Civic Intelligence

Rip Club

990 • Fiscal year 2025 • EIN 80-0815440

Jan 01, 2025 to Dec 31, 2025

Organization ProfileN/A
PO Box 460Carthage, TX 75633

(906) 693-9900

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.03x

Higher debt load relative to assets than 51% of similar nonprofits.

2025 filings • 501(c)7 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

39th percentile

0.00x

Higher debt load relative to revenue than 39% of similar nonprofits.

2025 filings • 501(c)7 • $500k-$1M nonprofits • Source year 2025

Net Margin

61st percentile

7.6%

Higher net margin than 61% of similar nonprofits.

2025 filings • 501(c)7 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$0

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)7 • $500k-$1M nonprofits • Source year 2025

Asset Growth

94th percentile

82%

Faster asset growth than 94% of similar nonprofits.

2025 filings • 501(c)7 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

67th percentile

12%

Faster revenue growth than 67% of similar nonprofits.

2025 filings • 501(c)7 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$122,621

Up $55,127 (+82%) from 2024

Net Assets

Up

$119,312

Up $59,599 (+100%) from 2024

Liabilities

Down

$3,309

Down $4,472 (-57%) from 2024

Revenue And Expenses
Liabilities / Revenue39th percentileNet Margin61st percentile

Revenue

Up

$788,874

Up $81,610 (+12%) from 2024

Expenses

Up

$729,275

Up $33,810 (+4.9%) from 2024

Net Income

Up

$59,599

Up $47,800 (+405%) from 2024

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2016: $201Net Assets 2016: $2012016Assets 2017: $846Net Assets 2017: $8462017Assets 2018: $50,588Liabilities 2018: $10,161Net Assets 2018: $40,4272018Assets 2019: $33,495Liabilities 2019: $6,505Net Assets 2019: $26,9902019Assets 2020: $28,949Liabilities 2020: $6,941Net Assets 2020: $22,0082020Assets 2021: $32,225Liabilities 2021: $7,376Net Assets 2021: $24,8492021Assets 2022: $47,414Liabilities 2022: $7,666Net Assets 2022: $39,7482022Assets 2023: $55,685Liabilities 2023: $7,771Net Assets 2023: $47,9142023Assets 2024: $67,494Liabilities 2024: $7,781Net Assets 2024: $59,7132024Assets 2025: $122,621Liabilities 2025: $3,309Net Assets 2025: $119,3122025

Highlighted filing

2025

Assets$122,621
Liabilities$3,309
Net Assets$119,312
Open 2025 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2016: $35,281Expenses 2016: $36,305Net Income 2016: -$1,0242016Revenue 2017: $30,532Expenses 2017: $29,887Net Income 2017: $6452017Revenue 2018: $237,818Expenses 2018: $198,237Net Income 2018: $39,5812018Revenue 2019: $434,898Expenses 2019: $448,335Net Income 2019: -$13,4372019Revenue 2020: $454,419Expenses 2020: $459,401Net Income 2020: -$4,9822020Revenue 2021: $535,254Expenses 2021: $532,413Net Income 2021: $2,8412021Revenue 2022: $662,891Expenses 2022: $647,992Net Income 2022: $14,8992022Revenue 2023: $657,499Expenses 2023: $649,333Net Income 2023: $8,1662023Revenue 2024: $707,264Expenses 2024: $695,465Net Income 2024: $11,7992024Revenue 2025: $788,874Expenses 2025: $729,275Net Income 2025: $59,5992025

Highlighted filing

2025

Revenue$788,874
Expenses$729,275
Net Income$59,599
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 17, 2026
Return Version
2025v4.0
Gross Receipts
$788,874
Mission and Program Overview

Mission

The organization's primary exempt purpose is to provide a private golf club for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$67,494$122,621▲ $55,127
Total Assets$67,494$122,621▲ $55,127
Liabilities
Unsecured Notes Loans Payable$5,000--
Accounts Payable and Accrued Expenses$2,781$3,309▲ $528
Total Liabilities$7,781$3,309▼ $4,472
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$59,713$119,312▲ $59,599
Total Net Assets Fund Balance$59,713$119,312▲ $59,599
Total Liabilities and Net Assets / Fund Balance$67,494$122,621▲ $55,127
Compensation and Service Providers
Top Officer Pay92nd percentile

Board Members and Trustees

NameTitle
Ernest DunnPres
Ron DunnSec.
Kathy DunnVice Pres
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$788,874
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$59,599
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$729,275
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management---$607,146
Other Expenses---$11,316
Occupancy---$8,699
All Other Expenses---$4,911
Advertising---$4,400
Fees for Services Legal---$1,175
Office Expenses---$219
Total Functional Expenses$0$0$0$729,275
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Rip Club
EIN
80-0815440
Phone
9066939900
Address
PO BOX 460, CARTHAGE, TX 75633

