Civic Intelligence

Bear Paw Credit Union

990 • Fiscal year 2013 • EIN 81-0264486

Jan 01, 2013 to Dec 31, 2013 • Filed on Jul 07, 2014

Organization ProfileWWW.BEARPAWCU.ORG

View Organization Page

201 Second StreetHavre, MT 59501

(406) 265-9626

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

5th percentile

0.01x

Higher debt load relative to assets than 5% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

4th percentile

0.13x

Higher debt load relative to revenue than 4% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

46th percentile

7.7%

Higher net margin than 46% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

88th percentile

$193,953

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

73rd percentile

4.6%

Faster asset growth than 73% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets5th percentile

Assets

Up

$99,291,140

Up $4,391,271 (+4.6%) from 2012

Net Assets

Up

$98,653,920

Up $4,263,730 (+4.5%) from 2012

Liabilities

Up

$637,220

Up $127,541 (+25%) from 2012

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin46th percentile

Revenue

$4,985,483

No earlier filing loaded for comparison.

Expenses

Down

$4,602,550

Down $18,287 (-0.4%) from 2012

Net Income

$382,933

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $67,074,980Liabilities 2010: $522,824Net Assets 2010: $66,552,1562010Assets 2011: $80,071,761Liabilities 2011: $442,883Net Assets 2011: $79,628,8782011Assets 2012: $94,899,869Liabilities 2012: $509,679Net Assets 2012: $94,390,1902012Assets 2013: $99,291,140Liabilities 2013: $637,220Net Assets 2013: $98,653,9202013Assets 2014: $104,624,227Liabilities 2014: $562,599Net Assets 2014: $104,061,6282014Assets 2015: $114,705,919Liabilities 2015: $583,541Net Assets 2015: $114,122,3782015Assets 2016: $116,877,144Liabilities 2016: $672,957Net Assets 2016: $116,204,1872016Assets 2017: $117,724,544Liabilities 2017: $951,353Net Assets 2017: $116,773,1912017Assets 2018: $113,468,926Liabilities 2018: $473,973Net Assets 2018: $112,994,9532018Assets 2019: $111,203,057Liabilities 2019: $534,164Net Assets 2019: $110,668,8932019Assets 2020: $128,499,278Liabilities 2020: $609,966Net Assets 2020: $127,889,3122020Assets 2021: $144,184,046Liabilities 2021: $745,965Net Assets 2021: $143,438,0812021Assets 2022: $144,965,959Liabilities 2022: $1,100,778Net Assets 2022: $143,865,1812022

Highlighted filing

2013

Assets$99,291,140
Liabilities$637,220
Net Assets$98,653,920
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,461,5782010Expenses 2011: $4,334,7512011Expenses 2012: $4,620,8372012Revenue 2013: $4,985,483Expenses 2013: $4,602,550Net Income 2013: $382,9332013Revenue 2014: $4,862,448Expenses 2014: $4,352,357Net Income 2014: $510,0912014Revenue 2015: $4,688,850Expenses 2015: $4,543,585Net Income 2015: $145,2652015Revenue 2016: $4,955,581Expenses 2016: $4,748,725Net Income 2016: $206,8562016Revenue 2017: $4,934,522Expenses 2017: $5,042,947Net Income 2017: -$108,4252017Revenue 2018: $5,161,122Expenses 2018: $4,899,609Net Income 2018: $261,5132018Revenue 2019: $5,596,256Expenses 2019: $5,459,311Net Income 2019: $136,9452019Revenue 2020: $4,748,731Expenses 2020: $4,714,792Net Income 2020: $33,9392020Revenue 2021: $4,622,458Expenses 2021: $4,722,532Net Income 2021: -$100,0742021Revenue 2022: $5,276,975Expenses 2022: $4,870,945Net Income 2022: $406,0302022

Highlighted filing

2013

Revenue$4,985,483
Expenses$4,602,550
Net Income$382,933
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 7, 2014
Return Version
2013v3.0
Gross Receipts
$4,985,483
Mission and Program Overview

Mission

Our credit union is a not-for-profit member owned financial organization. Our goals are to provide the best possible financial services to our members at competitive rates and to promote thrift and sound financial management.

