Civic Intelligence

Mrm Property & Liability Trust

990 • Fiscal year 2015 • EIN 77-0590806

May 01, 2014 to Apr 30, 2015 • Filed on Jul 13, 2015

2591 Wexford-Bayne Road No 301Sewickley, PA 15143-8676

(724) 934-9797

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

2nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

2nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2015

Net Margin

61st percentile

7.6%

Higher net margin than 61% of similar nonprofits.

2015 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

10th percentile

$89,186

Higher top officer pay than 10% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

2015 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2015

Asset Growth

71st percentile

7.5%

Faster asset growth than 71% of similar nonprofits.

2015 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

73rd percentile

14%

Faster revenue growth than 73% of similar nonprofits.

2015 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Assets

Up

$20,839,286

Up $1,447,408 (+7.5%) from 2014

Net Assets

Up

$20,839,286

Up $1,447,408 (+7.5%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue

Up

$12,222,664

Up $1,518,152 (+14%) from 2014

Expenses

Up

$11,293,413

Up $2,561,562 (+29%) from 2014

Net Income

Down

$929,251

Down $1,043,410 (-53%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $12,388,975Liabilities 2011: $0Net Assets 2011: $12,388,9752011Assets 2012: $13,723,344Liabilities 2012: $0Net Assets 2012: $13,723,3442012Assets 2013: $16,282,675Liabilities 2013: $0Net Assets 2013: $16,282,6752013Assets 2014: $19,391,878Liabilities 2014: $0Net Assets 2014: $19,391,8782014Assets 2015: $20,839,286Liabilities 2015: $0Net Assets 2015: $20,839,2862015Assets 2016: $22,014,123Liabilities 2016: $0Net Assets 2016: $22,014,1232016Assets 2017: $24,160,013Liabilities 2017: $0Net Assets 2017: $24,160,0132017Assets 2018: $25,858,513Liabilities 2018: $0Net Assets 2018: $25,858,5132018Assets 2019: $27,908,266Liabilities 2019: $0Net Assets 2019: $27,908,2662019Assets 2020: $29,252,918Liabilities 2020: $0Net Assets 2020: $29,252,9182020Assets 2021: $36,194,134Liabilities 2021: $0Net Assets 2021: $36,194,1342021Assets 2022: $33,998,884Liabilities 2022: $0Net Assets 2022: $33,998,8842022Assets 2023: $37,925,717Liabilities 2023: $15,940,823Net Assets 2023: $21,984,8942023Assets 2024: $37,346,753Liabilities 2024: $14,713,102Net Assets 2024: $22,633,6512024Assets 2025: $40,211,714Liabilities 2025: $16,229,821Net Assets 2025: $23,981,8932025

Highlighted filing

2015

Assets$20,839,286
Liabilities$0
Net Assets$20,839,286

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MRevenue 2011: $8,467,642Expenses 2011: $8,793,943Net Income 2011: -$326,3012011Expenses 2012: $7,541,1872012Revenue 2013: $10,118,194Expenses 2013: $8,091,899Net Income 2013: $2,026,2952013Revenue 2014: $10,704,512Expenses 2014: $8,731,851Net Income 2014: $1,972,6612014Revenue 2015: $12,222,664Expenses 2015: $11,293,413Net Income 2015: $929,2512015Revenue 2016: $11,627,326Expenses 2016: $10,553,026Net Income 2016: $1,074,3002016Revenue 2017: $12,160,531Expenses 2017: $11,428,243Net Income 2017: $732,2882017Revenue 2018: $11,759,858Expenses 2018: $10,882,094Net Income 2018: $877,7642018Revenue 2019: $12,811,173Expenses 2019: $12,284,159Net Income 2019: $527,0142019Revenue 2020: $13,587,809Expenses 2020: $12,712,845Net Income 2020: $874,9642020Revenue 2021: $13,773,572Expenses 2021: $14,160,830Net Income 2021: -$387,2582021Revenue 2022: $14,896,339Expenses 2022: $14,389,906Net Income 2022: $506,4332022Revenue 2023: $14,357,857Expenses 2023: $15,860,526Net Income 2023: -$1,502,6692023Revenue 2024: $15,748,915Expenses 2024: $17,295,617Net Income 2024: -$1,546,7022024Revenue 2025: $17,238,415Expenses 2025: $18,010,944Net Income 2025: -$772,5292025

