Civic Intelligence

Tchfh Lending Inc

990 • Fiscal year 2022 • EIN 81-1958719

Jul 01, 2021 to Jun 30, 2022 • Filed on Mar 23, 2023

1954 University Avenue WestSaint Paul, MN 55104

(612) 305-7112

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.71x

Higher debt load relative to assets than 87% of similar nonprofits.

2022 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2022

Liabilities / Revenue

91st percentile

2.26x

Higher debt load relative to revenue than 91% of similar nonprofits.

2022 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2022

Net Margin

88th percentile

48%

Higher net margin than 88% of similar nonprofits.

2022 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2022

Top Officer Pay

80th percentile

$220,906

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 9.0% of source-year revenue.

2022 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2022

Asset Growth

89th percentile

46%

Faster asset growth than 89% of similar nonprofits.

2022 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Revenue Growth

95th percentile

172%

Faster revenue growth than 95% of similar nonprofits.

2022 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2021 to 2022

Assets

Up

$7,779,735

Up $2,450,612 (+46%) from 2021

Net Assets

Up

$2,242,950

Up $1,591,099 (+244%) from 2021

Liabilities

Up

$5,536,785

Up $859,513 (+18%) from 2021

Revenue

Up

$2,448,749

Up $1,548,934 (+172%) from 2021

Expenses

Up

$1,272,650

Up $352,193 (+38%) from 2021

Net Income

Up

$1,176,099

Up $1,196,741 (+5798%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016Assets 2017: $1,467,605Liabilities 2017: $1,297,605Net Assets 2017: $170,0002017Assets 2018: $3,992,432Liabilities 2018: $3,627,432Net Assets 2018: $365,0002018Assets 2019: $6,467,468Liabilities 2019: $5,942,468Net Assets 2019: $525,0002019Assets 2020: $4,605,810Liabilities 2020: $3,934,127Net Assets 2020: $671,6832020Assets 2021: $5,329,123Liabilities 2021: $4,677,272Net Assets 2021: $651,8512021Assets 2022: $7,779,735Liabilities 2022: $5,536,785Net Assets 2022: $2,242,9502022Assets 2023: $9,939,150Liabilities 2023: $6,953,054Net Assets 2023: $2,986,0962023Assets 2024: $11,409,917Liabilities 2024: $6,599,871Net Assets 2024: $4,810,0462024Assets 2025: $19,881,588Liabilities 2025: $8,480,041Net Assets 2025: $11,401,5472025

Highlighted filing

2022

Assets$7,779,735
Liabilities$5,536,785
Net Assets$2,242,950

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2016: $0Expenses 2016: $0Net Income 2016: $02016Revenue 2017: $1,116,014Expenses 2017: $946,014Net Income 2017: $170,0002017Revenue 2018: $1,087,724Expenses 2018: $892,724Net Income 2018: $195,0002018Revenue 2019: $1,104,416Expenses 2019: $944,416Net Income 2019: $160,0002019Revenue 2020: $1,217,535Expenses 2020: $1,070,852Net Income 2020: $146,6832020Revenue 2021: $899,815Expenses 2021: $920,457Net Income 2021: -$20,6422021Revenue 2022: $2,448,749Expenses 2022: $1,272,650Net Income 2022: $1,176,0992022Revenue 2023: $2,466,684Expenses 2023: $1,723,538Net Income 2023: $743,1462023Revenue 2024: $5,304,661Expenses 2024: $3,480,711Net Income 2024: $1,823,9502024Revenue 2025: $11,251,491Expenses 2025: $4,659,990Net Income 2025: $6,591,5012025

Highlighted filing

2022

Revenue$2,448,749
Expenses$1,272,650
Net Income$1,176,099
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Mar 23, 2023
Return Version
2021v4.2
Gross Receipts
$2,448,749
Mission and Program Overview

Mission

The mission of tchfh lending, inc. Is to help those underserved by the traditional mortgage industry attain homeownership through its affordable mortgage program.

