Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
990 • Fiscal year 2019 • EIN 80-0348382
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
61st percentile
Higher net margin than 61% of similar nonprofits.
Top Officer Pay
30th percentile
Higher top officer pay than 30% of similar nonprofits.
Top officer pay equals 2.3% of source-year revenue.
Asset Growth
92nd percentile
Faster asset growth than 92% of similar nonprofits.
Revenue Growth
83rd percentile
Faster revenue growth than 83% of similar nonprofits.
Assets
Up$8,205,256
Up $2,634,935 (+47%) from 2018
Net Assets
Up$391,691
Up $231,282 (+144%) from 2018
Liabilities
Up$7,813,565
Up $2,403,653 (+44%) from 2018
Revenue
Up$3,303,503
Up $754,947 (+30%) from 2018
Expenses
Up$3,072,221
Up $564,091 (+22%) from 2018
Net Income
Up$231,282
Up $190,856 (+472%) from 2018
To provide equitable financial
The capital good fund is a micro-finance organization that targets root causes of poverty through innovative micro-loans and personal financial coaching. Its mission is to create pathways and create a green economy though inclusive financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,676,261 | $4,741,004 | ▲ $1,064,743 |
| Cash and Non-Interest-Bearing Accounts | $969,779 | $3,234,174 | ▲ $2,264,395 |
| Loans From Officers Directors | $215,500 | $172,654 | ▼ $42,846 |
| Pledges and Grants Receivable | $824,085 | $74,913 | ▼ $749,172 |
| Land, Buildings, and Equipment, Net | $42,883 | $64,654 | ▲ $21,771 |
| Prepaid Expenses and Deferred Charges | $33,543 | $40,428 | ▲ $6,885 |
| Accounts Receivable | $0 | $30,693 | ▲ $30,693 |
| Receivable From Disqualified Prsn | $4,380 | $0 | ▼ $4,380 |
| Total Assets | $5,570,321 | $8,205,256 | ▲ $2,634,935 |
| Other Assets Total | $19,390 | $19,390 | → $0 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $3,091,009 | $4,102,179 | ▲ $1,011,170 |
| Mortgage Notes Payable Secured by Investment Property | $1,775,097 | $3,050,000 | ▲ $1,274,903 |
| Deferred Revenue | $197,491 | $369,301 | ▲ $171,810 |
| Accounts Payable and Accrued Expenses | $130,815 | $119,431 | ▼ $11,384 |
| Total Liabilities | $5,409,912 | $7,813,565 | ▲ $2,403,653 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $97,655 | $241,070 | ▲ $143,415 |
| Net Assets With Donor Restrictions | $62,754 | $150,621 | ▲ $87,867 |
| Total Net Assets Fund Balance | $160,409 | $391,691 | ▲ $231,282 |
| Total Liabilities and Net Assets / Fund Balance | $5,570,321 | $8,205,256 | ▲ $2,634,935 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $64,654 | $41,049 | $105,703 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Andrew Posner | CEO | FT | $75,000 | $75,000 |
| Name | Title |
|---|---|
| Betsy Harris | Co-chair |
| Libby Kimzey | Co-chair |
| Dara Dugauy | Director |
| Elina Santana | Director |
| Holly Bullard | Director |
| Rahul Gupta | Director |
| Sabrina Terry | Director |
| Ari Gabinet | Secretary |
| Jenn Steinfeld | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Social Capital Fund | Loan Servicing | 22 A STREET, Providence, RI 02907 | $349,154 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,637,747 |
| Other Expenses | $1,434,474 |
| Total Fundraising Expense | $176,775 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $922,826 | $145,192 | $130,673 | $1,198,691 |
| Payroll Taxes | $270,685 | $199 | $179 | $271,063 |
| Interest | $229,569 | - | - | $229,569 |
| Advertising | $63,371 | $40,034 | $4,134 | $107,539 |
| Information Technology | $76,353 | $11,194 | $10,074 | $97,621 |
| Occupancy | $61,299 | $7,568 | $6,811 | $75,678 |
| Other Employee Benefits | $60,795 | $7,505 | $6,755 | $75,055 |
| Current Officers, Directors, Trustees, and Key Employees | $57,740 | $9,084 | $8,176 | $75,000 |
| Office Expenses | $42,966 | $4,932 | $4,439 | $52,337 |
| Fees for Services Other | $38,589 | $307 | $164 | $39,060 |
| Insurance | $25,395 | $1,571 | $1,414 | $28,380 |
| Travel | $2,450 | $24,704 | - | $27,154 |
| Fees for Services Legal | - | $26,749 | - | $26,749 |
| Other Expenses | $7,006 | $11,540 | $778 | $19,324 |
| Fees for Services Accounting | - | $18,600 | - | $18,600 |
| Pension Plan Contributions | $14,530 | $1,794 | $1,614 | $17,938 |
| Depreciation Depletion | $14,072 | $1,737 | $1,564 | $17,373 |
| All Other Expenses | $14,921 | - | - | $14,921 |
| Total Functional Expenses | $2,582,736 | $312,710 | $176,775 | $3,072,221 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $3,072,221 |
| Total Expenses per Audited Statements | $3,072,221 |
| Total Expenses per Form 990 | $3,072,221 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $215,500 | $172,654 | ▼ $42,846 |
| Receivables from Disqualified Persons | $4,380 | $0 | ▼ $4,380 |
“The board reviews and approves the 990 prior to filing.”
“The board is required annually to review and sign the conflict of interest policy.”
“The board determines the ceo's compensation.”
“The organization's governing documents, conflict of interest policy, financial statements and form 990 are available to the public through request of the ceo.”
“Process has not been changed from propr year.”
“The organization accounts for uncertain tax positions in accordance with fasb asc topic income taxes. This topic prescribes a recognition threshold and measurement process for financial statement recognition of uncertain tax positions taken or expected to be taken in a tax return. The topic also provides guidance on recognition, derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. At december 31, 2019, management believes that the organization has no material uncertain tax positions.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 130815 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 119431 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 30693 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE CAPITAL GOOD FUND IS A MICRO-FINANCE ORGANIZATION THAT TARGETS ROOT CAUSES OF POVERTY THROUGH INNOVATIVE MICRO-LOANS AND PERSONAL FINANCIAL COACHING. ITS MISSION IS TO CREATE PATHWAYS AND CREATE A GREEN ECONOMY THOUGH INCLUSIVE FINANCIAL SERVICES. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 4134 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 40034 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 63371 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 107539 |
| IRS990/AllOtherContributionsAmt | 0 | 2507269 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 14921 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14921 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JAMES MAZJANIS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8665843651 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 22A STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PROVIDENCE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02907 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 969779 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3234174 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 8176 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 9084 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 57740 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 75000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 349154 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 22 A STREET |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | PROVIDENCE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 02907 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | SOCIAL CAPITAL FUND |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | LOAN SERVICING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 2507269 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 1434474 |
| IRS990/CYOtherRevenueAmt | 0 | 5739 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 790495 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 231282 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1637747 |
| IRS990/CYTotalExpensesAmt | 0 | 3072221 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 176775 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3303503 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 197491 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 369301 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 1564 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 1737 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 14072 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 17373 |
| IRS990/Desc | 0 | IN 2019, CAPITAL GOOD FUND FINANCED $3.018 MILLION IN SMALL-DOLLAR CONSUMER LOANS TO 1,185 LOWER-INCOME FAMILIES WITH NO-OR-POOR CREDIT, SURPASSING $9 MILLION FINANCED ALL-TIME. OUR PORTFOLIO OUTSTANDING GREW BY 30%, FROM $3.81 MILLION IN 2018 TO $4.98 MILLION IN 2019. SOME HIGHLIGHTS INCLUDE 110 DOUBLEGREEN LOANS FOR $993,000 WORTH OF ENERGY-EFFICIENCY UPGRADES, AND 80 IMMIGRATION LOANS TOTALLING $452,000; THESE WERE FOR COSTS ASSOCIATED WITH CITIZENSHIP, GREEN CARDS, FAMILY PETITIONS, AND OTHER IMMIGRATION ADJUSTMENTS-OF-STATUS. OTHER LOANS WERE FOR VEHICLE PURCHASE, REPAIR, OR REFINANCE; SECURITY DEPOSITS; CATCHING UP ON RENT OR UTILITIES; AND EMERGENCIES. DESPITE OUR TREMENDOUS GROWTH, WE'VE MAINTAINED A 95% REPAYMENT RATE. WE ENDED THE YEAR BY SECURING A LENDING LICENSE IN ILLINOIS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 62754 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 150621 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 39 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 2582736 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 18600 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18600 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 26749 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 26749 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 164 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 307 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 38589 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 39060 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DARA DUGAUY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SABRINA TERRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ELINA SANTANA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HOLLY BULLARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RAHUL GUPTA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BETSY HARRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LIBBY KIMZEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JENN STEINFELD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ARI GABINET |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ANDREW POSNER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 75000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CO-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CO-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2009 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolAndSepBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 3303503 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 10074 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 11194 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 76353 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 97621 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 1414 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 1571 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 25395 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 28380 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 229569 |
| IRS990/InterestGrp/TotalAmt | 0 | 229569 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 14 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 41049 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 42883 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 64654 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 105703 |
| IRS990/LegalDomicileStateCd | 0 | RI |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 215500 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 172654 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO CREATE PATHWAYS OUT OF POVERTY AND ADVANCE A GREEN ECONOMY THROUGH INCLUSIVE FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 1775097 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 3050000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 160409 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 391691 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 97655 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 241070 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 6811 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 7568 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 61299 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 75678 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 4439 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 4932 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 42966 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 52337 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 19390 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 19390 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 6755 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 7505 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 60795 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 75055 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 2 | CLIENT INCENTIVE PAYMEN |
