Civic Intelligence

Universal Lending Foundation

990EZ • Fiscal year 2013 • EIN 81-0566811

Jan 01, 2013 to Dec 31, 2013 • Filed on Feb 14, 2014

Organization ProfileWWW.ULC.COM/FOUNDATION
6775 East Evans Avenue80224

(303) 758-4969

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Net Margin

85th percentile

31%

Higher net margin than 85% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Asset Growth

62nd percentile

9.4%

Faster asset growth than 62% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

6th percentile

-62%

Faster revenue growth than 6% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$147,242

Up $12,656 (+9.4%) from 2012

Net Assets

$147,242

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2012

Revenue And Expenses
Liabilities / Revenue56th percentileNet Margin85th percentile

Revenue

Down

$40,475

Down $65,016 (-62%) from 2012

Expenses

Up

$27,819

Up $14,716 (+112%) from 2012

Net Income

Down

$12,656

Down $79,732 (-86%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2012: $134,586Liabilities 2012: $02012Assets 2013: $147,242Liabilities 2013: $0Net Assets 2013: $147,2422013Assets 2014: $151,672Liabilities 2014: $0Net Assets 2014: $151,6722014Assets 2015: $153,468Liabilities 2015: $0Net Assets 2015: $153,4682015Assets 2016: $157,056Liabilities 2016: $0Net Assets 2016: $157,0562016Assets 2017: $157,482Liabilities 2017: $0Net Assets 2017: $157,4822017Assets 2018: $155,041Liabilities 2018: $0Net Assets 2018: $155,0412018Assets 2019: $134,608Liabilities 2019: $0Net Assets 2019: $134,6082019Assets 2020: $140,387Liabilities 2020: $0Net Assets 2020: $140,3872020Assets 2021: $144,428Liabilities 2021: $0Net Assets 2021: $144,4282021Assets 2022: $110,463Liabilities 2022: $0Net Assets 2022: $110,4632022Assets 2023: $116,748Liabilities 2023: $02023

Highlighted filing

2013

Assets$147,242
Liabilities$0
Net Assets$147,242
Open 2013 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $105,491Expenses 2012: $13,103Net Income 2012: $92,3882012Revenue 2013: $40,475Expenses 2013: $27,819Net Income 2013: $12,6562013Revenue 2014: $8,859Expenses 2014: $4,430Net Income 2014: $4,4292014Revenue 2015: $6,271Expenses 2015: $4,475Net Income 2015: $1,7962015Revenue 2016: $7,393Expenses 2016: $3,805Net Income 2016: $3,5882016Revenue 2017: $5,843Expenses 2017: $5,418Net Income 2017: $4252017Revenue 2018: $18,728Expenses 2018: $21,298Net Income 2018: -$2,5702018Revenue 2019: $14,917Expenses 2019: $35,221Net Income 2019: -$20,3042019Revenue 2020: $10,282Expenses 2020: $5,103Net Income 2020: $5,1792020Revenue 2021: $5,465Expenses 2021: $1,424Net Income 2021: $4,0412021Revenue 2022: $7,994Expenses 2022: $41,959Net Income 2022: -$33,9652022Revenue 2023: $17,623Expenses 2023: $11,338Net Income 2023: $6,2852023

Highlighted filing

2013

Revenue$40,475
Expenses$27,819
Net Income$12,656
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Feb 14, 2014
Return Version
2013v3.0
Gross Receipts
$40,475
Mission and Program Overview

Mission

Foundation was created by the universal lending corporation to allow the employees of the corporation to fund charitable activities (such as making grants and funding charitable events) within the community that the corporation serves.

Program Services

DescriptionGrantsExpenses
DONATION DRIVE FOR DENVER SAFEHOUSE$11,011$0
DONATION DRIVE FOR FOOD BANK OF THE ROCKIES$1,250$0
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PETER H LANSINGPresident-$0--
SUSANNE LANSINGDirector-$0--
ROBIN SMITHDirector-$0--
PAULETTE WISCHDirector-$0--
Filing and Contact Details

Filer

EIN
81-0566811
Phone
3037584969

Signing Officer

Name
Peter H Lansing
Title
President
Phone
3037584969
Signed
2014-02-14
Discuss with paid preparer
Yes

Preparer

Preparer
Christopher Hambor
Phone
3037216131
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: interest. Amount: 958.”

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

“Activity classification: hardship support. Grantee name: safe house denver. Grantee relationship: unrelated. Property description: cash. Date of gift: 02/14/13. Amount given: 11,011.”

