Civic Intelligence

Tchfh Lending Inc

990EZ • Fiscal year 2016 • EIN 81-1958719

Jul 01, 2015 to Jun 30, 2016 • Filed on Nov 11, 2016

Organization ProfileWWW.TCHABITAT.ORG
1954 University Avenue WestSaint Paul, MN 55104

(651) 207-1700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2016

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2016

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2016

Balance Sheet
Liabilities / Assets56th percentile

Assets

$1

No earlier filing loaded for comparison.

Net Assets

$0

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

$0

No earlier filing loaded for comparison.

Expenses

$0

No earlier filing loaded for comparison.

Net Income

$0

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2016: $1Liabilities 2016: $0Net Assets 2016: $02016Assets 2017: $1,467,605Liabilities 2017: $1,297,605Net Assets 2017: $170,0002017Assets 2018: $3,992,432Liabilities 2018: $3,627,432Net Assets 2018: $365,0002018Assets 2019: $6,467,468Liabilities 2019: $5,942,468Net Assets 2019: $525,0002019Assets 2020: $4,605,810Liabilities 2020: $3,934,127Net Assets 2020: $671,6832020Assets 2021: $5,329,123Liabilities 2021: $4,677,272Net Assets 2021: $651,8512021Assets 2022: $7,779,735Liabilities 2022: $5,536,785Net Assets 2022: $2,242,9502022Assets 2023: $9,939,150Liabilities 2023: $6,953,054Net Assets 2023: $2,986,0962023Assets 2024: $11,409,917Liabilities 2024: $6,599,871Net Assets 2024: $4,810,0462024Assets 2025: $19,881,588Liabilities 2025: $8,480,041Net Assets 2025: $11,401,5472025

Highlighted filing

2016

Assets$1
Liabilities$0
Net Assets$0
Open 2016 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2016: $0Expenses 2016: $0Net Income 2016: $02016Revenue 2017: $1,116,014Expenses 2017: $946,014Net Income 2017: $170,0002017Revenue 2018: $1,087,724Expenses 2018: $892,724Net Income 2018: $195,0002018Revenue 2019: $1,104,416Expenses 2019: $944,416Net Income 2019: $160,0002019Revenue 2020: $1,217,535Expenses 2020: $1,070,852Net Income 2020: $146,6832020Revenue 2021: $899,815Expenses 2021: $920,457Net Income 2021: -$20,6422021Revenue 2022: $2,448,749Expenses 2022: $1,272,650Net Income 2022: $1,176,0992022Revenue 2023: $2,466,684Expenses 2023: $1,723,538Net Income 2023: $743,1462023Revenue 2024: $5,304,661Expenses 2024: $3,480,711Net Income 2024: $1,823,9502024Revenue 2025: $11,251,491Expenses 2025: $4,659,990Net Income 2025: $6,591,5012025

Highlighted filing

2016

Revenue$0
Expenses$0
Net Income$0
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Nov 11, 2016
Return Version
2015v2.1
Gross Receipts
$0
Mission and Program Overview

Mission

The mission of tchfh lending, inc. Is to help those underserved by the traditional mortgage industry attain homeownership through its affordable mortgage program.

Program Services

DescriptionGrantsExpenses
TCHFH LENDING, INC. IS A WHOLLY-OWNED SUBSIDIARY OF TWIN CITIES HABITAT FOR HUMANITY; TOGETHER THE TWO ORGANIZATIONS WORK IN PARTNERSHIP TO MAKE DECENT, AFFORDABLE HOMEOWNERSHIP POSSIBLE FOR LOW AND MODERATE INCOME HOUSEHOLDS ACROSS THE TWIN CITIES SEVEN-COUNTY METRO. TCHFH LENDING, INC. PROVIDES LOW-INCOME, FIRST-TIME HOMEBUYERS AFFORDABLE, INTEREST-BEARING MORTGAGES FOR THE PURCHASE OF A HABITAT-BUILT HOME, A MOVE-IN READY HOME OR A HOME IN NEED OF ADDITIONAL REHAB. THE ORGANIZATION INCORPORATED LATER IN FY16 AND WILL BEGIN ISSUING MORTGAGES IN FY17.$0$0
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARY SCHUMACHERChairman-$0--
ROBYN BIPESVice-Chairman, President-$0--
CASEY SCOTTTreasurer/Secretary-$0--
Filing and Contact Details

Filer

Filer Name
Tchfh Lending Inc
EIN
81-1958719
Phone
6512071700
Address
1954 UNIVERSITY AVENUE WEST, SAINT PAUL, MN 55104

Signing Officer

Name
Mary Schumacher
Title
Chairman
Phone
6512071700
Signed
2016-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Cliftonlarsonallen Llp
Address
220 SOUTH SIXTH STREET SUITE 300, MINNEAPOLIS, MN 55402
Preparer
Rachel Flanders
Phone
6123764500
Raw XML Appendix137 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE-CHAIRMAN, PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER/SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
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IRS990EZ/OtherChangesInNetAssetsAmt00
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE MISSION OF TCHFH LENDING, INC. IS TO HELP THOSE UNDERSERVED BY THE TRADITIONAL MORTGAGE INDUSTRY ATTAIN HOMEOWNERSHIP THROUGH ITS AFFORDABLE MORTGAGE PROGRAM.
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
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IRS990ScheduleA/SupportingOrganization509a3Ind0X
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IRS990ScheduleA/SupportSumAmt00
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02017-02-10 21:41:12Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0MARY SCHUMACHER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum06512071700
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-11
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ReturnHeader/Filer/BusinessNameControlTxt0TCHF
ReturnHeader/Filer/EIN0811958719
ReturnHeader/Filer/PhoneNum06512071700
ReturnHeader/Filer/USAddress/AddressLine1Txt01954 UNIVERSITY AVENUE WEST
ReturnHeader/Filer/USAddress/CityNm0SAINT PAUL
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0220 SOUTH SIXTH STREET SUITE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MINNEAPOLIS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055402
ReturnHeader/PreparerPersonGrp/PhoneNum06123764500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RACHEL FLANDERS
ReturnHeader/ReturnTs02016-12-06T14:39:08-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-03-21
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1
Liabilities
$0
Net assets
$0
Revenue
$0
Expenses
$0
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$19.9$8.48$11.4$11.3$4.66$6.59
2024Detailed filing. Detailed filing data is available for this year.$11.4$6.60$4.81$5.30$3.48$1.82
2023Detailed filing. Detailed filing data is available for this year.$9.94$6.95$2.99$2.47$1.72$0.74
2022Detailed filing. Detailed filing data is available for this year.$7.78$5.54$2.24$2.45$1.27$1.18
2021Detailed filing. Detailed filing data is available for this year.$5.33$4.68$0.65$0.90$0.92$0.02
2020Detailed filing. Detailed filing data is available for this year.$4.61$3.93$0.67$1.22$1.07$0.15
2019Detailed filing. Detailed filing data is available for this year.$6.47$5.94$0.53$1.10$0.94$0.16
2018Detailed filing. Detailed filing data is available for this year.$3.99$3.63$0.37$1.09$0.89$0.20
2017Detailed filing. Detailed filing data is available for this year.$1.47$1.30$0.17$1.12$0.95$0.17
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00