Civic Intelligence

Womens Opportunity and Resource Development Inc

990 • Fiscal year 2020 • EIN 81-0362732

Jul 01, 2019 to Jun 30, 2020 • Filed on Jan 19, 2021

2405 Mcintosh LoopMissoula, MT 59801

(406) 543-3550

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2020

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

16th percentile

-33%

Higher net margin than 16% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

88th percentile

$34,386

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 37.8% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

13th percentile

-69%

Faster revenue growth than 13% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Down

$0

Down $28,954 (-100%) from 2019

Net Assets

Up

$0

Up $68,472 (+100%) from 2019

Liabilities

Down

$0

Down $97,426 (-100%) from 2019

Revenue

Down

$90,953

Down $202,283 (-69%) from 2019

Expenses

Down

$121,190

Down $172,553 (-59%) from 2019

Net Income

Down

-$30,237

Down $29,730 (-5864%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0-$100K-$200KAssets 2011: $106,509Liabilities 2011: $143,292Net Assets 2011: -$36,7832011Assets 2012: $191,191Liabilities 2012: $215,777Net Assets 2012: -$24,5862012Assets 2013: $94,400Liabilities 2013: $203,712Net Assets 2013: -$109,3122013Assets 2014: $109,473Liabilities 2014: $212,127Net Assets 2014: -$102,6542014Assets 2015: $54,589Liabilities 2015: $157,373Net Assets 2015: -$102,7842015Assets 2016: $62,041Liabilities 2016: $201,913Net Assets 2016: -$139,8722016Assets 2017: $29,162Liabilities 2017: $137,385Net Assets 2017: -$108,2232017Assets 2018: $43,969Liabilities 2018: $111,934Net Assets 2018: -$67,9652018Assets 2019: $28,954Liabilities 2019: $97,426Net Assets 2019: -$68,4722019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2020

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $1,478,5592011Expenses 2012: $1,087,1302012Expenses 2013: $763,8432013Revenue 2014: $465,394Expenses 2014: $458,736Net Income 2014: $6,6582014Revenue 2015: $554,449Expenses 2015: $554,579Net Income 2015: -$1302015Revenue 2016: $450,320Expenses 2016: $487,408Net Income 2016: -$37,0882016Revenue 2017: $418,429Expenses 2017: $386,780Net Income 2017: $31,6492017Revenue 2018: $257,061Expenses 2018: $208,660Net Income 2018: $48,4012018Revenue 2019: $293,236Expenses 2019: $293,743Net Income 2019: -$5072019Revenue 2020: $90,953Expenses 2020: $121,190Net Income 2020: -$30,2372020

Highlighted filing

2020

Revenue$90,953
Expenses$121,190
Net Income-$30,237
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Jan 19, 2021
Return Version
2019v5.0
Gross Receipts
$90,953
Mission and Program Overview

Mission

Word creates opportunities, programs and policies that inspire and support womens development, leadership and choice, for the benefit of our entire community.

Strengthening our community by creating opportunities that support and inspire women.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$26,353--
Accounts Receivable$2,601--
Total Assets$28,954$0▼ $28,954
Liabilities
Unsecured Notes Loans Payable$86,637--
Other Liabilities$6,338--
Accounts Payable and Accrued Expenses$4,451--
Total Liabilities$97,426$0▼ $97,426
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-68,472--
Total Net Assets Fund Balance$-68,472$0▲ $68,472
Total Liabilities and Net Assets / Fund Balance$28,954$0▼ $28,954
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Suzin KratinaExecutive DiPT$34,386$34,386

Board Members and Trustees

NameTitle
Sindie KennedyPresident
Avis ChenowethBoard Member
Chirstine FregerioBoard Member
Shannon HathawayBoard Member
Leah FitchSecretary
Ann SeltzerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$90,953
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$81,659
Change in Net Assets
$-30,237
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$64,668
Other Expenses$49,989
Grants and Similar Amounts Paid$6,533
Total Fundraising Expense$3,556
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$41,648--$41,648
Occupancy$18,118--$18,118
Current Officers, Directors, Trustees, and Key Employees$6,880$5,352$3,057$15,289
Insurance$11,061--$11,061
Payroll Taxes$6,802$929-$7,731
Grants to Domestic Individuals$6,533--$6,533
Information Technology$4,873--$4,873
Fees for Services Other-$4,778-$4,778
Travel$2,676--$2,676
Interest-$1,811-$1,811
Office Expenses$1,551--$1,551
Advertising$416--$416
All Other Expenses$68$100-$168
Other Expenses$123$22$499$145
Total Functional Expenses$104,338$13,296$3,556$121,190
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The organization's executive director and fiscal officer perform an in- depth review of the form 990. The organization then provides a copy of the form 990 tax return to the board of directors prior to filing.

Form 990, Page 6, Part VI, Line 12C

The organization annually reminds the board of directors of policies related to conflicts of interest. If a potential conflict arises, the director is to excuse themselves from further participation in the matter.

Form 990, Page 6, Part VI, Line 15A

The board of directors annually performs a review of all officers of the organization. Wages are considered by comparison to other wages for organizations of similar size and nature in conjunction with the job performance of the individual involved.

Form 990, Page 6, Part VI, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements avvailable to the public upon request.

Filing and Contact Details

Filer

Filer Name
Womens Opportunity and Resource
EIN
81-0362732
Phone
4065433550
Address
2405 MCINTOSH LOOP, MISSOULA, MT 59801

Signing Officer

Name
Suzin Kratina
Title
Executive Director
Phone
4065433550
Signed
2021-01-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Suzin Kratina
Formed
1986
Legal Domicile
Mt
Voting Board Members
6
Independent Board Members
6
Employees
13

Preparer

Firm
Sally M Hensel CPA Pc
Address
2825 STOCKYARD RD STE I1, MISSOULA, MT 59808-1548
Preparer
Sally Hensel CPA
Phone
4065427001
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

Family services parents as teachers is an evidence-based home visiting program which is offered cost-free to at-risk expectant families and families with children up through age 5. The goal of the program is to help children learn, grow and develop to realize their full potential. Services include personal home visits, group connections, develomental screenings, and referrals. Families in transition program provides coprehensive family strengthening and support thorugh family advocacy, homeless education services, client support services assistance, housing counseling and parenting education. Summer arts & leadership camp provides a free six-week camp for homeless children ages 8-14 from june through july. Support services are also provided to parents and family members of campers.

Form 990, Part XI, Line 9

Forgiveness of debt at termination 100,640 liqudation of cash and receivables at termination -1,931 total 98,709 word ceased operations as a not-for-profit entity on 6/30/2020. Assets were liquidated to pay outstanding liabilities. The remaining outstanding liabilities were forgiven by the lenders/creditors as of 6/30/2020.

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IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE N
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FAMILY SERVICES PARENTS AS TEACHERS IS AN EVIDENCE-BASED HOME VISITING PROGRAM WHICH IS OFFERED COST-FREE TO AT-RISK EXPECTANT FAMILIES AND FAMILIES WITH CHILDREN UP THROUGH AGE 5. THE GOAL OF THE PROGRAM IS TO HELP CHILDREN LEARN, GROW AND DEVELOP TO REALIZE THEIR FULL POTENTIAL. SERVICES INCLUDE PERSONAL HOME VISITS, GROUP CONNECTIONS, DEVELOMENTAL SCREENINGS, AND REFERRALS. FAMILIES IN TRANSITION PROGRAM PROVIDES COPREHENSIVE FAMILY STRENGTHENING AND SUPPORT THORUGH FAMILY ADVOCACY, HOMELESS EDUCATION SERVICES, CLIENT SUPPORT SERVICES ASSISTANCE, HOUSING COUNSELING AND PARENTING EDUCATION. SUMMER ARTS & LEADERSHIP CAMP PROVIDES A FREE SIX-WEEK CAMP FOR HOMELESS CHILDREN AGES 8-14 FROM JUNE THROUGH JULY. SUPPORT SERVICES ARE ALSO PROVIDED TO PARENTS AND FAMILY MEMBERS OF CAMPERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S EXECUTIVE DIRECTOR AND FISCAL OFFICER PERFORM AN IN- DEPTH REVIEW OF THE FORM 990. THE ORGANIZATION THEN PROVIDES A COPY OF THE FORM 990 TAX RETURN TO THE BOARD OF DIRECTORS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION ANNUALLY REMINDS THE BOARD OF DIRECTORS OF POLICIES RELATED TO CONFLICTS OF INTEREST. IF A POTENTIAL CONFLICT ARISES, THE DIRECTOR IS TO EXCUSE THEMSELVES FROM FURTHER PARTICIPATION IN THE MATTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS ANNUALLY PERFORMS A REVIEW OF ALL OFFICERS OF THE ORGANIZATION. WAGES ARE CONSIDERED BY COMPARISON TO OTHER WAGES FOR ORGANIZATIONS OF SIMILAR SIZE AND NATURE IN CONJUNCTION WITH THE JOB PERFORMANCE OF THE INDIVIDUAL INVOLVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORGIVENESS OF DEBT AT TERMINATION 100,640 LIQUDATION OF CASH AND RECEIVABLES AT TERMINATION -1,931 TOTAL 98,709 WORD CEASED OPERATIONS AS A NOT-FOR-PROFIT ENTITY ON 6/30/2020. ASSETS WERE LIQUIDATED TO PAY OUTSTANDING LIABILITIES. THE REMAINING OUTSTANDING LIABILITIES WERE FORGIVEN BY THE LENDERS/CREDITORS AS OF 6/30/2020.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt028954
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt028954
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt090953
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt03556
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt013296
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0104338
IRS990/TotalFunctionalExpensesGrp/TotalAmt0121190
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt097426
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt097426
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-68472
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalProgramServiceExpensesAmt0104338
IRS990/TotalReportableCompFromOrgAmt034386
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt090953
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt028954
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TravelGrp/ProgramServicesAmt02676
IRS990/TravelGrp/TotalAmt02676
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt086637
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02405 MCINTOSH LOOP
IRS990/USAddress/CityNm0MISSOULA
IRS990/USAddress/StateAbbreviationCd0MT
IRS990/USAddress/ZIPCd059802
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.WORDINC.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SUZIN KRATINA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum04065433550
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-01-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WOMENS OPPORTUNITY AND RESOURCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0DEVELOPMENT INC
ReturnHeader/Filer/BusinessNameControlTxt0WOME
ReturnHeader/Filer/EIN0810362732
ReturnHeader/Filer/PhoneNum04065433550
ReturnHeader/Filer/USAddress/AddressLine1Txt02405 MCINTOSH LOOP
ReturnHeader/Filer/USAddress/CityNm0MISSOULA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059801
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0811036915
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SALLY M HENSEL CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02825 STOCKYARD RD STE I1
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MISSOULA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0598081548
ReturnHeader/PreparerPersonGrp/PhoneNum04065427001
ReturnHeader/PreparerPersonGrp/PreparationDt02021-01-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SALLY HENSEL CPA
ReturnHeader/ReturnTs02021-01-19T13:01:28-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-07-01
ReturnHeader/TaxPeriodEndDt02020-06-30
ReturnHeader/TaxYr02019

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