Highlighted filing

2015

Revenue$12,222,664
Expenses$11,293,413
Net Income$929,251
Jump To
Filing Snapshot
Filing Period
May 1, 2014 to Apr 30, 2015
Signed
Jul 13, 2015
Return Version
2014v5.0
Gross Receipts
$39,864,354
Mission and Program Overview

Mission

The mission of the Organization is to provide adequate and affordable property and liability coverage for each participant, all of whom are government entities, at the lowest possible cost by pooling or sharing of certain liability risks and to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures.

The Organization provides and administers a property and casualty insurance program pursuant to Pennsylvania statutory authority for the benefit of its participants, government entities, at the lowest possible cost and strives to reduce the frequency and amount of losses, minimize the costs incurred by participants in the handling and litigation of claims, and to protect participants from the volatility of the commercial insurance market.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$18,333,102$20,566,503▲ $2,233,401
Savings and Temporary Cash Investments$618,095$199,790▼ $418,305
Cash and Non-Interest-Bearing Accounts$398,256$30,568▼ $367,688
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$19,391,878$20,839,286▲ $1,447,408
Other Assets Total$42,425$42,425→ $0
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$19,391,878$20,839,286▲ $1,447,408
Total Net Assets Fund Balance$19,391,878$20,839,286▲ $1,447,408
Total Liabilities and Net Assets / Fund Balance$19,391,878$20,839,286▲ $1,447,408

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$2,068$2,068
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Matthew R MathewsCEO/Trust AdministratorPT$89,186$89,186

Board Members and Trustees

NameTitle
Wiliam PostonChairman
James ReidVice Chairman
Dan TaylorTrustee
J Howard TheisTrustee
Robert PowersTrustee
William KingTrustee
Pete Poninsky SrTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,801,531
Investment Income
$1,421,133
Other Revenue
$0
Change in Net Assets
$929,251

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,757,733
Revenue Not Reported on Financial Statements
$464,931
Revenue Not Reported on Form 990
$518,157
Other Revenue Adjustments
$464,931
Total Revenue per Audited Statements
$12,275,890
Total Revenue per Form 990
$12,222,664
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,675,289
Salaries, Compensation, and Employee Benefits$189,382
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$2,428,742--$2,428,742
Insurance$2,140,954--$2,140,954
All Other Expenses$437,884$6,467-$444,351
Other Expenses$420,496$569,404-$420,496
Current Officers, Directors, Trustees, and Key Employees-$117,899-$117,899
Fees for Services Accounting-$83,523-$83,523
Other Salaries and Wages$67,483$4,000-$71,483
Fees for Services Legal-$23,556-$23,556
Fees for Services Other-$14,900-$14,900
Conferences and Meetings-$10,273-$10,273
Travel-$2,848-$2,848
Office Expenses-$1,145-$1,145
Total Functional Expenses$10,459,398$834,015$0$11,293,413

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$11,293,413
Expenses per Audited Statements$7,890,699
Total Expenses per Audited Statements$7,890,699
Expenses Not Reported on Financial Statements$3,402,714
Other Expense Adjustments$3,402,714
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-MRM, Inc. provides admistrative services to the Trust.The Trust Administrator is an independent contractor for MRM, Inc., which provides administrative services for the Trust.No$222,606
Richard A MathewsProvides contract services to the Trust.The Assistant Risk Manager is the son of the Trust Administrator.No$30,797
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 2

The Assistant Risk Manager for the Organization is the son of the Trust Administrator.

Form 990, Part VI, Section A, line 6

All participants in the Trust are political subdivisions within the Commonwealth of Pennsylvania.

Form 990, Part VI, Section A, line 7A

The Board of Trustees consists of seven persons, nominated by the Executive Committee of the Trust and approved by the Board of Trustees at least thirty days prior to the Annual Meeting, elected by a majority vote of the members present and voting at the Annual Meeting to serve three year terms commencing on the first day of the month following the Annual Meeting.

Form 990, Part VI, Section A, line 7B

Special Meetings may be called at any time by members entitled to cast at least twenty percent of the votes which all members of the Trust are entitled to cast at the particular meeting.

