Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
Housing Trust Silicon Valley
990 • Fiscal year 2021 • EIN 77-0545135
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.58x
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
95th percentile
Higher net margin than 95% of similar nonprofits.
Top Officer Pay
14th percentile
Higher top officer pay than 14% of similar nonprofits.
Top officer pay equals 1.4% of source-year revenue.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
10th percentile
Faster revenue growth than 10% of similar nonprofits.
Balance Sheet
Assets
Up$250,989,111
Up $27,032,240 (+12%) from 2020
Net Assets
Up$104,667,889
Up $14,822,930 (+16%) from 2020
Liabilities
Up$146,321,222
Up $12,209,310 (+9.1%) from 2020
Revenue And Expenses
Revenue
Down$21,448,557
Down $3,035,262 (-12%) from 2020
Expenses
Down$7,260,732
Down $2,342,131 (-24%) from 2020
Net Income
Down$14,187,825
Down $693,131 (-4.7%) from 2020
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2020 to Jun 30, 2021
- Signed
- Apr 26, 2022
- Return Version
- 2020v4.2
- Gross Receipts
- $25,691,941
Mission and Program Overview
Mission
Our mission at housing trust silicon valley, is to use transformative housing finance and public and private partnerships to create more equitable and affordable communities.
The mission of housing trust silicon valley is to make bay area a more affordable place to live.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $170,324,566 | $160,058,415 | ▼ $10,266,151 |
| Savings and Temporary Cash Investments | $46,674,485 | $73,473,002 | ▲ $26,798,517 |
| Pledges and Grants Receivable | $1,135,064 | $10,358,670 | ▲ $9,223,606 |
| Investments in Publicly Traded Securities | $4,869,084 | $6,370,502 | ▲ $1,501,418 |
| Accounts Receivable | $564,345 | $406,079 | ▼ $158,266 |
| Prepaid Expenses and Deferred Charges | $191,048 | $186,613 | ▼ $4,435 |
| Land, Buildings, and Equipment, Net | $197,679 | $135,230 | ▼ $62,449 |
| Cash and Non-Interest-Bearing Accounts | $600 | $600 | → $0 |
| Total Assets | $223,956,871 | $250,989,111 | ▲ $27,032,240 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $96,070,945 | $99,488,184 | ▲ $3,417,239 |
| Other Liabilities | $20,164,973 | $17,578,992 | ▼ $2,585,981 |
| Mortgage Notes Payable Secured by Investment Property | $14,892,380 | $14,892,380 | → $0 |
| Deferred Revenue | $215,909 | $9,883,136 | ▲ $9,667,227 |
| Escrow Account Liability | $1,485,214 | $3,452,554 | ▲ $1,967,340 |
| Accounts Payable and Accrued Expenses | $1,282,491 | $1,025,976 | ▼ $256,515 |
| Total Liabilities | $134,111,912 | $146,321,222 | ▲ $12,209,310 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $40,154,494 | $52,385,252 | ▲ $12,230,758 |
| Net Assets With Donor Restrictions | $49,690,465 | $52,282,637 | ▲ $2,592,172 |
| Total Net Assets Fund Balance | $89,844,959 | $104,667,889 | ▲ $14,822,930 |
| Total Liabilities and Net Assets / Fund Balance | $223,956,871 | $250,989,111 | ▲ $27,032,240 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $135,230 | $262,962 | $398,192 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Julie Mahowald | Chief Financial Officer | FT | $206,213 | $98,924 | $305,137 |
| Kevin Zwick | Chief Executive Officer (07/20) | FT | $163,372 | $62,989 | $226,361 |
| Fathia Macauley | Chief Lending Officer | FT | $173,946 | $33,205 | $207,151 |
| Craig Mizushima | Chief Compliance & Risk Officer | FT | $156,794 | $35,351 | $192,145 |
| Pam Berkowitz | VP of Multifamily Lending and Business | FT | $143,682 | $48,062 | $191,744 |
| Pam Berkowitz | VP of Multifamily Lending and Busine | - | $132,091 | $59,653 | $191,744 |
| Julie Quinn | Chief Development Officer (10/20) | FT | $151,844 | $9,919 | $161,763 |
| Vivian Vo | Accounting Manager | FT | $120,662 | $35,878 | $156,540 |
| Adria Quinones-masur | Director of Homebuyer Programs | FT | $132,770 | $17,775 | $150,545 |
| Steven Yang | Director of Multifamily Lending | FT | $134,906 | $14,782 | $149,688 |
| Martha Lopez | Manager, Loan Administration | FT | $103,948 | $23,194 | $127,142 |
Board Members and Trustees
| Name | Title |
|---|---|
| Craig Robinson | Chair |
| Lorena Medez-quezada | First Vice Chair (06/21) |
| Katia Kamanger | Second Vice-chair |
| Hilda Ramirez | Director |
| Jim Morgensen | Director |
| Joe Anzalone | Director |
| Jonathan Fearn | Director |
| Kevin Deeble | Director |
| Lisa Gutierrez | Director |
| Mary Chandler | Director |
| Meg Mcgraw-scherer | Director |
| Mike Beasley | Director |
| Papia Gambelin | Director |
| Sharon Lee | Director |
| Candice Gonzalez | Director (02/21) |
| George Brown | Director (02/21) |
| Thang Do | Director (02/21) |