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

“Activity classification: hardship support. Grantee name: food bank of the rockies. Grantee relationship: unrelated. Property description: cash. Date of gift: 12/20/13. Amount given: 1,250. Total included on form 990-ez, line 10: 12,261.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: consulting. Amount: 1,840. Description: events. Amount: 5,632. Description: insurance. Amount: 2,973. Description: phone/fuel/trailer. Amount: 49. Description: accounting/tax prep. Amount: 679. Description: advertising. Amount: 4,385. Total to form 990-ez, line 16: 15,558.”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10UNIVERSAL LENDING FOUNDATION
IRS990EZ/BooksInCareOfDetail/PhoneNum03037584969
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine106775 EAST EVANS AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/City0DENVER
IRS990EZ/BooksInCareOfDetail/USAddress/State0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode080224
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0134586
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0147242
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt039517
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt012656
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0134586
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0147242
IRS990EZ/GrantsAndSimilarAmountsPaidAmt012261
IRS990EZ/GrossReceiptsAmt040475
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0134586
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0147242
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0134586
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0147242
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PETER H LANSING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SUSANNE LANSING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROBIN SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3PAULETTE WISCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt015558
IRS990EZ/OtherRevenueTotalAmt0958
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0FOUNDATION WAS CREATED BY THE UNIVERSAL LENDING CORPORATION TO ALLOW THE EMPLOYEES OF THE CORPORATION TO FUND CHARITABLE ACTIVITIES (SUCH AS MAKING GRANTS AND FUNDING CHARITABLE EVENTS) WITHIN THE COMMUNITY THAT THE CORPORATION SERVES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0DONATION DRIVE FOR DENVER SAFEHOUSE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1DONATION DRIVE FOR FOOD BANK OF THE ROCKIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt011011
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt11250
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt027819
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt040475
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/WebsiteAddressTxt0HTTP://WWW.ULC.COM/FOUNDATION
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt039517
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0105133
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt013246
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt045652
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt046081
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0249629
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0958
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0358
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0188
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt095
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt053
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01652
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.51100
IRS990ScheduleA/PublicSupportPY170Pct00.44440
IRS990ScheduleA/PublicSupportTotal170Amt0128396
IRS990ScheduleA/SubstantialContributorsTotAmt0121233
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt039517
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0105133
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt013246
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt045652
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt046081
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0249629
IRS990ScheduleA/TotalSupportAmt0251281
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 958.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACTIVITY CLASSIFICATION: HARDSHIP SUPPORT. GRANTEE NAME: SAFE HOUSE DENVER. GRANTEE RELATIONSHIP: UNRELATED. PROPERTY DESCRIPTION: CASH. DATE OF GIFT: 02/14/13. AMOUNT GIVEN: 11,011.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACTIVITY CLASSIFICATION: HARDSHIP SUPPORT. GRANTEE NAME: FOOD BANK OF THE ROCKIES. GRANTEE RELATIONSHIP: UNRELATED. PROPERTY DESCRIPTION: CASH. DATE OF GIFT: 12/20/13. AMOUNT GIVEN: 1,250. TOTAL INCLUDED ON FORM 990-EZ, LINE 10: 12,261.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: CONSULTING. AMOUNT: 1,840. DESCRIPTION: EVENTS. AMOUNT: 5,632. DESCRIPTION: INSURANCE. AMOUNT: 2,973. DESCRIPTION: PHONE/FUEL/TRAILER. AMOUNT: 49. DESCRIPTION: ACCOUNTING/TAX PREP. AMOUNT: 679. DESCRIPTION: ADVERTISING. AMOUNT: 4,385. TOTAL TO FORM 990-EZ, LINE 16: 15,558.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PETER H LANSING
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03037584969
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-02-14
ReturnHeader/Filer/BusinessName/BusinessNameLine10UNIVERSAL LENDING FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0UNIV
ReturnHeader/Filer/EIN0810566811
ReturnHeader/Filer/PhoneNum03037584969
ReturnHeader/Filer/USAddress/AddressLine106775 EAST EVANS AVENUE
ReturnHeader/Filer/USAddress/City0DENVER
ReturnHeader/Filer/USAddress/State0CO
ReturnHeader/Filer/USAddress/ZIPCode080224
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0710911208
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10RICHEY MAY & CO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine109605 S KINGSTON CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0ENGLEWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode080112
ReturnHeader/PreparerPersonGrp/PhoneNum03037216131
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHRISTOPHER HAMBOR
ReturnHeader/ReturnTs02014-02-15T19:41:33-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$147,242
Liabilities
$0
Net assets
$147,242
Revenue
$40,475
Expenses
$27,819
Net income
$12,656
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$1.17$0.00$0.18$0.11$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.10$0.00$1.10$0.08$0.42$0.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.00$1.44$0.05$0.01$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.00$1.40$0.10$0.05$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.00$1.35$0.15$0.35$0.20
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.55$0.00$1.55$0.19$0.21$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.57$0.00$1.57$0.06$0.05$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.57$0.00$1.57$0.07$0.04$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$0.06$0.04$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.52$0.00$1.52$0.09$0.04$0.04
2013Detailed filing. Detailed filing data is available for this year.$1.47$0.00$1.47$0.40$0.28$0.13
2012Summary only. Only limited summary data is available for this year.$1.35$0.00$1.05$0.13$0.92
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)3 • <$500k nonprofits