Form 990, Part VI, Section B, line 11

The Board of Trustees Chairman reviews a completed copy of the Form 990 prior to signing the return. If the chairman has any questions they are communicated to the Trust Administrator and auditors by e-mail prior to signing the return. Once all questions have been resolved to his satisfaction, he returns the signed copy to the Trust Administrator for filing.

Form 990, Part VI, Section B, line 12

Periodic reviews conducted by Board of Trustees and/or a designated outside advisor.

Form 990, Part VI, Section B, line 15

Board of Trustees authorizes compensation annually at budget adoption meeting. All compensation is based upon percentage of premiums bound during the year.

Form 990, Part VI, Section C, line 18

Copies of the Organization's Form 990 and Form 1023 are available upon written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676

Form 990, Part VI, Section C, line 19

Copies of the Organization's financial statements may be obtained by making written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676

Filing and Contact Details

Filer

Filer Name
MRM Property & Liability Trust
EIN
77-0590806
Phone
7249349797
Address
2591 Wexford-Bayne Road No 301, Sewickley, PA 15143-8676

Signing Officer

Name
William Poston
Title
Chairman, Board of Trustees
Phone
7249349797
Signed
2015-07-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matthew R Mathews
Formed
2002
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
0

Preparer

Firm
Hileman and Associates PC
Address
1910 Cochran Road Suite 990, Pittsburgh, PA 15220
Preparer
Thomas R Hileman CPA
Phone
4125319092
Supplemental Narrative

Financial Statement Notes

Part XI, Line 4B - Other Adjustments:

Administrative Fees Netted Against Expense 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 16,074.

Part XII, Line 4B - Other Adjustments:

Dividends Paid 2,421,900. Administrative Fees Netted Against Revenue 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 531,957.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/Desc0Premiums collected
IRS990/ProgramServiceRevenueGrp/Desc1Administrative fees
IRS990/ProgramServiceRevenueGrp/Desc2Salvage/subrogation proceeds
IRS990/ProgramServiceRevenueGrp/Desc3Restitution received
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010257437
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1438201
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2102059
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33834
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010257437
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1438201
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2102059
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33834
IRS990/ProgSrvcAccomActy2Grp/Desc0Organization strives to minimize costs incurred by participants for obtaining adequate and affordable property and liability insurance. The organization returns a portion of policy premiums to its members in the form of policy dividends based upon claims experience thereby reducing the cost of coverage to participants.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt02428742
IRS990/ProgSrvcAccomActy3Grp/Desc0Organization strives to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt020916
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Organization strives to protect each participant from the volatility and high premiums of the commercial insurance markets.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt02131255
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0419352
IRS990/PYOtherExpensesAmt06478310
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010285160
IRS990/PYRevenuesLessExpensesAmt01972661
IRS990/PYSalariesCompEmpBnftPaidAmt0122286
IRS990/PYTotalExpensesAmt08731851
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010704512
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0929251
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt010801531
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0618095
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0199790
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0465622
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0416479
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0455842
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0418583
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0361825
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt02118351
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt010801531
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt010285160
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt09154658
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt09012747
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt08006177
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt047260273
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0465622
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0416479
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0455842
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0418583
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0361825
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt02118351
IRS990ScheduleA/InvestmentIncomeCYPct00.04290
IRS990ScheduleA/InvestmentIncomePYPct00.03960
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.95710
IRS990ScheduleA/PublicSupportPY509Pct00.96040
IRS990ScheduleA/PublicSupportTotal509Amt047260273
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt010801531
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt010285160
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt09154658
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt09012747
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt08006177
IRS990ScheduleA/Total509Grp/TotalAmt047260273
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt011267153
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt010701639
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt09610500
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt09431330
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt08368002
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt049378624
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02068
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02068
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt03402714
IRS990ScheduleD/ExpensesSubtotalAmt07890699
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0518157
IRS990ScheduleD/OtherExpensesNotIncludedAmt03402714
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0464931
IRS990ScheduleD/RevenueNotReportedAmt0518157
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0464931
IRS990ScheduleD/RevenueSubtotalAmt011757733
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Administrative Fees Netted Against Expense 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 16,074.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Dividends Paid 2,421,900. Administrative Fees Netted Against Revenue 346,798. Salvage/Subrogation Proceeds Netted Against Paid Claims 102,059. Accrual to Cash Conversion 531,957.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part XI, Line 4b - Other Adjustments:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part XII, Line 4b - Other Adjustments:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt011293413
IRS990ScheduleD/TotalRevenuePerForm990Amt012222664
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012275890
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07890699
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0MRM Inc
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0Richard A Mathews
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0Provides contract services to the Trust.
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1MRM, Inc. provides admistrative services to the Trust.
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt030797
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt1222606
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0The Assistant Risk Manager is the son of the Trust Administrator.
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1The Trust Administrator is an independent contractor for MRM, Inc., which provides administrative services for the Trust.
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Assistant Risk Manager for the Organization is the son of the Trust Administrator.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All participants in the Trust are political subdivisions within the Commonwealth of Pennsylvania.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Trustees consists of seven persons, nominated by the Executive Committee of the Trust and approved by the Board of Trustees at least thirty days prior to the Annual Meeting, elected by a majority vote of the members present and voting at the Annual Meeting to serve three year terms commencing on the first day of the month following the Annual Meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Special Meetings may be called at any time by members entitled to cast at least twenty percent of the votes which all members of the Trust are entitled to cast at the particular meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Board of Trustees Chairman reviews a completed copy of the Form 990 prior to signing the return. If the chairman has any questions they are communicated to the Trust Administrator and auditors by e-mail prior to signing the return. Once all questions have been resolved to his satisfaction, he returns the signed copy to the Trust Administrator for filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Periodic reviews conducted by Board of Trustees and/or a designated outside advisor.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Board of Trustees authorizes compensation annually at budget adoption meeting. All compensation is based upon percentage of premiums bound during the year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Copies of the Organization's Form 990 and Form 1023 are available upon written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Copies of the Organization's financial statements may be obtained by making written request to the following address: Trust Administrator MRM Property & Liability Trust 2591 Wexford-Bayne Road, Suite 301 Sewickley, PA 15143-8676
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part VI, Section C, line 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0Self-insured workers compensation trust with exempt income under Section 115
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0MRM Workers' Compensation Pooled Trust
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt02591 Wexford-Bayne Road Suite 301
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0Sewickley
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd0151438676
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019391878
IRS990/TotalAssetsEOYAmt020839286
IRS990/TotalAssetsGrp/BOYAmt019391878
IRS990/TotalAssetsGrp/EOYAmt020839286
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0834015
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt010459398
IRS990/TotalFunctionalExpensesGrp/TotalAmt011293413

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$40.2$16.2$24.0$17.2$18.0$0.77
2024Detailed filing. Detailed filing data is available for this year.$37.3$14.7$22.6$15.7$17.3$1.55
2023Detailed filing. Detailed filing data is available for this year.$37.9$15.9$22.0$14.4$15.9$1.50
2022Detailed filing. Detailed filing data is available for this year.$34.0$0.00$34.0$14.9$14.4$0.51
2021Detailed filing. Detailed filing data is available for this year.$36.2$0.00$36.2$13.8$14.2$0.39
2020Detailed filing. Detailed filing data is available for this year.$29.3$0.00$29.3$13.6$12.7$0.87
2019Detailed filing. Detailed filing data is available for this year.$27.9$0.00$27.9$12.8$12.3$0.53
2018Detailed filing. Detailed filing data is available for this year.$25.9$0.00$25.9$11.8$10.9$0.88
2017Detailed filing. Detailed filing data is available for this year.$24.2$0.00$24.2$12.2$11.4$0.73
2016Detailed filing. Detailed filing data is available for this year.$22.0$0.00$22.0$11.6$10.6$1.07
2015Detailed filing. Detailed filing data is available for this year.$20.8$0.00$20.8$12.2$11.3$0.93
2014Detailed filing. Detailed filing data is available for this year.$19.4$0.00$19.4$10.7$8.73$1.97
2013Summary only. Only limited summary data is available for this year.$16.3$0.00$16.3$10.1$8.09$2.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$0.00$13.7$7.54
2011Summary only. Only limited summary data is available for this year.$12.4$0.00$12.4$8.47$8.79$0.33