Consumer (member) financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$86,021,831$89,902,628▲ $3,880,797
Other Notes and Loans Receivable, Net$55,876,903$55,346,939▼ $529,964
Cash and Non-Interest-Bearing Accounts$27,712,720$22,802,040▼ $4,910,680
Savings and Temporary Cash Investments$7,216,515$16,945,912▲ $9,729,397
Rtn Earn Endowment Incm Other Fnds$8,368,359$8,751,292▲ $382,933
Land, Buildings, and Equipment, Net$2,249,027$2,167,944▼ $81,083
Prepaid Expenses and Deferred Charges$854,251$967,728▲ $113,477
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$94,899,869$99,291,140▲ $4,391,271
Other Assets Total$990,453$1,060,577▲ $70,124
Liabilities
Other Liabilities$439,153$569,663▲ $130,510
Accounts Payable and Accrued Expenses$70,526$67,557▼ $2,969
Total Liabilities$509,679$637,220▲ $127,541
Net Assets / Fund Balance
Total Net Assets Fund Balance$94,390,190$98,653,920▲ $4,263,730
Total Liabilities and Net Assets / Fund Balance$94,899,869$99,291,140▲ $4,391,271

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,609,810$854,714$2,464,524
Equipment$237,230$1,125,667$1,362,897
Land$320,904-$320,904
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Albert J Vukasin JrManager/CEOFT$179,957$13,996$193,953
Jerry VeissVice PresidentFT$97,515$8,003$105,518

Board Members and Trustees

NameTitle
Lowell SwensonChairman
Jeff JensenVice Chairman
Cal WirtzbergerAssociate Director
Jennifer BrandonAssociate Director
Lorrie KellerAssociate Director
Darren OverlieBoard Member
Dave PetersonBoard Member
Elmer W WolfBoard Member
Tracy MclainBoard Member
Willard FladagerSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,968,731
Investment Income
$0
Other Revenue
$16,752
Change in Net Assets
$382,933

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,985,483
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$4,985,483
Total Revenue per Form 990
$4,985,483
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,200,981
Other Expenses$1,893,799
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,259,554
Other Employee Benefits---$663,955
Benefits to Members---$507,770
Current Officers, Directors, Trustees, and Key Employees---$277,472
Occupancy---$204,780
All Other Expenses---$101,942
Conferences and Meetings---$64,878
Other Expenses---$43,283
Total Functional Expenses$0$0$0$4,602,550

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,602,550
Total Expenses per Audited Statements$4,602,550
Total Expenses per Form 990$4,602,550
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Liabilities$323,487
Other Payables$246,176
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is membered owned whereby each member has one vote. To become a member of the credit union, eligible individuals must open a share account in the amount of $25.00”

Form 990, Part VI, Section A, Line 7A

“The credit union members elect individuals to serve on the board of directors. To be elected, a member must be nominated and successfully win an election at the credit union's annual membership meeting. Members of the credit union have one vote. Board members serve a three year term and receive no compensation.”

Form 990, Part VI, Section B, Line 11

“The form 990 was prepared by the credit union's independent cpa, reviewed by management for any corrections and presented to the board for their review and questions. After the board reviewed, all board members were polled for their approval of the form 990. The motion to approve was passed without objection.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interst policies are reviewed annually by all members of the board. Management monitors throughout the year.”

Form 990, Part VI, Section B, Line 15

“Compensation of the president/ceo is determined by a committee of the board of directors and approved by the full board. Comparable data from other credit unions and performance reviews are evaluated as well.”

Form 990, Part VI, Section C, Line 19

“All documents may be requested from the credit union office during normal business hours.”

Filing and Contact Details

Filer

EIN
81-0264486
Phone
4062659626

Signing Officer

Name
Albert J Vukasin Jr
Title
President/CEO
Phone
4062659626
Signed
2014-07-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Albert J Vukasin Jr
Formed
1942
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
7
Employees
38
Volunteers
0

Preparer

Preparer
Randal J Boysun
Phone
4067614645
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in member equity 3,880,797.”

