Civic Intelligence

Cdla Inc.

990 • Fiscal year 2015 • EIN 77-0347415

Jul 01, 2014 to Jun 30, 2015 • Filed on Mar 04, 2016

22645 Grand StreetHayward, CA 94541

(510) 582-1460

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

59th percentile

0.18x

Higher debt load relative to assets than 59% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

89th percentile

1.71x

Higher debt load relative to revenue than 89% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

7th percentile

-45%

Higher net margin than 7% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

28th percentile

-3.6%

Faster asset growth than 28% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

33rd percentile

-3.0%

Faster revenue growth than 33% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Down

$2,111,964

Down $79,768 (-3.6%) from 2014

Net Assets

Down

$1,721,533

Down $101,802 (-5.6%) from 2014

Liabilities

Up

$390,431

Up $22,034 (+6.0%) from 2014

Revenue

Down

$228,065

Down $7,011 (-3.0%) from 2014

Expenses

Up

$329,867

Up $24,296 (+8.0%) from 2014

Net Income

Down

-$101,802

Down $31,307 (-44%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2011: $2,250,969Liabilities 2011: $367,957Net Assets 2011: $1,883,0122011Assets 2012: $2,378,023Liabilities 2012: $369,590Net Assets 2012: $2,008,4332012Assets 2013: $2,267,920Liabilities 2013: $374,090Net Assets 2013: $1,893,8302013Assets 2014: $2,191,732Liabilities 2014: $368,397Net Assets 2014: $1,823,3352014Assets 2015: $2,111,964Liabilities 2015: $390,431Net Assets 2015: $1,721,5332015Assets 2016: $1,994,119Liabilities 2016: $376,479Net Assets 2016: $1,617,6402016Assets 2017: $1,946,727Liabilities 2017: $385,915Net Assets 2017: $1,560,8122017Assets 2018: $1,902,777Liabilities 2018: $366,594Net Assets 2018: $1,536,1832018Assets 2019: $1,870,965Liabilities 2019: $395,039Net Assets 2019: $1,475,9262019Assets 2020: $1,793,771Liabilities 2020: $372,682Net Assets 2020: $1,421,0892020Assets 2021: $1,757,498Liabilities 2021: $386,904Net Assets 2021: $1,370,5942021Assets 2022: $1,713,204Liabilities 2022: $434,120Net Assets 2022: $1,279,0842022Assets 2023: $1,605,871Liabilities 2023: $418,227Net Assets 2023: $1,187,6442023Assets 2024: $1,555,035Liabilities 2024: $452,668Net Assets 2024: $1,102,3672024

Highlighted filing

2015

Assets$2,111,964
Liabilities$390,431
Net Assets$1,721,533

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $233,342Expenses 2011: $235,729Net Income 2011: -$2,3872011Revenue 2012: $469,270Expenses 2012: $343,849Net Income 2012: $125,4212012Revenue 2013: $236,008Expenses 2013: $350,611Net Income 2013: -$114,6032013Revenue 2014: $235,076Expenses 2014: $305,571Net Income 2014: -$70,4952014Revenue 2015: $228,065Expenses 2015: $329,867Net Income 2015: -$101,8022015Revenue 2016: $235,318Expenses 2016: $339,211Net Income 2016: -$103,8932016Revenue 2017: $234,161Expenses 2017: $290,989Net Income 2017: -$56,8282017Revenue 2018: $236,172Expenses 2018: $260,801Net Income 2018: -$24,6292018Revenue 2019: $235,818Expenses 2019: $296,075Net Income 2019: -$60,2572019Revenue 2020: $238,329Expenses 2020: $293,166Net Income 2020: -$54,8372020Revenue 2021: $283,370Expenses 2021: $333,864Net Income 2021: -$50,4942021Revenue 2022: $273,802Expenses 2022: $365,312Net Income 2022: -$91,5102022Revenue 2023: $298,739Expenses 2023: $390,179Net Income 2023: -$91,4402023Revenue 2024: $324,102Expenses 2024: $409,379Net Income 2024: -$85,2772024

Highlighted filing

2015

Revenue$228,065
Expenses$329,867
Net Income-$101,802
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Mar 4, 2016
Return Version
2014v6.0
Gross Receipts
$228,065
Mission and Program Overview

