Civic Intelligence

Veterans Affordable Homeownership Program

990EZ • Fiscal year 2023 • EIN 81-2967340

Jan 01, 2023 to Dec 31, 2023 • Filed on May 10, 2024

1451 Toyon DriveConcord, CA 94520-0000

(925) 687-0714

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

68th percentile

15%

Higher net margin than 68% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

93rd percentile

122%

Faster asset growth than 93% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

12th percentile

-48%

Faster revenue growth than 12% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Up

$422,111

Up $231,720 (+122%) from 2022

Net Assets

Up

$422,111

Up $231,720 (+122%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue

Down

$27,182

Down $24,641 (-48%) from 2022

Expenses

Down

$23,192

Down $16,563 (-42%) from 2022

Net Income

Down

$3,990

Down $8,078 (-67%) from 2022

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2020: $274,265Liabilities 2020: $0Net Assets 2020: $274,2652020Assets 2021: $482,054Liabilities 2021: $0Net Assets 2021: $482,0542021Assets 2022: $190,391Liabilities 2022: $0Net Assets 2022: $190,3912022Assets 2023: $422,111Liabilities 2023: $0Net Assets 2023: $422,1112023Assets 2024: $357,644Net Assets 2024: $357,6442024

Highlighted filing

2023

Assets$422,111
Liabilities$0
Net Assets$422,111

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2020: $166,020Expenses 2020: $69,575Net Income 2020: $96,4452020Revenue 2021: $271,217Expenses 2021: $63,428Net Income 2021: $207,7892021Revenue 2022: $51,823Expenses 2022: $39,755Net Income 2022: $12,0682022Revenue 2023: $27,182Expenses 2023: $23,192Net Income 2023: $3,9902023Revenue 2024: $4,842Expenses 2024: $9,778Net Income 2024: -$4,9362024

Highlighted filing

2023

Revenue$27,182
Expenses$23,192
Net Income$3,990
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 10, 2024
Return Version
2023v5.0
Gross Receipts
$27,182
Mission and Program Overview

Mission

Vahop's primary mission is to help veterans close the wealth gap through home ownership and provide funds to other veteran service organizations.

Veterans Affordable HomeOwnership Program Primary mission is to help Veterans close the wealth pag through home ownership and provide funds to other Veteran Service Organizations VSO's

Program Services

DescriptionGrantsExpenses
Donations to support local Veteran Services Organizations$0$8,056
Provide No Cost Line of Credit LOC to Veterans to improve existing home in preparation For Sale$0$1,197
Provide Various Services Information and resources to help Veterans Gold and Blue Star Families the opportunity for Home Ownership$0$1,002
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jane EtheringtonPresidentPT$0--
Joe SerranoVice President-$0--
Jim EtheringtonSecretary TreasuryPT$0--
Sean PoynerBoard Member-$0--
Bill RidelBoard Member-$0--
JR WilsonBoard Member-$0--
Ed SzkayAdv Board Member-$0--
Scott CassellAdv Board Member-$0--
Nathan JohnsonAdv Board Member-$0--
Filing and Contact Details

Filer

Filer Name
Veterans Affordable Homeownership Program
EIN
81-2967340
In Care Of
% Jane Etherington
Address
1451 TOYON DRIVE, CONCORD, CA 94520-0000

Signing Officer

Name
Jane Etherington
Title
President
Signed
2024-05-10
Supplemental Narrative

Additional Explanations

Doing Business As Names

VAHOP

Part I, line 16

| Other Expenses:, Amount:| Operating Expenses $10,855 & Program Services Expenses $10,255, $21110|

Part I, line 20

| Explanation:, Amount:| Investment in Stocks, $227730|

Part II, line 24

| Explanation:, BOYAmount:, EOYAmount:| Other Assets, $0, $194381|

Part I, Line 16

| Explanation:| Operating Expenses $10,855 & Program Service Expenses $10,255

Part I, Line 20

| Explanation:| Investment in Stock

Part II, Line 24

| Explanation:| Other Assets: Net Assets Beginning of Year $190,391 - Fund Balance End of Year $3,990