| Sparky Harlan | Director (11/20) |
| Antonieta Ramos | Chief Executive Officer |
| Shiloh Ballard | Secretary |
| Art Fatum | Treasurer (02/21) |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Lee Dinneen Consulting | Financial Consulting Services | 1350 HARWALT DRIVE, Los Altos, CA 94024 | $147,975 |
| Rsm US LLP | Audit And Tax Services | 5155 PAYSPHERE CIRCLE, Chicago, IL 60674 | $125,208 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $11,287,252
- Program Service Revenue
- $9,403,321
- Investment Income
- $757,195
- Other Revenue
- $789
- All Other Contributions
- $8,238,229
- Change in Net Assets
- $14,187,825
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $21,412,272
- Revenue Not Reported on Financial Statements
- $36,285
- Revenue Not Reported on Form 990
- $635,105
- Total Revenue per Audited Statements
- $22,047,377
- Total Revenue per Form 990
- $21,448,557
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $4,176,968 |
| Other Expenses | $2,786,693 |
| Total Fundraising Expense | $360,281 |
| Grants and Similar Amounts Paid | $297,071 |
| Professional Fundraising Fees | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,708,549 | $577,696 | $72,685 | $2,358,930 |
| Interest | $1,913,020 | - | - | $1,913,020 |
| Current Officers, Directors, Trustees, and Key Employees | $482,606 | $432,886 | $161,004 | $1,076,496 |
| Fees for Services Other | $570,706 | $331,591 | $38,974 | $941,271 |
| Other Employee Benefits | $248,264 | $94,157 | $16,385 | $358,806 |
| Occupancy | $192,960 | $63,205 | $25,528 | $281,693 |
| Payroll Taxes | $152,790 | $64,910 | $18,422 | $236,122 |
| Grants to Domestic Individuals | $152,980 | - | - | $152,980 |
| Pension Plan Contributions | $97,099 | $37,850 | $11,665 | $146,614 |
| Grants to Domestic Orgs | $144,091 | - | - | $144,091 |
| Fees for Services Accounting | - | $126,892 | - | $126,892 |
| Depreciation Depletion | $50,927 | $16,681 | $6,738 | $74,346 |
| Insurance | $750 | $60,435 | - | $61,185 |
| Office Expenses | $30,274 | $11,607 | $3,286 | $45,167 |
| Fees for Service Investment Mgmnt Fees | - | $36,285 | - | $36,285 |
| Fees for Services Legal | $24,266 | $1,620 | - | $25,886 |
| Advertising | $9,296 | $201 | $71 | $9,568 |
| Conferences and Meetings | $3,260 | $4,995 | $575 | $8,830 |
| Other Expenses | $-918,500 | $5,750 | $600 | $-918,500 |
| Total Functional Expenses | $4,949,657 | $1,950,794 | $360,281 | $7,260,732 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $7,260,732 |
| Expenses per Audited Statements | $7,224,447 |
| Total Expenses per Audited Statements | $7,224,447 |
| Expenses Not Reported on Financial Statements | $36,285 |
| Expenses Not Reported on Form 990 | $0 |
International Activity
Grant and Assistance Recipients
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Charities Housing | San Jose, CA | 501(c)(3) | Loan Forgiveness | $100,000 |
| Bill Wilson Center | Santa Clara, CA | 501(c)(3) | Loan Forgiveness | $35,000 |
| Family Supportive Housing | San Jose, CA | 501(c)(3) | Partial Loan Forgiven | $9,091 |
Fundraising, Events, and Gaming
- Fundraising activities
- Yes
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $1,485 |
| Fundraising Gross Income | $0 |
| Professional Fundraising Fees | $0 |
Fundraising Events
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Fundraising | $117,355 | - | $1,485 | - |
| Total Events | $117,355 | - | $1,485 | $-1,485 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- Yes
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Non-recourse Participant Loan Capital | $17,578,992 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- Yes
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 4
“Bylaws was updated during the year inlcuding the following parts: article i. Name and principal office article iii. Board of directors section 1. Powers. Section 6. Resignation and removal. Section 9. Notice. Section 10. Waiver of notice. Section 12. Action without a meeting. Section 14. Meeting attendance. Section 15. Standard of care. Section 17. Compensation. Section 19. Emergency bylaws. Article iv. Committees section 1. Board committees. Section 2. Executive committee and other committees. (a) executive committee. (b) audit committee. (c) governance committee. (d) finance committee. Section 6. Revocation of delegated authority. Article v. Officers section 1. Officers. Section 6. Responsibilities of officers. A. Board chair. D. Ceo. Article vi. Certain transactions section 4. Duty of loyalty. Article viii. Grants and loans administration section 2. Board of directors oversight. Article ix. Miscellaneous section 2. Contracts, notes, and checks.”