Mission

To provide low-income housing for the elderly, handicapped and disabled.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,851,380$1,721,812▼ $129,568
Savings and Temporary Cash Investments$286,464$328,739▲ $42,275
Cash and Non-Interest-Bearing Accounts$34,074$40,610▲ $6,536
Prepaid Expenses and Deferred Charges$3,880$6,400▲ $2,520
Accounts Receivable$1,421$556▼ $865
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$2,191,732$2,111,964▼ $79,768
Other Assets Total$14,513$13,847▼ $666
Liabilities
Mortgage Notes Payable Secured by Investment Property$351,429$351,429→ $0
Accounts Payable and Accrued Expenses$9,184$30,938▲ $21,754
Other Liabilities$7,550$7,671▲ $121
Deferred Revenue$234$393▲ $159
Total Liabilities$368,397$390,431▲ $22,034
Net Assets / Fund Balance
Unrestricted Net Assets$1,823,335$1,721,533▼ $101,802
Total Net Assets Fund Balance$1,823,335$1,721,533▼ $101,802
Total Liabilities and Net Assets / Fund Balance$2,191,732$2,111,964▼ $79,768

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,264,586$997,018$2,261,604
Other Land Buildings$100,798$449,195$549,993
Land$356,428-$356,428
Compensation and Service Providers

Board Members and Trustees

NameTitle
John GaffneyChairman
Linda MandoliniPresident & CEO
Timothy SilvaVice Chair
Calvin WhitakerDirector
Doug KuerschnerDirector
Grace LiDirector
Ilene WeinrebDirector
Joe PostigoDirector
Kathleen HammDirector
Muahmmed ChaudhryDirector
Nicholas J RandallDirector
Pauline WeaverDirector
Timothy ReillyDirector
Jan PetersExec VP/COO
Janet LockhartSecretary
Jim KennedyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$150,936
Program Service Revenue
$77,077
Investment Income
$52
Other Revenue
$0
Change in Net Assets
$-101,802

Audited Revenue Reconciliation

Revenue per Audited Statements
$228,065
Total Revenue per Audited Statements
$228,065
Total Revenue per Form 990
$228,065
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$267,381
Salaries, Compensation, and Employee Benefits$62,486
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$132,410--$132,410
Occupancy$65,884--$65,884
Other Salaries and Wages$51,296--$51,296
Fees for Services Management$14,256$1,584-$15,840
Fees for Services Accounting$9,887$1,099-$10,986
Office Expenses$9,040$710-$9,750
Other Employee Benefits$7,930--$7,930
Payroll Taxes$3,260--$3,260
Information Technology$2,369--$2,369
Other Expenses$2,047--$2,047
Conferences and Meetings$1,409--$1,409
Travel$251--$251
Advertising$75--$75
Fees for Services Legal$23--$23
Total Functional Expenses$326,474$3,393$0$329,867

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$329,867
Total Expenses per Audited Statements$329,867
Total Expenses per Form 990$329,867
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Tenant Security Deposit$7,671
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Line 3: Description of Delegated Duties to Management Company

The project is managed by eden housing management, inc., a nonprofit public benefit corporation related to the corporation by common members of the board of directors and/or the power to appoint directors. Eden housing is responsible for the day to day operations of the low-income housing project, including maintenance of accounting records, rent collection, facility maintenance, etc.

Form 990, Part VI, Line 8: Explanation of No Contemporaneously Documentation of Meetings

There are no subcommittees of the Board of Directors.

Form 990, Part VI, Line 11B: Form 990 Review Process

The management agent reviews the form 990 prior to presentation to the board member for signature.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Each board member is required to complete a conflict of interest disclosure questionnaire annually. If a board member has any conflict of interest, the board member would need to recuse himself from any decisions regarding a conflict area.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

AVAILABLE UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
CDLA Inc
EIN
77-0347415
Phone
5105821460
Address
22645 Grand Street, Hayward, CA 94541

Signing Officer

Name
Jan Peters
Title
Exec VP/COO
Signed
2016-03-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Gaffney
Formed
1992
Legal Domicile
CA
Voting Board Members
14
Independent Board Members
14
Employees
0

Preparer

Firm
Spiteri Narasky & Daley LLP
Address
1024 Country Club Dr, Moraga, CA 94556
Preparer
Annette M Spiteri
Phone
9253762195
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