Part III, General

| Explanation:| Veterans Affordable HomeOwnership Program Primary mission is to help Veterans close the wealth pag through home ownership and provide funds to other Veteran Service Organizations VSO's

Raw XML Appendix195 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0J Etherington
IRS990EZ/BooksInCareOfDetail/PhoneNum09256870714
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01451 TOYON DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CONCORD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0945200000
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0190391
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0227730
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0555
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03990
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01000
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0190391
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0422111
IRS990EZ/GainOrLossFromSaleOfAssetsAmt025909
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt027182
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0190391
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0422111
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0190391
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0422111
IRS990EZ/OccupancyRentUtltsAndMaintAmt01065
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt025
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt225
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jane Etherington
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Joe Serrano
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Jim Etherington
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Sean Poyner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Bill Ridel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JR Wilson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Ed Szkay
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Scott Cassell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Nathan Johnson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary Treasury
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Adv Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Adv Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Adv Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0194381
IRS990EZ/OtherChangesInNetAssetsAmt0227730
IRS990EZ/OtherExpensesTotalAmt021110
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Veterans Affordable HomeOwnership Program Primary mission is to help Veterans close the wealth pag through home ownership and provide funds to other Veteran Service Organizations VSO's
IRS990EZ/PrintingPublicationsPostageAmt017
IRS990EZ/ProgramServiceRevenueAmt0718
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Donations to support local Veteran Services Organizations
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Provide No Cost Line of Credit LOC to Veterans to improve existing home in preparation For Sale
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Provide Various Services Information and resources to help Veterans Gold and Blue Star Families the opportunity for Home Ownership
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt08056
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt11197
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt21002
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt025909
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt023192
IRS990EZ/TotalProgramServiceExpensesAmt010255
IRS990EZ/TotalRevenueAmt027182
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0VAHOP.ORG
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0| Year:, Amount:, Description:| 2019, 30492, Other Income Detail| 2020, 67756Other Income Detail| 2021, 10224Other Income Detail| 2022, 0Other Income Detail| 2023, 25909Other Income Detail|
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Part II - Line 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0555
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt024550
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0261984
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt04591
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt020874
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0312554
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0718
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0436
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt093673
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0140854
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0235681
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt025909
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt010224
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt067756
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt030492
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0134381
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.4579
IRS990ScheduleA/PublicSupportPY170Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0312554
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0555
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt024550
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0261984
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt04591
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt020874
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0312554
IRS990ScheduleA/TotalSupportAmt0682616
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VAHOP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Other Expenses:, Amount:| Operating Expenses $10,855 & Program Services Expenses $10,255, $21110|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2| Explanation:, Amount:| Investment in Stocks, $227730|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3| Explanation:, BOYAmount:, EOYAmount:| Other Assets, $0, $194381|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4| Explanation:| Operating Expenses $10,855 & Program Service Expenses $10,255
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5| Explanation:| Investment in Stock
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6| Explanation:| Other Assets: Net Assets Beginning of Year $190,391 - Fund Balance End of Year $3,990
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7| Explanation:| Veterans Affordable HomeOwnership Program Primary mission is to help Veterans close the wealth pag through home ownership and provide funds to other Veteran Service Organizations VSO's
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Doing Business As Names
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I, line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part II, line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part III, General
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Jane Etherington
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VETERANS AFFORDABLE HOMEOWNERSHIP PROGRAM
ReturnHeader/Filer/BusinessNameControlTxt0VETE
ReturnHeader/Filer/EIN0812967340
ReturnHeader/Filer/ForeignPhoneNum09256870714
ReturnHeader/Filer/InCareOfNm0% Jane Etherington
ReturnHeader/Filer/USAddress/AddressLine1Txt01451 TOYON DRIVE
ReturnHeader/Filer/USAddress/CityNm0CONCORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd0945200000
ReturnHeader/ReturnTs02024-05-10T18:55:33-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Jane
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Etherington
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings