Civic Intelligence

Montana Retail Association Griffin

990 • Fiscal year 2015 • EIN 81-0293490

Jan 01, 2015 to Dec 31, 2015 • Filed on Oct 27, 2016

1645 Parkhill DriveBillings, MT 59102

(406) 256-1005

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.02x

Higher debt load relative to assets than 35% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

40th percentile

0.03x

Higher debt load relative to revenue than 40% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Net Margin

27th percentile

-2.2%

Higher net margin than 27% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

90th percentile

$162,282

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 39.5% of source-year revenue.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2015

Asset Growth

28th percentile

-4.0%

Faster asset growth than 28% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

10th percentile

-17%

Faster revenue growth than 10% of similar nonprofits.

2015 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Assets

Down

$697,939

Down $29,353 (-4.0%) from 2014

Net Assets

Down

$683,807

Down $6,255 (-0.9%) from 2014

Liabilities

Down

$14,132

Down $23,098 (-62%) from 2014

Revenue

Down

$410,859

Down $86,161 (-17%) from 2014

Expenses

Down

$419,714

Down $34,349 (-7.6%) from 2014

Net Income

Down

-$8,855

Down $51,812 (-121%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $750,586Liabilities 2010: $20,588Net Assets 2010: $729,9982010Assets 2011: $736,593Liabilities 2011: $14,467Net Assets 2011: $722,1262011Assets 2012: $663,650Liabilities 2012: $9,354Net Assets 2012: $654,2962012Assets 2013: $738,757Liabilities 2013: $93,956Net Assets 2013: $644,8012013Assets 2014: $727,292Liabilities 2014: $37,230Net Assets 2014: $690,0622014Assets 2015: $697,939Liabilities 2015: $14,132Net Assets 2015: $683,8072015Assets 2016: $680,956Liabilities 2016: $7,833Net Assets 2016: $673,1232016Assets 2017: $688,853Liabilities 2017: $15,341Net Assets 2017: $673,5122017Assets 2018: $629,500Liabilities 2018: $12,804Net Assets 2018: $616,6962018Assets 2019: $636,639Liabilities 2019: $8,358Net Assets 2019: $628,2812019Assets 2020: $1,041,988Liabilities 2020: $219,474Net Assets 2020: $822,5142020Assets 2021: $1,029,367Liabilities 2021: $214,591Net Assets 2021: $814,7762021Assets 2022: $875,431Liabilities 2022: $4,333Net Assets 2022: $871,0982022Assets 2023: $810,412Liabilities 2023: $7,706Net Assets 2023: $802,7062023Assets 2024: $794,613Liabilities 2024: $8,113Net Assets 2024: $786,5002024Assets 2025: $768,537Liabilities 2025: $6,140Net Assets 2025: $762,3972025

Highlighted filing

2015

Assets$697,939
Liabilities$14,132
Net Assets$683,807

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2010: $538,465Expenses 2010: $508,366Net Income 2010: $30,0992010Revenue 2011: $519,248Expenses 2011: $527,122Net Income 2011: -$7,8742011Revenue 2012: $459,838Expenses 2012: $527,718Net Income 2012: -$67,8802012Revenue 2013: $440,400Expenses 2013: $449,895Net Income 2013: -$9,4952013Revenue 2014: $497,020Expenses 2014: $454,063Net Income 2014: $42,9572014Revenue 2015: $410,859Expenses 2015: $419,714Net Income 2015: -$8,8552015Revenue 2016: $451,619Expenses 2016: $453,513Net Income 2016: -$1,8942016Revenue 2017: $504,026Expenses 2017: $503,637Net Income 2017: $3892017Revenue 2018: $468,731Expenses 2018: $499,042Net Income 2018: -$30,3112018Revenue 2019: $458,414Expenses 2019: $446,829Net Income 2019: $11,5852019Revenue 2020: $601,319Expenses 2020: $407,086Net Income 2020: $194,2332020Revenue 2021: $541,782Expenses 2021: $553,324Net Income 2021: -$11,5422021Revenue 2022: $612,567Expenses 2022: $556,245Net Income 2022: $56,3222022Revenue 2023: $504,324Expenses 2023: $572,716Net Income 2023: -$68,3922023Revenue 2024: $568,665Expenses 2024: $584,871Net Income 2024: -$16,2062024Revenue 2025: $550,196Expenses 2025: $574,299Net Income 2025: -$24,1032025

Highlighted filing

2015

Revenue$410,859
Expenses$419,714
Net Income-$8,855
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Oct 27, 2016
Return Version
2015v2.1
Gross Receipts
$410,859
Mission and Program Overview

Mission

Represent the interests and concerns of the retail industry throughout the state of montana. Recognize the great need to serve as a vehicle to unify and meet the many needs that are common to retail businesses. Support montana's diverse retail community so they might prosper and grow and strive to improve the political environment in which the members operate.

To lobby on behalf of members, the montana legislature and congress: and to promote endorsed, cost-effective business services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$272,909$254,853▼ $18,056
Cash and Non-Interest-Bearing Accounts$302,151$249,709▼ $52,442
Savings and Temporary Cash Investments$124,376$168,691▲ $44,315
Accounts Receivable$23,710$22,940▼ $770
Prepaid Expenses and Deferred Charges$4,146$1,746▼ $2,400
Total Assets$727,292$697,939▼ $29,353
Liabilities
Accounts Payable and Accrued Expenses$17,461$9,473▼ $7,988
Unsecured Notes Loans Payable$19,769$4,659▼ $15,110
Total Liabilities$37,230$14,132▼ $23,098
Net Assets / Fund Balance
Unrestricted Net Assets$690,062$683,807▼ $6,255
Total Net Assets Fund Balance$690,062$683,807▼ $6,255
Total Liabilities and Net Assets / Fund Balance$727,292$697,939▼ $29,353

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$215,384$84,616$300,000
Equipment$35,527$29,728$65,255
Leasehold Improvements$3,942$4,242$8,184
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brad GriffinPresidentFT$125,344$36,938$162,282

Board Members and Trustees

NameTitle
Dan MasinChairman of the Board
Chuck CremerImmediate Past Chairman
Mark BaunePast Chairman
John RoemerVice Chairman
Tom ZimmerDirector
Casey RyanDirectormtra Rep
Brian GamberiniMra Director
Gene BurgadMra Director
Maral FarsiMra Director
Melinda BakerMra Director
Peter JacobsonMra Director
Ryan FullerMra Director
Sarah PartridgeMeda Rep
Revenue and Support

Revenue Composition

Contributions and Grants
$210,190
Program Service Revenue
$150,860
Investment Income
$-6,029
Other Revenue
$55,838
Change in Net Assets
$-8,855

Audited Revenue Reconciliation

Revenue per Audited Statements
$410,859
Total Revenue per Audited Statements
$410,859
Total Revenue per Form 990
$410,859
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$249,189
Other Expenses$170,525
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$139,594--$139,594
Other Salaries and Wages$86,759--$86,759
Conferences and Meetings$61,592--$61,592
Depreciation Depletion$24,944--$24,944
Fees for Services Lobbying$20,417--$20,417
Payroll Taxes$16,236--$16,236
Office Expenses$12,418--$12,418
Occupancy$11,931--$11,931
Travel$9,509--$9,509
Pension Plan Contributions$6,406--$6,406
Fees for Services Accounting$5,749--$5,749
All Other Expenses$3,574--$3,574
Insurance$1,722--$1,722
Information Technology$1,616--$1,616
Other Employee Benefits$194--$194
Other Expenses$150--$150
Interest$136--$136
Total Functional Expenses$419,714$0$0$419,714

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$419,714
Total Expenses per Audited Statements$419,714
Total Expenses per Form 990$419,714
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

Form 990 is reviewed by the president of the montana retail association

CEO executive director top management comp Part VI line 15A

The board of directors determines officer and executive directors salaries and approves all pay increases

Governing documents etc available to public Part VI line 19

The montana retail association makes copies of form 990 available to anyone who asks in writing. Any member can ask for and receive a copy of our financial statements, governing documents, and audit report, but we do not normally furnish this information to the general public.