Signing Officer

Name
Ernest Dunn
Title
Pres
Phone
7138581612
Signed
2026-02-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ernest Dunn
Formed
2011
Legal Domicile
TX
Voting Board Members
3
Independent Board Members
3
Employees
0

Preparer

Firm
James M Wolfe CPA
Address
309 W SABINE STE 6, CARTHAGE, TX 75633-2500
Preparer
James M Wolfe CPA
Phone
9036933700
Raw XML Appendix224 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02781
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03309
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE ORGANIZATION'S PRIMARY EXEMPT PURPOSE IS TO PROVIDE A PRIVATE GOLF CLUB FOR ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt04400
IRS990/AllOtherExpensesGrp/TotalAmt04911
IRS990/BooksInCareOfDetail/PersonNm0RON DUNN
IRS990/BooksInCareOfDetail/PhoneNum09036939900
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 460
IRS990/BooksInCareOfDetail/USAddress/CityNm0CARTHAGE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd075633
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt067494
IRS990/CashNonInterestBearingGrp/EOYAmt0122621
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0729275
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0788874
IRS990/CYRevenuesLessExpensesAmt059599
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0729275
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0788874
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0GOLF CLUB
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesLegalGrp/TotalAmt01175
IRS990/FeesForServicesManagementGrp/TotalAmt0607146
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0ERNEST DUNN
IRS990/Form990PartVIISectionAGrp/PersonNm1KATHY DUNN
IRS990/Form990PartVIISectionAGrp/PersonNm2RON DUNN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRES
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRES
IRS990/Form990PartVIISectionAGrp/TitleTxt2SEC.
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02011
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt03
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0788874
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt03
IRS990/IndoorTanningServicesInd0false
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE ORGANIZATION'S PRIMARY EXEMPT PURPOSE IS TO PROVIDE A PRIVATE GOLF CLUB FOR ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt059713
IRS990/NetAssetsOrFundBalancesEOYAmt0119312
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt059713
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0119312
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt08699
IRS990/OfficeExpensesGrp/TotalAmt0219
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0LIQUOR TAX
IRS990/OtherExpensesGrp/Desc1LIQUOR
IRS990/OtherExpensesGrp/Desc2COGS
IRS990/OtherExpensesGrp/Desc3TAXES & LICENSE
IRS990/OtherExpensesGrp/TotalAmt045807
IRS990/OtherExpensesGrp/TotalAmt126764
IRS990/OtherExpensesGrp/TotalAmt218838
IRS990/OtherExpensesGrp/TotalAmt311316
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0ERNEST DUNN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0788874
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0788874
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYOtherExpensesAmt0695465
IRS990/PYProgramServiceRevenueAmt0707264
IRS990/PYRevenuesLessExpensesAmt011799
IRS990/PYTotalExpensesAmt0695465
IRS990/PYTotalRevenueAmt0707264
IRS990/ReconcilationRevenueExpnssAmt059599
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt067494
IRS990/TotalAssetsEOYAmt0122621
IRS990/TotalAssetsGrp/BOYAmt067494
IRS990/TotalAssetsGrp/EOYAmt0122621
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0729275
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07781
IRS990/TotalLiabilitiesEOYAmt03309
IRS990/TotalLiabilitiesGrp/BOYAmt07781
IRS990/TotalLiabilitiesGrp/EOYAmt03309
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt059713
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0119312
IRS990/TotalProgramServiceRevenueAmt0788874
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0788874
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0788874
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt067494
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0122621
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt05000
IRS990/USAddress/AddressLine1Txt0PO BOX 460
IRS990/USAddress/CityNm0CARTHAGE
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd075633
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt03
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ERNEST DUNN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRES
ReturnHeader/BusinessOfficerGrp/PhoneNum07138581612
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIP CLUB
ReturnHeader/Filer/BusinessNameControlTxt0RIPC
ReturnHeader/Filer/EIN0800815440
ReturnHeader/Filer/PhoneNum09066939900
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 460
ReturnHeader/Filer/USAddress/CityNm0CARTHAGE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd075633
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0274832636
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JAMES M WOLFE CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0309 W SABINE STE 6
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CARTHAGE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0756332500
ReturnHeader/PreparerPersonGrp/PhoneNum09036933700
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAMES M WOLFE CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-03-02T10:57:24-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$122,621
Liabilities
$3,309
Net assets
$119,312
Revenue
$788,874
Expenses
$729,275
Net income
$59,599
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.23$0.03$1.19$7.89$7.29$0.60
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.67$0.08$0.60$7.07$6.95$0.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.08$0.48$6.57$6.49$0.08
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.08$0.40$6.63$6.48$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.07$0.25$5.35$5.32$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.29$0.07$0.22$4.54$4.59$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.07$0.27$4.35$4.48$0.13
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.51$0.10$0.40$2.38$1.98$0.40
2017Detailed filing. Detailed filing data is available for this year.$0.01$0.01$0.31$0.30$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.35$0.36$0.01