTDirector-$0--
DR DAVID BROWNDirector-$0--
Filing and Contact Details

Filer

Filer Name
Insuring Mi Future
EIN
81-3300743
In Care Of
% TIM DONNELLON
Phone
5172282035
Address
416 S CEDAR ST SUITE H, LANSING, MI 48912

Signing Officer

Name
Tim Donnellon
Title
Treasurer
Phone
5172282035
Signed
2026-04-14
Discuss with paid preparer
Yes

Preparer

Firm
Chapel Company LLC
Address
598 Ramsey Ln, Pleasant Lake, MI 49272
Preparer
Randy Chapel
Phone
5174206783
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

Description AmountGRANT HS PROGRAMS 500GRANT SPENCER EXPENSE 4,561SPONSORSHIP 2,238POSTAGE 39PRINTING 179STEM CONFERENCE 424OFFICE EXPENSE 1,983ACCOUNTING 90INSURANCE 450CREDIT CARD 145

Description of other assets Part II line 24

Category Beginning of Year End of YearPREPAID EXPENSE 2,600 0

Part III response or note to any other line in Part III

Part iii - mission statement - the mission of insuring mi future is to provide a support network for educatin and career resources in the insurance industry in michigan. Part iii, line 28 - this corporation is organized exclusively to recieve and administer funds for charitable and educational purposes, more specifically to increase education and career resources focusing on insurance thoughout the state of michigan.

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PhoneNum05172282035
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LANSING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048912
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IRS990EZ/ExcessOrDeficitForYearAmt0-12382
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IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/LobbyingActivitiesInd0false
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MIKE MAURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TIM DONNELLON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2NICHOLAS JORDAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3PAM EMMENDORFER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SUSAN GISHOLT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DAVID VERING
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7GRETCHEN CROSS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8RYAN HUNDT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DR DAVID BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD OF DIRECTORS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD OF DIRECTORS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD OF DIRECTORS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD OF DIRECTORS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7VICE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02600
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt010609
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SEE SCHEDULE O - 02 PART III
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt046020
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt046020
IRS990EZ/TotalProgramServiceExpensesAmt046020
IRS990EZ/TotalRevenueAmt033638
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt032500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt049500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt020000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt050199
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0152199
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt01138
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt013
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IRS990ScheduleA/PublicSupportCY170Pct00.98590
IRS990ScheduleA/PublicSupportPY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt0152199
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt032500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt049500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt020000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt050199
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0152199
IRS990ScheduleA/TotalSupportAmt0154381
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountGRANT HS PROGRAMS 500GRANT SPENCER EXPENSE 4,561SPONSORSHIP 2,238POSTAGE 39PRINTING 179STEM CONFERENCE 424OFFICE EXPENSE 1,983ACCOUNTING 90INSURANCE 450CREDIT CARD 145
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearPREPAID EXPENSE 2,600 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PART III - MISSION STATEMENT - THE MISSION OF INSURING MI FUTURE IS TO PROVIDE A SUPPORT NETWORK FOR EDUCATIN AND CAREER RESOURCES IN THE INSURANCE INDUSTRY IN MICHIGAN. PART III, LINE 28 - THIS CORPORATION IS ORGANIZED EXCLUSIVELY TO RECIEVE AND ADMINISTER FUNDS FOR CHARITABLE AND EDUCATIONAL PURPOSES, MORE SPECIFICALLY TO INCREASE EDUCATION AND CAREER RESOURCES FOCUSING ON INSURANCE THOUGHOUT THE STATE OF MICHIGAN.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part III response or note to any other line in Part III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TIM DONNELLON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05172282035
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INSURING MI FUTURE
ReturnHeader/Filer/BusinessNameControlTxt0INSU
ReturnHeader/Filer/EIN0813300743
ReturnHeader/Filer/InCareOfNm0% TIM DONNELLON
ReturnHeader/Filer/PhoneNum05172282035
ReturnHeader/Filer/USAddress/AddressLine1Txt0416 S CEDAR ST SUITE H
ReturnHeader/Filer/USAddress/CityNm0LANSING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048912
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0260541578
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Chapel Company LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0598 Ramsey Ln
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Pleasant Lake
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049272
ReturnHeader/PreparerPersonGrp/PhoneNum05174206783
ReturnHeader/PreparerPersonGrp/PreparationDt02026-04-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RANDY CHAPEL
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-04-14T07:24:53-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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