Filing and Contact Details

Filer

Filer Name
Montana Retail Association
EIN
81-0293490
Address
1645 PARKHILL DRIVE, BILLINGS, MT 59102

Signing Officer

Name
Brad Griffin
Title
President
Phone
4062561005
Signed
2016-10-27
Discuss with paid preparer
No

Organization Details

Formed
1964
Legal Domicile
Mt
Voting Board Members
15
Independent Board Members
15
Employees
0

Preparer

Firm
Mehling Tax & Accounting Inc
Address
PO Box 2039, Billings, MT 59103
Preparer
Fritz Mehling II
Phone
4062542724
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IRS990/Form990PartVIISectionAGrp/TitleTxt7MRA DIRECTOR
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IRS990/PayrollTaxesGrp/TotalAmt016236
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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04146
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IRS990/ProgramServiceRevenueGrp/Desc1MTRA ED FOUNDATION
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/Desc3EDU PAYROLL REIMBURSEME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt153875
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt210778
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt323757
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt153875
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IRS990/PYInvestmentIncomeAmt012038
IRS990/PYOtherExpensesAmt0285971
IRS990/PYOtherRevenueAmt0154728
IRS990/PYProgramServiceRevenueAmt0119239
IRS990/PYRevenuesLessExpensesAmt0-48723
IRS990/PYSalariesCompEmpBnftPaidAmt0259772
IRS990/PYTotalExpensesAmt0545743
IRS990/PYTotalRevenueAmt0497020
IRS990/ReconcilationRevenueExpnssAmt0-8855
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt012060
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0419714
IRS990/RoyaltiesRevenueGrp/ExclusionAmt046211
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt046211
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IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0215384
IRS990ScheduleD/BuildingsGrp/DepreciationAmt084616
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0300000
IRS990ScheduleD/EquipmentGrp/BookValueAmt035527
IRS990ScheduleD/EquipmentGrp/DepreciationAmt029728
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt065255
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IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt03942
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt04242
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt08184
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount036938
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0BRAD GRIFFIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY THE PRESIDENT OF THE MONTANA RETAIL ASSOCIATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS DETERMINES OFFICER AND EXECUTIVE DIRECTORS SALARIES AND APPROVES ALL PAY INCREASES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MONTANA RETAIL ASSOCIATION MAKES COPIES OF FORM 990 AVAILABLE TO ANYONE WHO ASKS IN WRITING. ANY MEMBER CAN ASK FOR AND RECEIVE A COPY OF OUR FINANCIAL STATEMENTS, GOVERNING DOCUMENTS, AND AUDIT REPORT, BUT WE DO NOT NORMALLY FURNISH THIS INFORMATION TO THE GENERAL PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing documents etc available to public Part VI line 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsGrp/EOYAmt0697939
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IRS990/TotalContributionsAmt0210190
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
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IRS990/TotalFunctionalExpensesGrp/TotalAmt0419714
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt037230
IRS990/TotalLiabilitiesEOYAmt014132
IRS990/TotalLiabilitiesGrp/BOYAmt037230
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IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0419714
IRS990/TotalProgramServiceRevenueAmt0150860
IRS990/TotalReportableCompFromOrgAmt0162282
IRS990/TotalRevenueGrp/ExclusionAmt058271
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0142398
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0410859
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0727292
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0697939
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt09509
IRS990/TravelGrp/TotalAmt09509
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0690062
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0683807
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt019769
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt04659
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WebsiteAddressTxt0MTRETAIL.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0BRAD GRIFFIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04062561005

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.77$0.01$0.76$0.55$0.57$0.02
2024Detailed filing. Detailed filing data is available for this year.$0.79$0.01$0.79$0.57$0.58$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.81$0.01$0.80$0.50$0.57$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.88$0.00$0.87$0.61$0.56$0.06
2021Detailed filing. Detailed filing data is available for this year.$1.03$0.21$0.81$0.54$0.55$0.01
2020Detailed filing. Detailed filing data is available for this year.$1.04$0.22$0.82$0.60$0.41$0.19
2019Detailed filing. Detailed filing data is available for this year.$0.64$0.01$0.63$0.46$0.45$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.63$0.01$0.62$0.47$0.50$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.69$0.02$0.67$0.50$0.50$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.68$0.01$0.67$0.45$0.45$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.70$0.01$0.68$0.41$0.42$0.01
2014Summary only. Only limited summary data is available for this year.$0.73$0.04$0.69$0.50$0.45$0.04
2013Detailed filing. Detailed filing data is available for this year.$0.74$0.09$0.64$0.44$0.45$0.01
2012Summary only. Only limited summary data is available for this year.$0.66$0.01$0.65$0.46$0.53$0.07
2011Summary only. Only limited summary data is available for this year.$0.74$0.01$0.72$0.52$0.53$0.01
2010Summary only. Only limited summary data is available for this year.$0.75$0.02$0.73$0.54$0.51$0.03