Liabilities / Assets
2nd percentile
Tied with the lowest-debt nonprofits in its peer group.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
2nd percentile
Tied with the lowest-debt nonprofits in its peer group.
Liabilities / Revenue
2nd percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
61st percentile
Higher net margin than 61% of similar nonprofits.
Top Officer Pay
10th percentile
Higher top officer pay than 10% of similar nonprofits.
Top officer pay equals 0.7% of source-year revenue.
Asset Growth
71st percentile
Faster asset growth than 71% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$20,839,286
Up $1,447,408 (+7.5%) from 2014
Net Assets
Up$20,839,286
Up $1,447,408 (+7.5%) from 2014
Liabilities
Flat$0
Flat from 2014
Revenue
Up$12,222,664
Up $1,518,152 (+14%) from 2014
Expenses
Up$11,293,413
Up $2,561,562 (+29%) from 2014
Net Income
Down$929,251
Down $1,043,410 (-53%) from 2014
The mission of the Organization is to provide adequate and affordable property and liability coverage for each participant, all of whom are government entities, at the lowest possible cost by pooling or sharing of certain liability risks and to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures.
The Organization provides and administers a property and casualty insurance program pursuant to Pennsylvania statutory authority for the benefit of its participants, government entities, at the lowest possible cost and strives to reduce the frequency and amount of losses, minimize the costs incurred by participants in the handling and litigation of claims, and to protect participants from the volatility of the commercial insurance market.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $18,333,102 | $20,566,503 | ▲ $2,233,401 |
| Savings and Temporary Cash Investments | $618,095 | $199,790 | ▼ $418,305 |
| Cash and Non-Interest-Bearing Accounts | $398,256 | $30,568 | ▼ $367,688 |
| Land, Buildings, and Equipment, Net | $0 | $0 | → $0 |
| Total Assets | $19,391,878 | $20,839,286 | ▲ $1,447,408 |
| Other Assets Total | $42,425 | $42,425 | → $0 |
| Liabilities | |||
| Total Liabilities | $0 | $0 | → $0 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $19,391,878 | $20,839,286 | ▲ $1,447,408 |
| Total Net Assets Fund Balance | $19,391,878 | $20,839,286 | ▲ $1,447,408 |
| Total Liabilities and Net Assets / Fund Balance | $19,391,878 | $20,839,286 | ▲ $1,447,408 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $0 | $2,068 | $2,068 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Matthew R Mathews | CEO/Trust Administrator | PT | $89,186 | $89,186 |
| Name | Title |
|---|---|
| Wiliam Poston | Chairman |
| James Reid | Vice Chairman |
| Dan Taylor | Trustee |
| J Howard Theis | Trustee |
| Robert Powers | Trustee |
| William King | Trustee |
| Pete Poninsky Sr | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $8,675,289 |
| Salaries, Compensation, and Employee Benefits | $189,382 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | $2,428,742 | - | - | $2,428,742 |
| Insurance | $2,140,954 | - | - | $2,140,954 |
| All Other Expenses | $437,884 | $6,467 | - | $444,351 |
| Other Expenses | $420,496 | $569,404 | - | $420,496 |
| Current Officers, Directors, Trustees, and Key Employees | - | $117,899 | - | $117,899 |
| Fees for Services Accounting | - | $83,523 | - | $83,523 |
| Other Salaries and Wages | $67,483 | $4,000 | - | $71,483 |
| Fees for Services Legal | - | $23,556 | - | $23,556 |
| Fees for Services Other | - | $14,900 | - | $14,900 |
| Conferences and Meetings | - | $10,273 | - | $10,273 |
| Travel | - | $2,848 | - | $2,848 |
| Office Expenses | - | $1,145 | - | $1,145 |
| Total Functional Expenses | $10,459,398 | $834,015 | $0 | $11,293,413 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $11,293,413 |
| Expenses per Audited Statements | $7,890,699 |
| Total Expenses per Audited Statements | $7,890,699 |
| Expenses Not Reported on Financial Statements | $3,402,714 |
| Other Expense Adjustments | $3,402,714 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| - | MRM, Inc. provides admistrative services to the Trust. | The Trust Administrator is an independent contractor for MRM, Inc., which provides administrative services for the Trust. | No | $222,606 |
| Richard A Mathews | Provides contract services to the Trust. | The Assistant Risk Manager is the son of the Trust Administrator. | No | $30,797 |
“The Assistant Risk Manager for the Organization is the son of the Trust Administrator.”
“All participants in the Trust are political subdivisions within the Commonwealth of Pennsylvania.”
“The Board of Trustees consists of seven persons, nominated by the Executive Committee of the Trust and approved by the Board of Trustees at least thirty days prior to the Annual Meeting, elected by a majority vote of the members present and voting at the Annual Meeting to serve three year terms commencing on the first day of the month following the Annual Meeting.”
“Special Meetings may be called at any time by members entitled to cast at least twenty percent of the votes which all members of the Trust are entitled to cast at the particular meeting.”
“The Board of Trustees Chairman reviews a completed copy of the Form 990 prior to signing the return. If the chairman has any questions they are communicated to the Trust Administrator and auditors by e-mail prior to signing the return. Once all questions have been resolved to his satisfaction, he returns the signed copy to the Trust Administrator for filing.”
“Periodic reviews conducted by Board of Trustees and/or a designated outside advisor.”
“Board of Trustees authorizes compensation annually at budget adoption meeting. All compensation is based upon percentage of premiums bound during the year.”
“Copies of the Organization's Form 990 and Form 1023 are available upon written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676”
“Copies of the Organization's financial statements may be obtained by making written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676”
“Administrative Fees Netted Against Expense 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 16,074.”
“Dividends Paid 2,421,900. Administrative Fees Netted Against Revenue 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 531,957.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | The Organization provides and administers a property and casualty insurance program pursuant to Pennsylvania statutory authority for the benefit of its participants, government entities, at the lowest possible cost and strives to reduce the frequency and amount of losses, minimize the costs incurred by participants in the handling and litigation of claims, and to protect participants from the volatility of the commercial insurance market. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 6467 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 437884 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 444351 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 2428742 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 2428742 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Chris Harem |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7249349797 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2591 Wexford-Bayne Rd Ste 301 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Sewickley |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 151438676 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 1 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 1 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 398256 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 30568 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 117899 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 117899 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 10273 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10273 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 2428742 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1421133 |
| IRS990/CYOtherExpensesAmt | 0 | 8675289 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 10801531 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 929251 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 189382 |
| IRS990/CYTotalExpensesAmt | 0 | 11293413 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 12222664 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | Organization provides and administers a property and casualty insurance program pursuant to Pennsylvania statutory authority to provide adequate and affordable risk coverage for its participants, all of whom are government entities at the lowest possible cost. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 8009740 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 83523 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 83523 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 23556 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 23556 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 14900 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14900 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Wiliam Poston |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | James Reid |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Pete Poninsky Sr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | J Howard Theis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | William King |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Robert Powers |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Dan Taylor |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Matthew R Mathews |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 89186 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO/Trust Administrator |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2002 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 955511 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 28597201 |
| IRS990/GrossReceiptsAmt | 0 | 39864354 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2140954 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2140954 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 465622 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 465622 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 18333102 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 20566503 |
| IRS990/IRPDocumentCnt | 0 | 10 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2068 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2068 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 27641690 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | The mission of the Organization is to provide adequate and affordable property and liability coverage for each participant, all of whom are government entities, at the lowest possible cost by pooling or sharing of certain liability risks and to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 19391878 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 20839286 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 955511 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 955511 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 518157 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 1145 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1145 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 42425 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 42425 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | Claims Paid |
| IRS990/OtherExpensesGrp/Desc | 1 | Premium Billing Service |
| IRS990/OtherExpensesGrp/Desc | 2 | Trust Administration Fe |
| IRS990/OtherExpensesGrp/Desc | 3 | Sub-broker Commissions |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 569404 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 3859019 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1104820 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 420496 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3859019 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1104820 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 569404 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 420496 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 4000 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 67483 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 71483 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Matthew R Mathews |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Premiums collected |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Administrative fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Salvage/subrogation proceeds |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Restitution received |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 10257437 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 438201 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 102059 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 3834 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 10257437 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 438201 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 102059 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 3834 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Organization strives to minimize costs incurred by participants for obtaining adequate and affordable property and liability insurance. The organization returns a portion of policy premiums to its members in the form of policy dividends based upon claims experience thereby reducing the cost of coverage to participants. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 2428742 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Organization strives to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 20916 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | Organization strives to protect each participant from the volatility and high premiums of the commercial insurance markets. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 2131255 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 419352 |
| IRS990/PYOtherExpensesAmt | 0 | 6478310 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 10285160 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1972661 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 122286 |
| IRS990/PYTotalExpensesAmt | 0 | 8731851 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 10704512 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 929251 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 10801531 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 618095 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 199790 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 465622 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 416479 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 455842 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 418583 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 361825 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 2118351 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 10801531 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 10285160 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 9154658 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 9012747 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 8006177 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 47260273 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 465622 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 416479 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 455842 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 418583 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 361825 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 2118351 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.04290 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.03960 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.95710 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.96040 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 47260273 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 10801531 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 10285160 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 9154658 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 9012747 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 8006177 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 47260273 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 11267153 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 10701639 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 9610500 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 9431330 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 8368002 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 49378624 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2068 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2068 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 3402714 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 7890699 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 518157 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 3402714 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 464931 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 518157 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 464931 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 11757733 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | Administrative Fees Netted Against Expense 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 16,074. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | Dividends Paid 2,421,900. Administrative Fees Netted Against Revenue 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 531,957. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part XI, Line 4b - Other Adjustments: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part XII, Line 4b - Other Adjustments: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 11293413 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 12222664 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 12275890 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 7890699 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt | 0 | MRM Inc |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 0 | Richard A Mathews |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | Provides contract services to the Trust. |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 1 | MRM, Inc. provides admistrative services to the Trust. |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 1 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 0 | 30797 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 1 | 222606 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | The Assistant Risk Manager is the son of the Trust Administrator. |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 1 | The Trust Administrator is an independent contractor for MRM, Inc., which provides administrative services for the Trust. |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The Assistant Risk Manager for the Organization is the son of the Trust Administrator. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | All participants in the Trust are political subdivisions within the Commonwealth of Pennsylvania. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Board of Trustees consists of seven persons, nominated by the Executive Committee of the Trust and approved by the Board of Trustees at least thirty days prior to the Annual Meeting, elected by a majority vote of the members present and voting at the Annual Meeting to serve three year terms commencing on the first day of the month following the Annual Meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Special Meetings may be called at any time by members entitled to cast at least twenty percent of the votes which all members of the Trust are entitled to cast at the particular meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Board of Trustees Chairman reviews a completed copy of the Form 990 prior to signing the return. If the chairman has any questions they are communicated to the Trust Administrator and auditors by e-mail prior to signing the return. Once all questions have been resolved to his satisfaction, he returns the signed copy to the Trust Administrator for filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Periodic reviews conducted by Board of Trustees and/or a designated outside advisor. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Board of Trustees authorizes compensation annually at budget adoption meeting. All compensation is based upon percentage of premiums bound during the year. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Copies of the Organization's Form 990 and Form 1023 are available upon written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Copies of the Organization's financial statements may be obtained by making written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, line 12 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Section C, line 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part VI, Section C, line 19 |
| IRS990ScheduleR/AssetExchangeInd | 0 | 0 |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 0 | 0 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt | 0 | C |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd | 0 | PA |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt | 0 | Self-insured workers compensation trust with exempt income under Section 115 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt | 0 | MRM Workers' Compensation Pooled Trust |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt | 0 | 2591 Wexford-Bayne Road Suite 301 |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm | 0 | Sewickley |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd | 0 | 151438676 |
| IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/PaidEmployeesSharingInd | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesByOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/PerformOfServicesForOthOrgInd | 0 | 0 |
| IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd | 0 | 0 |
| IRS990ScheduleR/ReimbursementPaidByOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/ReimbursementPaidToOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd | 0 | 0 |
| IRS990ScheduleR/RentalOfFcltsFromOthOrgInd | 0 | 0 |
| IRS990ScheduleR/SharingOfFacilitiesInd | 0 | 0 |
| IRS990ScheduleR/TransferFromOtherOrgInd | 0 | 0 |
| IRS990ScheduleR/TransferToOtherOrgInd | 0 | 0 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 19391878 |
| IRS990/TotalAssetsEOYAmt | 0 | 20839286 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 19391878 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 20839286 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 834015 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 10459398 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 11293413 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.