| IRS990/OtherExpensesGrp/Desc | 3 | PROFESSIONAL DEVELOPMEN |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 778 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 11540 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 349154 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 310252 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 20763 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 7006 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 349154 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 310252 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 20763 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 19324 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISC INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 5739 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 5739 |
| IRS990/OtherRevenueTotalAmt | 0 | 5739 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 130673 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 145192 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 922826 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1198691 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3676261 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4741004 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 179 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 199 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 270685 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 271063 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 1614 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 1794 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 14530 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 17938 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 824085 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 74913 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 33543 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 40428 |
| IRS990/PrincipalOfficerNm | 0 | ANDREW POSNER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 541990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 541990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 541990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | SHARED SERVICES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | PROGRAM REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 556232 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 183379 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 50884 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 556232 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 183379 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 50884 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | IN 2019, CAPITAL GOOD FUND GRADUATED 109 FAMILIES FROM FC PLUS, OUR NATIONALLY RECOGNIZED, ONE-ON-ONE FINANCIAL AND HEALTH COACHING PROGRAM. WE CONTINUED TO DEVELOP PARTNERSHIPS AND SERVE CLIENTS. FOR INSTANCE, IN RHODE ISLAND WE PARTNERED WITH PROSPECT MEDICAL TO TACKLE THE SOCIAL DETERMINANTS OF HEALTH THROUGH FINANCIAL WELLBEING. AND IN SARASOTA, FLORIDA, WE TRAINED AREA SOCIAL SERVICE ORGANIZATIONS ON HOW TO PROVIDE INTRODUCTORY FINANCIAL WORKSHOPS TO THEIR CLIENTS, THEREBY EXPANDING ACCESS TO FINANCIAL LITERACY AT LARGE. |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 50884 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 1856767 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1072592 |
| IRS990/PYOtherRevenueAmt | 0 | 12647 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 679142 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 40426 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1435538 |
| IRS990/PYTotalExpensesAmt | 0 | 2508130 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2548556 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 4380 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 231282 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 739611 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt | 0 | 1324000 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt | 0 | 1373000 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1107592 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt | 0 | 657227 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt | 0 | 90000 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 4551819 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 2507269 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 1856767 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1512133 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1042928 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 286805 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 7205902 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 110867 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 431227 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 188193 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 53167 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 67209 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 850663 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 679628 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 247915 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 273176 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 131334 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 57728 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 1389781 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 110867 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 431227 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 188193 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 53167 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 67209 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 850663 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.08960 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.11370 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt | 0 | 5739 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 12647 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 17996 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 3987 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 6209 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 46578 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.42600 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.40880 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 4043864 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt | 0 | 1324000 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 1373000 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1107592 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 657227 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 90000 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 4551819 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 3186897 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 2104682 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1785309 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1174262 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 344533 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 8595683 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 3303503 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 2548556 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1991498 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1231416 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 417951 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 9492924 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
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