Form 990, Part VI, Section B, Line 11B
“The 990 is reviewed and approved by the audit committee. The entire board receives a copy of the form 990 prior to filing in sufficient time to pose any questions or give comments.”
Form 990, Part VI, Section B, Line 12C
“Each board member must complete and sign a conflict of interest policy annually. New board members or those being considered are evaluated to see if there exist any conflict of interest. Employees must also sign a conflict of interest statement annually. If the board is evaluating a business dealing with an entity that a board member has some involvement, the board member recuses themselves from all discussion and from voting. In addition the board member also excused themselves from the meeting to allow other members to discuss the deal candidly.”
Form 990, Part VI, Section B, Line 15
“The personnel committee relies upon salary survey data to determine the reasonableness of the compensation of chief executive officer. Chief executive uses comparability data to determine compensation of the chief financial officer, chief lending officer, chief development officer, and chief compliance & risk officer.”
Form 990, Part VI, Section C, Line 19
“The governing documents are available at the organization offices which are available for inspection monday to friday (except holidays), 9am to 5pm. Post audited financials on website.”
Filing and Contact Details
Filer
- Filer Name
- Housing Trust Silicon Valley
- EIN
- 77-0545135
- Phone
- 4087033837
- Address
- 75 E SANTA CLARA STREET NO 1350, SAN JOSE, CA 95113
Signing Officer
- Name
- Antonieta Ramos
- Title
- Chief Executive Officer
- Phone
- 4087033837
- Signed
- 2022-04-26
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Antonieta Ramos
- Formed
- 2000
- Legal Domicile
- CA
- Voting Board Members
- 14
- Independent Board Members
- 14
- Employees
- 33
- Volunteers
- 14
Preparer
- Firm
- Rsm US Llp
- Address
- 1861 INTERNATIONAL DRIVE SUITE 400, MCLEAN, VA 22102
- Preparer
- Yong Zhang CPA
- Phone
- 7033366400
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 11G
“Other professional fees: program service expenses 570,706. Management and general expenses 331,591. Fundraising expenses 38,974. Total expenses 941,271.”
Financial Statement Notes
PART IV, LINE 2B:
“In march 2020, housing trust entered into a services agreement with google endeavor, llc, a wholly owned fund of google llc (google). Google has committed $63 million to create a separate launch initiative fund, an affordable housing fund aimed to accelerate the start-up and preservation of homes. Launch initiative is a strategic partnership which enhances housing trust's lending capacity and provides housing trust and google opportunities to invest in a broader range of affordable housing projects. Housing trust's responsibilities include sourcing, underwriting, closing and servicing loans, taking at least a 10% participation in the loans and providing management services for the fund including accounting. As the servicer, at june 30, 2021, housing trust holds $3,452,554 belonging to google which is included as restricted cash and cash equivalents, and the associated liability as funds held for others on the consolidated statements of financial position.”
PART X, LINE 2:
“Housing trust believes that it has appropriate support for any tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. Housing trust's federal and state information returns for the years 2017 through 2020 are subject to examination by regulatory agencies, generally for three and four years after they were filed for federal and state, respectively.”