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
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IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INVESTMENT INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03143799
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11602821
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2222111
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03143799
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11602821
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2222111
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0589501
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt01981301
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05000987
IRS990/PYRevenuesLessExpensesAmt0380150
IRS990/PYSalariesCompEmpBnftPaidAmt02050035
IRS990/PYTotalExpensesAmt04620837
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05000987
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0382933
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08368359
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08751292
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07216515
IRS990/SavingsAndTempCashInvstGrp/EOYAmt016945912
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01609810
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0854714
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02464524
IRS990ScheduleD/EquipmentGrp/BookValueAmt0237230
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01125667
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01362897
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt04602550
IRS990ScheduleD/LandGrp/BookValueAmt0320904
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0320904
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0323487
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1246176
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER PAYABLES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt04985483
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02167944
IRS990ScheduleD/TotalExpensesPerForm990Amt04602550
IRS990ScheduleD/TotalLiabilityAmt0569663
IRS990ScheduleD/TotalRevenuePerForm990Amt04985483
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04985483
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04602550
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0179957
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt013996
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ALBERT J VUKASIN JR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0MANAGER/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0193953
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MEMBERED OWNED WHEREBY EACH MEMBER HAS ONE VOTE. TO BECOME A MEMBER OF THE CREDIT UNION, ELIGIBLE INDIVIDUALS MUST OPEN A SHARE ACCOUNT IN THE AMOUNT OF $25.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION MEMBERS ELECT INDIVIDUALS TO SERVE ON THE BOARD OF DIRECTORS. TO BE ELECTED, A MEMBER MUST BE NOMINATED AND SUCCESSFULLY WIN AN ELECTION AT THE CREDIT UNION'S ANNUAL MEMBERSHIP MEETING. MEMBERS OF THE CREDIT UNION HAVE ONE VOTE. BOARD MEMBERS SERVE A THREE YEAR TERM AND RECEIVE NO COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 WAS PREPARED BY THE CREDIT UNION'S INDEPENDENT CPA, REVIEWED BY MANAGEMENT FOR ANY CORRECTIONS AND PRESENTED TO THE BOARD FOR THEIR REVIEW AND QUESTIONS. AFTER THE BOARD REVIEWED, ALL BOARD MEMBERS WERE POLLED FOR THEIR APPROVAL OF THE FORM 990. THE MOTION TO APPROVE WAS PASSED WITHOUT OBJECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CONFLICT OF INTERST POLICIES ARE REVIEWED ANNUALLY BY ALL MEMBERS OF THE BOARD. MANAGEMENT MONITORS THROUGHOUT THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION OF THE PRESIDENT/CEO IS DETERMINED BY A COMMITTEE OF THE BOARD OF DIRECTORS AND APPROVED BY THE FULL BOARD. COMPARABLE DATA FROM OTHER CREDIT UNIONS AND PERFORMANCE REVIEWS ARE EVALUATED AS WELL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL DOCUMENTS MAY BE REQUESTED FROM THE CREDIT UNION OFFICE DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CHANGE IN MEMBER EQUITY 3,880,797.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt094899869
IRS990/TotalAssetsEOYAmt099291140
IRS990/TotalAssetsGrp/BOYAmt094899869
IRS990/TotalAssetsGrp/EOYAmt099291140
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt038
IRS990/TotalFunctionalExpensesGrp/TotalAmt04602550
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0509679
IRS990/TotalLiabilitiesEOYAmt0637220
IRS990/TotalLiabilitiesGrp/BOYAmt0509679
IRS990/TotalLiabilitiesGrp/EOYAmt0637220
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt094390190
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt098653920
IRS990/TotalOtherCompensationAmt021999
IRS990/TotalProgramServiceRevenueAmt04968731
IRS990/TotalReportableCompFromOrgAmt0277472
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04985483
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04985483
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt094899869
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt099291140
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10201 SECOND STREET
IRS990/USAddress/City0HAVRE
IRS990/USAddress/State0MT
IRS990/USAddress/ZIPCode059501
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.BEARPAWCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ALBERT J VUKASIN JR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04062659626
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-07-07
ReturnHeader/Filer/BusinessName/BusinessNameLine10BEAR PAW CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BEAR
ReturnHeader/Filer/EIN0810264486
ReturnHeader/Filer/PhoneNum04062659626
ReturnHeader/Filer/USAddress/AddressLine10201 SECOND STREET
ReturnHeader/Filer/USAddress/City0HAVRE
ReturnHeader/Filer/USAddress/State0MT
ReturnHeader/Filer/USAddress/ZIPCode059501
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810446334
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10DOUGLAS WILSON & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine101000 FIRST AVENUE SOUTH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0GREAT FALLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode059401
ReturnHeader/PreparerPersonGrp/PhoneNum04067614645
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RANDAL J BOYSUN
ReturnHeader/ReturnTs02014-07-15T09:58:56-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$99,291,140
Liabilities
$637,220
Net assets
$98,653,920
Revenue
$4,985,483
Expenses
$4,602,550
Net income
$382,933
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$145$1.10$144$5.28$4.87$0.41
2021Detailed filing. Detailed filing data is available for this year.$144$0.75$143$4.62$4.72$0.10
2020Detailed filing. Detailed filing data is available for this year.$128$0.61$128$4.75$4.71$0.03
2019Detailed filing. Detailed filing data is available for this year.$111$0.53$111$5.60$5.46$0.14
2018Detailed filing. Detailed filing data is available for this year.$113$0.47$113$5.16$4.90$0.26
2017Detailed filing. Detailed filing data is available for this year.$118$0.95$117$4.93$5.04$0.11
2016Detailed filing. Detailed filing data is available for this year.$117$0.67$116$4.96$4.75$0.21
2015Detailed filing. Detailed filing data is available for this year.$115$0.58$114$4.69$4.54$0.15
2014Detailed filing. Detailed filing data is available for this year.$105$0.56$104$4.86$4.35$0.51
2013Detailed filing. Detailed filing data is available for this year.$99.3$0.64$98.7$4.99$4.60$0.38
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.9$0.51$94.4$4.62
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$80.1$0.44$79.6$4.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.1$0.52$66.6$4.46