The Corporation has been granted tax-exempt status by the Internal Revenue Service under Code Section 501(c)(3) and by the California Franchise Tax Board under Code Section 23701(d). The Corporation believes that it does not have any uncertain tax positions that are material to the financial statements. The federal and state tax returns for the years ending June 30, 2014, 2013, 2012 and 2011 are subject to examination by regulatory agencies, generally for three years and four years after they were filed for the federal and state returns, respectively.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt11Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14EXEC VP/COO
IRS990/Form990PartVIISectionAGrp/TitleTxt15President & CEO
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IRS990/InformationTechnologyGrp/TotalAmt02369
IRS990/InsuranceGrp/TotalAmt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt01721812
IRS990/LandBldgEquipCostOrOtherBssAmt03168025
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IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE LOW-INCOME HOUSING FOR THE ELDERLY, HANDICAPPED AND DISABLED.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0351429
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
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IRS990/OccupancyGrp/ProgramServicesAmt065884
IRS990/OccupancyGrp/TotalAmt065884
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0710
IRS990/OfficeExpensesGrp/ProgramServicesAmt09040
IRS990/OfficeExpensesGrp/TotalAmt09750
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt014513
IRS990/OtherAssetsTotalGrp/EOYAmt013847
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt07930
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IRS990/OtherExpensesGrp/Desc1GREEN RETROFIT INCTV PERF FEE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3WORKERS COMPENSATION
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IRS990/OtherExpensesGrp/ProgramServicesAmt17052
IRS990/OtherExpensesGrp/ProgramServicesAmt22636
IRS990/OtherExpensesGrp/ProgramServicesAmt32047
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IRS990/OtherExpensesGrp/TotalAmt17052
IRS990/OtherExpensesGrp/TotalAmt22636
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IRS990/OtherSalariesAndWagesGrp/TotalAmt051296
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt03260
IRS990/PayrollTaxesGrp/TotalAmt03260
IRS990/PensionPlanContributionsGrp/TotalAmt00
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IRS990/PoliticalCampaignActyInd0false
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06400
IRS990/PrincipalOfficerNm0JOHN GAFFNEY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0531110
IRS990/ProgramServiceRevenueGrp/BusinessCd1531110
IRS990/ProgramServiceRevenueGrp/BusinessCd2531110
IRS990/ProgramServiceRevenueGrp/BusinessCd3531110
IRS990/ProgramServiceRevenueGrp/Desc0LAUNDRY INCOME
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER TENANT CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3TENANT RENTS
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1309
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2148
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt375114
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1309
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2148
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt375114
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0163089
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt056
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0253835
IRS990/PYProgramServiceRevenueAmt071931
IRS990/PYRevenuesLessExpensesAmt0-70495
IRS990/PYSalariesCompEmpBnftPaidAmt051736
IRS990/PYTotalExpensesAmt0305571
IRS990/PYTotalRevenueAmt0235076
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-101802
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt077077
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0286464
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0328739
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0150936
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0163089
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0154760
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0399088
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0163929
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01031802
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt052
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt056
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt086
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt099
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt089
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0382
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0369577
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.56$0.45$1.10$0.32$0.41$0.09
2023Detailed filing. Detailed filing data is available for this year.$1.61$0.42$1.19$0.30$0.39$0.09
2022Detailed filing. Detailed filing data is available for this year.$1.71$0.43$1.28$0.27$0.37$0.09
2021Detailed filing. Detailed filing data is available for this year.$1.76$0.39$1.37$0.28$0.33$0.05
2020Detailed filing. Detailed filing data is available for this year.$1.79$0.37$1.42$0.24$0.29$0.05
2019Detailed filing. Detailed filing data is available for this year.$1.87$0.40$1.48$0.24$0.30$0.06
2018Detailed filing. Detailed filing data is available for this year.$1.90$0.37$1.54$0.24$0.26$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.95$0.39$1.56$0.23$0.29$0.06
2016Detailed filing. Detailed filing data is available for this year.$1.99$0.38$1.62$0.24$0.34$0.10
2015Detailed filing. Detailed filing data is available for this year.$2.11$0.39$1.72$0.23$0.33$0.10
2014Summary only. Only limited summary data is available for this year.$2.19$0.37$1.82$0.24$0.31$0.07
2013Summary only. Only limited summary data is available for this year.$2.27$0.37$1.89$0.24$0.35$0.11
2012Summary only. Only limited summary data is available for this year.$2.38$0.37$2.01$0.47$0.34$0.13
2011Summary only. Only limited summary data is available for this year.$2.25$0.37$1.88$0.23$0.24$0.00