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| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF HOUSING TRUST SILICON VALLEY IS TO MAKE BAY AREA A MORE AFFORDABLE PLACE TO LIVE. |
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| IRS990/Desc | 0 | THE COMPETITIVE REAL ESTATE MARKET IN THE GREATER BAY AREA CREATES A CHALLENGING ENVIRONMENT FOR AFFORDABLE HOUSING DEVELOPMENT. HOUSING TRUST - WHICH MAKES MORE LOANS THAN ANY OTHER NONPROFIT HOUSING LENDER IN OUR REGION - IS HERE TO HELP. SINCE 2000, HOUSING TRUST HAS MADE LOANS TO 175 AFFORDABLE HOUSING PROJECTS, TOTALING OVER $387 MILLION IN FUNDING AND RESULTING IN 14,671 AFFORDABLE RENTAL HOMES. OUR BORROWERS ARE TYPICALLY COMMUNITY-BASED, NON-PROFIT AND MISSION ALIGNED FOR-PROFIT AFFORDABLE HOUSING DEVELOPERS WHOSE COLLECTIVE MISSION IS TO INCREASE AND PRESERVE THE AFFORDABLE HOUSING STOCK IN THE COMMUNITIES THEY SERVE, AND BY SO DOING, REVITALIZE SUCH COMMUNITIES. WE LEND IN THE GREATER BAY AREA INCLUDING ALAMEDA, CONTRA COSTA, MARIN, MONTEREY, NAPA, SAN BENITO, SAN FRANCISCO, SAN JOAQUIN, SAN MATEO, SANTA CLARA, SANTA CRUZ, SOLANO AND SONOMA COUNTIES. MULTI-FAMILY LENDING VOLUME HAS GROWN SIGNIFICANTLY OVER THE PAST SEVERAL YEARS. |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 24 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 25 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 26 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 27 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 28 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 29 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 30 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 18 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 19 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 22989 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 30424 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 26377 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 24 | 22728 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 25 | 9569 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 26 | 48062 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 27 | 9436 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 28 | 14782 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 29 | 27806 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 30 | 23194 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CRAIG ROBINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KATIA KAMANGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SHILOH BALLARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOE ANZALONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MIKE BEASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARY CHANDLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | HILDA RAMIREZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KEVIN DEEBLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JONATHAN FEARN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | PAPIA GAMBELIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | LISA GUTIERREZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SHARON LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MEG MCGRAW-SCHERER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | JIM MORGENSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | LORENA MEDEZ-QUEZADA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | ART FATUM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | GEORGE BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | THANG DO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | CANDICE GONZALEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | SPARKY HARLAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | ANTONIETA RAMOS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | KEVIN ZWICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | JULIE MAHOWALD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | CRAIG MIZUSHIMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 24 | FATHIA MACAULEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 25 | JULIE QUINN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 26 | PAM BERKOWITZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 27 | ADRIA QUINONES-MASUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 28 | STEVEN YANG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 29 | VIVIAN VO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 30 | MARTHA LOPEZ |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 203372 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 274713 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 165768 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 24 | 184423 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 25 | 152194 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 26 | 143682 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 27 | 141109 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 28 | 134906 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 29 | 128734 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 30 | 103948 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 25 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 26 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 27 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 28 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 29 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 30 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECOND VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | FIRST VICE CHAIR (06/21) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | TREASURER (02/21) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR (02/21) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | DIRECTOR (02/21) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR (02/21) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | DIRECTOR (11/20) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | CHIEF EXECUTIVE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | CHIEF EXECUTIVE OFFICER (07/20) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | CHIEF COMPLIANCE & RISK OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 24 | CHIEF LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 25 | CHIEF DEVELOPMENT OFFICER (10/20) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 26 | VP OF MULTIFAMILY LENDING AND BUSINESS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 27 | DIRECTOR OF HOMEBUYER PROGRAMS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 28 | DIRECTOR OF MULTIFAMILY LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 29 | ACCOUNTING MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 30 | MANAGER, LOAN ADMINISTRATION |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2000 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 1 |
| IRS990/FundraisingAmt | 0 | 117355 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 1485 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 591137 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 14 |
| IRS990/GovernmentGrantsAmt | 0 | 2931668 |
| IRS990/GrantAmt | 0 | 144091 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 152980 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 152980 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 144091 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 144091 |
| IRS990/GrantsToIndividualsInd | 0 | 1 |
| IRS990/GrantsToOrganizationsInd | 0 | 1 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 4833036 |
| IRS990/GrossReceiptsAmt | 0 | 25691941 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 14 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 10 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 60435 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 750 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 61185 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 1913020 |
| IRS990/InterestGrp/TotalAmt | 0 | 1913020 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 166058 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 166058 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 4869084 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 6370502 |
| IRS990/IRPDocumentCnt | 0 | 92 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 262962 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 197679 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 135230 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 398192 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 4241899 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE MISSION OF HOUSING TRUST SILICON VALLEY IS TO MAKE BAY AREA A MORE AFFORDABLE PLACE TO LIVE. WE MAKE LOANS AND GRANTS TO INCREASE THE SUPPLY OF AFFORDABLE HOUSING, ASSIST FIRST-TIME HOMEBUYERS, PREVENT HOMELESSNESS AND STABILIZE NEIGHBORHOODS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 14892380 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 14892380 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 89844959 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 104667889 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $250,989,111
- Liabilities
- $146,321,222
- Net assets
- $104,667,889
- Revenue
- $21,448,557
- Expenses
- $7,260,732
- Net income
- $14,187,825