Providing affordable home mortgages to help the underserved attain homeownership

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$3,114,807$3,733,523▲ $618,716
Cash and Non-Interest-Bearing Accounts$1,085,864$2,420,778▲ $1,334,914
Accounts Receivable-$38,677-
Prepaid Expenses and Deferred Charges$40,855$13,641▼ $27,214
Total Assets$5,329,123$7,779,735▲ $2,450,612
Other Assets Total$1,087,597$1,573,116▲ $485,519
Liabilities
Unsecured Notes Loans Payable$2,180,060$2,786,350▲ $606,290
Other Liabilities$2,090,046$1,675,046▼ $415,000
Deferred Revenue$379,447$1,073,874▲ $694,427
Accounts Payable and Accrued Expenses$27,719$1,515▼ $26,204
Total Liabilities$4,677,272$5,536,785▲ $859,513
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$651,851$2,242,950▲ $1,591,099
Total Net Assets Fund Balance$651,851$2,242,950▲ $1,591,099
Total Liabilities and Net Assets / Fund Balance$5,329,123$7,779,735▲ $2,450,612

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$3,733,523--
Other Assets Org$1,573,116--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Robyn Bipes-timmPresident
Anne BehrendtDirector
Bill GouldDirector
Delinda WashingtonDirector
Diane WoldDirector
Eric SkallandDirector
Jonathan Sage-martinsonDirector
Rich GammillDirector
Steve PoppenDirector
Tony BarrancoDirector
Joe KhawajaSecretary, Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,287,924
Program Service Revenue
$1,116,783
Investment Income
$44,042
Other Revenue
$0
All Other Contributions
$982,351
Change in Net Assets
$1,176,099
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$664,516
Salaries, Compensation, and Employee Benefits$608,134
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$332,723$8,906-$341,629
Current Officers, Directors, Trustees, and Key Employees$113,710$5,580-$119,290
All Other Expenses$115,812--$115,812
Other Employee Benefits$108,995$3,537-$112,532
Interest$48,048--$48,048
Payroll Taxes$33,593$1,090-$34,683
Fees for Services Legal$23,790--$23,790
Insurance$20,438--$20,438
Conferences and Meetings$2,566--$2,566
Fees for Services Other$2,000--$2,000
Fees for Services Accounting-$1,675-$1,675
Office Expenses$449--$449
Other Expenses$100$318-$100
Total Functional Expenses$1,251,544$21,106$0$1,272,650
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Twin Cities Habitat for Humanity, Inc.$1,675,046
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Twin cities habitat for humanity, inc. Is the parent and sole member of tchfh lending, inc.

Form 990, Part VI, Section A, Line 7A

At least 51% of the board members of tchfh lending, inc. Need to also be board members of the parent

Form 990, Part VI, Section A, Line 7B

Twin cities habitat for humanity, inc., the sole member, must approve any proposed sale or transfer of tchfh lending, inc.

Form 990, Part VI, Section A, Line 8B

The organizatoin does not have any committees that have authority to act on behalf of the governing body.

Form 990, Part VI, Section B, Line 11B

A full copy of the 990 will be reviewed by tchfh lending, inc.'s staff officers and then provided to its full board for approval before filing.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy applies to any director, principal officer, or member of a committee with governing board delegated powers, who has a direct or indirect financial interest. Board members disclose conflicts of interests on a written form once annually. After disclosure of the financial interest and all material facts, and after any discussion with the interested person, he/she shall leave the governing board or committee meeting while the determination of a conflict of interest is discussed and voted upon. The remaining board or committee members shall decide if a conflict of interest exists. The proceedings are documented in the meeting minutes.

Form 990, Part VI, Section B, Line 15A

Annually, a competitive market analysis is completed by an outside consultant which includes a cross section of twin cities habitat's c-level positions. The salary for the president is determined through alignment with other c-level salaries of the organization. It is then submitted to the board for review and approval. Compensation for positions below the ceo level were reviewed and approved by the ceo. As part of the annual planning process the board of directors reviews compensation as part of the overall budget and documentation is included in the meeting minutes. This process was last completed in 2022.

Form 990, Part VI, Section C, Line 19

The organization's financial statements are available upon request. The organization does not make its governing documents or conflict of interest policy available to the public.

Filing and Contact Details

Filer

Filer Name
Tchfh Lending Inc
EIN
81-1958719
Phone
6123057112
Address
1954 UNIVERSITY AVENUE WEST, SAINT PAUL, MN 55104

Signing Officer

Name
Robyn Bipes-timm
Title
President
Phone
6123057112
Signed
2023-03-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robyn Bipes-timm
Formed
2016
Legal Domicile
Mn
Voting Board Members
12
Independent Board Members
12
Employees
6
Volunteers
9

Preparer

Firm
Cliftonlarsonallen Llp
Address
220 S 6TH STREET SUITE 300, MINNEAPOLIS, MN 55402
Preparer
Rachel Flanders
Phone
6123764500
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The organization has exempt status relative to federal and minnesota corporate income taxes under internal revenue code section 501(c)(3) and applicable state statutes. The organization is not private foundations and contributions to the organization qualify as a charitable tax deduction by the contributor. Tchfh lending, inc. Is a supporting organization of the tchfh, inc. The organization follows the accounting standards for contingencies in evaluating uncertain tax positions. This guidance prescribes recognition threshold principles for the consolidated financial statement recognition of tax positions taken or expected to be taken on a tax return that are not certain to be realized. No liability has been recognized by the organization as a result of the implementation of this standard. The organization's return is subject to review and examination by federal and state authorities.

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IRS990/Desc0TWIN CITIES HABITAT FOR HUMANITY IS THE SOLE MEMBER OF THE TCHFH LENDING INC. CORPORATION; TOGETHER THE TWO ORGANIZATIONS WORK IN PARTNERSHIP TO MAKE DECENT, AFFORDABLE HOMEOWNERSHIP POSSIBLE FOR LOW AND MODERATE INCOME HOUSEHOLDS ACROSS THE TWIN CITIES SEVEN-COUNTY METRO. TCHFH LENDING, INC. ORIGINATES AFFORDABLE MORTGAGES, SERVICES RESIDENTIAL MORTGAGE LOANS, AND PROVIDES DOWN PAYMENT AND CLOSING COST ASSISTANCE. ITS PRIMARY PROGRAM IS TO FINANCE RESIDENTIAL MORTGAGES TO A TARGET MARKET OF LOWINCOME HOMEBUYERS FOR THE PURCHASE OF A HABITAT-BUILT HOME, A MOVE-IN READY HOME OR A HOME IN NEED OF ADDITIONAL REHAB. THE ORGANIZATION WAS INCORPORATED IN FY16 AND ORIGINATED 84 MORTGAGE LOANS IN FY22.
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IRS990/OfficeExpensesGrp/TotalAmt0449
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01087597
IRS990/OtherAssetsTotalGrp/EOYAmt01573116
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt03537
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0108995
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0112532
IRS990/OtherExpensesGrp/Desc0CLOSING COSTS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING AND BANK
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc3EMPLOYEE MEALS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0318
IRS990/OtherExpensesGrp/ProgramServicesAmt0187086
IRS990/OtherExpensesGrp/ProgramServicesAmt1142234
IRS990/OtherExpensesGrp/ProgramServicesAmt2120000
IRS990/OtherExpensesGrp/ProgramServicesAmt3100
IRS990/OtherExpensesGrp/TotalAmt0187086
IRS990/OtherExpensesGrp/TotalAmt1142552
IRS990/OtherExpensesGrp/TotalAmt2120000
IRS990/OtherExpensesGrp/TotalAmt3100
IRS990/OtherLiabilitiesGrp/BOYAmt02090046
IRS990/OtherLiabilitiesGrp/EOYAmt01675046
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt08906
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0332723
IRS990/OtherSalariesAndWagesGrp/TotalAmt0341629
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01090
IRS990/PayrollTaxesGrp/ProgramServicesAmt033593
IRS990/PayrollTaxesGrp/TotalAmt034683
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt040855
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013641
IRS990/PrincipalOfficerNm0ROBYN BIPES-TIMM
IRS990/PriorPeriodAdjustmentsAmt0415000
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0623000
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01116783
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01116783
IRS990/ProgSrvcAccomActy2Grp/Desc0TCHFH LENDING, INC. SERVICES RESIDENTIAL MORTGAGES IT ORIGINATES AND SERVICES EXISTING LOANS PREVIOUSLY ORIGINATED BY ITS PARENT ENTITY, TWIN CITIES HABITAT FOR HUMANITY, INC. THE ORGANIZATION SERVICED 1,188 LOANS IN FY22.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0536181
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0240706
IRS990/ProgSrvcAccomActy3Grp/Desc0TCHFH LENDING, INC. PROVIDES DOWN PAYMENT AND CLOSING COST ASSISTANCE GRANTS TO ELIGIBLE LOW-INCOME HOMEBUYERS AND FACILITATES THIRD-PARTY DOWN PAYMENT ASSISTANCE PROGRAMS ANDSUBORDINATE LOANS. GRANTS WERE AWARDED TO 83 HOMEBUYERS IN FY22.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0176019
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0203185
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt038415
IRS990/PYOtherExpensesAmt0379681
IRS990/PYOtherRevenueAmt0125
IRS990/PYProgramServiceRevenueAmt0658090
IRS990/PYRevenuesLessExpensesAmt0-20642
IRS990/PYSalariesCompEmpBnftPaidAmt0540776
IRS990/PYTotalExpensesAmt0920457
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0899815
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01176099
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0876077
IRS990ScheduleA/Form990SchASupportingOrgGrp/Contribution35ControlledInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionControllerInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionFamilyInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ControlledDisqualifiedPrsnInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnControllIntInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnOwnrIntInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ExcessBusinessHoldingsRulesInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ListedByNameGoverningDocInd01
IRS990ScheduleA/Form990SchASupportingOrgGrp/LoanDisqualifiedPersonInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/OrganizationChangeSuprtOrgInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/PaymentSubstantialContribtrInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgNotOrganizedUSInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgSectionC456Ind00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportNonSupportedOrgInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SuprtOrgNoIRSDeterminationInd00
IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/OperateBenefitNonSuprtOrgInd00
IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/PowerAppointMajorityDirTrstInd01
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/SupportedOrganizationsCnt01
IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0363363171
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd01
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeCd07
IRS990ScheduleA/SupportedOrgInformationGrp/OtherSupportAmt00
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt00
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine1Txt0TWIN CITIES HABITAT FOR HUMANITY INC
IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType1Ind0X
IRS990ScheduleA/SupportSumAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt03733523
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0MORTGAGES RECEIVABLE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01573116
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0LOAN SERVICING ASSET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01675046
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO TWIN CITIES HABITAT FOR HUMANITY, INC.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS EXEMPT STATUS RELATIVE TO FEDERAL AND MINNESOTA CORPORATE INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(3) AND APPLICABLE STATE STATUTES. THE ORGANIZATION IS NOT PRIVATE FOUNDATIONS AND CONTRIBUTIONS TO THE ORGANIZATION QUALIFY AS A CHARITABLE TAX DEDUCTION BY THE CONTRIBUTOR. TCHFH LENDING, INC. IS A SUPPORTING ORGANIZATION OF THE TCHFH, INC. THE ORGANIZATION FOLLOWS THE ACCOUNTING STANDARDS FOR CONTINGENCIES IN EVALUATING UNCERTAIN TAX POSITIONS. THIS GUIDANCE PRESCRIBES RECOGNITION THRESHOLD PRINCIPLES FOR THE CONSOLIDATED FINANCIAL STATEMENT RECOGNITION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN THAT ARE NOT CERTAIN TO BE REALIZED. NO LIABILITY HAS BEEN RECOGNIZED BY THE ORGANIZATION AS A RESULT OF THE IMPLEMENTATION OF THIS STANDARD. THE ORGANIZATION'S RETURN IS SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE AUTHORITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01573116
IRS990ScheduleD/TotalBookValueProgramRltdAmt03733523
IRS990ScheduleD/TotalLiabilityAmt01675046
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0183932
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1174429
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt05117
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt15233
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt031857
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt124778
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROBYN BIPES-TIMM
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1JOE KHAWAJA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SECRETARY, TREASURER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0220906
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1204440
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TWIN CITIES HABITAT FOR HUMANITY, INC. IS THE PARENT AND SOLE MEMBER OF TCHFH LENDING, INC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AT LEAST 51% OF THE BOARD MEMBERS OF TCHFH LENDING, INC. NEED TO ALSO BE BOARD MEMBERS OF THE PARENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TWIN CITIES HABITAT FOR HUMANITY, INC., THE SOLE MEMBER, MUST APPROVE ANY PROPOSED SALE OR TRANSFER OF TCHFH LENDING, INC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATOIN DOES NOT HAVE ANY COMMITTEES THAT HAVE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.

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